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Capital (Tables)
 6 Months Ended
Jun. 30, 2018
Capital  
Schedule of capital adequacy requirements

 

As of June 30, 2018 and December 31, 2017, the Company was in compliance with the current phase of the Basel III Rule and management believes that the Company would meet all capital adequacy requirements under the Basel III Rule on a fully phased-in basis as if such requirements had been in effect (dollars in thousands).

 

 

 

 

 

 

 

Minimum

 

 

 

 

 

 

 

Actual

 

Capital Requirement with
Capital Buffer

 

Minimum To Be
Well Capitalized

 

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

As of June 30, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
865,366

 
14.42

%

$
592,648

 
9.875

%

$
600,150

 
10.00

%

Busey Bank

 

$
837,823

 
14.03

%

$
589,537

 
9.875

%

$
596,999

 
10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
746,561

 
12.44

%

$
472,618

 
7.875

%

$
480,120

 
8.00

%

Busey Bank

 

$
784,518

 
13.14

%

$
470,137

 
7.875

%

$
477,599

 
8.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
672,561

 
11.21

%

$
382,596

 
6.375

%

$
390,098

 
6.50

%

Busey Bank

 

$
784,518

 
13.14

%

$
380,587

 
6.375

%

$
388,050

 
6.50

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
746,561

 
10.13

%

$
294,897

 
4.00

%

N/A

 

N/A

 

Busey Bank

 

$
784,518

 
10.68

%

$
293,941

 
4.00

%

$
367,427

 
5.00

%

 

 

 

 

 

 

 

Minimum

 

 

 

 

 

 

 

Actual

 

Capital Requirement with
Capital Buffer

 

Minimum To Be
Well Capitalized

 

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

As of December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
837,183

 
14.15

%

$
547,265

 
9.25

%

$
591,638

 
10.00

%

Busey Bank

 

$
704,807

 
12.78

%

$
509,978

 
9.25

%

$
551,327

 
10.00

%

South Side Bank

 

$
84,914

 
22.61

%

$
34,744

 
9.25

%

$
37,561

 
10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
718,101

 
12.14

%

$
428,937

 
7.25

%

$
473,310

 
8.00

%

Busey Bank

 

$
651,432

 
11.82

%

$
399,713

 
7.25

%

$
441,062

 
8.00

%

South Side Bank

 

$
84,707

 
22.55

%

$
27,232

 
7.25

%

$
30,049

 
8.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
644,633

 
10.90

%

$
340,192

 
5.75

%

$
384,565

 
6.50

%

Busey Bank

 

$
651,432

 
11.82

%

$
317,013

 
5.75

%

$
358,363

 
6.50

%

South Side Bank

 

$
84,707

 
22.55

%

$
21,598

 
5.75

%

$
24,415

 
6.50

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
718,101

 
9.78

%

$
293,588

 
4.00

%

N/A

 

N/A

 

Busey Bank

 

$
651,432

 
9.80

%

$
265,847

 
4.00

%

$
332,309

 
5.00

%

South Side Bank

 

$
84,707

 
12.75

%

$
26,571

 
4.00

%

$
33,214

 
5.00

%