XML 88 R19.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans (Tables)
 6 Months Ended
Jun. 30, 2013
Loans  
Schedule of geographic distributions of loans

 

 

June 30, 2013

 

 

 

Illinois

 

Florida

 

Indiana

 

Total

 

 

 

(dollars in thousands)

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

474,850

 

$

13,360

 

$

21,446

 

$

509,656

 

Commercial real estate

 

749,654

 

155,192

 

80,412

 

985,258

 

Real estate construction

 

63,446

 

18,649

 

3,342

 

85,437

 

Retail real estate

 

452,793

 

104,317

 

11,561

 

568,671

 

Retail other

 

9,468

 

499

 

109

 

10,076

 

Total

 

$

1,750,211

 

$

292,017

 

$

116,870

 

$

2,159,098

 

 

 

 

 

 

 

 

 

 

 

Less held for sale(1)

 

 

 

 

 

 

 

40,874

 

 

 

 

 

 

 

 

 

$

2,118,224

 

 

 

 

 

 

 

 

 

 

 

Less allowance for loan losses

 

 

 

 

 

 

 

48,491

 

Net loans

 

 

 

 

 

 

 

$

2,069,733

 

 

(1)Loans held for sale are included in retail real estate.

 

 

 

December 31, 2012

 

 

 

Illinois

 

Florida

 

Indiana

 

Total

 

 

 

(dollars in thousands)

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

399,300

 

$

10,861

 

$

23,527

 

$

433,688

 

Commercial real estate

 

777,752

 

138,170

 

65,210

 

981,132

 

Real estate construction

 

67,152

 

15,972

 

2,977

 

86,101

 

Retail real estate

 

435,911

 

112,052

 

11,873

 

559,836

 

Retail other

 

11,831

 

409

 

113

 

12,353

 

Total

 

$

1,691,946

 

$

277,464

 

$

103,700

 

$

2,073,110

 

 

 

 

 

 

 

 

 

 

 

Less held for sale(1)

 

 

 

 

 

 

 

40,003

 

 

 

 

 

 

 

 

 

$

2,033,107

 

 

 

 

 

 

 

 

 

 

 

Less allowance for loan losses

 

 

 

 

 

 

 

48,012

 

Net loans

 

 

 

 

 

 

 

$

1,985,095

 

 

(1) Loans held for sale are included in retail real estate.
Schedule of weighted average risk grades segregated by class of loans (excluding held-for-sale, non posted and clearings)

 

 

June 30, 2013

 

 

 

Weighted Avg.
Risk Grade

 

Grades
1,3,6

 

Grade
7

 

Grade
8

 

Grade
9

 

Grade
10

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

4.76

 

$

417,017

 

$

54,420

 

$

8,689

 

$

14,859

 

$

1,311

 

Commercial real estate

 

5.55

 

671,048

 

87,602

 

37,460

 

26,803

 

7,153

 

Real estate construction

 

7.28

 

20,435

 

19,265

 

13,104

 

10,758

 

3,226

 

Retail real estate

 

3.59

 

398,733

 

6,239

 

5,971

 

6,390

 

3,569

 

Retail other

 

3.29

 

9,231

 

340

 

—

 

6

 

—

 

Total Illinois/Indiana

 

 

 

$

1,516,464

 

$

167,866

 

$

65,224

 

$

58,816

 

$

15,259

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

5.63

 

$

8,924

 

$

299

 

$

3,323

 

$

814

 

$

—

 

Commercial real estate

 

6.32

 

96,866

 

23,457

 

11,637

 

19,343

 

3,889

 

Real estate construction

 

6.69

 

8,442

 

8,473

 

765

 

969

 

—

 

Retail real estate

 

3.85

 

78,697

 

8,305

 

12,585

 

2,913

 

1,126

 

Retail other

 

1.71

 

499

 

—

 

—

 

—

 

—

 

Total Florida

 

 

 

$

193,428

 

$

40,534

 

$

28,310

 

$

24,039

 

$

5,015

 

Total

 

 

 

$

1,709,892

 

$

208,400

 

$

93,534

 

$

82,855

 

$

20,274

 

 

 

 

December 31, 2012

 

 

 

Weighted Avg.
Risk Grade

 

Grades
1,3,6

 

Grade
7

 

Grade
8

 

Grade
9

 

Grade
10

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

4.68

 

$

346,536

 

$

46,201

 

$

12,374

 

$

15,677

 

$

2,039

 

Commercial real estate

 

5.53

 

644,695

 

110,012

 

50,305

 

28,655

 

9,295

 

Real estate construction

 

7.21

 

30,710

 

7,809

 

14,162

 

14,084

 

3,364

 

Retail real estate

 

3.62

 

385,949

 

6,729

 

7,806

 

5,874

 

2,855

 

Retail other

 

3.34

 

11,563

 

372

 

—

 

9

 

—

 

Total Illinois/Indiana

 

 

 

$

1,419,453

 

$

171,123

 

$

84,647

 

$

64,299

 

$

17,553

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

5.91

 

$

6,359

 

$

3,544

 

$

162

 

$

796

 

$

—

 

Commercial real estate

 

6.36

 

80,232

 

20,667

 

13,238

 

19,279

 

4,754

 

Real estate construction

 

6.97

 

4,137

 

7,721

 

3,172

 

942

 

—

 

Retail real estate

 

3.98

 

83,578

 

6,369

 

13,225

 

3,265

 

2,797

 

Retail other

 

2.80

 

391

 

—

 

18

 

—

 

—

 

Total Florida

 

 

 

$

174,697

 

$

38,301

 

$

29,815

 

$

24,282

 

$

7,551

 

Total

 

 

 

$

1,594,150

 

$

209,424

 

$

114,462

 

$

88,581

 

$

25,104

 
Schedule of age analysis of past due loans still accruing and non-accrual loans

 

 

 

June 30, 2013

 

 

 

Loans past due, still accruing

 

Non-accrual

 

 

 

30-59 Days

 

60-89 Days

 

90+Days

 

Loans

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

$

468

 

$

2,039

 

$

17

 

$

1,311

 

Commercial real estate

 

79

 

91

 

233

 

7,153

 

Real estate construction

 

—

 

—

 

—

 

3,226

 

Retail real estate

 

504

 

357

 

521

 

3,569

 

Retail other

 

18

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

1,069

 

$

2,487

 

$

771

 

$

15,259

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

3,889

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

127

 

—

 

—

 

1,126

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

$

127

 

$

—

 

$

—

 

$

5,015

 

Total

 

$

1,196

 

$

2,487

 

$

771

 

$

20,274

 

 

 

 

December 31, 2012

 

 

 

Loans past due, still accruing

 

Non-accrual

 

 

 

30-59 Days

 

60-89 Days

 

90+Days

 

Loans

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

$

111

 

$

80

 

$

19

 

$

2,039

 

Commercial real estate

 

216

 

59

 

139

 

9,295

 

Real estate construction

 

—

 

—

 

—

 

3,364

 

Retail real estate

 

1,154

 

294

 

46

 

2,855

 

Retail other

 

2

 

2

 

—

 

—

 

Total Illinois/Indiana

 

$

1,483

 

$

435

 

$

204

 

$

17,553

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

4,754

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

364

 

—

 

52

 

2,797

 

Retail other

 

—

 

3

 

—

 

—

 

Total Florida

 

$

364

 

$

3

 

$

52

 

$

7,551

 

Total

 

$

1,847

 

$

438

 

$

256

 

$

25,104

 
Schedule of restructured loans

 

 

June 30,
2013

 

December 31,
2012

 

 

 

(dollars in thousands)

 

Restructured loans:

 

 

 

 

 

 

 

In compliance with modified terms

 

$

12,378

 

$

22,023

 

30 — 89 days past due

 

246

 

28

 

Included in non-performing loans

 

8,384

 

6,458

 

Total

 

$

21,008

 

$

28,509

 
Schedule of performing loans classified as TDRs, segregated by class and geography

 

 

Three Months Ended
June 30, 2013

 

Six Months Ended
June 30, 2013

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

—

 

$

—

 

—

 

$

—

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

1

 

93

 

1

 

93

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

1

 

$

93

 

1

 

$

93

 

Total

 

1

 

$

93

 

1

 

$

93

 

 

 

 

Three Months Ended
June 30, 2012

 

Six Months Ended
June 30, 2012

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollar in thousands)

 

(dollar in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

3

 

$

790

 

5

 

$

2,070

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

3

 

310

 

4

 

3,329

 

Retail real estate

 

11

 

1,914

 

11

 

1,914

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

17

 

$

3,014

 

20

 

$

7,313

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

 

 

Real estate construction

 

—

 

—

 

—

 

 

 

Retail real estate

 

2

 

706

 

2

 

706

 

Retail other

 

—

 

—

 

—

 

 

 

Total Florida

 

2

 

$

706

 

2

 

$

706

 

Total

 

19

 

$

3,720

 

22

 

$

8,019

 
Schedule of TDRs classified as non-performing with payment defaults, segregated by class and geography

 

 

Three Months Ended
June 30, 2013

 

Six Months Ended
June 30, 2013

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

1

 

1,650

 

Real estate construction

 

1

 

288

 

1

 

288

 

Retail real estate

 

4

 

1,087

 

4

 

1,087

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

5

 

$

1,375

 

6

 

$

3,025

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

—

 

—

 

Retail real estate

 

—

 

—

 

1

 

120

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

—

 

$

—

 

1

 

$

120

 

Total

 

5

 

$

1,375

 

7

 

$

3,145

 

 

 

 

Three Months Ended
June 30, 2012

 

Six Months Ended
June 30, 2012

 

 

 

Number of
contracts

 

Recorded
investment

 

Number of
contracts

 

Recorded
investment

 

 

 

(dollar in thousands)

 

(dollar in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

1

 

4,068

 

Real estate construction

 

1

 

1,652

 

1

 

1,652

 

Retail real estate

 

—

 

—

 

—

 

—

 

Retail other

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

1

 

$

1,652

 

2

 

$

5,720

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

Commercial

 

—

 

$

—

 

—

 

$

—

 

Commercial real estate

 

—

 

—

 

—

 

—

 

Real estate construction

 

—

 

—

 

1

 

635

 

Retail real estate

 

3

 

896

 

3

 

896

 

Retail other

 

—

 

—

 

—

 

—

 

Total Florida

 

3

 

$

896

 

4

 

$

1,531

 

Total

 

4

 

$

2,548

 

6

 

$

7,251

 
Schedule of details of impaired loans, segregated by class and geography

 

 

June 30, 2013

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

3,606

 

$

2,026

 

$

1,045

 

$

3,071

 

$

962

 

$

6,466

 

Commercial real estate

 

11,944

 

8,067

 

1,728

 

9,795

 

811

 

12,055

 

Real estate construction

 

7,317

 

5,789

 

—

 

5,789

 

—

 

7,752

 

Retail real estate

 

6,325

 

5,558

 

30

 

5,588

 

15

 

5,374

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Illinois/Indiana

 

$

29,192

 

$

21,440

 

$

2,803

 

$

24,243

 

$

1,788

 

$

31,647

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

$

76

 

Commercial real estate

 

12,995

 

4,755

 

5,586

 

10,341

 

1,866

 

7,059

 

Real estate construction

 

432

 

432

 

—

 

432

 

—

 

2,565

 

Retail real estate

 

11,098

 

10,065

 

—

 

10,065

 

—

 

13,017

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

24,525

 

$

15,252

 

$

5,586

 

$

20,838

 

$

1,866

 

$

22,717

 

Total

 

$

53,717

 

$

36,692

 

$

8,389

 

$

45,081

 

$

3,654

 

$

54,364

 

 

 

 

December 31, 2012

 

 

 

Unpaid
Contractual
Principal
Balance

 

Recorded
Investment
with No
Allowance

 

Recorded
Investment
with
Allowance

 

Total
Recorded
Investment

 

Related
Allowance

 

Average
Recorded
Investment

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

11,557

 

$

7,214

 

$

265

 

$

7,479

 

$

265

 

$

10,109

 

Commercial real estate

 

17,656

 

12,020

 

1,288

 

13,308

 

634

 

14,607

 

Real estate construction

 

6,851

 

6,394

 

—

 

6,394

 

—

 

8,625

 

Retail real estate

 

6,251

 

4,666

 

530

 

5,196

 

140

 

5,206

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

24

 

Total Illinois/Indiana

 

$

42,315

 

$

30,294

 

$

2,083

 

$

32,377

 

$

1,039

 

$

38,571

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$

—

 

$

—

 

$

—

 

$

—

 

$

—

 

$

271

 

Commercial real estate

 

9,533

 

5,988

 

585

 

6,573

 

235

 

6,506

 

Real estate construction

 

2,597

 

2,597

 

—

 

2,597

 

—

 

3,989

 

Retail real estate

 

16,518

 

12,673

 

1,373

 

14,046

 

483

 

15,254

 

Retail other

 

—

 

—

 

—

 

—

 

—

 

—

 

Total Florida

 

$

28,648

 

$

21,258

 

$

1,958

 

$

23,216

 

$

718

 

$

26,020

 

Total

 

$

70,963

 

$

51,552

 

$

4,041

 

$

55,593

 

$

1,757

 

$

64,591

 
Schedule of activity on the allowance for loan losses

 

 

For the Three Months Ended June 30, 2013

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

6,667

 

$

14,791

 

$

3,446

 

$

7,462

 

$

358

 

$

32,724

 

Provision for loan loss

 

1,016

 

(1,177

)

62

 

972

 

(29

)

844

 

Charged-off

 

(239

)

(63

)

(1,071

)

(350

)

(151

)

(1,874

)

Recoveries

 

70

 

172

 

77

 

172

 

62

 

553

 

Ending Balance

 

$

7,514

 

$

13,723

 

$

2,514

 

$

8,256

 

$

240

 

$

32,247

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

1,485

 

$

6,106

 

$

2,326

 

$

5,128

 

$

4

 

$

15,049

 

Provision for loan loss

 

12

 

1,582

 

329

 

(763

)

(4

)

1,156

 

Charged-off

 

—

 

—

 

(22

)

(381

)

(3

)

(406

)

Recoveries

 

8

 

(32

)

60

 

403

 

6

 

445

 

Ending Balance

 

$

1,505

 

$

7,656

 

$

2,693

 

$

4,387

 

$

3

 

$

16,244

 

 

 

 

For the Six Months Ended June 30, 2013

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

6,597

 

$

15,023

 

$

2,527

 

$

8,110

 

$

322

 

$

32,579

 

Provision for loan loss

 

1,254

 

(687

)

799

 

568

 

(35

)

1,899

 

Charged-off

 

(422

)

(910

)

(1,071

)

(622

)

(287

)

(3,312

)

Recoveries

 

85

 

297

 

259

 

200

 

240

 

1,081

 

Ending Balance

 

$

7,514

 

$

13,723

 

$

2,514

 

$

8,256

 

$

240

 

$

32,247

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

1,437

 

$

6,062

 

$

2,315

 

$

5,614

 

$

5

 

$

15,433

 

Provision for loan loss

 

35

 

1,852

 

358

 

(134

)

(10

)

2,101

 

Charged-off

 

—

 

(245

)

(57

)

(1,559

)

(5

)

(1,866

)

Recoveries

 

33

 

(13

)

77

 

466

 

13

 

576

 

Ending Balance

 

$

1,505

 

$

7,656

 

$

2,693

 

$

4,387

 

$

3

 

$

16,244

 

 

 

 

For the Three Months Ended June 30, 2012

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

6,982

 

$

18,110

 

$

3,909

 

$

5,514

 

$

345

 

$

34,860

 

Provision for loan loss

 

483

 

(578

)

849

 

2,750

 

59

 

3,563

 

Charged-off

 

(1,407

)

(2,192

)

(454

)

(1,193

)

(131

)

(5,377

)

Recoveries

 

73

 

33

 

—

 

249

 

55

 

410

 

Ending Balance

 

$

6,131

 

$

15,373

 

$

4,304

 

$

7,320

 

$

328

 

$

33,456

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

1,741

 

$

8,277

 

$

2,540

 

$

6,405

 

$

12

 

$

18,975

 

Provision for loan loss

 

166

 

348

 

(180

)

608

 

(5

)

937

 

Charged-off

 

(44

)

(1,204

)

(91

)

(1,321

)

(1

)

(2,661

)

Recoveries

 

8

 

5

 

79

 

64

 

3

 

159

 

Ending Balance

 

$

1,871

 

$

7,426

 

$

2,348

 

$

5,756

 

$

9

 

$

17,410

 

 

 

 

For the Six Months Ended June 30, 2012

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

9,143

 

$

18,605

 

$

4,352

 

$

6,473

 

$

464

 

$

39,037

 

Provision for loan loss

 

(1,490

)

7,082

 

532

 

2,488

 

8

 

8,620

 

Charged-off

 

(1,686

)

(10,616

)

(742

)

(2,054

)

(277

)

(15,375

)

Recoveries

 

164

 

302

 

162

 

413

 

133

 

1,174

 

Ending Balance

 

$

6,131

 

$

15,373

 

$

4,304

 

$

7,320

 

$

328

 

$

33,456

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

1,939

 

$

8,413

 

$

2,936

 

$

6,160

 

$

21

 

$

19,469

 

Provision for loan loss

 

(397

)

393

 

(580

)

1,485

 

(21

)

880

 

Charged-off

 

(84

)

(1,420

)

(160

)

(2,085

)

(1

)

(3,750

)

Recoveries

 

413

 

40

 

152

 

196

 

10

 

811

 

Ending Balance

 

$

1,871

 

$

7,426

 

$

2,348

 

$

5,756

 

$

9

 

$

17,410

 
Schedule of allowance for loan losses and recorded investments

 

 

As of June 30, 2013

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

962

 

$

811

 

$

—

 

$

15

 

$

—

 

$

1,788

 

Loans collectively evaluated for impairment

 

6,552

 

12,912

 

2,514

 

8,241

 

240

 

30,459

 

Ending Balance

 

$

7,514

 

$

13,723

 

$

2,514

 

$

8,256

 

$

240

 

$

32,247

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

3,071

 

$

9,795

 

$

5,789

 

$

5,588

 

$

—

 

$

24,243

 

Loans collectively evaluated for impairment

 

493,225

 

820,271

 

60,999

 

418,583

 

9,577

 

1,802,655

 

Ending Balance

 

$

496,296

 

$

830,066

 

$

66,788

 

$

424,171

 

$

9,577

 

$

1,826,898

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

1,866

 

$

—

 

$

—

 

$

—

 

$

1,866

 

Loans collectively evaluated for impairment

 

1,505

 

5,790

 

2,693

 

4,387

 

3

 

14,378

 

Ending Balance

 

$

1,505

 

$

7,656

 

$

2,693

 

$

4,387

 

$

3

 

$

16,244

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

10,341

 

$

432

 

$

10,065

 

$

—

 

$

20,838

 

Loans collectively evaluated for impairment

 

13,360

 

144,851

 

18,217

 

93,561

 

499

 

270,488

 

Ending Balance

 

$

13,360

 

$

155,192

 

$

18,649

 

$

103,626

 

$

499

 

$

291,326

 

 

 

 

As of December 31, 2012

 

 

 

Commercial

 

Commercial
Real Estate

 

Real Estate
Construction

 

Retail Real
Estate

 

Retail
Other

 

Total

 

 

 

(dollars in thousands)

 

Illinois/Indiana

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

265

 

$

634

 

$

—

 

$

140

 

$

—

 

$

1,039

 

Loans collectively evaluated for impairment

 

6,332

 

14,389

 

2,527

 

7,970

 

322

 

31,540

 

Ending Balance

 

$

6,597

 

$

15,023

 

$

2,527

 

$

8,110

 

$

322

 

$

32,579

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

7,479

 

$

13,308

 

$

6,394

 

$

5,196

 

$

—

 

$

32,377

 

Loans collectively evaluated for impairment

 

415,348

 

829,654

 

63,735

 

404,867

 

11,944

 

1,725,548

 

Ending Balance

 

$

422,827

 

$

842,962

 

$

70,129

 

$

410,063

 

$

11,944

 

$

1,757,925

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

 

 

 

 

 

 

Amount allocated to:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

235

 

$

—

 

$

483

 

$

—

 

$

718

 

Loans collectively evaluated for impairment

 

1,437

 

5,827

 

2,315

 

5,131

 

5

 

14,715

 

Ending Balance

 

$

1,437

 

$

6,062

 

$

2,315

 

$

5,614

 

$

5

 

$

15,433

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually evaluated for impairment

 

$

—

 

$

6,573

 

$

2,597

 

$

14,046

 

$

—

 

$

23,216

 

Loans collectively evaluated for impairment

 

10,861

 

131,597

 

13,375

 

95,724

 

409

 

251,966

 

Ending Balance

 

$

10,861

 

$

138,170

 

$

15,972

 

$

109,770

 

$

409

 

$

275,182