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Other disclosures - Risk Management and Principal Risks - Credit risk concentrations by geography and industry (audited) (Details) - GBP (£)
£ in Millions
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
On-balance sheet:      
Cash and balances at central banks £ 202,142 £ 169,085 £ 155,902
Cash collateral and settlement balances 107,862 88,085  
Loans and advances at amortised cost 182,507 145,259  
Reverse repurchase agreements and other similar secured lending 725 3,177  
Trading Portfolio Assets 133,771 146,871  
Financial assets at fair value through the income statement 211,128 188,226  
Derivative financial instruments 302,976 262,291  
Financial assets at fair value through other comprehensive income 45,084 45,908  
Other financial assets 1,503 994  
Total assets 1,203,537 1,061,778 £ 1,059,700
Off-balance sheet:      
Contingent liabilities 25,800 23,746  
Total off-balance sheet 360,777 308,197  
Credit risk      
On-balance sheet:      
Cash and balances at central banks 202,142 169,085  
Cash collateral and settlement balances 107,862 88,085  
Loans and advances at amortised cost 182,507 145,259  
Reverse repurchase agreements and other similar secured lending 725 3,177  
Trading Portfolio Assets 68,628 63,225  
Financial assets at fair value through the income statement 206,194 183,428  
Derivative financial instruments 302,976 262,291  
Financial assets at fair value through other comprehensive income 45,083 45,907  
Other financial assets 1,503 994  
Total assets 1,117,620 961,451  
Off-balance sheet:      
Contingent liabilities 25,800 23,746  
Loan commitments 334,977 284,451  
Total off-balance sheet 360,777 308,197  
Total 1,478,397 1,269,648  
Credit risk | Banks      
On-balance sheet:      
Cash and balances at central banks 675 28  
Cash collateral and settlement balances 14,965 14,605  
Loans and advances at amortised cost 8,753 7,955  
Reverse repurchase agreements and other similar secured lending 583 595  
Trading Portfolio Assets 4,638 2,560  
Financial assets at fair value through the income statement 30,982 26,239  
Derivative financial instruments 128,161 120,607  
Financial assets at fair value through other comprehensive income 9,293 9,942  
Other financial assets 345 401  
Total assets 198,395 182,932  
Off-balance sheet:      
Contingent liabilities 1,108 1,005  
Loan commitments 1,779 1,340  
Total off-balance sheet 2,887 2,345  
Total 201,282 185,277  
Credit risk | Other financial insti-tutions      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 78,705 61,252  
Loans and advances at amortised cost 49,102 33,563  
Reverse repurchase agreements and other similar secured lending 92 2,049  
Trading Portfolio Assets 9,314 8,818  
Financial assets at fair value through the income statement 149,917 131,232  
Derivative financial instruments 152,840 117,050  
Financial assets at fair value through other comprehensive income 2,444 2,972  
Other financial assets 1,020 474  
Total assets 443,434 357,410  
Off-balance sheet:      
Contingent liabilities 8,075 7,772  
Loan commitments 63,801 53,212  
Total off-balance sheet 71,876 60,984  
Total 515,310 418,394  
Credit risk | Manu- facturing      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 229 320  
Loans and advances at amortised cost 7,346 5,821  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 5,007 4,881  
Financial assets at fair value through the income statement 705 763  
Derivative financial instruments 4,095 4,168  
Financial assets at fair value through other comprehensive income 0 0  
Other financial assets 9 1  
Total assets 17,391 15,954  
Off-balance sheet:      
Contingent liabilities 3,695 3,080  
Loan commitments 44,808 42,434  
Total off-balance sheet 48,503 45,514  
Total 65,894 61,468  
Credit risk | Const- ruction and property      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 67 79  
Loans and advances at amortised cost 16,460 13,714  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 1,405 1,048  
Financial assets at fair value through the income statement 1,707 5,444  
Derivative financial instruments 597 1,898  
Financial assets at fair value through other comprehensive income 592 514  
Other financial assets 0 0  
Total assets 20,828 22,697  
Off-balance sheet:      
Contingent liabilities 1,430 1,342  
Loan commitments 11,887 15,752  
Total off-balance sheet 13,317 17,094  
Total 34,145 39,791  
Credit risk | Govern- ment and central bank      
On-balance sheet:      
Cash and balances at central banks 201,467 169,057  
Cash collateral and settlement balances 12,739 10,684  
Loans and advances at amortised cost 17,828 15,462  
Reverse repurchase agreements and other similar secured lending 50 533  
Trading Portfolio Assets 36,335 32,483  
Financial assets at fair value through the income statement 16,598 13,935  
Derivative financial instruments 3,027 7,233  
Financial assets at fair value through other comprehensive income 32,372 31,975  
Other financial assets 1 8  
Total assets 320,417 281,370  
Off-balance sheet:      
Contingent liabilities 1,008 1,092  
Loan commitments 1,501 1,360  
Total off-balance sheet 2,509 2,452  
Total 322,926 283,822  
Credit risk | Energy and water      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 269 390  
Loans and advances at amortised cost 5,541 4,244  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 2,330 4,043  
Financial assets at fair value through the income statement 184 76  
Derivative financial instruments 4,778 3,544  
Financial assets at fair value through other comprehensive income 0 0  
Other financial assets 1 0  
Total assets 13,103 12,297  
Off-balance sheet:      
Contingent liabilities 3,891 3,284  
Loan commitments 29,594 26,447  
Total off-balance sheet 33,485 29,731  
Total 46,588 42,028  
Credit risk | Wholesale and retail distribution and leisure      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 136 60  
Loans and advances at amortised cost 8,164 7,266  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 789 1,734  
Financial assets at fair value through the income statement 479 181  
Derivative financial instruments 1,541 1,172  
Financial assets at fair value through other comprehensive income 0 0  
Other financial assets 0 0  
Total assets 11,109 10,413  
Off-balance sheet:      
Contingent liabilities 1,138 1,182  
Loan commitments 16,308 15,811  
Total off-balance sheet 17,446 16,993  
Total 28,555 27,406  
Credit risk | Business and other services      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 166 354  
Loans and advances at amortised cost 16,810 13,881  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 2,782 4,716  
Financial assets at fair value through the income statement 3,897 3,547  
Derivative financial instruments 3,175 2,825  
Financial assets at fair value through other comprehensive income 112 444  
Other financial assets 118 105  
Total assets 27,060 25,872  
Off-balance sheet:      
Contingent liabilities 3,177 3,118  
Loan commitments 24,672 25,201  
Total off-balance sheet 27,849 28,319  
Total 54,909 54,191  
Credit risk | Home loans      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 0 0  
Loans and advances at amortised cost 11,405 10,985  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 0 0  
Financial assets at fair value through the income statement 1,255 1,595  
Derivative financial instruments 0 0  
Financial assets at fair value through other comprehensive income 0 0  
Other financial assets 0 0  
Total assets 12,660 12,580  
Off-balance sheet:      
Contingent liabilities 0 0  
Loan commitments 120 341  
Total off-balance sheet 120 341  
Total 12,780 12,921  
Credit risk | Cards, unsecured loans and other personal lending      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 0 0  
Loans and advances at amortised cost 34,483 26,477  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 0 0  
Financial assets at fair value through the income statement 0 0  
Derivative financial instruments 0 0  
Financial assets at fair value through other comprehensive income 0 0  
Other financial assets 0 0  
Total assets 34,483 26,477  
Off-balance sheet:      
Contingent liabilities 143 73  
Loan commitments 114,820 76,759  
Total off-balance sheet 114,963 76,832  
Total 149,446 103,309  
Credit risk | Other      
On-balance sheet:      
Cash and balances at central banks 0 0  
Cash collateral and settlement balances 586 341  
Loans and advances at amortised cost 6,615 5,891  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading Portfolio Assets 6,028 2,942  
Financial assets at fair value through the income statement 470 416  
Derivative financial instruments 4,762 3,794  
Financial assets at fair value through other comprehensive income 270 60  
Other financial assets 9 5  
Total assets 18,740 13,449  
Off-balance sheet:      
Contingent liabilities 2,135 1,798  
Loan commitments 25,687 25,794  
Total off-balance sheet 27,822 27,592  
Total 46,562 41,041  
United Kingdom | Credit risk      
On-balance sheet:      
Cash and balances at central banks 74,792 45,470  
Cash collateral and settlement balances 37,994 30,107  
Loans and advances at amortised cost 67,271 62,269  
Reverse repurchase agreements and other similar secured lending 0 9  
Trading Portfolio Assets 9,341 12,852  
Financial assets at fair value through the income statement 28,769 26,096  
Derivative financial instruments 99,695 78,449  
Financial assets at fair value through other comprehensive income 5,228 4,525  
Other financial assets 1,367 747  
Total assets 324,457 260,524  
Off-balance sheet:      
Contingent liabilities 7,530 7,926  
Loan commitments 45,027 46,616  
Total off-balance sheet 52,557 54,542  
Total 377,014 315,066  
Americas | Credit risk      
On-balance sheet:      
Cash and balances at central banks 49,830 38,735  
Cash collateral and settlement balances 36,503 28,272  
Loans and advances at amortised cost 72,633 50,718  
Reverse repurchase agreements and other similar secured lending 127 123  
Trading Portfolio Assets 35,481 29,478  
Financial assets at fair value through the income statement 106,715 95,456  
Derivative financial instruments 101,402 91,992  
Financial assets at fair value through other comprehensive income 17,950 20,750  
Other financial assets 118 224  
Total assets 420,759 355,748  
Off-balance sheet:      
Contingent liabilities 11,297 10,329  
Loan commitments 240,343 192,270  
Total off-balance sheet 251,640 202,599  
Total 672,399 558,347  
Europe | Credit risk      
On-balance sheet:      
Cash and balances at central banks 73,677 76,846  
Cash collateral and settlement balances 21,962 21,754  
Loans and advances at amortised cost 31,532 23,576  
Reverse repurchase agreements and other similar secured lending 329 351  
Trading Portfolio Assets 16,925 15,062  
Financial assets at fair value through the income statement 41,355 30,080  
Derivative financial instruments 77,106 75,245  
Financial assets at fair value through other comprehensive income 15,929 15,603  
Other financial assets 13 17  
Total assets 278,828 258,534  
Off-balance sheet:      
Contingent liabilities 4,811 3,957  
Loan commitments 42,533 38,567  
Total off-balance sheet 47,344 42,524  
Total 326,172 301,058  
Asia | Credit risk      
On-balance sheet:      
Cash and balances at central banks 3,552 7,789  
Cash collateral and settlement balances 10,345 7,210  
Loans and advances at amortised cost 5,958 4,775  
Reverse repurchase agreements and other similar secured lending 262 2,508  
Trading Portfolio Assets 5,300 4,943  
Financial assets at fair value through the income statement 20,535 21,798  
Derivative financial instruments 22,299 14,709  
Financial assets at fair value through other comprehensive income 5,718 4,666  
Other financial assets 3 6  
Total assets 73,972 68,404  
Off-balance sheet:      
Contingent liabilities 1,760 1,131  
Loan commitments 4,321 5,079  
Total off-balance sheet 6,081 6,210  
Total 80,053 74,614  
Africa and Middle East | Credit risk      
On-balance sheet:      
Cash and balances at central banks 291 245  
Cash collateral and settlement balances 1,058 742  
Loans and advances at amortised cost 5,113 3,921  
Reverse repurchase agreements and other similar secured lending 7 186  
Trading Portfolio Assets 1,581 890  
Financial assets at fair value through the income statement 8,820 9,998  
Derivative financial instruments 2,474 1,896  
Financial assets at fair value through other comprehensive income 258 363  
Other financial assets 2 0  
Total assets 19,604 18,241  
Off-balance sheet:      
Contingent liabilities 402 403  
Loan commitments 2,753 1,919  
Total off-balance sheet 3,155 2,322  
Total £ 22,759 £ 20,563