CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Statement of Financial Position [Abstract]
Portfolio loans, allowance for credit losses	$ 183,334	$ 83,404
Preferred stock, par value (in dollars per share)	$ 0.001	$ 0.001
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred shares issued (in shares)	222,750	0
Preferred shares outstanding (in shares)	222,750	0
Preferred stock, liquidation preference (in dollars per share)	$ 222,750,000
Common stock, par value (in dollars per share)	$ 0.001	$ 0.001
Common stock, shares authorized (in shares)	200,000,000	100,000,000
Common shares issued (in shares)	92,694,541	59,546,273
Common stock outstanding (in shares)	89,104,678	56,895,981