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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest income:        
Interest and fees on loans $ 23,200 $ 24,512 $ 46,161 $ 50,038
Interest and dividends on investment securities:        
Taxable interest income 3,283 3,837 6,454 7,605
Non-taxable interest income 977 876 1,960 1,678
Total interest income 27,460 29,225 54,575 59,321
Interest expense:        
Deposits 1,824 3,318 3,921 7,066
Securities sold under agreements to repurchase 40 76 84 154
Short-term borrowings 6 9 15 18
Long-term debt 44 220 125 446
Junior subordinated debt owed to unconsolidated trusts 301 328 602 665
Total interest expense 2,215 3,951 4,747 8,349
Net interest income 25,245 25,274 49,828 50,972
Provision for loan losses 2,000 4,500 4,000 9,500
Net interest income after provision for loan losses 23,245 20,774 45,828 41,472
Other income:        
Trust fees 4,713 4,090 9,921 9,285
Commissions and brokers' fees, net 569 564 1,109 1,070
Remittance processing 2,085 2,111 4,183 4,278
Service charges on deposit accounts 3,023 2,873 5,750 5,684
Other service charges and fees 1,527 1,443 2,966 2,824
Gain on sales of loans 2,763 3,256 6,260 5,669
Security gains net   64   64
Other 1,103 1,369 2,235 4,776
Total other income 15,783 15,770 32,424 33,650
Other expense:        
Salaries and wages 12,781 13,148 26,341 25,259
Employee benefits 2,947 3,122 6,174 6,018
Net occupancy expense of premises 2,103 2,156 4,285 4,361
Furniture and equipment expense 1,222 1,310 2,476 2,582
Data processing 2,568 2,639 5,207 4,798
Amortization of intangible assets 783 827 1,566 1,654
Regulatory expense 617 620 1,263 1,246
OREO expense 58 510 601 515
Other 4,722 5,447 9,455 10,548
Total other expense 27,801 29,779 57,368 56,981
Income before income taxes 11,227 6,765 20,884 18,141
Income taxes 3,787 1,877 7,011 5,610
Net income 7,440 4,888 13,873 12,531
Preferred stock dividends     1,816 1,816
Preferred stock dividends and discount accretion 908 908    
Net income available to common stockholders $ 6,532 $ 3,980 $ 12,057 $ 10,715
Basic earnings per common share (in dollars per share) $ 0.08 $ 0.05 $ 0.14 $ 0.12
Diluted earnings per common share (in dollars per share) $ 0.08 $ 0.05 $ 0.14 $ 0.12
Dividends declared per share of common stock (in dollars per share) $ 0.04 $ 0.04 $ 0.04 $ 0.08