Consolidated Balance Sheets (USD $)	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 28,039,774	$ 39,849,020
Federal funds sold	54,505,756	88,221,710
Cash and cash equivalents	82,545,530	128,070,730
Held to maturity securities, fair value of $280,010,083 and $227,276,572 as of September 30, 2011 and December 31 2010, respectively	277,498,452	227,803,832
Loans, less allowance for loan losses of $9,899,594 and $9,526,592 as of September 30, 2011 and December 31, 2010, respectively	706,314,137	737,302,103
Premises and equipment – net	19,413,860	20,321,474
Cash surrender value of life insurance	12,375,414	12,024,264
Mortgage servicing rights – net	1,576,070	1,702,696
Core deposit intangible	1,109,690	1,423,354
Other real estate owned	8,639,616	5,407,205
Other assets	8,225,659	7,631,485
Total Assets	1,117,698,428	1,141,687,143
Deposits
Demand	174,289,631	163,121,460
Savings and NOW	630,274,100	644,239,785
Other time	183,180,251	211,086,047
Total Deposits	987,743,982	1,018,447,292
Other borrowings	2,203,993	4,815,964
Other liabilities	6,033,174	4,089,334
Total Liabilities	995,981,149	1,027,352,590
STOCKHOLDERS’ EQUITY
Common stock, $1 par value, 15,000,000 shares authorized, 8,904,915 shares issued and outstanding of September 30, 2011 and December 31, 2010	8,904,915	8,904,915
Additional paid-in capital	26,543,470	26,543,470
Retained earnings	86,268,894	78,886,168
Total Stockholders’ Equity	121,717,279	114,334,553
Total Liabilities and Stockholders’ Equity	$ 1,117,698,428	$ 1,141,687,143

Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 31

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.30(a)(1))

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682