Consolidated Balance Sheets (USD $)	Dec. 31, 2011	Dec. 31, 2010
Cash and due from banks	$ 52,942,095	$ 39,849,020
Federal funds sold	55,121,113	88,221,710
Cash and cash equivalents	108,063,208	128,070,730
Held to maturity securities, fair value of $363,252,684 and $227,276,572 as of 2011 and 2010, respectively	360,566,062	227,803,832
Loans held for investment, less allowance for loan losses of $11,012,088 and $9,526,592 as of 2011 and 2010, respectively	696,785,798	737,302,103
Premises and equipment - net	19,146,870	20,321,474
Cash surrender value of life insurance	12,491,722	12,024,264
Mortgage servicing rights - net	1,598,802	1,702,696
Core deposit intangible	1,005,135	1,423,354
Other real estate owned	7,350,678	5,407,205
Accrued interest receivable and other assets	8,134,624	7,631,485
TOTAL ASSETS	1,215,142,899	1,141,687,143
Deposits
Demand	176,767,314	163,121,460
Savings and NOW	714,052,479	644,239,785
Other time	179,660,109	211,086,047
Total Deposits	1,070,479,902	1,018,447,292
Other borrowings		4,815,964
Payable for investments purchased	17,165,797
Other liabilities	5,516,471	4,089,334
Total Liabilities	1,093,162,170	1,027,352,590
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Cumulative preferred stock, $1 par value, 200,000 shares authorized, no shares issued
Common stock, $1 par value, 15,000,000 shares authorized, 8,904,915 shares issued and outstanding in 2011 and 2010	8,904,915	8,904,915
Additional paid-in capital	26,543,470	26,543,470
Retained earnings	86,532,344	78,886,168
Total Stockholders' Equity	121,980,729	114,334,553
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,215,142,899	$ 1,141,687,143