XML 73 R58.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses - Risk Category of Loans by Class (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans $ 866,602 $ 958,488  
Loans, write off 7,954 6,225 $ 3,248
Nonaccrual 403 146  
Financial Asset, Not Past Due [Member]      
Loans 857,250 949,456  
Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 6,553 6,158  
Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 2,008 2,100  
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 388 628  
Commercial Portfolio Segment [Member]      
Originated prior 20,566 23,903  
Originated four years before 6,963 5,549  
Originated three years before 12,601 12,557  
Originated two years before 34,605 17,293  
Originated one years before 22,146 53,928  
Originated current year 13,112 23,966  
Total Term Loans 109,993 137,196  
Revolving Loans Amortized Cost Basis 26,557 32,421  
Loans 136,550 169,617  
Originated prior, writeoff 0    
Originated four years before, writeoffs 0    
Originated three years before, writeoffs 3    
Originated two years before, writeoffs 135    
Originated one years before, writeoffs 0    
Originated current year, witeoffs 0    
Total Term Loans, write off 138    
Revolving Loans Amortized Cost Basis, write off 272    
Loans, write off 410 20 56
Nonaccrual 71 50  
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 136,421 169,337  
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 58 172  
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 0 58  
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0 0  
Construction Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 5,063 3,088  
Loans 5,063 3,088  
Originated prior, writeoff 0    
Originated four years before, writeoffs 0    
Originated three years before, writeoffs 0    
Originated two years before, writeoffs 0    
Originated one years before, writeoffs 0    
Originated current year, witeoffs 0    
Total Term Loans, write off 0    
Revolving Loans Amortized Cost Basis, write off 0    
Loans, write off 0   (0)
Nonaccrual 0 0  
Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 5,063 3,088  
Construction Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 0 0  
Construction Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 0 0  
Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0 0  
Commercial Real Estate Portfolio Segment [Member]      
Originated prior 182,981 154,671  
Originated four years before 68,967 58,473  
Originated three years before 70,110 73,552  
Originated two years before 68,891 74,822  
Originated one years before 50,899 71,618  
Originated current year 45,675 57,971  
Total Term Loans 487,523 491,107  
Revolving Loans Amortized Cost Basis 0 0  
Loans 487,523 491,107  
Originated prior, writeoff 45    
Originated four years before, writeoffs 0    
Originated three years before, writeoffs 0    
Originated two years before, writeoffs 0    
Originated one years before, writeoffs 0    
Originated current year, witeoffs 0    
Total Term Loans, write off 45    
Revolving Loans Amortized Cost Basis, write off 0    
Loans, write off 45   (0)
Nonaccrual 330 53  
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 485,476 490,354  
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 951 508  
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 766 192  
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0 0  
Residential Portfolio Segment [Member]      
Originated prior 9,935 13,834  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 9,935 13,834  
Revolving Loans Amortized Cost Basis 0 0  
Loans 9,935 13,834  
Originated prior, writeoff 0    
Originated four years before, writeoffs 0    
Originated three years before, writeoffs 0    
Originated two years before, writeoffs 0    
Originated one years before, writeoffs 0    
Originated current year, witeoffs 0    
Total Term Loans, write off 0    
Revolving Loans Amortized Cost Basis, write off 0    
Loans, write off 0   (0)
Nonaccrual 2 27  
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 9,933 13,430  
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 0 377  
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 0 0  
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0 0  
Consumer Portfolio Segment [Member]      
Originated prior 6,736    
Originated four years before 12,480    
Originated three years before 23,541    
Originated two years before 53,953    
Originated one years before 73,689    
Originated current year 39,153    
Revolving Loans Amortized Cost Basis 17,979    
Loans 227,531 280,842  
Originated prior, writeoff 246    
Originated four years before, writeoffs 161    
Originated three years before, writeoffs 843    
Originated two years before, writeoffs 2,329    
Originated one years before, writeoffs 3,191    
Originated current year, witeoffs 453    
Total Term Loans, write off 7,223    
Revolving Loans Amortized Cost Basis, write off 276    
Loans, write off 7,499 6,205 $ 3,192
Financing Receivable, Term Loan 209,552    
Nonaccrual 0 16  
Consumer Portfolio Segment [Member] | Term Loan Originated Prior [Member]      
Loans   6,179  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2018 [Member]      
Loans   13,500  
Nonaccrual   0  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2019 [Member]      
Loans   22,985  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2020 [Member]      
Loans   37,133  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2021 [Member]      
Loans   78,754  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2022 [Member]      
Loans   101,764  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Total Term Loans [Member]      
Loans   260,315  
Nonaccrual 0 0  
Consumer Portfolio Segment [Member] | Revolving Loans Amortized Cost Basis [Member]      
Loans   20,527  
Nonaccrual 0 16  
Consumer Portfolio Segment [Member] | Term Loans Originated in 2023 [Member]      
Nonaccrual 0    
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Originated prior 6,545    
Originated four years before 12,144    
Originated three years before 22,700    
Originated two years before 51,055    
Originated one years before 71,388    
Originated current year 38,699    
Revolving Loans Amortized Cost Basis 17,826    
Loans 220,357 273,247  
Financing Receivable, Term Loan 202,531    
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loan Originated Prior [Member]      
Loans   6,017  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loans Originated in 2018 [Member]      
Loans   13,147  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loans Originated in 2019 [Member]      
Loans   22,330  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loans Originated in 2020 [Member]      
Loans   35,783  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loans Originated in 2021 [Member]      
Loans   76,126  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Term Loans Originated in 2022 [Member]      
Loans   99,414  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Total Term Loans [Member]      
Loans   252,817  
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Revolving Loans Amortized Cost Basis [Member]      
Loans   20,430  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Originated prior 160    
Originated four years before 277    
Originated three years before 600    
Originated two years before 2,345    
Originated one years before 1,733    
Originated current year 332    
Revolving Loans Amortized Cost Basis 97    
Loans 5,544 5,101  
Financing Receivable, Term Loan 5,447    
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loan Originated Prior [Member]      
Loans   117  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loans Originated in 2018 [Member]      
Loans   268  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loans Originated in 2019 [Member]      
Loans   572  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loans Originated in 2020 [Member]      
Loans   1,014  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loans Originated in 2021 [Member]      
Loans   1,709  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Term Loans Originated in 2022 [Member]      
Loans   1,359  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Total Term Loans [Member]      
Loans   5,039  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Revolving Loans Amortized Cost Basis [Member]      
Loans   62  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Originated prior 31    
Originated four years before 51    
Originated three years before 153    
Originated two years before 410    
Originated one years before 430    
Originated current year 122    
Revolving Loans Amortized Cost Basis 45    
Loans 1,242 1,850  
Financing Receivable, Term Loan 1,197    
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loan Originated Prior [Member]      
Loans   42  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loans Originated in 2018 [Member]      
Loans   65  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loans Originated in 2019 [Member]      
Loans   67  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loans Originated in 2020 [Member]      
Loans   275  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loans Originated in 2021 [Member]      
Loans   635  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Term Loans Originated in 2022 [Member]      
Loans   750  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Total Term Loans [Member]      
Loans   1,834  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Revolving Loans Amortized Cost Basis [Member]      
Loans   16  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Originated prior 0    
Originated four years before 8    
Originated three years before 88    
Originated two years before 143    
Originated one years before 138    
Originated current year 0    
Revolving Loans Amortized Cost Basis 11    
Loans 388 628  
Financing Receivable, Term Loan 377    
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loan Originated Prior [Member]      
Loans   3  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loans Originated in 2018 [Member]      
Loans   20  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loans Originated in 2019 [Member]      
Loans   16  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loans Originated in 2020 [Member]      
Loans   61  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loans Originated in 2021 [Member]      
Loans   284  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term Loans Originated in 2022 [Member]      
Loans   241  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Total Term Loans [Member]      
Loans   625  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Revolving Loans Amortized Cost Basis [Member]      
Loans   3  
Pass [Member]      
Loans 845,629 941,650  
Pass [Member] | Commercial Portfolio Segment [Member]      
Originated prior 20,554 23,891  
Originated four years before 4,471 5,549  
Originated three years before 12,601 12,557  
Originated two years before 31,770 17,293  
Originated one years before 22,146 53,928  
Originated current year 13,112 23,966  
Total Term Loans 104,654 137,184  
Revolving Loans Amortized Cost Basis 25,347 31,856  
Loans 130,001 169,040  
Pass [Member] | Construction Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 5,063 3,088  
Loans 5,063 3,088  
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]      
Originated prior 172,925 146,588  
Originated four years before 68,156 58,473  
Originated three years before 69,324 71,440  
Originated two years before 68,891 74,016  
Originated one years before 50,899 71,618  
Originated current year 45,675 55,707  
Total Term Loans 475,870 477,842  
Revolving Loans Amortized Cost Basis 0 0  
Loans 475,870 477,842  
Pass [Member] | Residential Portfolio Segment [Member]      
Originated prior 9,606 13,457  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 9,606 13,457  
Revolving Loans Amortized Cost Basis 0 0  
Loans 9,606 13,457  
Pass [Member] | Consumer Portfolio Segment [Member]      
Loans 225,089 278,223  
Substandard [Member]      
Loans 18,908 15,298  
Substandard [Member] | Commercial Portfolio Segment [Member]      
Originated prior 12 12  
Originated four years before 2,492 0  
Originated three years before 0 0  
Originated two years before 2,835 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 5,339 12  
Revolving Loans Amortized Cost Basis 1,210 565  
Loans 6,549 577  
Substandard [Member] | Construction Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]      
Originated prior 10,056 8,083  
Originated four years before 811 0  
Originated three years before 786 2,112  
Originated two years before 0 806  
Originated one years before 0 0  
Originated current year 0 2,264  
Total Term Loans 11,653 13,265  
Revolving Loans Amortized Cost Basis 0 0  
Loans 11,653 13,265  
Substandard [Member] | Residential Portfolio Segment [Member]      
Originated prior 329 377  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 329 377  
Revolving Loans Amortized Cost Basis 0 0  
Loans 329 377  
Substandard [Member] | Consumer Portfolio Segment [Member]      
Loans 377 1,079  
Doubtful [Member]      
Loans 1,479 752  
Doubtful [Member] | Commercial Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Doubtful [Member] | Construction Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Doubtful [Member] | Residential Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Doubtful [Member] | Consumer Portfolio Segment [Member]      
Loans 1,479 752  
Unlikely to be Collected Financing Receivable [Member]      
Loans 586 788  
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Unlikely to be Collected Financing Receivable [Member] | Construction Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member]      
Originated prior 0 0  
Originated four years before 0 0  
Originated three years before 0 0  
Originated two years before 0 0  
Originated one years before 0 0  
Originated current year 0 0  
Total Term Loans 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Loans 0 0  
Unlikely to be Collected Financing Receivable [Member] | Consumer Portfolio Segment [Member]      
Loans $ 586 $ 788