Exhibit 99.2

Unaudited

AmSouth Bancorporation

CONSOLIDATED QUARTERLY STATEMENTS OF EARNINGS

($ in thousands, except per share data)

	2005						2004
	September 30		June 30		March 31		December 31		September 30
INTEREST INCOME
Loans	$	481,387	$	454,169	$	431,375	$	414,830	$	399,030
Available-for-sale securities		69,887		74,073		75,791		76,518		81,178
Held-to-maturity securities		68,828		71,082		72,096		69,950		67,030
Trading securities		278		218		159		96		39
Loans held for sale		5,675		2,614		1,498		4,517		2,863
Other interest-earning assets		459		356		255		197		133
Total interest income		626,514		602,512		581,174		566,108		550,273
INTEREST EXPENSE
Interest-bearing demand		23,748		20,356		16,345		12,369		10,237
Money market and savings deposits		42,394		36,956		29,368		17,376		10,599
Time deposits		79,496		68,855		65,279		63,827		59,636
Foreign deposits		11,084		6,697		6,803		6,063		4,361
Federal funds purchased and securities sold under agreements to repurchase		23,497		17,507		16,354		15,246		11,707
Other borrowed funds		4,563		2,129		1,928		3,621		2,555
Long-term Federal Home Loan Bank advances		31,193		38,633		40,199		52,032		61,016
Other long-term debt		35,806		32,736		25,150		16,362		14,256
Total interest expense		251,781		223,869		201,426		186,896		174,367
NET INTEREST INCOME		374,733		378,643		379,748		379,212		375,906
Provision for loan losses		34,800		17,700		20,600		44,250		28,800
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		339,933		360,943		359,148		334,962		347,106
NONINTEREST REVENUES
Service charges on deposit accounts		95,141		91,485		85,034		94,556		96,508
Trust income		29,439		30,010		30,353		30,571		28,587
Consumer investment services income		18,668		18,875		20,032		17,539		17,565
Interchange income		22,884		22,731		21,178		21,066		19,649
Commercial credit fee income		12,178		13,901		10,940		10,605		10,369
Bank owned life insurance policies		11,386		10,582		10,511		13,760		11,377
Mortgage income		5,873		4,796		3,986		5,627		4,164
Portfolio income		301		3,150		1,282		5,381		5,920
Net gain on sale of business		44,007		-0-		-0-		166,103		-0-
Other noninterest revenues		19,772		27,621		32,120		15,081		19,032
Total noninterest revenues		259,649		223,151		215,436		380,289		213,171
NONINTEREST EXPENSES
Salaries and employee benefits		174,055		172,955		178,655		170,640		162,517
Net occupancy		38,342		38,430		36,857		37,694		37,953
Equipment		31,876		32,624		31,086		31,721		31,807
Postage and office supplies		10,071		10,080		10,693		10,556		10,680
Marketing		10,698		7,168		9,771		8,803		8,594
Professional fees		12,130		7,759		7,489		16,363		7,339
Communications		6,027		6,155		6,118		5,773		5,926
Amortization of intangibles		637		636		696		800		1,043
Settlement agreements and related professional fees		-0-		-0-		-0-		-0-		53,972
FHLB prepayment cost		-0-		-0-		-0-		129,648		-0-
Other noninterest expenses		53,069		39,135		38,152		48,418		42,647
Total noninterest expenses		336,905		314,942		319,517		460,416		362,478
INCOME BEFORE INCOME TAXES		262,677		269,152		255,067		254,835		197,799
Income taxes		82,349		84,553		76,422		77,978		78,220
NET INCOME	$	180,328	$	184,599	$	178,645	$	176,857	$	119,579
Average common shares outstanding - basic		349,346		352,054		354,299		355,072		352,838
Earnings per common share - basic (a)	$	0.52	$	0.52	$	0.50	$	0.50	$	0.34
Average common shares outstanding - diluted		354,654		357,026		358,812		360,286		358,272
Earnings per common share - diluted (a)	$	0.51	$	0.52	$	0.50	$	0.49	$	0.33

(a) Earnings per common share as adjusted for the third quarter 2004 settlement agreement and related professional fees are provided in the following table. These expenses represent matters which management believes are not indicative of AmSouth's legal and regulatory affairs arising in the normal course of business.

	Three Months Ended September 30, 2004
Earnings per common share - basic, GAAP basis	$	0.34
Adjustment for settlement agreement and related professional fees		0.15
Earnings per common share - basic, as adjusted	$	0.49
Earnings per common share - diluted, GAAP basis	$	0.33
Adjustment for settlement agreement and related professional fees		0.15
Earnings per common share - diluted, as adjusted	$	0.48

Unaudited

AmSouth Bancorporation

QUARTERLY AVERAGE DAILY BALANCES, REVENUE & EXPENSE SUMMARY, YIELDS & RATES

(Taxable equivalent basis, $ in thousands)

	Three Months Ended September 30, 2005							Three Months Ended June 30, 2005							Three Months Ended March 31, 2005							Three Months Ended December 31, 2004							Three Months Ended September 30, 2004
	Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate
ASSETS
Interest-earning assets:
Commercial and commercial real estate	$	17,055,819		$	253,640	5.90	%	$	16,620,623		$	235,211	5.68	%	$	16,376,300		$	218,177	5.40	%	$	15,682,584		$	204,003	5.18	%	$	15,118,340		$	189,542	4.99	%
Residential first mortgages		5,685,620			72,459	5.06	%		5,561,349			67,340	4.86	%		5,260,197			64,045	4.94	%		4,913,523			60,340	4.89	%		4,565,972			55,715	4.85	%
Equity loans and lines		7,443,993			108,869	5.80	%		7,624,399			106,004	5.58	%		7,756,678			101,105	5.29	%		7,742,633			93,520	4.81	%		7,629,780			85,078	4.44	%
Dealer indirect		3,110,615			41,898	5.34	%		3,088,106			41,161	5.35	%		3,212,236			42,602	5.38	%		3,392,366			46,700	5.48	%		3,606,654			51,067	5.63	%
Other consumer		469,482			10,841	9.16	%		467,045			10,757	9.24	%		603,138			11,757	7.91	%		794,457			16,511	8.27	%		1,158,955			23,725	8.14	%
Total loans net of unearned income (1)		33,765,529			487,707	5.73	%		33,361,522			460,473	5.54	%		33,208,549			437,686	5.35	%		32,525,563			421,074	5.15	%		32,079,701			405,127	5.02	%
Available-for-sale securities, amortized cost		6,065,719			70,403	4.60	%		6,322,703			74,597	4.73	%		6,385,445			76,355	4.85	%		6,369,885			77,107	4.82	%		6,508,524			81,785	5.00	%
Market valuation on AFS securities		(74,193	)						(87,157	)						(41,821	)						(25,440	)						(92,985	)
Total available-for-sale securities (2)		5,991,526							6,235,546							6,343,624							6,344,445							6,415,539
Held-to-maturity securities		5,903,899			72,788	4.89	%		6,052,066			75,081	4.98	%		6,145,136			76,115	5.02	%		6,043,965			73,896	4.86	%		5,865,560			70,976	4.81	%
Total investment securities (3)		11,895,425			143,191	4.75	%		12,287,612			149,678	4.85	%		12,488,760			152,470	4.93	%		12,388,410			151,003	4.84	%		12,281,099			152,761	4.91	%
Other interest-earning assets		541,115			6,412	4.70	%		271,607			3,188	4.71	%		189,569			1,917	4.10	%		285,158			4,810	6.71	%		231,207			3,035	5.22	%
Total interest-earning assets (3)		46,202,069			637,310	5.46	%		45,920,741			613,339	5.35	%		45,886,878			592,073	5.23	%		45,199,131			576,887	5.07	%		44,592,007			560,923	4.99	%
Cash and due from banks		1,160,908							1,182,160							1,165,902							1,147,335							1,090,246
Other assets		3,640,629							3,606,771							3,611,839							3,559,107							3,485,377
Allowance for loan losses		(368,025	)						(368,375	)						(368,509	)						(370,052	)						(381,316	)
	$	50,635,581						$	50,341,297						$	50,296,110						$	49,535,521						$	48,786,314
LIABILITIES AND SHAREHOLDERS' EQUITY
Interest-bearing liabilities:
Interest-bearing demand	$	6,809,041			23,748	1.38	%	$	6,957,590			20,356	1.17	%	$	6,979,278			16,345	0.95	%	$	6,808,245			12,369	0.72	%	$	6,865,461			10,237	0.59	%
Money market and savings deposits		9,870,250			42,394	1.70	%		9,974,400			36,956	1.49	%		9,512,976			29,368	1.25	%		8,306,523			17,376	0.83	%		7,875,270			10,599	0.54	%
Time deposits (4)		9,520,049			79,496	3.31	%		9,215,524			68,855	3.00	%		9,457,697			65,279	2.80	%		9,574,231			63,827	2.65	%		9,383,477			59,636	2.53	%
Foreign deposits		1,649,554			11,084	2.67	%		1,256,394			6,697	2.14	%		1,537,030			6,803	1.80	%		1,655,500			6,063	1.46	%		1,611,387			4,361	1.08	%
Federal funds purchased and securities sold under agreements to repurchase		3,286,028			23,497	2.84	%		2,866,029			17,507	2.45	%		3,022,943			16,354	2.19	%		3,394,875			15,246	1.79	%		3,338,866			11,707	1.39	%
Other interest-bearing liabilities (4)		6,661,718			71,562	4.26	%		7,441,068			73,498	3.96	%		7,355,899			67,277	3.71	%		7,682,934			72,015	3.73	%		8,165,955			77,827	3.79	%
Total interest-bearing liabilities		37,796,640			251,781	2.64	%		37,711,005			223,869	2.38	%		37,865,823			201,426	2.16	%		37,422,308			186,896	1.99	%		37,240,416			174,367	1.86	%
Net interest spread (3)						2.82	%						2.97	%						3.07	%						3.08	%						3.13	%
Noninterest-bearing demand deposits		7,565,672							7,454,032							7,225,621							6,978,442							6,643,642
Other liabilities (4)		1,700,464							1,636,182							1,666,288							1,643,590							1,551,933
Shareholders' equity		3,572,805							3,540,078							3,538,378							3,491,181							3,350,323
	$	50,635,581						$	50,341,297						$	50,296,110						$	49,535,521						$	48,786,314
Net interest income/margin on a taxable equivalent basis (3)					385,529	3.31	%					389,470	3.40	%					390,647	3.45	%					389,991	3.43	%					386,556	3.44	%
Taxable equivalent adjustment:(5)
Loans					6,320							6,304							6,311							6,244							6,097
Available-for-sale securities					516							524							564							589							607
Held-to-maturity securities					3,960							3,999							4,019							3,946							3,946
Trading securities					-0-							-0-							5							-0-							-0-
Total taxable equivalent adjustment					10,796							10,827							10,899							10,779							10,650
Net interest income				$	374,733						$	378,643						$	379,748						$	379,212						$	375,906

NOTES:

(1) Loans net of unearned income includes nonaccrual loans for all periods presented.

(2) Available-for-sale securities excludes certain noninterest-earning, marketable equity securities.

(3) The yield calculation for total available-for-sale securities, total investment securities, total interest-earning assets, net interest spread and net interest margin excludes the market valuation adjustment on available-for-sale securities.

(4) Statement 133 valuation adjustments related to time deposits and other interest-bearing liabilities are included in other liabilities.

(5) The taxable equivalent adjustment has been computed using a federal income tax rate of 35%, adjusted for applicable state income taxes net of the related federal tax benefit.

Unaudited

AmSouth Bancorporation

CONSOLIDATED PERIOD-END BALANCE SHEETS

($ in thousands)

	2005									2004
	September 30			June 30			March 31			December 31			September 30
ASSETS
Cash and due from banks	$	1,223,228		$	1,167,313		$	1,110,764		$	966,993		$	1,073,175
Trading securities		39,186			39,404			33,185			1,883			1,121
Available-for-sale securities		6,033,746			6,172,833			6,378,267			6,322,665			6,516,319
Held-to-maturity securities		5,821,967			6,072,898			6,193,235			6,188,010			6,068,666
Loans held for sale		460,816			323,017			150,888			103,273			240,879
Loans net of unearned income:
Commercial and industrial		6,041,712			5,961,937			5,857,272			5,740,153			5,630,612
Commercial loans - secured by real estate		2,489,973			2,381,944			2,251,824			2,245,052			2,248,468
Commercial leases		2,342,161			2,239,314			2,202,117			2,179,074			2,088,136
Commercial real estate mortgages		3,083,242			2,922,692			3,005,907			2,867,968			2,659,296
Real estate construction		3,508,763			3,364,146			3,243,707			3,008,313			2,810,551
Residential first mortgages		5,826,851			5,692,014			5,277,556			5,081,775			4,726,022
Equity loans and lines		7,479,750			7,427,904			7,596,112			7,756,745			7,702,802
Dealer indirect		3,116,305			3,087,815			3,120,046			3,312,120			3,493,019
Revolving credit		23,224			23,538			24,885			27,230			572,352
Other consumer		423,188			432,078			446,011			582,907			570,963
Total loans net of unearned income		34,335,169			33,533,382			33,025,437			32,801,337			32,502,221
Allowance for loan losses		(384,647	)		(365,626	)		(366,836	)		(366,774	)		(381,255	)
Other interest-earning assets		88,476			49,599			34,639			36,149			63,151
Premises and equipment, net		1,088,322			1,087,201			1,083,333			1,060,574			1,053,923
Cash surrender value - bank owned life insurance		1,144,048			1,133,539			1,122,447			1,111,934			1,100,576
Goodwill and other intangibles		298,205			298,841			299,478			300,174			302,878
Accrued interest receivable and other assets		956,869			1,034,430			946,621			1,022,153			1,146,208
	$	51,105,385		$	50,546,831		$	50,011,458		$	49,548,371		$	49,687,862
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits and interest-bearing liabilities:
Deposits:
Noninterest-bearing demand	$	8,022,022		$	7,687,525		$	7,500,430		$	7,182,806		$	6,798,077
Interest-bearing demand		6,838,125			6,962,855			7,071,159			7,115,545			6,817,361
Money market and savings		9,928,034			10,005,039			9,871,634			8,810,972			7,814,945
Time		9,710,125			9,062,959			9,509,574			9,476,075			9,560,652
Foreign		1,181,819			1,595,330			875,723			1,647,381			928,381
Total deposits		35,680,125			35,313,708			34,828,520			34,232,779			31,919,416
Federal funds purchased and securities sold under agreements to repurchase		3,374,744			2,842,751			2,610,403			2,291,988			2,497,632
Other borrowed funds		681,618			473,010			203,639			429,098			1,964,121
Long-term Federal Home Loan Bank advances		2,388,222			3,238,993			3,918,255			4,371,745			5,678,135
Other long-term debt		3,634,730			3,359,173			3,344,018			2,899,773			2,108,128
Total deposits and interest-bearing liabilities		45,759,439			45,227,635			44,904,835			44,225,383			44,167,432
Accrued expenses and other liabilities		1,768,491			1,680,971			1,614,901			1,754,147			2,069,872
Total liabilities		47,527,930			46,908,606			46,519,736			45,979,530			46,237,304
Shareholders’ equity:
Preferred stock		-0-			-0-			-0-			-0-			-0-
Common stock		416,723			416,732			416,736			416,748			416,753
Additional paid-in capital		734,850			731,383			729,039			726,411			714,278
Retained earnings		3,755,478			3,672,524			3,580,202			3,492,873			3,406,363
Treasury stock		(1,196,160	)		(1,093,405	)		(1,073,672	)		(986,510	)		(1,019,471	)
Deferred compensation on restricted stock		(14,733	)		(15,208	)		(16,230	)		(12,947	)		(13,697	)
Accumulated other comprehensive loss		(118,703	)		(73,801	)		(144,353	)		(67,734	)		(53,668	)
Total shareholders’ equity		3,577,455			3,638,225			3,491,722			3,568,841			3,450,558
	$	51,105,385		$	50,546,831		$	50,011,458		$	49,548,371		$	49,687,862

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS

($ in thousands)

NET CHARGE-OFFS/(RECOVERIES)	Three Months Ended
	2005									2004
	September 30			June 30			March 31			December 31			September 30
Commercial:
Commercial & industrial	$	5,674		$	8,725		$	5,420		$	11,268		$	8,144
Commercial loans - secured by real estate		2			239			698			275			358
Commercial leases		263			-0-			182			1,815			-0-
Total commercial		5,939			8,964			6,300			13,358			8,502
Commercial real estate:
Commercial real estate mortgages		(9	)		39			691			(3	)		37
Real estate construction		20			(213	)		1,534			5			157
Total commercial real estate		11			(174	)		2,225			2			194
Consumer:
Residential first mortgages		239			424			1,298			912			529
Equity loans and lines		3,313			3,645			3,806			6,088			4,900
Dealer indirect		2,472			1,141			3,303			4,995			5,438
Revolving credit		(258	)		222			742			3,525			5,003
Other consumer		4,063			3,420			1,407			4,251			4,171
Total consumer		9,829			8,852			10,556			19,771			20,041
	$	15,779		$	17,642		$	19,081		$	33,131		$	28,737
NET CHARGE-OFFS AS A PERCENT OF AVERAGE LOANS (Annualized)
Commercial:
Commercial & industrial		0.38	%		0.59	%		0.38	%		0.79	%		0.58	%
Commercial loans - secured by real estate		0.00			0.04			0.13			0.05			0.06
Commercial leases		0.05			0.00			0.03			0.34			0.00
Total commercial		0.22			0.34			0.25			0.53			0.34
Commercial real estate:
Commercial real estate mortgages		(0.00	)		0.01			0.10			0.00			0.01
Real estate construction		0.00			(0.03	)		0.20			0.00			0.02
Total commercial real estate		0.00			(0.01	)		0.15			0.00			0.01
Consumer:
Residential first mortgages		0.02			0.03			0.10			0.07			0.05
Equity loans and lines		0.18			0.19			0.20			0.31			0.26
Dealer indirect		0.32			0.15			0.42			0.59			0.60
Revolving credit		(4.41	)		3.69			11.70			6.60			3.55
Other consumer		3.61			3.10			0.99			2.91			2.78
Total consumer		0.23			0.21			0.25			0.47			0.47
		0.19	%		0.21	%		0.23	%		0.41	%		0.36	%

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS (continued)

($ in thousands)

NONPERFORMING LOANS*	2005						2004
	September 30		June 30		March 31		December 31		September 30
Commercial:
Commercial & industrial	$	44,014	$	35,299	$	37,136	$	37,581	$	43,021
Commercial loans - secured by real estate		15,748		15,395		21,699		18,617		17,560
Commercial leases		1,871		1,656		2,407		2,048		2,242
Total commercial		61,633		52,350		61,242		58,246		62,823
Commercial real estate:
Commercial real estate mortgages		4,668		2,738		2,247		3,074		2,341
Real estate construction		2,121		1,837		2,466		1,286		1,551
Total commercial real estate		6,789		4,575		4,713		4,360		3,892
Consumer:
Residential first mortgages		10,542		11,649		19,147		21,899		19,817
Equity loans and lines		1,404		1,588		1,854		3,946		6,323
Dealer indirect		24		17		7		13		21
Other consumer		29		242		292		24		82
Total consumer		11,999		13,496		21,300		25,882		26,243
	$	80,421	$	70,421	$	87,255	$	88,488	$	92,958

* Exclusive of accruing loans 90 days past due.

ACCRUING LOANS 90 DAYS PAST DUE	2005						2004
	September 30		June 30		March 31		December 31		September 30
Commercial:
Commercial & industrial	$	1,665	$	6,502	$	4,565	$	6,166	$	9,196
Commercial loans - secured by real estate		1,023		1,944		952		1,518		2,108
Commercial leases		-0-		-0-		-0-		-0-		-0-
Total commercial		2,688		8,446		5,517		7,684		11,304
Commercial real estate:
Commercial real estate mortgages		72		867		8		259		238
Real estate construction		978		-0-		8,274		145		-0-
Total commercial real estate		1,050		867		8,282		404		238
Consumer:
Residential first mortgages		19,688		12,164		7,345		9,401		11,127
Equity loans and lines		25,279		24,311		26,063		27,965		28,315
Dealer indirect		2,644		2,450		2,258		4,089		4,467
Revolving credit		445		419		599		518		7,085
Other consumer		610		528		654		1,056		1,191
Total consumer		48,666		39,872		36,919		43,029		52,185
	$	52,404	$	49,185	$	50,718	$	51,117	$	63,727

Unaudited

AmSouth Bancorporation

OTHER INFORMATION

REGULATORY CAPITAL RATIOS	2005						2004
	September 30*		June 30		March 31		December 31		September 30
Tier 1 capital ratio
AmSouth	7.93	%	8.17	%	8.05	%	8.05	%	7.76	%
AmSouth Bank	8.83		8.86		8.71		8.49		8.35
Total capital ratio
AmSouth	11.35	%	11.64	%	11.54	%	10.93	%	10.79	%
AmSouth Bank	12.01		12.09		11.97		11.04		10.95
Leverage ratio
AmSouth	6.72	%	6.79	%	6.61	%	6.73	%	6.56	%
AmSouth Bank	7.49		7.36		7.16		7.10		7.06

* Third quarter 2005 regulatory capital ratios based on preliminary data.