XML 95 R83.htm IDEA: XBRL DOCUMENT v3.24.0.1
PORTFOLIO LOANS - Schedule of Risk Grades of Portfolio Loans, Further Sorted by Origination Year (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 $ 1,520,323 $ 2,288,440
2022 / 2021 1,785,798 1,926,481
2021 / 2020 1,552,072 962,405
2020 / 2019 705,335 558,294
2019 / 2018 468,659 323,245
Prior 660,624 644,140
Revolving Loans 958,223 1,022,697
Total 7,651,034 7,725,702
2023 / 2022 289  
2022 / 2021 76  
2021 / 2020 592  
2020 / 2019 34  
2019 / 2018 391  
Prior 3,036  
Revolving Loans 0  
Total 4,418  
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 6,736,067 6,964,678
Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 747,122 563,897
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 96,057 91,405
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 64,347 90,655
Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 7,441 15,067
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 394,854 544,993
2022 / 2021 295,539 320,898
2021 / 2020 184,527 142,171
2020 / 2019 96,530 67,027
2019 / 2018 47,510 55,404
Prior 169,911 159,475
Revolving Loans 647,123 684,186
Total 1,835,994 1,974,154
2023 / 2022 284  
2022 / 2021 0  
2021 / 2020 420  
2020 / 2019 0  
2019 / 2018 316  
Prior 1,409  
Revolving Loans 0  
Total 2,429  
Commercial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 306,578 479,893
2022 / 2021 220,847 266,122
2021 / 2020 159,130 136,445
2020 / 2019 71,025 52,046
2019 / 2018 35,927 50,764
Prior 143,078 135,000
Revolving Loans 526,170 548,225
Total 1,462,755 1,668,495
Commercial | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 78,603 54,195
2022 / 2021 65,703 49,382
2021 / 2020 21,421 3,288
2020 / 2019 23,919 7,201
2019 / 2018 7,035 1,258
Prior 21,293 2,160
Revolving Loans 78,442 84,274
Total 296,416 201,758
Commercial | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 792 1,958
2022 / 2021 8,224 937
2021 / 2020 2,917 1,642
2020 / 2019 1,076 974
2019 / 2018 686 1,000
Prior 3,274 17,024
Revolving Loans 29,519 23,005
Total 46,488 46,540
Commercial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 8,715 8,926
2022 / 2021 765 1,165
2021 / 2020 942 570
2020 / 2019 426 6,671
2019 / 2018 3,734 2,382
Prior 1,859 5,191
Revolving Loans 11,292 26,282
Total 27,733 51,187
Commercial | Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 166 21
2022 / 2021 0 3,292
2021 / 2020 117 226
2020 / 2019 84 135
2019 / 2018 128 0
Prior 407 100
Revolving Loans 1,700 2,400
Total 2,602 6,174
Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 578,595 978,317
2022 / 2021 882,350 898,122
2021 / 2020 844,293 558,607
2020 / 2019 441,134 397,516
2019 / 2018 344,373 201,813
Prior 226,537 209,715
Revolving Loans 20,055 17,783
Total 3,337,337 3,261,873
2023 / 2022 0  
2022 / 2021 0  
2021 / 2020 0  
2020 / 2019 0  
2019 / 2018 0  
Prior 953  
Revolving Loans 0  
Total 953  
Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 395,644 883,688
2022 / 2021 824,506 819,133
2021 / 2020 720,052 478,452
2020 / 2019 399,195 297,525
2019 / 2018 271,078 161,409
Prior 199,662 198,419
Revolving Loans 16,893 13,083
Total 2,827,030 2,851,709
Commercial real estate | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 166,795 77,346
2022 / 2021 47,070 56,113
2021 / 2020 92,848 64,282
2020 / 2019 34,010 96,664
2019 / 2018 68,196 21,592
Prior 19,396 5,758
Revolving Loans 3,112 4,700
Total 431,427 326,455
Commercial real estate | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 14,313 11,943
2022 / 2021 10,507 5,389
2021 / 2020 12,446 12,386
2020 / 2019 4,968 1,420
2019 / 2018 3,297 6,917
Prior 3,014 5,471
Revolving Loans 0 0
Total 48,545 43,526
Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 1,796 5,340
2022 / 2021 188 13,528
2021 / 2020 18,862 3,454
2020 / 2019 2,938 1,907
2019 / 2018 1,802 10,248
Prior 3,856 62
Revolving Loans 50 0
Total 29,492 34,539
Commercial real estate | Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 47 0
2022 / 2021 79 3,959
2021 / 2020 85 33
2020 / 2019 23 0
2019 / 2018 0 1,647
Prior 609 5
Revolving Loans 0 0
Total 843 5,644
Real estate construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 213,138 230,042
2022 / 2021 132,868 203,743
2021 / 2020 85,593 71,184
2020 / 2019 2,938 1,539
2019 / 2018 1,364 1,901
Prior 3,178 3,149
Revolving Loans 22,638 18,911
Total 461,717 530,469
2023 / 2022 0  
2022 / 2021 0  
2021 / 2020 0  
2020 / 2019 0  
2019 / 2018 0  
Prior 0  
Revolving Loans 0  
Total 0  
Real estate construction | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 204,952 219,112
2022 / 2021 128,462 191,724
2021 / 2020 85,086 68,015
2020 / 2019 2,616 1,490
2019 / 2018 1,323 1,901
Prior 2,934 1,751
Revolving Loans 22,638 18,911
Total 448,011 502,904
Real estate construction | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 2,859 8,530
2022 / 2021 4,406 12,019
2021 / 2020 507 3,169
2020 / 2019 322 48
2019 / 2018 41 0
Prior 0 1,398
Revolving Loans 0 0
Total 8,135 25,164
Real estate construction | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022   0
2022 / 2021   0
2021 / 2020   0
2020 / 2019   1
2019 / 2018   0
Prior   0
Revolving Loans   0
Total 0 1
Real estate construction | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 5,327 2,400
2022 / 2021 0 0
2021 / 2020 0 0
2020 / 2019 0 0
2019 / 2018 0 0
Prior 0 0
Revolving Loans 0 0
Total 5,327 2,400
Real estate construction | Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 0  
2022 / 2021 0  
2021 / 2020 0  
2020 / 2019 0  
2019 / 2018 0  
Prior 244  
Revolving Loans 0  
Total 244 0
Retail real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 244,851 400,507
2022 / 2021 382,017 460,072
2021 / 2020 414,578 177,299
2020 / 2019 158,032 79,126
2019 / 2018 70,815 58,481
Prior 260,142 270,808
Revolving Loans 190,020 210,789
Total 1,720,455 1,657,082
2023 / 2022 0  
2022 / 2021 5  
2021 / 2020 0  
2020 / 2019 29  
2019 / 2018 72  
Prior 301  
Revolving Loans 0  
Total 407  
Retail real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 243,400 396,547
2022 / 2021 376,922 456,158
2021 / 2020 411,723 175,148
2020 / 2019 156,762 77,569
2019 / 2018 70,099 56,887
Prior 256,571 267,387
Revolving Loans 187,420 209,903
Total 1,702,897 1,639,599
Retail real estate | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 1,096 2,928
2022 / 2021 4,137 2,991
2021 / 2020 2,442 1,846
2020 / 2019 954 1,444
2019 / 2018 536 1,063
Prior 234 27
Revolving Loans 1,745 221
Total 11,144 10,520
Retail real estate | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 286 945
2022 / 2021 358 0
2021 / 2020 0 0
2020 / 2019 0 0
2019 / 2018 0 0
Prior 380 393
Revolving Loans 0 0
Total 1,024 1,338
Retail real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 69 77
2022 / 2021 72 732
2021 / 2020 292 198
2020 / 2019 49 81
2019 / 2018 80 141
Prior 997 1,293
Revolving Loans 236 7
Total 1,795 2,529
Retail real estate | Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 0 10
2022 / 2021 528 191
2021 / 2020 121 107
2020 / 2019 267 32
2019 / 2018 100 390
Prior 1,960 1,708
Revolving Loans 619 658
Total 3,595 3,096
Retail other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 88,885 134,581
2022 / 2021 93,024 43,646
2021 / 2020 23,081 13,144
2020 / 2019 6,701 13,086
2019 / 2018 4,597 5,646
Prior 856 993
Revolving Loans 78,387 91,028
Total 295,531 302,124
2023 / 2022 5  
2022 / 2021 71  
2021 / 2020 172  
2020 / 2019 5  
2019 / 2018 3  
Prior 373  
Revolving Loans 0  
Total 629  
Retail other | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 88,885 134,567
2022 / 2021 92,931 43,512
2021 / 2020 23,019 13,141
2020 / 2019 6,701 13,086
2019 / 2018 4,597 5,646
Prior 854 991
Revolving Loans 78,387 91,028
Total 295,374 301,971
Retail other | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 0 0
Retail other | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 0 0
Retail other | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 0 0
Retail other | Substandard Non-accrual    
Financing Receivable, Credit Quality Indicator [Line Items]    
2023 / 2022 0 14
2022 / 2021 93 134
2021 / 2020 62 3
2020 / 2019 0 0
2019 / 2018 0 0
Prior 2 2
Revolving Loans 0 0
Total $ 157 $ 153