Consolidated Balance Sheets (USD $)	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 26,412,385	$ 39,849,020
Federal funds sold	3,365,930	88,221,710
Cash and cash equivalents	29,778,315	128,070,730
Held to maturity securities, fair value of $317,062,830 and $227,276,572 as of June 30, 2011 and December 31 2010, respectively	314,946,712	227,803,832
Loans, less allowance for loan losses of $9,874,383 and $9,526,592 as of June 30, 2011 and December 31, 2010, respectively	712,810,148	737,302,103
Premises and equipment – net	19,665,110	20,321,474
Cash surrender value of life insurance	12,256,383	12,024,264
Mortgage servicing rights – net	1,610,009	1,702,696
Core deposit intangible	1,214,244	1,423,354
Other real estate owned	8,565,443	5,407,205
Other assets	8,211,476	7,631,485
TOTAL ASSETS	1,109,057,840	1,141,687,143
Deposits
Demand	161,765,574	163,121,460
Savings and NOW	624,421,048	644,239,785
Other time	196,786,962	211,086,047
Total Deposits	982,973,584	1,018,447,292
Federal funds purchased and securities sold under repurchase agreements	1,026,327
Other borrowings	1,122,235	4,815,964
Other liabilities	4,662,790	4,089,334
Total Liabilities	989,784,936	1,027,352,590
STOCKHOLDERS’ EQUITY
Common stock, $1 par value, 15,000,000 shares authorized, 8,904,915 shares issued and outstanding of June 30, 2011 and December 31, 2010	8,904,915	8,904,915
Additional paid-in capital	26,543,470	26,543,470
Retained earnings	83,824,519	78,886,168
Total Stockholders’ Equity	119,272,904	114,334,553
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,109,057,840	$ 1,141,687,143