EX-99.1 2 dex991.htm VISUAL PRESENTATION OF OCTOBER 3, 2006 Visual Presentation of October 3, 2006
Special Shareholders’
Meeting
October 3, 2006
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Exhibit 99.1

C. Dowd Ritter
Chairman, President and Chief Executive Officer

Important Milestones
Shareholder approval
Regulatory approvals
Divestitures
Integration

The “New Regions”
–
A Formidable Franchise
National Rank
Market Capitalization
$27 billion
8th
Assets
$142 billion
8th
Loans
$93 billion
9th
Deposits
$96 billion
8th
Branches
1,984
7th
ATMs
2,764
7th
Households
5 million
—
Note: Amounts and rankings as of June 30, 2006, before divestitures.

AL
MS
TN
AR
LA
TX
NC
FL
VA
KY
MO
IN
IL
GA
IA
SC
Source:  SNL DataSource.  Deposit data as of 30-Jun-2005.
Note:  Does not include impact of anticipated deposit divestitures.
AmSouth
Regions
Morgan Keegan
Insurance
Combined Franchise Footprint
Pro Forma States
State
Dep. ($B)
Mkt. Share
Rank
AL
$20.4
31%
#1
FL
17.8
5
#4
TN
17.2
18
#2
LA
6.1
11
#3
MS
5.8
17
#1
GA
5.8
4
#6
AR
4.5
11
#1
TX
2.7
1
#17
MO
2.5
3
#7
IN
1.9
2
#10
Other
2.4
—
—

•
Increased deposit market share in one of the
highest growth states in the United States
•
Leverage AmSouth’s de novo branching
expertise
•
Branch expansion across high-growth areas of
footprint
•
Additional opportunities to leverage Morgan
Keegan across AmSouth franchise
•
Attractive markets
•
Benefit from size and diversity
•
Excess capital from synergies
•
Limited credit overlap
•
Greater loan portfolio diversity
Florida
De Novo Branching
Morgan Keegan
Improved Market Density
Improved Capital Efficiency
Loan Portfolio
Combination Creates Strategic Growth
Opportunities

Substantial Synergies with Low Integration Risk
•
Cost savings (pre-tax):  $400 million
•
Full run-rate cost savings achieved by
the end of the second quarter of 2008

Immediate Benefit to AmSouth Shareholders
•
7.3 percent immediate increase in dividend
for AmSouth shareholders
•
Both companies have increased dividends
for the last 35 years

Benefits for Customers and Communities
•
Customer Focus
–
Continued strong commitment to customer service
–
Added convenience and a broader array of
products and services
•
Committed to our Communities
–
$100 billion community development commitment
–
History of community development leadership
–
Creation of a Regions Community Development
Corporation

Special Shareholders’
Meeting
October 3, 2006