Consolidated Statements Of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 2,569,565	$ 2,285,686
Adjustments to reconcile net income to net cash flows provided by operating activities:
Depreciation	502,190	539,853
Amortization of servicing rights, premiums and discounts –net	(836,424)	(1,087,914)
Net gain on sale of loans	(429,714)	(235,263)
Amortization of core deposit intangible	77,553	104,555
Provision for loan losses	1,500,000	1,400,000
Proceeds from sales of loans held for sale	19,447,019	10,982,248
Originations of loans held for sale	(19,155,123)	(10,815,291)
Increase in cash surrender value of life insurance	(118,832)	(114,533)
Gain on disposal of fixed assets		(500)
Gain on sale of other real estate owned	(228,347)	(187,469)
Net change in:
Accrued interest receivable and other assets	(113,203)	(133,132)
Payable for investments purchased	26,250,679
Accrued interest payable and other liabilities	(669,307)	(644,950)
Net Cash Flows Provided by Operating Activities	28,796,056	2,093,290
Activity in held to maturity securities:
Maturities, prepayments and calls	160,417,493	11,366,542
Purchases	(198,121,630)	(90,783,506)
Net decrease in loans	9,765,763	10,174,531
Purchases of premises and equipment –net	(244,914)	(301,530)
Proceeds from sale of other real estate owned	1,723,300	1,878,450
Net Cash Flows Used In Investing Activities	(26,459,988)	(67,665,513)
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(36,298,977)	(16,402,148)
Net change in other borrowings		(3,211,217)
Dividends paid	(1,868,790)
Net Cash Flows Used in Financing Activities	(38,167,767)	(19,613,365)
Net Change in Cash and Cash Equivalents	(35,831,699)	(85,185,588)
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	108,063,208	128,070,730
CASH AND CASH EQUIVALENTS - END OF PERIOD	72,231,509	42,885,142
Non Cash Transactions:
Loans receivable transferred to other real estate owned	1,042,130	1,852,112
Mortgage servicing rights resulting from sale of loans	137,818	68,306
Supplemental Cash Flow Disclosures:
Cash paid for interest	936,165	1,373,713
Cash paid for income taxes	$ 2,200,000	$ 1,355,000