XML 37 R22.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans (Tables)
 3 Months Ended
Mar. 31, 2014
Loans  
Schedule of geographic distributions of loans

 

 

 

 

March 31, 2014

 

 

 

Illinois

 

Florida

 

Indiana

 

Total

 

 

 

(dollars in thousands)

 

Commercial

 

$

482,926

 

$

27,514

 

$

21,405

 

$

531,845

 

Commercial real estate

 

790,038

 

162,673

 

124,015

 

1,076,726

 

Real estate construction

 

54,610

 

10,994

 

9,382

 

74,986

 

Retail real estate

 

427,936

 

101,254

 

11,430

 

540,620

 

Retail other

 

7,848

 

519

 

88

 

8,455

 

Total

 

$

1,763,358

 

$

302,954

 

$

166,320

 

$

2,232,632

 

 

 

 

 

 

 

 

 

 

 

Less held for sale(1)

 

 

 

 

 

 

 

7,046

 

 

 

 

 

 

 

 

 

$

2,225,586

 

 

 

 

 

 

 

 

 

 

 

Less allowance for loan losses

 

 

 

 

 

 

 

47,426

 

Net loans

 

 

 

 

 

 

 

$

2,178,160

 

 

(1)Loans held for sale are included in retail real estate.

 

 

 

December 31, 2013

 

 

 

Illinois

 

Florida

 

Indiana

 

Total

 

 

 

(dollars in thousands)

 

Commercial

 

$

530,174

 

$

20,536

 

$

29,902

 

$

580,612

 

Commercial real estate

 

800,568

 

160,255

 

131,450

 

1,092,273

 

Real estate construction

 

55,190

 

17,426

 

6,239

 

78,855

 

Retail real estate

 

419,801

 

103,104

 

11,588

 

534,493

 

Retail other

 

8,422

 

552

 

93

 

9,067

 

Total

 

$

1,814,155

 

$

301,873

 

$

179,272

 

$

2,295,300

 

 

 

 

 

 

 

 

 

 

 

Less held for sale(1)

 

 

 

 

 

 

 

13,840

 

 

 

 

 

 

 

 

 

$

2,281,460

 

 

 

 

 

 

 

 

 

 

 

Less allowance for loan losses

 

 

 

 

 

 

 

47,567

 

Net loans

 

 

 

 

 

 

 

$

2,233,893

 

 

(1) Loans held for sale are included in retail real estate.
Schedule of weighted average risk grades segregated by category of loans (excluding held-for-sale, non posted and clearings)

 

 

 

 

March 31, 2014

 

 

 

Weighted Avg.
Risk Grade

 

Grades
1,3,6

 

Grade
7

 

Grade
 8

 

Grade
9

 

Grade
10

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

4.66

 

$

439,328

 

$

43,161

 

$

9,724

 

$

10,514

 

$

1,604

 

Commercial real estate

 

5.57

 

792,255

 

70,087

 

26,888

 

20,261

 

4,562

 

Real estate construction

 

7.06

 

24,562

 

16,792

 

11,695

 

7,567

 

3,376

 

Retail real estate

 

3.44

 

410,802

 

9,359

 

5,012

 

3,999

 

1,633

 

Retail other

 

2.63

 

7,868

 

65

 

—

 

3

 

—

 

Total Illinois/Indiana

 

 

 

$

1,674,815

 

$

139,464

 

$

53,319

 

$

42,344

 

$

11,175

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

5.78

 

$

23,559

 

$

79

 

$

3,186

 

$

680

 

$

10

 

Commercial real estate

 

6.05

 

112,870

 

23,344

 

10,849

 

12,992

 

2,618

 

Real estate construction

 

6.29

 

9,442

 

—

 

724

 

828

 

—

 

Retail real estate

 

3.82

 

76,137

 

12,155

 

9,758

 

2,507

 

537

 

Retail other

 

1.57

 

519

 

—

 

—

 

—

 

—

 

Total Florida

 

 

 

$

222,527

 

$

35,578

 

$

24,517

 

$

17,007

 

$

3,165

 

Total

 

 

 

$

1,897,342

 

$

175,042

 

$

77,836

 

$

59,351

 

$

14,340

 

 

 

 

December 31, 2013

 

 

 

Weighted Avg.
Risk Grade

 

Grades
1,3,6

 

Grade
7

 

Grade
 8

 

Grade
9

 

Grade
10

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

4.66

 

$

487,587

 

$

46,992

 

$

15,986

 

$

8,536

 

$

975

 

Commercial real estate

 

5.55

 

799,117

 

79,371

 

19,327

 

29,606

 

4,597

 

Real estate construction

 

7.11

 

21,585

 

16,376

 

11,920

 

7,686

 

3,862

 

Retail real estate

 

3.53

 

393,299

 

9,285

 

5,392

 

4,408

 

3,936

 

Retail other

 

2.64

 

8,451

 

60

 

—

 

4

 

—

 

Total Illinois/Indiana

 

 

 

$

1,710,039

 

$

152,084

 

$

52,625

 

$

50,240

 

$

13,370

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

5.89

 

$

16,460

 

$

174

 

$

3,218

 

$

684

 

$

—

 

Commercial real estate

 

6.02

 

116,741

 

16,470

 

11,250

 

12,721

 

3,073

 

Real estate construction

 

6.64

 

7,886

 

7,961

 

743

 

836

 

—

 

Retail real estate

 

3.85

 

77,116

 

12,052

 

9,417

 

3,050

 

721

 

Retail other

 

1.72

 

552

 

—

 

—

 

—

 

—

 

Total Florida

 

 

 

$

218,755

 

$

36,657

 

$

24,628

 

$

17,291

 

$

3,794

 

Total

 

 

 

$

1,928,794

 

$

188,741

 

$

77,253

 

$

67,531

 

$

17,164

 
Schedule of age analysis of past due loans still accruing and non-accrual loans

 

 

 

 

March 31, 2014

 

 

 

Loans past due, still accruing

 

Non-accrual

 

 

 

30-59 Days

 

60-89 Days

 

90+Days

 

Loans

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

$

541

 

$

1,524

 

$

—

 

$

1,604

 

Commercial real estate

 

896

 

12

 

—

 

4,562

 

Real estate construction

 

—

 

48

 

—

 

3,376

 

Retail real estate

 

964

 

—

 

—

 

1,633

 

Retail other

 

20

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

2,421

 

$

1,584

 

$

—

 

$

11,175

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

10

 

Commercial real estate

 

—

 

—

 

—

 

2,618

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

537

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

$

—

 

$

—

 

$

—

 

$

3,165

 

Total

 

$

2,421

 

$

1,584

 

$

—

 

$

14,340

 

 

 

 

December 31, 2013

 

 

 

Loans past due, still accruing

 

Non-accrual

 

 

 

30-59 Days

 

60-89 Days

 

90+Days

 

Loans

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

$

906

 

$

279

 

$

92

 

$

975

 

Commercial real estate

 

567

 

3,736

 

—

 

4,597

 

Real estate construction

 

—

 

—

 

—

 

3,862

 

Retail real estate

 

483

 

123

 

103

 

3,936

 

Retail other

 

20

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

1,976

 

$

4,138

 

$

195

 

$

13,370

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

3,073

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

721

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

$

—

 

$

—

 

$

—

 

$

3,794

 

Total

 

$

1,976

 

$

4,138

 

$

195

 

$

17,164

 
Schedule of restructured loans

 

 

 

 

March 31,

 

December 31, 

 

 

 

2014

 

2013

 

 

 

(dollars in thousands)

 

Restructured loans:

 

 

 

 

 

In compliance with modified terms

 

$

11,651

 

$

11,511

 

30 – 89 days past due

 

—

 

380

 

Included in non-performing loans

 

4,630

 

5,919

 

Total

 

$

16,281

 

$

17,810

 

 
Schedule of performing loans classified as TDRs, segregated by category and geography

 

 

 

Three Months Ended

 

Three Months Ended

 

 

 

March 31, 2014

 

March 31, 2013

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

1

 

25

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

1

 

$

25

 

—

 

$

—

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

—

 

$

—

 

—

 

$

—

 

Total

 

1

 

$

25

 

—

 

$

—

 

 
Schedule of performing loans, segregated by category and geography, modified as TDRs

 

 

 

 

Three Months Ended

 

Three Months Ended

 

 

 

March 31, 2014

 

March 31, 2013

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

1

 

1,700

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

—

 

$

—

 

1

 

$

1,700

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

3

 

407

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

—

 

$

—

 

3

 

$

407

 

Total

 

—

 

$

—

 

4

 

$

2,107

 

 
Schedule of details of impaired loans, segregated by category and geography

 

 

 

 

March 31, 2014

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

3,763

 

$

1,815

 

$

940

 

$

2,755

 

$

805

 

$

3,224

 

Commercial real estate

 

8,933

 

4,115

 

3,236

 

7,351

 

1,798

 

9,144

 

Real estate construction

 

3,376

 

1,810

 

1,566

 

3,376

 

464

 

5,285

 

Retail real estate

 

2,942

 

2,106

 

632

 

2,738

 

183

 

4,805

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

19,014

 

$

9,846

 

$

6,374

 

$

16,220

 

$

3,250

 

$

22,458

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

30

 

$

10

 

$

—

 

$

10

 

$

—

 

$

2

 

Commercial real estate

 

4,880

 

3,485

 

1,308

 

4,793

 

405

 

6,306

 

Real estate construction

 

414

 

414

 

—

 

414

 

—

 

857

 

Retail real estate

 

9,929

 

8,764

 

537

 

9,301

 

337

 

10,130

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

15,253

 

$

12,673

 

$

1,845

 

$

14,518

 

$

742

 

$

17,295

 

Total

 

$

34,267

 

$

22,519

 

$

8,219

 

$

30,738

 

$

3,992

 

$

39,753

 

 

 

 

December 31, 2013

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

2,825

 

$

1,684

 

$

602

 

$

2,286

 

$

485

 

$

4,169

 

Commercial real estate

 

8,866

 

3,671

 

3,740

 

7,411

 

1,977

 

10,335

 

Real estate construction

 

4,932

 

2,292

 

1,570

 

3,862

 

468

 

5,889

 

Retail real estate

 

5,583

 

3,267

 

2,010

 

5,277

 

604

 

5,296

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

22,206

 

$

10,914

 

$

7,922

 

$

18,836

 

$

3,534

 

$

25,689

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

Commercial real estate

 

7,108

 

3,946

 

1,319

 

5,265

 

416

 

6,662

 

Real estate construction

 

417

 

417

 

—

 

417

 

—

 

1,294

 

Retail real estate

 

10,346

 

9,005

 

537

 

9,542

 

337

 

11,079

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

17,871

 

$

13,368

 

$

1,856

 

$

15,224

 

$

753

 

$

19,035

 

Total

 

$

40,077

 

$

24,282

 

$

9,778

 

$

34,060

 

$

4,287

 

$

44,724

 

 
Schedule of activity on the allowance for loan losses

 

 

 

 

March 31, 2014

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

3,763

 

$

1,815

 

$

940

 

$

2,755

 

$

805

 

$

3,224

 

Commercial real estate

 

8,933

 

4,115

 

3,236

 

7,351

 

1,798

 

9,144

 

Real estate construction

 

3,376

 

1,810

 

1,566

 

3,376

 

464

 

5,285

 

Retail real estate

 

2,942

 

2,106

 

632

 

2,738

 

183

 

4,805

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

19,014

 

$

9,846

 

$

6,374

 

$

16,220

 

$

3,250

 

$

22,458

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

30

 

$

10

 

$

—

 

$

10

 

$

—

 

$

2

 

Commercial real estate

 

4,880

 

3,485

 

1,308

 

4,793

 

405

 

6,306

 

Real estate construction

 

414

 

414

 

—

 

414

 

—

 

857

 

Retail real estate

 

9,929

 

8,764

 

537

 

9,301

 

337

 

10,130

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

15,253

 

$

12,673

 

$

1,845

 

$

14,518

 

$

742

 

$

17,295

 

Total

 

$

34,267

 

$

22,519

 

$

8,219

 

$

30,738

 

$

3,992

 

$

39,753

 

 

 

 

December 31, 2013

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

2,825

 

$

1,684

 

$

602

 

$

2,286

 

$

485

 

$

4,169

 

Commercial real estate

 

8,866

 

3,671

 

3,740

 

7,411

 

1,977

 

10,335

 

Real estate construction

 

4,932

 

2,292

 

1,570

 

3,862

 

468

 

5,889

 

Retail real estate

 

5,583

 

3,267

 

2,010

 

5,277

 

604

 

5,296

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

22,206

 

$

10,914

 

$

7,922

 

$

18,836

 

$

3,534

 

$

25,689

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

Commercial real estate

 

7,108

 

3,946

 

1,319

 

5,265

 

416

 

6,662

 

Real estate construction

 

417

 

417

 

—

 

417

 

—

 

1,294

 

Retail real estate

 

10,346

 

9,005

 

537

 

9,542

 

337

 

11,079

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

17,871

 

$

13,368

 

$

1,856

 

$

15,224

 

$

753

 

$

19,035

 

Total

 

$

40,077

 

$

24,282

 

$

9,778

 

$

34,060

 

$

4,287

 

$

44,724

 
Schedule of allowance for loan losses and recorded investments

 

 

 

 

As of March 31, 2014

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

 805

 

$

 1,798

 

$

 464

 

$

 183

 

$

 —

 

$

 3,250

 

Loans collectively evaluated for impairment

 

7,112

 

13,700

 

1,997

 

9,009

 

213

 

32,031

 

Ending Balance

 

$

7,917

 

$

15,498

 

$

2,461

 

$

9,192

 

$

213

 

$

35,281

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

2,755

 

$

7,351

 

$

3,376

 

$

2,738

 

$

—

 

$

 16,220

 

Loans collectively evaluated for impairment

 

501,576

 

906,702

 

60,616

 

429,742

 

7,936

 

1,906,572

 

Ending Balance

 

$

504,331

 

$

914,053

 

$

63,992

 

$

432,480

 

$

7,936

 

$

1,922,792

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

 —

 

$

405

 

$

 —

 

$

337

 

$

 —

 

$

 742

 

Loans collectively evaluated for impairment

 

2,291

 

5,324

 

233

 

3,551

 

4

 

11,403

 

Ending Balance

 

$

2,291

 

$

5,729

 

$

233

 

$

3,888

 

$

4

 

$

12,145

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

 10

 

$

 4,793

 

$

 414

 

$

 9,301

 

$

 —

 

$

 14,518

 

Loans collectively evaluated for impairment

 

27,504

 

157,880

 

10,580

 

91,793

 

519

 

288,276

 

Ending Balance

 

$

27,514

 

$

162,673

 

$

10,994

 

$

101,094

 

$

519

 

$

302,794

 

 

 

 

As of December 31, 2013

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail
Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

485

 

$

1,977

 

$

468

 

$

604

 

$

—

 

$

3,534

 

Loans collectively evaluated for impairment

 

7,967

 

14,402

 

2,072

 

6,258

 

216

 

30,915

 

Ending Balance

 

$

8,452

 

$

16,379

 

$

2,540

 

$

6,862

 

$

216

 

$

34,449

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

2,286

 

$

7,411

 

$

3,862

 

$

5,277

 

$

—

 

$

18,836

 

Loans collectively evaluated for impairment

 

557,790

 

924,607

 

57,567

 

413,020

 

8,515

 

1,961,499

 

Ending Balance

 

$

560,076

 

$

932,018

 

$

61,429

 

$

418,297

 

$

8,515

 

$

1,980,335

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

416

 

$

—

 

$

337

 

$

—

 

$

753

 

Loans collectively evaluated for impairment

 

1,926

 

5,317

 

1,168

 

3,950

 

4

 

12,365

 

Ending Balance

 

$

1,926

 

$

5,733

 

$

1,168

 

$

4,287

 

$

4

 

$

13,118

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

5,265

 

$

417

 

$

9,542

 

$

—

 

$

15,224

 

Loans collectively evaluated for impairment

 

20,536

 

154,990

 

17,009

 

92,814

 

552

 

285,901

 

Ending Balance

 

$

20,536

 

$

160,255

 

$

17,426

 

$

102,356

 

$

552

 

$

301,125