TRANSACTIONS WITH RELATED PARTIES

12 Months Ended

Dec. 31, 2025

Related Party Transactions [Abstract]

TRANSACTIONS WITH RELATED PARTIES

NOTE 17. TRANSACTIONS WITH RELATED PARTIES

Busey has had, and may be expected to have in the future, banking transactions in the ordinary course of business with related parties which include directors, executive officers, chief credit officers, their immediate families, and affiliated companies in which they have 10% or more beneficial ownership, on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with others.

The following table presents changes in loans to related parties, as a group:

(dollars in thousands)	As of and for the Year Ended December 31, 2025
Balance of loans to related parties, December 31, 2024	$	98,011
Change in relationship	(62,108)
New loans/advances	2,383
Repayments	(3,373)
Balance of loans to related parties, December 31, 2025	$	34,913
Unused commitments to directors and executive officers	$	35,863

Loans to related parties did not include significant amounts that were past due, non-accrual, or modified.

Deposits from related parties totaled $98.0 million as of December 31, 2025, and $31.2 million as of December 31, 2024.