Transactions with Directors and Executive Officers

12 Months Ended

Dec. 31, 2012

Transactions with Directors and Executive Officers

Transactions with Directors and Executive Officers

Note 17.  Transactions with Directors and Executive Officers

The Company and its subsidiaries have had, and may be expected to have in the future, banking transactions in the ordinary course of business with directors, executive officers, their immediate families and affiliated companies in which they have 10% or more beneficial ownership (commonly referred to as related parties), on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with others.

The following is an analysis of the changes in loans, in thousands, to related parties during the year ended December 31, 2012:

Balance at beginning of year	$	37,072
Addition due to change in relationship	1,233
Deletion due to change in relationship	(2,344		)
New loans/ advances	4,437
Repayments	(10,684		)
Balance at end of year	$	29,714

Total unused commitments to directors and executive officers were $7.4 million at December 31, 2012