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Note 22 - Concentration of Credit Risk
12 Months Ended
Dec. 31, 2011
Note 22 - Concentration of Credit Risk Disclosure  
Note 22 - Concentration of Credit Risk
NOTE 22 - Concentration of Credit Risk

Practically all of the Bank's loans, commitments, and commercial and standby letters of credit have been granted to customers in the Bank's market area, Southeastern Wisconsin.  Although the Bank has a diversified loan portfolio, the ability of its debtors to honor its contracts is dependent on the economic conditions of the counties surrounding the Bank.  The concentration of credit by type of loan is set forth in Note 6.