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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest income    
Interest and fees on loans $ 200,555 $ 139,533
Taxable interest income 21,095 18,297
Non-taxable interest income 1,733 642
Dividend income on bank stock 880 759
Other interest income 1,222 7,584
Total interest income 225,485 166,815
Interest expense    
Deposits 66,026 57,312
Federal funds purchased and securities sold under agreements to repurchase 896 876
Short-term borrowings 911 67
Long-term borrowings 1,068 287
Subordinated notes 1,353 3,187
Junior subordinated debt owed to unconsolidated trusts 1,262 1,355
Total interest expense 71,516 63,084
Net interest income 153,969 103,731
Provision for credit losses 3,058 45,593
Net interest income after provision for credit losses 150,911 58,138
Noninterest income    
Mortgage revenue 438 329
Income on bank owned life insurance 1,616 1,446
Realized net gains (losses) on securities 23 (15,537)
Unrealized net gains (losses) recognized on equity securities (963) (231)
Other noninterest income 5,726 4,520
Total noninterest income 42,265 21,223
Noninterest expense    
Salaries, wages, and employee benefits 85,230 67,563
Data processing 9,864 9,575
Net occupancy expense of premises 7,652 5,799
Furniture and equipment expenses 2,177 1,744
Professional fees 3,239 9,511
Amortization of intangible assets 4,291 3,083
Interchange expense 1,116 1,343
FDIC insurance 2,451 2,167
Other noninterest expense 13,499 11,245
Total noninterest expense 129,519 112,030
Income (loss) before income taxes 63,657 (32,669)
Income taxes 13,676 (2,679)
Net income (loss) 49,981 (29,990)
Dividends on preferred stock 4,589 0
Net income (loss) available to common stockholders $ 45,392 $ (29,990)
Weighted average number of common shares outstanding    
Weighted average number of common shares outstanding, basic (in shares) 86,692,001 68,517,647
Weighted average number of common shares outstanding, diluted (in shares) 87,831,295 68,517,647
Basic earnings (loss) per common share (in dollars per share) $ 0.52 $ (0.44)
Diluted earnings (loss) per common share (in dollars per share) $ 0.52 $ (0.44)
Wealth management fees    
Noninterest income    
Noninterest income $ 19,370 $ 17,364
Payment technology solutions    
Noninterest income    
Noninterest income 5,077 5,073
Treasury management services    
Noninterest income    
Noninterest income 4,826 3,017
Card services and ATM fees    
Noninterest income    
Noninterest income 4,646 3,709
Other service charges on deposit accounts    
Noninterest income    
Noninterest income $ 1,506 $ 1,533