Note 7. Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2012

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	For Three Months Ended June 30,
	2012			2011
Balance at beginning of period	$	11,849,317		$	9,870,254
Charge-offs		(1,850,714	)		(1,968,395	)
Recoveries		67,596			52,524
Net loans charged-off		(1,783,118	)		(1,915,871	)
Additions to ALL charged to expense		1,500,000			1,920,000
Balance at end of period	$	11,566,199		$	9,874,383

	For Six Months Ended June 30,
	2012			2011
Balance at beginning of period	$	11,012,088		$	9,526,592
Charge-offs		(2,835,160	)		(3,051,523	)
Recoveries		389,271			79,314
Net loans charged-off		(2,445,889	)		(2,972,209	)
Additions to ALL charged to expense		3,000,000			3,320,000
Balance at end of period	$	11,566,199		$	9,874,383