0001171843-18-007512.txt : 20181102 0001171843-18-007512.hdr.sgml : 20181102 20181102122223 ACCESSION NUMBER: 0001171843-18-007512 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 76 CONFORMED PERIOD OF REPORT: 20180930 FILED AS OF DATE: 20181102 DATE AS OF CHANGE: 20181102 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WESTAMERICA BANCORPORATION CENTRAL INDEX KEY: 0000311094 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 942156203 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-09383 FILM NUMBER: 181156181 BUSINESS ADDRESS: STREET 1: 1108 FIFTH AVE CITY: SAN RAFAEL STATE: CA ZIP: 94901 BUSINESS PHONE: (707) 863-6000 MAIL ADDRESS: STREET 1: 4550 MANGELS BLVD STREET 2: A-2Y CITY: FAIRFIELD STATE: CA ZIP: 94585-1200 FORMER COMPANY: FORMER CONFORMED NAME: INDEPENDENT BANKSHARES CORP DATE OF NAME CHANGE: 19830801 10-Q 1 f10q_110218p.htm FORM 10-Q

 

 

 

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q

 

(Mark One)

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 2018

or

☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from __________ to __________.

 

Commission file number: 001-09383

WESTAMERICA BANCORPORATION

(Exact Name of Registrant as Specified in Its Charter)

 

CALIFORNIA 94-2156203
(State or Other Jurisdiction of (I.R.S. Employer
Incorporation or Organization) Identification No.)

 

1108 FIFTH AVENUE, SAN RAFAEL, CALIFORNIA 94901

(Address of Principal Executive Offices) (Zip Code)

 

Registrant's Telephone Number, Including Area Code (707) 863-6000

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 

Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

 

Yes ☒ No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of "large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one):

 

Large accelerated filer ☒ Accelerated filer ☐ Non-accelerated filer ☐ 
Smaller reporting company ☐ Emerging growth company ☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

 

Yes ☐ No ☒

 

Indicate the number of shares outstanding of each of the registrant's classes of common stock, as of the latest practicable date:

 

Title of Class Shares outstanding as of October 29, 2018
   
Common Stock, 26,727,416
No Par Value  

 

 

 

 

 
 

 

TABLE OF CONTENTS

 

 

     Page 
Forward Looking Statements  3
PART I - FINANCIAL INFORMATION  
Item 1   Financial Statements  4
  Notes to Unaudited Consolidated Financial Statements  9
Item 2   Management's Discussion and Analysis of Financial Condition and Results of Operations  29
Item 3   Quantitative and Qualitative Disclosures about Market Risk  51
Item 4   Controls and Procedures  51
PART II - OTHER INFORMATION  
Item 1   Legal Proceedings  51
Item 1A   Risk Factors  51
Item 2   Unregistered Sales of Equity Securities and Use of Proceeds  52
Item 3   Defaults upon Senior Securities   52
Item 4   Mine Safety Disclosures    52
Item 5   Other Information  52
Item 6   Exhibits  52
Signatures  53
Exhibit Index  54
Exhibit 31.1 - Certification of Chief Executive Officer pursuant to Securities Exchange Act Rule 13a-14(a)/15d-14(a)  55
Exhibit 31.2 - Certification of Chief Financial Officer pursuant to Securities Exchange Act Rule 13a-14(a)/15d-14(a)  56
Exhibit 32.1 - Certification of Chief Executive Officer Required by 18 U.S.C. Section 1350  57
Exhibit 32.2 - Certification of Chief Financial Officer Required by 18 U.S.C. Section 1350  58

 

 

 

 

 - 2 - 
 

 

 

FORWARD-LOOKING STATEMENTS

 

This report on Form 10-Q contains forward-looking statements about Westamerica Bancorporation (the “Company”) for which it claims the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statements include, but are not limited to: (i) projections of revenues, expenses, future credit quality and performance, the appropriateness of the allowance for loan losses, loan growth or reduction, mitigation of risk in the Company’s loan and investment securities portfolios, income or loss, earnings or loss per share, the payment or nonpayment of dividends, capital structure and other financial items; (ii) statements of plans, objectives and expectations of the Company or its management or board of directors, including those relating to products or services; (iii) statements of future economic performance; and (iv) statements of assumptions underlying such statements. Words such as "believes", "anticipates", "expects", “estimates”, "intends", "targeted", "projected", “forecast”, "continue", "remain", "will", "should", "may" and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.

 

These forward-looking statements are based on Management’s current knowledge and belief and include information concerning the Company’s possible or assumed future financial condition and results of operations. A number of factors, some of which are beyond the Company’s ability to predict or control, could cause future results to differ materially from those contemplated. These factors include but are not limited to (1) the length and severity of difficulties in the global, national and California economies and the effects of government efforts to address those difficulties; (2) liquidity levels in capital markets; (3) fluctuations in asset prices including, but not limited to stocks, bonds, real estate, and commodities; (4) the effect of acquisitions and integration of acquired businesses; (5) economic uncertainty created by terrorist threats and attacks on the United States, the actions taken in response, and the uncertain effect of these events on the national and regional economies; (6) changes in the interest rate environment; (7) changes in the regulatory environment; (8) competitive pressure in the banking industry; (9) operational risks including a failure or breach in data processing or security systems or those of third party vendors and other service providers, including as a result of cyber attacks or fraud; (10) volatility of interest rate sensitive loans, deposits and investments; (11) asset/liability management risks and liquidity risks; (12) the effect of natural disasters, including earthquakes, fire, flood, drought, and other disasters, on the uninsured value of the Company’s assets and of loan collateral, the financial condition of debtors and issuers of investment securities, the economic conditions affecting the Company’s market place, and commodities and asset values; (13) changes in the securities markets and (14) the outcome of contingencies, such as legal proceedings. However, the reader should not consider the above-mentioned factors to be a complete set of all potential risks or uncertainties.

 

Forward-looking statements speak only as of the date they are made. The Company undertakes no obligation to update any forward-looking statements in this report to reflect circumstances or events that occur after the date forward looking statements are made, except as may be required by law. The reader is directed to the Company's annual report on Form 10-K for the year ended December 31, 2017, for further discussion of factors which could affect the Company's business and cause actual results to differ materially from those expressed in any forward-looking statement made in this report.

 

 

 

 

 

 

 - 3 - 
 

 

PART I - FINANCIAL INFORMATION

Item 1Financial Statements

 

WESTAMERICA BANCORPORATION

CONSOLIDATED BALANCE SHEETS

(unaudited)

(In thousands)

                 

 

   At September 30,
2018		  At December 31,
2017
Assets:          
Cash and due from banks  $522,660   $575,002 
Equity securities   1,734    1,800 
Debt securities available for sale   2,478,908    2,191,707 
Debt securities held to maturity, with fair values of: $1,002,648 at September 30, 2018 and $1,155,342 at December 31, 2017     1,025,699       1,158,864  
Loans   1,196,955    1,287,982 
Allowance for loan losses   (22,027)   (23,009)
Loans, net of allowance for loan losses   1,174,928    1,264,973 
Other real estate owned   620    1,426 
Premises and equipment, net   35,391    35,301 
Identifiable intangibles, net   2,376    3,850 
Goodwill   121,673    121,673 
Other assets   165,474    158,450 
Total Assets  $5,529,463   $5,513,046 
           
Liabilities:          
Noninterest-bearing deposits  $2,211,028   $2,197,526 
Interest-bearing deposits   2,624,809    2,630,087 
Total deposits   4,835,837    4,827,613 
Short-term borrowed funds   61,756    58,471 
Other liabilities   39,279    36,723 
Total Liabilities   4,936,872    4,922,807 
           
Contingencies (Note 10)          
           
Shareholders' Equity:          
Common stock (no par value), authorized - 150,000 shares Issued and outstanding: 26,727 at September 30, 2018 and 26,425 at December 31, 2017   447,785    431,734 
Deferred compensation   1,395    1,533 
Accumulated other comprehensive loss   (54,066)   (16,832)
Retained earnings   197,477    173,804 
Total Shareholders' Equity   592,591    590,239 
Total Liabilities and  Shareholders' Equity  $5,529,463   $5,513,046 

 

See accompanying notes to unaudited consolidated financial statements.      

 

 - 4 - 
 

 

WESTAMERICA BANCORPORATION

CONSOLIDATED STATEMENTS OF INCOME

(unaudited)

                         

 

   For the Three Months  For the Nine  Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands, except per share data)
Interest and Loan Fee Income:                    
Loans  $14,593   $15,082   $44,247   $46,330 
Equity securities   85    70    256    214 
Debt securities available for sale   15,644    11,277    43,518    32,091 
Debt securities held to maturity   5,931    6,716    18,321    20,997 
Total Interest and Loan Fee Income   36,253    33,145    106,342    99,632 
Interest Expense:                    
Deposits   518    461    1,417    1,395 
Short-term borrowed funds   9    12    28    34 
Total Interest Expense   527    473    1,445    1,429 
Net Interest and Loan Fee Income   35,726    32,672    104,897    98,203 
Reversal of Provision for Loan Losses   -    -    -    (1,900)
Net Interest and Loan Fee Income After Reversal of Provision for Loan Losses   35,726    32,672    104,897    100,103 
Noninterest Income:                    
Service charges on deposit accounts   4,615    4,989    14,012    14,857 
Merchant processing services   2,464    2,153    7,190    6,080 
Debit card fees   1,656    1,784    4,959    4,851 
Trust fees   733    718    2,202    2,136 
ATM processing fees   687    684    2,049    1,914 
Other service fees   665    652    1,946    1,964 
Life insurance gains   585    -    585    - 
Financial services commissions   132    148    387    484 
Equity securities losses   (16)   -    (66)   - 
Other noninterest income   1,007    1,420    2,988    4,042 
Total Noninterest Income   12,528    12,548    36,252    36,328 
Noninterest Expense:                    
Salaries and related benefits   13,415    12,816    39,952    38,867 
Occupancy and equipment   4,809    4,907    14,365    14,571 
Loss contingency   3,500    -    3,500    - 
Outsourced data processing services   2,292    2,383    6,930    6,710 
Professional fees   621    512    2,277    1,533 
Amortization of identifiable intangibles   451    760    1,474    2,322 
Courier service   448    451    1,333    1,310 
Other noninterest expense   1,469    2,285    5,365    7,812 
Total Noninterest Expense   27,005    24,114    75,196    73,125 
Income Before Income Taxes   21,249    21,106    65,953    63,306 
Provision for income taxes   4,256    6,089    13,444    17,441 
Net Income  $16,993   $15,017   $52,509   $45,865 
                     
Average Common Shares Outstanding   26,701    26,309    26,622    26,260 
Average Diluted Common Shares Outstanding   26,815    26,404    26,736    26,379 
Per Common Share Data:                    
Basic earnings  $0.64   $0.57   $1.97   $1.75 
Diluted earnings   0.63    0.57    1.96    1.74 
Dividends paid   0.40    0.39    1.20    1.17 

 

See accompanying notes to unaudited consolidated financial statements.              

 

 - 5 - 
 

 

WESTAMERICA BANCORPORATION

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(unaudited)

                       

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands)
Net income  $16,993   $15,017   $52,509   $45,865 
Other comprehensive (loss) income:                    
Changes in unrealized gains on debt securities available for sale   (5,915)   4,179    (47,915)   11,413 
Deferred tax benefit(expense)   1,749    (1,757)   14,164    (4,799)
Changes in unrealized gains on debt securities available for sale, net of tax   (4,166)   2,422    (33,751)   6,614 
Post-retirement benefit transition obligation amortization   -    15    -    45 
Deferred tax expense   -    (6)   -    (18)
Post-retirement benefit transition obligation amortization, net of tax   -    9    -    27 
Total other comprehensive (loss) income   (4,166)   2,431    (33,751)   6,641 
Total comprehensive income  $12,827   $17,448   $18,758   $52,506 

 

See accompanying notes to unaudited consolidated financial statements.              

 

 

 - 6 - 
 

 

WESTAMERICA BANCORPORATION

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY

(unaudited)

                             

 

   Common
Shares
Outstanding		  Common
Stock		  Deferred
Compensation		  Accumulated
Other
Comprehensive
(Loss) Income		  Retained
Earnings		  Total
   (In thousands)
                   
Balance, December 31, 2016   25,907   $404,606   $1,533   $(10,074)  $165,302   $561,367 
Net income for the period                       45,865    45,865 
Other comprehensive income                  6,641         6,641 
Exercise of stock options   403    18,988                   18,988 
Restricted stock activity   13    707                   707 
Stock based compensation        1,368                   1,368 
Stock awarded to employees   2    76                   76 
Retirement of common stock   (6)   (90)             (224)   (314)
Dividends                       (30,741)   (30,741)
Balance, September 30, 2017   26,319   $425,655   $1,533   $(3,433)  $180,202   $603,957 
                               
Balance, December 31, 2017   26,425   $431,734   $1,533   $(16,832)  $173,804   $590,239 
Cumulative effect of equity securities losses reclassified                  142    (142)   - 
Adjusted Balance, January 1, 2018   26,425    431,734    1,533    (16,690)   173,662    590,239 
Reclass stranded tax effects resulting from the Tax Cuts and Jobs Act                  (3,625)   3,625    - 
Net income for the period                       52,509    52,509 
Other comprehensive loss                  (33,751)        (33,751)
Exercise of stock options   289    13,245                   13,245 
Restricted stock activity   20    1,281    (138)             1,143 
Stock based compensation        1,575                   1,575 
Stock awarded to employees   2    99                   99 
Retirement of common stock   (9)   (149)             (375)   (524)
Dividends                       (31,944)   (31,944)
Balance, September 30, 2018   26,727   $447,785   $1,395   $(54,066)  $197,477   $592,591 

 

See accompanying notes to unaudited consolidated financial statements.                

 

 - 7 - 
 

 

WESTAMERICA BANCORPORATION

CONSOLIDATED STATEMENTS OF CASH FLOWS

(unaudited)

                 

 

   For the Nine Months
Ended September 30,
   2018  2017
   (In thousands)
Operating Activities:          
Net income  $52,509   $45,865 
Adjustments to reconcile net income to net cash provided by operating activities:          
Depreciation and amortization   18,964    18,807 
Reversal of provision for loan losses   -    (1,900)
Net amortization of deferred loan (fees) cost   (181)   34 
(Increase) decrease in interest income receivable   (177)   713 
Life insurance premiums paid   (609)   (126)
Increase in other assets   (1,287)   (2,088)
Increase in income taxes payable   7,760    2,461 
(Increase) decrease in net deferred tax asset   (1,345)   895 
Stock option compensation expense   1,575    1,368 
Increase (decrease) in interest expense payable   5    (8)
Increase (decrease) in other liabilities   3,793    (1,142)
Life insurance gains   (585)   - 
Equity securities losses   66    - 
Net writedown of premises and equipment   3    60 
Net gain on sale of foreclosed assets   (94)   (72)
Writedown of foreclosed assets   27    219 
Net Cash Provided by Operating Activities   80,424    65,086 
Investing Activities:          
Net repayments of loans   91,594    69,319 
Net payments under FDIC(1) indemnification agreements   -    (63)
Proceeds from life insurance   1,183    - 
Purchases of debt securities available for sale   (634,113)   (433,525)
Proceeds from sale/maturity/calls of debt securities available for sale   290,663    238,888 
Proceeds from maturity/calls of debt securities held to maturity   127,578    135,208 
Purchases of premises and equipment   (2,830)   (1,980)
Net change in FRB(2) stock   -    1 
Proceeds from sale of foreclosed assets   873    1,521 
Net Cash (Used in) Provided by Investing Activities   (125,052)   9,369 
Financing Activities:          
Net change in deposits   8,224    29,839 
Net change in short-term borrowings   3,285    7,259 
Exercise of stock options   13,245    18,988 
Retirement of common stock   (524)   (314)
Common stock dividends paid   (31,944)   (30,741)
Net Cash (Used in) Provided by Financing Activities   (7,714)   25,031 
Net Change In Cash and Due from Banks   (52,342)   99,486 
Cash and Due from Banks at Beginning of Period   575,002    462,271 
Cash and Due from Banks at End of Period  $522,660   $561,757 
           
Supplemental Cash Flow Disclosures:          
Supplemental disclosure of non cash activities:          
Loan collateral transferred to other real estate owned  $-   $- 
Securities purchases pending settlement   -    811 
Supplemental disclosure of cash flow activities:          
Interest paid for the period   1,440    1,437 
Income tax payments for the period   7,028    14,657 

 

See accompanying notes to unaudited consolidated financial statements.

 

(1) Federal Deposit Insurance Corporation ("FDIC")

(2) Federal Reserve Bank ("FRB")

 

 - 8 - 
 

 

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

 

Note 1: Basis of Presentation

 

The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission and follow general practices within the banking industry. The results of operations reflect interim adjustments, all of which are of a normal recurring nature and which, in the opinion of Management, are necessary for a fair presentation of the results for the interim periods presented. The interim results for the three and nine months ended September 30, 2018 are not necessarily indicative of the results expected for the full year. These unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and accompanying notes as well as other information included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017.

 

 

Note 2: Accounting Policies

 

The most significant accounting policies followed by the Company are presented in Note 1 to the audited consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. These policies, along with the disclosures presented in the other financial statement notes and in this discussion, provide information on how significant assets and liabilities are valued in the financial statements and how those values are determined. Based on the valuation techniques used and the sensitivity of financial statement amounts to the methods, assumptions, and estimates underlying those amounts, it is reasonably possible conditions could change materially affecting results of operations and financial conditions.

 

Application of these principles requires the Company to make certain estimates, assumptions, and judgments that affect the amounts reported in the financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions and judgments are necessary when assets and liabilities are required to be recorded at fair value, when a decline in the value of an asset not carried on the financial statements at fair value warrants an impairment writedown or valuation reserve to be established, or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and the information used to record valuation adjustments for certain assets and liabilities are based either on quoted market prices or are provided by other third-party sources, when available.

 

Certain amounts in prior periods have been reclassified to conform to the current presentation.

 

Recently Adopted Accounting Standards

 

In the nine months ended September 30, 2018, the Company adopted the following new accounting guidance:

 

FASB Accounting Standard Update (ASU) 2014-09, Revenue (Topic 606): Revenue from Contracts with Customers, was issued May 2014. The ASU specifies a standardized approach for revenue recognition across industries and transactions. The ASU also requires additional disclosures. The scope of the ASU does not include revenue streams covered by other ASU topics; thus, Topic 606 does not apply to revenue related to financial instruments, guarantees and leases, which are the primary sources of the Company’s net interest income.

 

Approximately 73% of the Company’s revenue, including all of its net interest income and a portion of its noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, merchant processing fees, debit card fees, ATM processing fees, trust fees and other service charges, commissions and fees. The Company’s revenue recognition practices within the scope of the ASU as described below did not change in any material regard upon adoption of the ASU.

 

Service Charges on Deposit Accounts: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance.

 

 - 9 - 
 

 

Merchant Processing Services and Debit Card Fees: The Company earns interchange fees from cardholder transactions conducted through the payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.

 

Trust Fees: The Company earns trust fees from its contracts with customers to manage assets for investment or custody services. These fees are primarily earned over time as the Company provides the contracted monthly services and are generally assessed based on a tiered scale of the market value of assets under management (AUM) at month-end. Other related services provided, which are based on a fixed fee schedule, are recognized when the services are rendered.

 

Gains/Losses on Sales of OREO: The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. The Company does not finance the sale of OREO.

 

The Company adopted the ASU on January 1, 2018 and no cumulative adjustment was required.

 

FASB ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities, was issued January 2016. The ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Most notably, the ASU changes the income statement impact of equity investments held by the Company and the requirement for the Company to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes (Note 9).

 

The Company was required to adopt the ASU provisions on January 1, 2018, and for those equity securities with readily determinable fair values, the Company elected the retrospective transition approach with a cumulative effect adjustment to the balance sheet and for those equity securities that do not have readily determinable fair values, the Company elected the prospective transition approach. The impact of the adoption of this accounting standard on the Company’s consolidated financial statements will be subject to the price volatility of the equity investments. As a result of implementing the ASU provisions, effective January 1, 2018, the Company recorded a cumulative effect adjustment to retained earnings of $142 thousand.

 

FASB ASU 2018-02, Income Statement – Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income, was issued February 2018. The ASU eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act of 2017 by allowing a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act of 2017. The Company early adopted the provisions of the ASU effective January 1, 2018, by reclassifying the Company’s $3,625 thousand stranded tax effect.

 

Recently Issued Accounting Standards

 

FASB ASU 2016-02, Leases (Topic 842), was issued February 25, 2016. The provisions of the new standard require lessees to recognize most leases on-balance sheet, increasing reported assets and liabilities. Lessor accounting remains substantially similar to current U.S. GAAP.


The Company will be required to adopt the ASU provisions effective January 1, 2019, and plans to elect the modified retrospective transition approach. Management is evaluating the impact that the ASU will have on the Company’s financial statements. As of December 31, 2017, the Company leased 58 of its operating facilities; the remaining minimum lease payments were $17.5 million. The Company does not expect a material change in noninterest expenses upon adoption of the new standard.

 

FASB ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, was issued on June 16, 2016. The ASU significantly changes estimates for credit losses related to financial assets measured at amortized cost and certain other contracts. For estimating credit losses, the FASB is replacing the incurred loss model with the current expected credit loss (CECL) model, which will accelerate recognition of credit losses. Additionally, credit losses relating to debt securities available-for-sale will be recorded through an allowance for credit losses under the new standard. The Company will also be required to provide additional disclosures related to the financial assets within the scope of the new standard.

 

 - 10 - 
 

 

The Company will be required to adopt the ASU provisions on January 1, 2020. Management has commenced an implementation project to include evaluating available data, defining portfolio segments of loans with similar attributes, and selecting loss estimate models for each identified loan portfolio segment. The ultimate adjustment to the allowance for loan losses will be accomplished through an offsetting after-tax adjustment to shareholders’ equity. Management has also segmented debt securities held to maturity and selected methods to estimate losses for each segment. Economic conditions and the composition of the Company’s loan portfolio at the time of adoption will influence the extent of the adopting accounting adjustment.

 

FASB ASU 2017-08, Receivables – Non-Refundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities, was issued March 2017. The ASU will shorten the amortization period for certain callable debt securities held at a premium. Specifically, the ASU requires the premium to be amortized to the earliest call date. The ASU does not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.

 

The Company will be required to adopt the ASU provisions on January 1, 2019. Management has evaluated the impact the ASU will have on the Company’s financial statements relative to shareholder’s equity and the change in monthly earnings and the impact is not expected to be material.

 

FASB ASU 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities, was issued August 2017. The ASU will expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. The ASU also provides for a one-time reclassification of prepayable assets from held-to-maturity (HTM) to available for sale (AFS) regardless of derivative use.

 

The Company will be required to adopt the ASU provisions on January 1, 2019. The Company does not currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities may be permitted with the approval of the Company’s Board of Directors. The Company has evaluated the prepayable assets in the HTM portfolio and will not effect a one-time reclassification of prepayable assets from HTM to the AFS upon implementation.

 

FASB ASU 2018-13, Fair Value Measurements (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The ASU is part of the disclosure framework project, where the primary focus is to improve the effectiveness of disclosures in the financial statements. The ASU removes, modifies and adds disclosure requirements related to Fair Value Measurements.

 

The provisions of the ASU are effective January 1, 2020 with the option to early adopt any removed or modified disclosures upon issuance of the ASU. The Company early adopted the provisions to remove and/or modify relevant disclosures in Note 9 to the unaudited consolidated financial statements. The requirement to include additional disclosures will be adopted by the Company January 1, 2020. The additional disclosures will not affect the financial results upon adoption.

 

 

 

 

[The remainder of this page intentionally left blank]

 

 

 - 11 - 
 

 

Note 3: Investment Securities

 

Effective January 1, 2018, upon adoption of ASU 2016-01, equity securities included in the Company’s available for sale portfolio of $1,800 thousand were reclassified to equity securities. The reclassification of equity securities resulted in recording a cumulative effect adjustment to retained earnings of $142 thousand, net of tax.

 

At September 30, 2018, the market value of equity securities was $1,734 thousand. During the nine months ended September 30, 2018, the Company recognized gross unrealized holding losses of $66 thousand in earnings.

 

An analysis of the amortized cost and fair value by major categories of debt securities available for sale, which are carried at fair value with net unrealized gains (losses) reported on an after-tax basis as a component of cumulative other comprehensive income, and debt securities held to maturity, which are carried at amortized cost, follows:

 

   Amortized
Cost		  Gross
Unrealized
Gains		  Gross
Unrealized
Losses		  Fair
Value
At September 30, 2018  (In thousands)
Debt securities available for sale                    
Securities of U.S. Government sponsored entities  $167,222   $-   $(5,478)  $161,744 
Agency residential mortgage-backed securities (MBS)   919,381    243    (41,595)   878,029 
Non-agency residential MBS   122    2    -    124 
Agency commercial MBS   1,877    -    (30)   1,847 
Securities of U.S. Government entities   1,223    -    (13)   1,210 
Obligations of states and political subdivisions   182,851    1,841    (4,349)   180,343 
Corporate securities   1,282,991    411    (27,791)   1,255,611 
Total debt securities available for sale   2,555,667    2,497    (79,256)   2,478,908 
Debt securities held to maturity                    
Agency residential MBS   468,354    200    (21,100)   447,454 
Non-agency residential MBS   3,524    72    -    3,596 
Obligations of states and political subdivisions   553,821    2,526    (4,749)   551,598 
Total debt securities held to maturity   1,025,699    2,798    (25,849)   1,002,648 
Total  $3,581,366   $5,295   $(105,105)  $3,481,556 

 

 

   Amortized
Cost		  Gross
Unrealized
Gains		  Gross
Unrealized
Losses		  Fair
Value
At December 31, 2017  (In thousands)
Debt securities available for sale                    
Securities of U.S. Government sponsored entities  $122,285   $1   $(2,967)  $119,319 
Agency residential MBS   787,679    522    (20,495)   767,706 
Non-agency residential MBS   153    1    -    154 
Agency commercial MBS   2,244    -    (25)   2,219 
Securities of U.S. Government entities   1,612    -    (22)   1,590 
Obligations of states and political subdivisions   182,907    3,796    (1,482)   185,221 
Corporate securities   1,123,671    1,104    (9,277)   1,115,498 
Total debt securities available for sale   2,220,551    5,424    (34,268)   2,191,707 
Debt securities held to maturity                    
Agency residential MBS   545,883    606    (9,850)   536,639 
Non-agency residential MBS   4,462    70    -    4,532 
Agency commercial MBS   9,041    -    (66)   8,975 
Obligations of states and political subdivisions   599,478    7,736    (2,018)   605,196 
Total debt securities held to maturity   1,158,864    8,412    (11,934)   1,155,342 
Total  $3,379,415   $13,836   $(46,202)  $3,347,049 

 

 - 12 - 
 

 

The amortized cost and fair value of debt securities by contractual maturity are shown in the following tables at the dates indicated:

 

 

   At September 30, 2018
   Debt Securities Available
for Sale		  Debt Securities Held
to Maturity
   Amortized
Cost		  Fair
Value		  Amortized
Cost		  Fair
Value
   (In thousands)
Maturity in years:                    
1 year or less  $128,356   $128,080   $90,266   $90,491 
Over 1 to 5 years   1,355,592    1,323,725    220,377    219,016 
Over 5 to 10 years   111,553    110,850    242,137    241,023 
Over 10 years   38,786    36,253    1,041    1,068 
Subtotal   1,634,287    1,598,908    553,821    551,598 
MBS   921,380    880,000    471,878    451,050 
Total  $2,555,667   $2,478,908   $1,025,699   $1,002,648 

 

 

   At December 31, 2017
   Debt Securities Available
for Sale		  Debt Securities Held
to Maturity
   Amortized
Cost		  Fair
Value		  Amortized
Cost		  Fair
Value
   (In thousands)
Maturity in years:                    
1 year or less  $193,337   $193,385   $50,295   $51,105 
Over 1 to 5 years   1,031,807    1,023,047    269,050    269,471 
Over 5 to 10 years   159,266    160,042    277,170    281,546 
Over 10 years   46,065    45,154    2,963    3,074 
Subtotal   1,430,475    1,421,628    599,478    605,196 
MBS   790,076    770,079    559,386    550,146 
Total  $2,220,551   $2,191,707   $1,158,864   $1,155,342 

 

 

Expected maturities of mortgage-related securities can differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties. In addition, such factors as prepayments and interest rates may affect the yield on the carrying value of mortgage-related securities. At September 30, 2018 and December 31, 2017, the Company had no high-risk collateralized mortgage obligations as defined by regulatory guidelines.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 13 - 
 

 

An analysis of the gross unrealized losses of the debt securities available for sale portfolio follows:

 

   Debt Securities Available for Sale
   At September 30, 2018
   No. of  Less than 12 months  No. of  12 months or longer  No. of  Total
   Investment     Unrealized  Investment     Unrealized  Investment     Unrealized
   Positions  Fair Value  Losses  Positions  Fair Value  Losses  Positions  Fair Value  Losses
   ($ in thousands)
Securities of U.S. Government sponsored entities   5   $46,531   $(461)   8   $115,213   $(5,017)   13   $161,744   $(5,478)
Agency residential MBS   23    421,962    (9,816)   50    447,104    (31,779)   73    869,066    (41,595)
Agency commercial MBS   -    -    -    1    1,847    (30)   1    1,847    (30)
Securities of U.S. Government entities   -    -    -    2    1,210    (13)   2    1,210    (13)
Obligations of states and political subdivisions   43    32,193    (392)   74    67,715    (3,957)   117    99,908    (4,349)
Corporate securities   86    826,287    (16,386)   37    333,319    (11,405)   123    1,159,606    (27,791)
Total   157   $1,326,973   $(27,055)   172   $966,408   $(52,201)   329   $2,293,381   $(79,256)

 

An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:

 

   Debt Securities Held to Maturity
   At September 30, 2018
   No. of  Less than 12 months  No. of  12 months or longer  No. of  Total
   Investment     Unrecognized  Investment     Unrecognized  Investment     Unrecognized
   Positions  Fair Value  Losses  Positions  Fair Value  Losses  Positions  Fair Value  Losses
   ($ in thousands)
Agency residential MBS   26   $34,278   $(952)   70   $404,842   $(20,148)   96   $439,120   $(21,100)
Obligations of states and political subdivisions   224    191,579    (1,540)   162    164,011    (3,209)   386    355,590    (4,749)
Total   250   $225,857   $(2,492)   232   $568,853   $(23,357)   482   $794,710   $(25,849)

 

The unrealized losses on the Company’s debt securities were caused by market conditions for these types of investments, particularly changes in risk-free interest rates. The Company evaluates debt securities on a quarterly basis including changes in security ratings issued by rating agencies, changes in the financial condition of the issuer, and, for mortgage-backed and asset-backed securities, delinquency and loss information with respect to the underlying collateral, changes in the levels of subordination for the Company’s particular position within the repayment structure and remaining credit enhancement as compared to expected credit losses of the security. Substantially all of these securities continue to be investment grade rated by a major rating agency. One corporate bond with a carrying value of $15.0 million and a market value of $14.1 million at September 30, 2018, is rated below investment grade. In addition to monitoring credit rating agency evaluations, Management performs its own evaluations regarding the credit worthiness of the issuer or the securitized assets underlying asset backed securities.

 

The Company does not intend to sell any debt securities and has concluded that it is more likely than not that it will not be required to sell the debt securities prior to recovery of the amortized cost basis. Therefore, the Company does not consider these debt securities to be other-than-temporarily impaired as of September 30, 2018.

 

The fair values of the debt securities could decline in the future if the general economy deteriorates, inflation increases, credit ratings decline, the issuer’s financial condition deteriorates, or the liquidity for debt securities declines. As a result, other than temporary impairments may occur in the future.

 

As of September 30, 2018 and December 31, 2017, the Company had debt securities pledged to secure public deposits and short-term borrowed funds of $740,177  thousand and $715,774  thousand, respectively.

 

 - 14 - 
 

 

An analysis of gross unrealized losses  of debt securities available for sale follows:

 

 

   Debt Securities Available for Sale
   At December 31, 2017
   No. of  Less than 12 months  No. of  12 months or longer  No. of  Total
   Investment     Unrealized  Investment     Unrealized  Investment     Unrealized
   Positions  Fair Value  Losses  Positions  Fair Value  Losses  Positions  Fair Value  Losses
   ($ in thousands)
Securities of U.S. Government sponsored entities   1   $996   $(2)   8   $117,252   $(2,965)   9   $118,248   $(2,967)
Agency residential MBS   7    238,554    (1,501)   51    516,711    (18,994)   58    755,265    (20,495)
Non-agency residential MBS   1    1    -    -    -    -    1    1    - 
Agency commercial; MBS   2    2,219    (25)   -    -    -    2    2,219    (25)
Securities of U.S. Government entities   -    -    -    3    1,590    (22)   3    1,590    (22)
Obligations of states and political subdivisions   50    21,453    (228)   35    52,071    (1,254)   85    73,524    (1,482)
Corporate securities   64    571,112    (4,047)   38    282,924    (5,230)   102    854,036    (9,277)
Total   125   $834,335   $(5,803)   135   $970,548   $(28,465)   260   $1,804,883   $(34,268)

 

 

An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:

 

 

   Debt Securities Held to Maturity
   At December 31, 2017
   No. of  Less than 12 months  No. of  12 months or longer  No. of  Total
   Investment     Unrecognized  Investment     Unrecognized  Investment     Unrecognized
   Positions  Fair Value  Losses  Positions  Fair Value  Losses  Positions  Fair Value  Losses
   ($ in thousands)
Agency residential MBS   15   $30,218   $(201)   65   $479,775   $(9,649)   80   $509,993   $(9,850)
Agency commercial MBS   1    1,913    (4)   1    7,062    (62)   2    8,975    (66)
Obligations of states and political subdivisions   146    131,032    (553)   59    58,979    (1,465)   205    190,011    (2,018)
Total   162   $163,163   $(758)   125   $545,816   $(11,176)   287   $708,979   $(11,934)

 

The following table provides information about the amount of interest income earned on investment securities which is fully taxable and which is exempt from regular federal income tax:

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands)
             
Taxable  $16,780   $12,957   $47,327   $37,584 
Tax-exempt from regular federal income tax   4,880    5,106    14,768    15,718 
Total interest income from investment securities  $21,660   $18,063   $62,095   $53,302 

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 - 15 - 
 

 

Note 4: Loans, Allowance for Loan Losses and Other Real Estate Owned

 

A summary of the major categories of loans outstanding is shown in the following table at the dates indicated.

 

   At September 30,
2018		  At December 31,
2017
   (In thousands)
Commercial  $276,031   $335,996 
Commercial Real Estate   567,213    568,584 
Construction   3,939    5,649 
Residential Real Estate   48,150    65,183 
Consumer Installment & Other   301,622    312,570 
Total  $1,196,955   $1,287,982 

 

Total loans outstanding reported above include loans purchased from the FDIC of $65,868  thousand and $83,478 thousand at September 30, 2018 and December 31, 2017, respectively. Loans purchased from the FDIC were separately reported in prior periods and have been reclassified into their respective categories in the current presentation.

 

Changes in the accretable yield for purchased loans were as follows:

 

   For the
Nine Months Ended
September 30, 2018		  For the
Year Ended
December 31, 2017
Accretable yield:  (In thousands)
Balance at the beginning of the period  $738   $1,237 
Reclassification from nonaccretable difference   896    1,852 
Accretion   (1,380)   (2,351)
Balance at the end of the period  $254   $738 
           
Accretion  $(1,380)  $(2,351)
Change in FDIC indemnification   2    192 
(Increase) in interest income  $(1,378)  $(2,159)

 

The following summarizes activity in the allowance for loan losses:

 

 

   Allowance for Loan Losses
For the Three Months Ended September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Balance at beginning of period  $8,275   $3,789   $210   $1,064   $5,943   $3,759   $23,040 
(Reversal) provision   (184)   372    44    (120)   (137)   25    - 
Chargeoffs   (384)   (240)   -    -    (845)   -    (1,469)
Recoveries   103    -    -    -    353    -    456 
Total allowance for loan losses  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 

 

   Allowance for Loan Losses
For the Nine Months Ended September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Balance at beginning of period  $7,746   $3,849   $335   $995   $6,418   $3,666   $23,009 
(Reversal) provision   (863)   312    (81)   (51)   565    118    - 
Chargeoffs   (425)   (240)   -    -    (3,015)   -    (3,680)
Recoveries   1,352    -    -    -    1,346    -    2,698 
Total allowance for loan losses  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 

 

 - 16 - 
 

 

   Allowance for Loan Losses
For the Three Months Ended September 30, 2017
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
    Balance at beginning of period  $8,167   $3,545   $160   $1,105   $7,215   $3,911   $24,103 
        (Reversal) provision   (391)   288    136    (50)   167    (150)   - 
        Chargeoffs   (132)   -    -    -    (886)   -    (1,018)
        Recoveries   128    -    -    -    415    -    543 
Total allowance for loan losses  $7,772   $3,833   $296   $1,055   $6,911   $3,761   $23,628 

 

   Allowance for Loan Losses
For the Nine Months Ended September 30, 2017
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
    Balance at beginning of period  $8,327   $3,330   $152   $1,330   $7,980   $4,835   $25,954 
        (Reversal) provision   (220)   415    (1,755)   (275)   1,009    (1,074)   (1,900)
        Chargeoffs   (961)   -    -    -    (3,783)   -    (4,744)
        Recoveries   626    88    1,899    -    1,705    -    4,318 
Total allowance for loan losses  $7,772   $3,833   $296   $1,055   $6,911   $3,761   $23,628 

 

The allowance for loan losses and recorded investment in loans evaluated for impairment were as follows:

 

   Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Individually evaluated for impairment  $4,668   $172   $-   $-   $-   $-   $4,840 
Collectively evaluated for impairment   3,142    3,749    254    944    5,314    3,784    17,187 
Purchased loans with evidence of credit deterioration   -    -    -    -    -    -    - 
Total  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 
Carrying value of loans:                                   
Individually evaluated for impairment  $10,254   $10,816   $-   $202   $-   $-   $21,272 
Collectively evaluated for impairment   265,740    556,173    3,939    47,948    301,473    -    1,175,273 
Purchased loans with evidence of credit deterioration   37    224    -    -    149    -    410 
Total  $276,031   $567,213   $3,939   $48,150   $301,622   $-   $1,196,955 

 

 

   Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At December 31, 2017
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Individually evaluated for impairment  $4,814   $171   $-   $-   $-   $-   $4,985 
Collectively evaluated for impairment   2,932    3,678    335    995    6,418    3,666    18,024 
Purchased loans with evidence of credit deterioration   -    -    -    -    -    -    - 
Total  $7,746   $3,849   $335   $995   $6,418   $3,666   $23,009 
Carrying value of loans:                                   
Individually evaluated for impairment  $10,675   $14,234   $-   $208   $-   $-   $25,117 
Collectively evaluated for impairment   325,291    553,769    5,649    64,975    312,406    -    1,262,090 
Purchased loans with evidence of credit deterioration   30    581    -    -    164    -    775 
Total  $335,996   $568,584   $5,649   $65,183   $312,570   $-   $1,287,982 

 

The Company’s customers are small businesses, professionals and consumers. Given the scale of these borrowers, corporate credit rating agencies do not evaluate the borrowers’ financial condition. The Company’s subsidiary, Westamerica Bank (the “Bank”) maintains a Loan Review Department which reports directly to the Audit Committee of the Board of Directors. The Loan Review Department performs independent evaluations of loans and validates management assigned credit risk grades on evaluated loans using grading standards employed by bank regulatory agencies. Loans judged to carry lower-risk attributes are assigned a “pass” grade, with a minimal likelihood of loss. Loans judged to carry higher-risk attributes are referred to as “classified loans,” and are further disaggregated, with increasing expectations for loss recognition, as “substandard,” “doubtful,” and “loss.” Loan Review Department performs continuous evaluations throughout the year. If the Bank becomes aware of deterioration in a borrower’s performance or financial condition between Loan Review Department examinations, assigned risk grades are re-evaluated promptly. Credit risk grades assigned by management and validated by the Loan Review Department are subject to review by the Bank’s regulatory authorities during regulatory examinations.

 

 - 17 - 
 

 

The following summarizes the loan credit risk profile by internally assigned grade:

 

   Loan Credit Risk Profile by Internally Assigned Grade
At September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Total
   (In thousands)
Grade:                              
Pass  $264,908   $551,956   $3,939   $46,901   $299,590   $1,167,294 
Substandard   11,123    15,257    -    1,249    1,618    29,247 
Doubtful   -    -    -    -    56    56 
Loss   -    -    -    -    358    358 
Total  $276,031   $567,213   $3,939   $48,150   $301,622   $1,196,955 

 

Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on $6,086 thousand residential real estate and consumer loans.

 

   Loan Credit Risk Profile by Internally Assigned Grade
At December 31, 2017
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Total
   (In thousands)
Grade:                              
Pass  $324,185   $548,853   $5,649   $62,253   $310,429   $1,251,369 
Substandard   11,811    19,731    -    2,930    1,370    35,842 
Doubtful   -    -    -    -    1    1 
Loss   -    -    -    -    770    770 
Total  $335,996   $568,584   $5,649   $65,183   $312,570   $1,287,982 

 

Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on $7,766 thousand residential real estate and consumer loans.

 

The following tables summarize loans by delinquency and nonaccrual status:

 

   Summary of Loans by Delinquency and Nonaccrual Status
At September 30, 2018
   Current and
Accruing		  30-59 Days
Past Due and
Accruing		  60-89 Days
Past Due and
Accruing		  Past Due 90
Days or More
and Accruing		  Nonaccrual  Total Loans
   (In thousands)
Commercial  $275,259   $425   $347   $-   $-   $276,031 
Commercial real estate   559,441    2,334    -    -    5,438    567,213 
Construction   3,939    -    -    -    -    3,939 
Residential real estate   47,634    516    -    -    -    48,150 
Consumer installment and other   297,416    3,001    801    361    43    301,622 
Total  $1,183,689   $6,276   $1,148   $361   $5,481   $1,196,955 

 

 

   Summary of Loans by Delinquency and Nonaccrual Status
At December 31, 2017
   Current and
Accruing		  30-59 Days
Past Due and
Accruing		  60-89 Days
Past Due and
Accruing		  Past Due 90
Days or More
and Accruing		  Nonaccrual  Total Loans
   (In thousands)
Commercial  $334,908   $627   $164   $-   $297   $335,996 
Commercial real estate   561,883    1,143    125    -    5,433    568,584 
Construction   5,649    -    -    -    -    5,649 
Residential real estate   65,183    -    -    -    -    65,183 
Consumer installment and other   307,445    3,321    1,077    531    196    312,570 
Total  $1,275,068   $5,091   $1,366   $531   $5,926   $1,287,982 

 

 - 18 - 
 

 

There were no commitments to lend additional funds to borrowers whose loans were on nonaccrual status at September 30, 2018 and December 31, 2017.

 

The following summarizes impaired loans:

 

   Impaired Loans
   At September 30,
2018		  At December 31,
2017
   Recorded
Investment		  Unpaid
Principal
Balance		  Related
Allowance		  Recorded
Investment		  Unpaid
Principal
Balance		  Related
Allowance
   (In thousands)
With no related allowance recorded:                              
Commercial  $809   $845   $-   $1,212   $1,271   $- 
Commercial real estate   9,690    11,632    -    13,169    14,985    - 
Residential real estate   202    232    -    208    239    - 
Consumer installment and other   192    298    -    360    466    - 
Total with no related allowance recorded   10,893    13,007    -    14,949    16,961    - 
                               
With an allowance recorded:                              
Commercial   9,482    9,482    4,668    9,764    9,764    4,814 
Commercial real estate   1,750    1,752    172    1,790    1,792    171 
Total with an allowance recorded   11,232    11,234    4,840    11,554    11,556    4,985 
Total  $22,125   $24,241   $4,840   $26,503   $28,517   $4,985 

 

Impaired loans include troubled debt restructured loans. Impaired loans at September 30, 2018, included $8,747 thousand of restructured loans, $4,270 thousand of which were on nonaccrual status. Impaired loans at December 31, 2017, included $12,081 thousand of restructured loans, $4,285 thousand of which were on nonaccrual status.

 

   Impaired Loans
   For the Three Months Ended September 30,  For the Nine Months Ended September 30,
   2018  2017  2018  2017
   Average
Recorded
Investment		  Recognized
Interest
Income		  Average
Recorded
Investment		  Recognized
Interest
Income		  Average
Recorded
Investment		  Recognized
Interest
Income		  Average
Recorded
Investment		  Recognized
Interest
Income
   (In thousands)
Commercial  $10,426   $175   $11,125   $130   $10,671   $495   $11,203   $366 
Commercial real estate   11,282    189    14,681    208    12,291    615    14,826    669 
Residential real estate   203    4    365    4    205    12    494    13 
Consumer installment and other   173    4    340    3    261    10    466    17 
Total  $22,084   $372   $26,511   $345   $23,428   $1,132   $26,989   $1,065 

 

The following tables provide information on troubled debt restructurings:

 

   Troubled Debt Restructurings
At September 30, 2018
   Number of
Contracts		  Pre-Modification
Carrying Value		  Period-End
Carrying Value		  Period-End
Individual
Impairment
Allowance
   ($ in thousands)
Commercial   5   $2,324   $904   $34 
Commercial real estate   8    9,237    7,642    - 
Residential real estate   1    241    201    - 
Total   14   $11,802   $8,747   $34 

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 19 - 
 

 

   Troubled Debt Restructurings
At December 31, 2017
   Number of
Contracts		  Pre-Modification
Carrying Value		  Period-End
Carrying Value		  Period-End
Individual
Impairment
Allowance
   ($ in thousands)
Commercial   7   $2,393   $1,085   $43 
Commercial real estate   10    11,528    10,788    - 
Residential real estate   1    241    208    - 
Total   18   $14,162   $12,081   $43 

 

During the three and nine months ended September 30, 2018, the Company did not modify any loans that were considered troubled debt restructurings. During the three and nine months ended September 30, 2017, the Company modified one loan with a carrying value of $50 thousand and four loans with a carrying value of $699 thousand, respectively, that were considered troubled debt restructurings. The four concessions granted in the first nine months of 2017 consisted of modifications of payment terms to extend the maturity date to allow for deferred principal repayment and under-market terms. There were no chargeoffs related to troubled debt restructurings made during the three and nine months ended September 30, 2018. During the three and nine months ended September 30, 2017, one troubled debt restructured loan with a carrying value of $58 thousand was charged off. During the three and nine months ended September 30, 2018 and 2017, no troubled debt restructured loans defaulted within 12 months of the modification date. A troubled debt restructuring is considered to be in default when payments are ninety days or more past due.

 

There were no loans restricted due to collateral requirements at September 30, 2018 and December 31, 2017.

 

There were no loans held for sale at September 30, 2018 and December 31, 2017.

 

At September 30, 2018 and December 31, 2017, the Company held total other real estate owned (OREO) of $620 thousand net of reserve of $-0-   thousand and $1,426 thousand net of reserve of $1,905 thousand, respectively, of which there were no  foreclosed residential real estate properties or covered OREO at both dates, respectively. The amount of consumer mortgage loans outstanding secured by residential real estate properties for which formal foreclosure proceedings were in process was $19 thousand at September 30, 2018 and $196 thousand at December 31, 2017.

 

 

Note 5: Concentration of Credit Risk

 

Under the California Financial Code, credit extended to any one person owing to a commercial bank at any one time shall not exceed the following limitations: (a) unsecured loans shall not exceed 15 percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank, or (b) secured and unsecured loans in all shall not exceed 25 percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank. At September 30, 2018, the Bank did not have credit extended to any one entity exceeding these limits. At September 30, 2018, the Bank had 35 lending relationships each with aggregate amounts of $5 million or more. The Company has significant credit arrangements that are secured by real estate collateral. In addition to real estate loans outstanding as disclosed in Note 4, the Company had loan commitments related to real estate loans of $52,842 thousand and $53,874 thousand at September 30, 2018 and December 31, 2017, respectively. The Company requires collateral on all real estate loans with loan-to-value ratios at origination generally no greater than 75% on commercial real estate loans and no greater than 80% on residential real estate loans. At September 30, 2018, the Bank held corporate bonds in 80 issuing entities that exceeded $5 million for each issuer.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 - 20 - 
 

 

Note 6: Other Assets

 

Other assets consisted of the following:

 

   At September 30,
2018		  At December 31,
2017
   (In thousands)
Equity securities without readily determinable fair values:          
Federal Reserve Bank stock (1)  $14,069   $14,069 
Other investments   158    158 
Total equity securities without readily determinable fair values   14,227    14,227 
Life insurance cash surrender value   55,442    54,101 
Net deferred tax asset   48,622    33,112 
Limited partnership investments   10,919    10,119 
Interest receivable   23,734    23,557 
Prepaid assets   4,119    4,906 
Other assets   8,411    18,428 
Total other assets  $165,474   $158,450 

 

 (1)A bank applying for membership in the Federal Reserve System is required to subscribe to stock in the Federal Reserve Bank (FRB) in its district in a sum equal to six percent of the bank’s paid-up capital stock and surplus. One-half of the amount of the bank's subscription shall be paid to the FRB and the remaining half will be subject to call when deemed necessary by the Board of Governors of the Federal Reserve System.

 

The Company owns 211 thousand shares of Visa Inc. class B common stock which have transfer restrictions; the carrying value is $-0- thousand. On July 5, 2018, Visa Inc. announced a new conversion rate applicable to its class B common stock resulting from its June 28, 2018 deposit of funds into its litigation escrow account. This funding reduced the conversion rate of class B common stock into class A common stock, which is unrestricted and trades actively on the New York Stock Exchange, from 1.6483 to 1.6298. Visa Inc. class A common stock had a closing price of $150.09 per share on September 28, 2018, the last day of stock market trading for the third quarter 2018. The ultimate value of the Company’s Visa Inc. class B shares is subject to the extent of Visa Inc.’s future litigation escrow fundings; the resulting conversion rate to class A common stock, and current and future trading restrictions on the class B common stock.

 

The Company invests in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for low-income housing tax credits. At September 30, 2018, this investment totaled $10,919 thousand and $5,088  thousand of this amount represents outstanding equity capital commitments that are included in other liabilities. At December 31, 2017, this investment totaled $10,119 thousand and $2,299  thousand of this amount represented outstanding equity capital commitments. At September 30, 2018, the $5,088 thousand of outstanding equity capital commitments are expected to be paid as follows, $552 thousand in 2018, $364 thousand in 2019, $2,026 thousand in 2020, $138 thousand in 2021, $261 thousand in 2022, $134 thousand in 2023, $1,041 thousand in 2024 and $572 thousand in 2025 or thereafter.

 

The amounts recognized in net income for these investments include:

 

   For the Three Months Ended  For the Nine Months Ended
   September 30,
   2018  2017  2018  2017
   (In thousands)
Investment loss included in pre-tax income  $900   $450   $2,200   $1,350 
Tax credits recognized in provision for income taxes   336    463    1,008    1,388 

 

[The remainder of this page intentionally left blank]

 

 

 - 21 - 
 

 

Note 7: Goodwill and Identifiable Intangible Assets

 

The Company has recorded goodwill and other identifiable intangibles associated with purchase business combinations. Goodwill is not amortized, but is evaluated for impairment at least annually. The Company did not recognize impairment during the three and nine months ended September 30, 2018 and year ended December 31, 2017. Identifiable intangibles are amortized to their estimated residual values over their expected useful lives. Such lives and residual values are also periodically reassessed to determine if any amortization period adjustments are indicated. During the three and nine months ended September 30, 2018 and year ended December 31, 2017 no such adjustments were recorded.

 

The carrying values of goodwill were:

 

   At September 30, 2018  At December 31, 2017
   (In thousands)
Goodwill  $121,673   $121,673 

 

The gross carrying amount of identifiable intangible assets and accumulated amortization was:

 

   At September 30,
2018		  At December 31,
2017
   Gross
Carrying
Amount		  Accumulated
Amortization		  Gross
Carrying
Amount		  Accumulated
Amortization
   (In thousands)
Core Deposit Intangibles  $56,808   $(54,432)  $56,808   $(52,987)
Merchant Draft Processing Intangible   10,300    (10,300)   10,300    (10,271)
Total Identifiable Intangible Assets  $67,108   $(64,732)  $67,108   $(63,258)

 

As of September 30, 2018, the current period and estimated future amortization expense for identifiable intangible assets was:

 

   Core
Deposit
Intangibles		  Merchant
Draft
Processing
Intangible		  Total
   (In thousands)
For the Nine Months ended September 30, 2018 (actual)  $1,445   $29   $1,474 
Estimate for the remainder of year ending December 31, 2018   447    -    447 
Estimate for year ending December 31, 2019   538    -    538 
2020   287    -    287 
2021   269    -    269 
2022   252    -    252 
2023   236    -    236 

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 22 - 
 

 

Note 8: Deposits and Borrowed Funds

 

The following table provides additional detail regarding deposits.

 

   Deposits
   At September 30,
2018		  At December 31,
2017
   (In thousands)
Noninterest-bearing  $2,211,028   $2,197,526 
Interest-bearing:          
Transaction   909,954    904,245 
Savings   1,510,015    1,494,024 
Time deposits less than $100 thousand   107,755    117,848 
Time deposits $100 thousand through $250 thousand   68,677    76,578 
Time deposits more than $250 thousand   28,408    37,392 
Total deposits  $4,835,837   $4,827,613 

 

Demand deposit overdrafts of $950  thousand and $2,786  thousand were included as loan balances at September 30, 2018 and December 31, 2017, respectively. Interest expense for aggregate time deposits with individual account balances in excess of $100 thousand was $91 thousand and $283 thousand for the three and nine months ended September 30, 2018, respectively and $103 thousand and $314 thousand for the three and nine months ended September 30, 2017, respectively.

 

The following table provides additional detail regarding short-term borrowed funds.

 

   Repurchase Agreements (Sweep)
Accounted for as Secured Borrowings
   Remaining Contractual Maturity of the Agreements
Overnight and Continuous
   At September 30, 2018  At December 31, 2017
Repurchase agreements:  (In thousands)
Collateral securing borrowings:          
Securities of U.S. Government sponsored entities  $72,675   $74,173 
Agency residential MBS   59,367    58,251 
Corporate securities   91,818    105,113 
Total collateral carrying value  $223,860   $237,537 
Total short-term borrowed funds  $61,756   $58,471 

 

 

Note 9: Fair Value Measurements

 

The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Equity securities and debt securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as other real estate owned, impaired loans, certain loans held for investment, debt securities held to maturity, and other assets. These nonrecurring fair value adjustments typically involve the lower-of-cost or fair-value accounting of individual assets.

 

In accordance with the Fair Value Measurement and Disclosure topic of the FASB Accounting Standards Codification, the Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in the principal market or most advantageous market for an asset or liability in an orderly transaction between market participants on the measurement date under current market conditions. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset, and the risk of nonperformance.

 

The Company groups its assets and liabilities measured at fair value into a three-level hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. When the valuation assumptions used to measure the fair value of the asset or liability are categorized within different levels of the fair value hierarchy, the asset or liability is categorized in its entirety within the lowest level of the hierarchy. These levels are:

 

 - 23 - 
 

 

Level 1 – Valuation is based upon quoted prices for identical instruments traded in active exchange markets, such as the New York Stock Exchange. Level 1 includes U.S. Treasury and equity securities, which are traded by dealers or brokers in active markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.

 

Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 includes mutual funds, federal agency securities, mortgage-backed securities, corporate securities, asset-backed securities, and municipal bonds.

 

Level 3 – Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.

 

The Company relies on independent vendor pricing services to measure fair value for equity securities, debt securities available for sale and debt securities held to maturity. The Company employs three pricing services. To validate the pricing of these vendors, the Company compares vendors’ pricing for each of the securities for consistency; significant pricing differences, if any, are evaluated using all available independent quotes with the quote most closely reflecting the market generally used as the fair value estimate. In addition, the Company conducts “other than temporary impairment (OTTI)” analysis on a quarterly basis; debt securities selected for OTTI analysis include all debt securities at a market price below 95 percent of par value. As with any valuation technique used to estimate fair value, changes in underlying assumptions used could significantly affect the results of current and future values. Accordingly, these fair value estimates may not be realized in an actual sale of the securities.

 

The Company regularly reviews the valuation techniques and assumptions used by its vendors and determines which valuation techniques are utilized based on observable market inputs for the type of securities being measured. The Company uses the information to determine the placement in the fair value hierarchy as level 1, 2 or 3.

 

Assets Recorded at Fair Value on a Recurring Basis

 

The tables below present assets measured at fair value on a recurring basis on the dates indicated.

 

   At September 30, 2018
   Fair Value  Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		  Significant Other
Observable Inputs
(Level 2)		  Significant
Unobservable
Inputs
(Level 3) (1)
   (In thousands)
Equity securities                    
Mutual funds  $1,734   $-   $1,734   $- 
Total equity securities   1,734    -    1,734    - 
Debt securities available for sale                    
Securities of U.S. Government sponsored entities   161,744    -    161,744    - 
Agency residential MBS   878,029    -    878,029    - 
Non-agency residential MBS   124    -    124    - 
Agency commercial MBS   1,847    -    1,847    - 
Securities of U.S. Government entities   1,210    -    1,210    - 
Obligations of states and political subdivisions   180,343    -    180,343    - 
Corporate securities   1,255,611    -    1,255,611    - 
Total debt securities available for sale   2,478,908    -    2,478,908    - 
Total  $2,480,642   $-   $2,480,642   $- 

 

 (1)There were no transfers in to or out of level 3 during the nine months ended September 30, 2018.

 

 

[The remainder of this page intentionally left blank]

 

 - 24 - 
 

 

   At December 31, 2017
   Fair Value  Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		  Significant Other
Observable Inputs
(Level 2)		  Significant
Unobservable
Inputs
(Level 3) (1)
   (In thousands)
Equity securities                    
Mutual funds  $1,800   $-   $1,800   $- 
Total equity securities   1,800    -    1,800    - 
Debt securities available for sale                    
Securities of U.S. Government sponsored entities   119,319    -    119,319    - 
Agency residential MBS   767,706    -    767,706    - 
Non-agency residential MBS   154    -    154    - 
Agency commercial MBS   2,219    -    2,219    - 
Securities of U.S. Government entities   1,590    -    1,590    - 
Obligations of states and political subdivisions   185,221    -    185,221    - 
Corporate securities   1,115,498    -    1,115,498    - 
Total debt securities available for sale   2,191,707    -    2,191,707    - 
Total  $2,193,507   $-   $2,193,507   $- 

 

 (1)There were no transfers in to or out of level 3 during the year ended December 31, 2017.

 

 

Assets Recorded at Fair Value on a Nonrecurring Basis

 

The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These adjustments to fair value usually result from application of lower of cost or fair value accounting of individual assets. For assets measured at fair value on a nonrecurring basis that were recorded in the balance sheet at September 30, 2018 and December 31, 2017, the following tables provide the level of valuation assumptions used to determine each adjustment and the carrying value of the related assets at period end.

 

               For the
               Nine Months Ended
   At September 30, 2018  September 30, 2018
   Carrying Value  Level 1  Level 2  Level 3  Total Losses
   (In thousands)
Other real estate owned  $620   $-   $-   $620   $- 
Impaired loans:                         
Commercial   4,815    -    -    4,815    - 
Commercial real estate   5,448    -    -    5,448    (240)
Total assets measured at fair value on a nonrecurring basis  $10,883   $-   $-   $10,883   $(240)

 

               For the
               Year Ended
   At December 31, 2017  December 31, 2017
   Carrying Value  Level 1  Level 2  Level 3  Total Losses
   (In thousands)
Other real estate owned  $1,426   $-   $-   $1,426   $(219)
Impaired loans:                         
Commercial   4,950    -    -    4,950    - 
Commercial real estate   5,904    -    -    5,904    - 
Total assets measured at fair value on a nonrecurring basis  $12,280   $-   $-   $12,280   $(219)

 

Level 3 – Valuation is based upon present value of expected future cash flows, independent market prices, estimated liquidation values of loan collateral or appraised value of the collateral as determined by third-party independent appraisers, less 10% for selling costs, generally. Level 3 includes other real estate owned that has been measured at fair value upon transfer to foreclosed assets and impaired loans collateralized by real property and other business asset collateral where a specific reserve has been established or a chargeoff has been recorded. Losses on other real estate owned represent losses recognized in earnings during the period subsequent to its initial classification as foreclosed assets. The unobservable inputs and qualitative information about the unobservable inputs are not presented as the inputs were not developed by the Company.

 

 - 25 - 
 

 

Disclosures about Fair Value of Financial Instruments

 

The following section describes the valuation methodologies used by the Company for estimating fair value of financial instruments not recorded at fair value in the balance sheet. The Company implemented the provisions of ASU 2016-01, Financial Instruments – Overall: Recognition and Measurement of Financial Assets and Financial Liabilities, effective January 1, 2018. The provisions require the Company to use the “exit price notion” when measuring the fair value of financial instruments for disclosure purposes.

 

Cash and Due from Banks Cash and due from banks represent U.S. dollar denominated coin and currency, deposits at the Federal Reserve Bank and correspondent banks, and amounts being settled with other banks to complete the processing of customers’ daily transactions. Collectively, the Federal Reserve Bank and financial institutions operate in a market in which cash and due from banks transactions are processed continuously in significant daily volumes honoring the face value of the U.S. dollar.

 

Debt Securities Held to Maturity The fair values of debt securities were estimated using quoted prices as described above for Level 2 valuation.

 

Loans Loans are valued using the exit price notion. The Company uses a net present value of cash flows methodology that seeks to incorporate interest rate, credit, liquidity and prepayment risks in the fair market value estimation. Inputs to calculation include market rates for similarly offered products, market interest rate projections, credit spreads, estimated credit losses and prepayment assumptions.

 

Prior to adoption of ASU 2016-01, loans were separated into two groups for valuation. Variable rate loans, except for those described below, that reprice frequently with changes in market rates were valued using historical cost. Fixed rate loans and variable rate loans that have reached their minimum contractual interest rates were valued by discounting the future cash flows expected to be received from the loans using current interest rates charged on loans with similar characteristics. Additionally, the allowance for loan losses of $23,009 thousand at December 31, 2017 was applied against the estimated fair values to recognize estimated future defaults of contractual cash flows.

 

Deposit Liabilities Deposits with no stated maturity such as checking accounts, savings accounts and money market accounts can be readily converted to cash or used to settle transactions at face value through the broad financial system operated by the Federal Reserve Banks and financial institutions. The fair value of deposits with no stated maturity is equal to the amount payable on demand. The fair value of time deposits was estimated using a net present value of cash flows methodology, incorporating market interest rate projections and rates on alternative funding sources.

 

Prior to adoption of ASU 2016-01, the fair value of time deposits were estimated by discounting estimated future contractual cash flows using current market rates for financial instruments with similar characteristics.

 

Short-Term Borrowed Funds The carrying amount of securities sold under agreement to repurchase and other short-term borrowed funds approximate fair value due to the relatively short period of time between their origination and their expected realization.

 

The tables below are a summary of fair value estimates for financial instruments and the level of the fair value hierarchy within which the fair value measurements are categorized, excluding financial instruments recorded at fair value on a recurring basis. The values assigned do not necessarily represent amounts which ultimately may be realized for assets or paid to settle liabilities. In addition, these values do not give effect to adjustments to fair value which may occur when financial instruments are sold or settled in larger quantities. The carrying amounts in the following tables are recorded in the balance sheet under the indicated captions.

 

The Company has not included assets and liabilities that are not financial instruments, such as goodwill, long-term relationships with deposit, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other assets and liabilities. The total estimated fair values do not represent, and should not be construed to represent, the underlying value of the Company.

 

 - 26 - 
 

 

 

   At September 30, 2018
   Carrying
Amount		  Estimated Fair
Value		  Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		  Significant Other
Observable Inputs
(Level 2 )		  Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  (In thousands)
Cash and due from banks  $522,660   $522,660   $522,660   $-   $- 
Debt securities held to maturity   1,025,699    1,002,648    -    1,002,648    - 
Loans   1,174,928    1,176,889    -    -    1,176,889 
                          
Financial Liabilities:                         
Deposits  $4,835,837   $4,832,135   $-   $4,630,997   $201,138 
Short-term borrowed funds   61,756    61,756    -    61,756    - 

 

 

   At December 31, 2017
   Carrying
Amount		  Estimated Fair
Value		  Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		  Significant Other
Observable Inputs
(Level 2 )		  Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  (In thousands)
Cash and due from banks  $575,002   $575,002   $575,002   $-   $- 
Debt securities held to maturity   1,158,864    1,155,342    -    1,155,342    - 
Loans   1,264,973    1,257,811    -    -    1,257,811 
                          
Financial Liabilities:                         
Deposits  $4,827,613   $4,824,586   $-   $4,595,795   $228,791 
Short-term borrowed funds   58,471    58,471    -    58,471    - 

 

The majority of the Company’s standby letters of credit and other commitments to extend credit carry current market interest rates if converted to loans. No premium or discount was ascribed to these commitments because virtually all funding would be at current market rates.

 

 

Note 10: Commitments and Contingent Liabilities

 

Loan commitments are agreements to lend to a customer provided there is no violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future funding requirements. Loan commitments are subject to the Company’s normal credit policies and collateral requirements. Unfunded loan commitments were $292,704 thousand and $272,646 thousand at September 30, 2018 and December 31, 2017, respectively. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Standby letters of credit are primarily issued to support customers’ short-term financing requirements and must meet the Company’s normal credit policies and collateral requirements. Financial and performance standby letters of credit outstanding totaled $2,904 thousand and $19,263 thousand at September 30, 2018 and December 31, 2017, respectively. The Company had no commitments outstanding for commercial and similar letters of credit at September 30, 2018 and December 31, 2017. The Company had a reserve for unfunded commitments of $2,308 thousand at September 30, 2018 and $2,308 thousand at December 31, 2017, included in other liabilities.

 

Due to the nature of its business, the Company is subject to various threatened or filed legal cases. Based on the advice of legal counsel, the Company does not expect such cases will have a material, adverse effect on its financial position or results of operations. Legal liabilities are accrued when obligations become probable and the amount can be reasonably estimated. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for $3,500 thousand.

 

The Company has determined that it will be obligated to provide refunds of revenue recognized in years prior to 2017 to some customers. The Company estimates the probable amount of these obligations will be $5,542 thousand and has accrued a liability for such amount; the estimated liability is subject to revision.

 

 - 27 - 
 

 

Note 11: Earnings Per Common Share

 

The table below shows earnings per common share and diluted earnings per common share. Basic earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period. Diluted earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period plus the impact of common stock equivalents.

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands, except per share data)
Net income applicable to common equity (numerator)  $16,993   $15,017   $52,509   $45,865 
Basic earnings per common share                    
Weighted average number of common shares outstanding - basic (denominator)   26,701    26,309    26,622    26,260 
Basic earnings per common share  $0.64   $0.57   $1.97   $1.75 
Diluted earnings per common share                    
Weighted average number of common shares outstanding - basic   26,701    26,309    26,622    26,260 
Add common stock equivalents for options   114    95    114    119 
Weighted average number of common shares outstanding - diluted (denominator)   26,815    26,404    26,736    26,379 
Diluted earnings per common share  $0.63   $0.57   $1.96   $1.74 

 

For the three and nine months ended September 30, 2018, options to purchase 326 thousand and 432 thousand shares of common stock, respectively, were outstanding but not included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.

 

For the three and nine months ended September 30, 2017, options to purchase 376 thousand and 343 thousand shares of common stock, respectively, were outstanding but not included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 

 

 

 

 

 - 28 - 
 

 

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

 

WESTAMERICA BANCORPORATION

FINANCIAL SUMMARY

                     

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands, except per share data)
Net Interest and Loan Fee Income (FTE)(1)  $37,137   $35,680   $109,189   $107,474 
Reversal of Provision for Loan Losses   -    -    -    (1,900)
Noninterest Income:                    
Life Insurance Gains   585    -    585    - 
Securities Losses   (16)   -    (66)   - 
Other Noninterest income   11,959    12,548    35,733    36,328 
Total Noninterest Income   12,528    12,548    36,252    36,328 
Noninterest Expense:                    
Loss Contingency   3,500    -    3,500    - 
Other Noninterest Expense   23,505    24,114    71,696    73,125 
Total Noninterest Expense   27,005    24,114    75,196    73,125 
Income Before Income Taxes (FTE)(1)   22,660    24,114    70,245    72,577 
Income Tax Provision (FTE)(1)   5,667    9,097    17,736    26,712 
Net Income  $16,993   $15,017   $52,509   $45,865 
                     
Average Common Shares Outstanding   26,701    26,309    26,622    26,260 
Average Diluted Common Shares Outstanding   26,815    26,404    26,736    26,379 
Common Shares Outstanding at Period End   26,727    26,319           
                     
Per Common Share:                    
Basic Earnings  $0.64   $0.57   $1.97   $1.75 
Diluted Earnings   0.63    0.57    1.96    1.74 
Book Value  $22.17   $22.95           
                     
Financial Ratios:                    
Return on Assets   1.19%   1.09%   1.25%   1.13%
Return on Common Equity   10.58%   9.94%   11.22%   10.36%
Net Interest Margin (FTE) (1)   3.10%   3.10%   3.07%   3.12%
Net Loan Losses to Average Loans   0.34%   0.15%   0.11%   0.04%
Efficiency Ratio (2)   54.4%   50.0%   51.7%   50.9%
                     
Average Balances:                    
Assets  $5,648,004   $5,441,612   $5,600,499   $5,407,661 
Earning Assets   4,786,511    4,587,848    4,754,436    4,601,931 
Loans   1,194,874    1,287,740    1,215,712    1,325,128 
Deposits   4,893,859    4,714,579    4,856,639    4,692,330 
Shareholders' Equity   636,965    599,473    625,496    591,691 
                     
Period End Balances:                    
Assets  $5,529,463   $5,445,808           
Earning Assets   4,703,296    4,579,499           
Loans   1,196,955    1,284,782           
Deposits   4,835,837    4,734,580           
Shareholders' Equity   592,591    603,957           
                     
Capital Ratios at Period End:                    
Total Risk Based Capital   16.99%   16.71%          
Tangible Equity to Tangible Assets   8.67%   8.98%          
                     
Dividends Paid Per Common Share  $0.40   $0.39   $1.20   $1.17 
Common Dividend Payout Ratio   63%   68%   61%   67%

 

The above financial summary has been derived from the Company's unaudited consolidated financial statements. This information should be read in conjunction with those statements, notes and the other information included elsewhere herein. Percentages under the heading "Financial Ratios" are annualized with the exception of the efficiency ratio.

 

(1)Yields on securities and certain loans have been adjusted upward to a "fully taxable equivalent" ("FTE") basis in order to reflect the effect of income which is exempt from federal income taxation at the current statutory tax rate.

 

(2)The efficiency ratio is defined as noninterest expense divided by total revenue (net interest income on an FTE basis and noninterest income).

 

 

 

 

 - 29 - 
 

 

Financial Overview

 

Westamerica Bancorporation and subsidiaries’ (collectively, the “Company”) reported net income of $17.0 million or $0.63 diluted earnings per common share (“EPS”) for the third quarter 2018 and net income of $52.5 million or $1.96 EPS for the nine months ended September 30, 2018. The third quarter 2018 results include a $585 thousand tax-exempt life insurance policy gain and a $3.5 million settlement, which on an aggregate basis reduced EPS $0.07. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for such amount. The results for the third quarter 2018 and the nine months ended September 30, 2018 compare to net income of $15.0 million or $0.57 EPS for the third quarter 2017 and net income of $45.9 million or $1.74 EPS for the nine months ended September 30, 2017. Results for the nine months ended September 30, 2017 include a $1.9 million reversal of provision for loan losses which accounted for $0.04 of the EPS.

 

The Company’s principal source of revenue is net interest and loan fee income, which represents interest and fees earned on loans and investment securities (“earning assets”) reduced by interest paid on deposits and other borrowings (“interest-bearing liabilities”). Market interest rates declined considerably following the recession of 2008 and 2009. Interest rates remained historically low through 2016 as the monetary policy of the Federal Open Market Committee (the “FOMC”) was highly accommodative. During this period, Management avoided originating long-dated, low-yielding loans given the potential impact of such assets on forward earning potential; as a result, loans declined and investment securities increased. The changed composition of the earning assets and low market interest rates pressured the net interest margin to lower levels. The FOMC began removing monetary stimulus in December 2016 and has increased the federal funds rate by 1.75 percent to 2.25 percent through September 2018, although longer-term rates have not increased by a similar magnitude. This recent increase in market interest rates has begun benefiting the Company’s earning asset yields. However, the rising market rates have not resulted in higher rates paid on deposits. The funding source of the Company’s earning assets is primarily customer deposits. The Company’s long-term strategy includes maximizing checking and savings deposits as these types of deposits are lower-cost and less sensitive to changes in interest rates compared to time deposits. During the nine months ended September 30, 2018 the average volume of checking and savings deposits was 95 .5 percent of average total deposits. Net interest income was $35.7 million and $104.9 million for the three and nine months ended September 30, 2018, respectively, compared with $32.7 million and $98.2 million for the three and nine months ended September 30, 2017, respectively. The increase in net interest income is due to higher asset yields and higher levels of average earning assets.

 

Credit quality remained solid with nonperforming assets totaling $6.5 million at September 30, 2018 and net loan losses of $1.0 million for the nine months ended September 30, 2018. The Company did not recognize a provision for loan losses in the nine months ended September 30, 2018.

 

The Company presents its net interest margin and net interest income on an FTE basis using the current statutory federal tax rate. Management believes the FTE basis is valuable to the reader because the Company’s loan and investment securities portfolios contain a relatively large portion of municipal loans and securities that are federally tax exempt. The Company’s tax exempt loans and securities composition may not be similar to that of other banks, therefore in order to reflect the impact of the federally tax exempt loans and securities on the net interest margin and net interest income for comparability with other banks, the Company presents its net interest margin and net interest income on an FTE basis. Yields on tax-exempt securities and loans have been adjusted upward to reflect the effect of income exempt from federal income taxation at the federal statutory tax rate of 35% for 2017. Due to the Tax Cuts and Jobs Act of 2017 (“Act”), the federal tax rate became 21% for 2018; as such, the upward adjustment to reflect the effect of income exempt from federal taxation is lower in 2018.

 

The Company’s significant accounting policies (see Note 1, “Summary of Significant Accounting Policies,” to Financial Statements in the Company’s 2017 Form 10-K) are fundamental to understanding the Company’s results of operations and financial condition.

 

 

 

[The remainder of this page intentionally left blank]

 

 - 30 - 
 

 

Net Income

 

Following is a summary of the components of net income for the periods indicated:

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands, except per share data)
Net interest and loan fee income  $35,726   $32,672   $104,897   $98,203 
FTE adjustment   1,411    3,008    4,292    9,271 
Net interest and loan fee income (FTE)   37,137    35,680    109,189    107,474 
Reversal of provision for loan losses   -    -    -    (1,900)
Noninterest income   12,528    12,548    36,252    36,328 
Noninterest expense   27,005    24,114    75,196    73,125 
Income  before taxes (FTE)   22,660    24,114    70,245    72,577 
Income tax provision (FTE)   5,667    9,097    17,736    26,712 
Net income  $16,993   $15,017   $52,509   $45,865 
                     
Average diluted common shares   26,815    26,404    26,736    26,379 
Diluted earnings per common share  $0.63   $0.57   $1.96   $1.74 
                     
Average total assets  $5,648,004   $5,441,612   $5,600,499   $5,407,661 
Net income to average total assets (annualized)   1.19%   1.09%   1.25%   1.13%
Net income to average common shareholders' equity (annualized)   10.58%   9.94%   11.22%   10.36%

 

Net income for the third quarter of 2018 was $2.0 million more than the same quarter of 2017. Net interest and loan fee income increased $3.1 million in the third quarter 2018 compared with third quarter 2017 mostly attributable to higher average balances of investments and higher yield on earning assets as market interest rates rose. The increase was offset by lower average balances of loans. Net interest and loan fee income (FTE) in the third quarter 2018 included a lower FTE adjustment than in the third quarter 2017 due to the reduced federal corporate tax as a result of enactment of the Act. The provision for loan losses remained zero, reflecting Management's evaluation of losses inherent in the loan portfolio. Noninterest expense increased $2.9 million in the third quarter 2018 compared with the same period in 2017 due to a $3.5 million settlement. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for such amount. The non-FTE book tax provision for the third quarter 2018, which reflected the tax-exempt nature of a $585 thousand life insurance policy gain, was $4.3 million compared with $6.1 million for the third quarter 2017, representing effective tax rates of 20.0% and 28.8%, respectively. The non-FTE book tax provisions for the three months ended September 30, 2018 and September 30, 2017 include tax benefits of $152 thousand and $22 thousand, respectively, for tax deductions from the exercise of employee stock options which exceed related compensation expenses recognized in the financial statements.

 

Comparing the first nine months of 2018 with the first nine months of 2017, net income increased $6.6 million. Net interest and loan fee income increased $6.7 million in the first nine months of 2018 compared with the first nine months of 2017 mostly attributable to higher average balances of investments and higher yields on earning assets as market interest rates rose. The increase was offset by lower average balances of loans. Net interest and loan fee income (FTE) in the first nine months of 2018 included a lower FTE adjustment than in the first nine months of 2017 due to the reduced federal corporate tax as a result of enactment of the Act. The provision for loan losses remained zero, reflecting Management's evaluation of losses inherent in the loan portfolio. In the first nine months of 2018, noninterest expense increased $2.1 million compared with the first nine months of 2017 due to a $3.5 million settlement. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for such amount. The non-FTE book tax provision for the first nine months of 2018, which reflected the tax-exempt nature of a $585 thousand life insurance policy gain, was $13.4 million compared with $17.4 million for the first nine months of 2017, representing effective tax rates of 20.4% and 27.6%, respectively. The non-FTE book tax provisions for the nine months ended September 30, 2018 and September 30, 2017 include tax benefits of $731 thousand and $688 thousand, respectively, for tax deductions from the exercise of employee stock options which exceed related compensation expenses recognized in the financial statements.

 

 

 - 31 - 
 

 

Net Interest and Loan Fee Income (FTE)

 

Following is a summary of the components of net interest and loan fee income (FTE) for the periods indicated:

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   ($ in thousands)
Interest and loan fee income  $36,253   $33,145   $106,342   $99,632 
Interest expense   527    473    1,445    1,429 
Net interest and loan fee income   35,726    32,672    104,897    98,203 
FTE adjustment   1,411    3,008    4,292    9,271 
Net interest and loan fee income (FTE)  $37,137   $35,680   $109,189   $107,474 
                     
Average earning assets  $4,786,511   $4,587,848   $4,754,436   $4,601,931 
Net interest margin (FTE) (annualized)   3.10%   3.10%   3.07%   3.12%

 

Net interest and loan fee income increased $3.1 million in the third quarter 2018 compared with the third quarter 2017, mainly due to higher average balances of investments (up $292 million) and higher yield on earning assets (up 0.14%), partially offset by lower average balances of loans (down $93 million). The FTE adjustment was lower in the third quarter 2018 compared with the third quarter 2017 mainly due to the reduced federal corporate tax rate as a result of enactment of the Act.

 

Comparing the first nine months of 2018 with the first nine months of 2017, net interest and loan fee income increased $6.7 million due to higher average balances of investments (up $262 million) and higher yield on interest earning assets (up 0.10%), offset by lower average balances of loans (down $109 million). The FTE adjustment was lower in the first nine months of 2018 compared with the first nine months of 2017 mainly due to the reduced federal corporate tax rate as a result of enactment of the Act.

 

The annualized net interest margin (FTE) was 3.10% in the third quarter 2018 and 3.07% in the nine months ended September 30, 2018 compared with 3.10% in the third quarter 2017 and 3.12% in the nine months ended September 30, 2017. The net interest margin (FTE) reflected higher market interest rates which offset the impact of the reduced federal corporate tax rate as a result of enactment of the Act. The net interest margin (FTE) was lower in the nine months ended September 30, 2018 than in the same period of 2017 primarily due to the reduced federal corporate tax rate as a result of enactment of the Act.

 

The Company’s funding cost was 0.04% in the nine months ended September 30, 2018, unchanged from the nine months ended September 30, 2017. Average balances of time deposits declined $35 million from the third quarter 2017 to the third quarter 2018 while lower-cost checking and savings deposits grew 5% in the same period. Average balances of checking and saving deposits accounted for 95.5% of average total deposits in the nine months ended September 30, 2018 compared with 94.7% in the nine months ended September 30, 2017.

 

 

[The remainder of this page intentionally left blank]

 

 - 32 - 
 

 

Net Interest Margin (FTE)

 

The following summarizes the components of the Company's net interest margin for the periods indicated (percentages are annualized.):

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
             
Yield on earning assets   3.02%   2.88%   2.99%   2.89%
Impact of FTE adjustment   0.12%   0.26%   0.12%   0.27%
Yield on earning assets (FTE)   3.14%   3.14%   3.11%   3.16%
Rate paid on interest-bearing liabilities   0.08%   0.07%   0.07%   0.07%
Net interest spread (FTE)   3.06%   3.07%   3.04%   3.09%
Impact of noninterest-bearing demand deposits   0.04%   0.03%   0.03%   0.03%
Net interest margin (FTE)   3.10%   3.10%   3.07%   3.12%

 

The FOMC increased the federal funds rate between December 2016 and September 2018. In the nine months ended September 30, 2018, the yield on earning assets increased with rising market interest rates. The net interest spread and net interest margin stated on an FTE basis are lower in 2018 compared with 2017 because the FTE adjustment to reflect the effect of income exempt from federal taxation is lower in 2018 compared with 2017. Rates on interest-bearing liabilities were kept low by reducing the volume of higher-cost time deposits and increasing balances of checking and savings deposits, which earn relatively low interest rates and are less volatile than time deposits during periods of rising market interest rates.

 

 

 

 

 

[The remainder of this page intentionally left blank]

 

 - 33 - 
 

 

Summary of Average Balances, Yields/Rates and Interest Differential

 

The following tables present information regarding the consolidated average assets, liabilities and shareholders’ equity, the amounts of interest income earned from average interest earning assets and the resulting yields, and the amounts of interest expense incurred on average interest-bearing liabilities and the resulting rates. Average loan balances include nonperforming loans. Interest income includes reversal of previously accrued interest on loans placed on non-accrual status during the period and proceeds from loans on nonaccrual status only to the extent cash payments have been received and applied as interest income and accretion of purchased loan discounts. Yields, rates and interest margins are annualized. Yields on tax-exempt securities and loans have been adjusted upward to reflect the effect of income exempt from federal income taxation at the federal statutory tax rate of 35 percent for 2017. Due to the Act, the federal tax rate became 21 percent for 2018; as such, the upward adjustment to reflect the effect of income exempt from federal taxation is lower in 2018.

 

Distribution of Assets, Liabilities & Shareholders’ Equity and Yields, Rates & Interest Margin

 

   For the Three Months Ended September 30, 2018
   Average
Balance		  Interest
Income/
Expense		  Yields/
Rates
   ($ in thousands)
Assets         
Investment securities:               
Taxable  $2,849,187   $16,780    2.36%
Tax-exempt (1)   742,450    6,177    3.33%
Total investments (1)   3,591,637    22,957    2.56%
Loans:               
Taxable   1,140,448    14,161    4.93%
Tax-exempt (1)   54,426    546    3.98%
Total loans (1)   1,194,874    14,707    4.88%
Total Interest-earning assets (1)   4,786,511    37,664    3.14%
Other assets   861,493           
Total assets  $5,648,004           
                
Liabilities and shareholders' equity               
Noninterest-bearing demand  $2,223,678   $-    -%
Savings and interest-bearing transaction   2,461,357    358    0.06%
Time less than $100,000   118,156    69    0.23%
Time $100,000 or more   90,668    91    0.40%
Total interest-bearing deposits   2,670,181    518    0.08%
Short-term borrowed funds   63,489    9    0.06%
Total interest-bearing liabilities   2,733,670    527    0.08%
Other liabilities   53,691           
Shareholders' equity   636,965           
Total liabilities and shareholders' equity  $5,648,004           
Net interest spread (1) (2)             3.06%
Net interest and fee income and interest margin (1) (3)       $37,137    3.10%

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.
 (2)Net interest spread represents the average yield earned on interest-earning assets less the average rate incurred on interest-bearing liabilities.
 (3)Net interest margin is computed by calculating the difference between interest income and expense, divided by the average balance of interest-earning assets. The net interest margin is greater than the net interest spread due to the benefit of noninterest-bearing demand deposits.

 

 - 34 - 
 

 

Distribution of Assets, Liabilities & Shareholders’ Equity and Yields, Rates & Interest Margin

 

   For the Three Months Ended September 30, 2017
   Average
Balance		  Interest
Income/
Expense		  Yields/
Rates
   ($ in thousands)
Assets         
Investment securities:               
Taxable  $2,496,470   $12,957    2.08%
Tax-exempt (1)   803,638    7,847    3.91%
Total investments (1)   3,300,108    20,804    2.52%
Loans:               
Taxable   1,225,937    14,586    4.72%
Tax-exempt (1)   61,803    763    4.90%
Total loans (1)   1,287,740    15,349    4.73%
Total Interest-earning assets (1)   4,587,848    36,153    3.14%
Other assets   853,764           
Total assets  $5,441,612           
                
Liabilities and shareholders' equity               
Noninterest-bearing demand  $2,103,042   $-    -%
Savings and interest-bearing transaction   2,367,501    280    0.05%
Time less than $100,000   135,363    78    0.23%
Time $100,000 or more   108,673    103    0.38%
Total interest-bearing deposits   2,611,537    461    0.07%
Short-term borrowed funds   76,083    12    0.06%
Total interest-bearing liabilities   2,687,620    473    0.07%
Other liabilities   51,477           
Shareholders' equity   599,473           
Total liabilities and shareholders' equity  $5,441,612           
Net interest spread (1) (2)             3.07%
Net interest and fee income and interest margin (1) (3)       $35,680    3.10%

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.
 (2)Net interest spread represents the average yield earned on interest-earning assets less the average rate incurred on interest-bearing liabilities.
 (3)Net interest margin is computed by calculating the difference between interest income and expense, divided by the average balance of interest-earning assets. The net interest margin is greater than the net interest spread due to the benefit of noninterest-bearing demand deposits.

 

 

 

[The remainder of this page intentionally left blank]

 

 - 35 - 
 

 

Distribution of Assets, Liabilities & Shareholders’ Equity and Yields, Rates & Interest Margin

 

   For the Nine Months Ended September 30, 2018
   Average
Balance		  Interest
Income/
Expense		  Yields/
Rates
   ($ in thousands)
Assets         
Investment securities:               
Taxable  $2,781,814   $47,327    2.27%
Tax-exempt (1)   756,910    18,697    3.29%
Total investments (1)   3,538,724    66,024    2.49%
Loans:               
Taxable   1,159,049    42,876    4.95%
Tax-exempt (1)   56,663    1,734    4.09%
Total loans (1)   1,215,712    44,610    4.91%
Total Interest-earning assets (1)   4,754,436    110,634    3.11%
Other assets   846,063           
Total assets  $5,600,499           
                
Liabilities and shareholders' equity               
Noninterest-bearing demand  $2,186,250   $-    -%
Savings and interest-bearing transaction   2,450,893    924    0.05%
Time less than $100,000   121,619    210    0.23%
Time $100,000 or more   97,877    283    0.39%
Total interest-bearing deposits   2,670,389    1,417    0.07%
Short-term borrowed funds   62,131    28    0.06%
Total interest-bearing liabilities   2,732,520    1,445    0.07%
Other liabilities   56,233           
Shareholders' equity   625,496           
Total liabilities and shareholders' equity  $5,600,499           
Net interest spread (1) (2)             3.04%
Net interest and fee income and interest margin (1) (3)       $109,189    3.07%

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.
 (2)Net interest spread represents the average yield earned on interest-earning assets less the average rate incurred on interest-bearing liabilities.
 (3)Net interest margin is computed by calculating the difference between interest income and expense, divided by the average balance of interest-earning assets. The net interest margin is greater than the net interest spread due to the benefit of noninterest-bearing demand deposits.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 36 - 
 

 

Distribution of Assets, Liabilities & Shareholders’ Equity and Yields, Rates & Interest Margin

 

 

   For the Nine Months Ended September 30, 2017
   Average
Balance		  Interest
Income/
Expense		  Yields/
Rates
   ($ in thousands)
Assets         
Investment securities:               
Taxable  $2,459,360   $37,584    2.04%
Tax-exempt (1)   817,443    24,154    3.94%
Total investments (1)   3,276,803    61,738    2.51%
Loans:               
Taxable   1,261,726    44,777    4.74%
Tax-exempt (1)   63,402    2,388    5.04%
Total loans (1)   1,325,128    47,165    4.76%
Total Interest-earning assets (1)   4,601,931    108,903    3.16%
Other assets   805,730           
Total assets  $5,407,661           
                
Liabilities and shareholders' equity               
Noninterest-bearing demand  $2,069,521   $-    -%
Savings and interest-bearing transaction   2,373,814    839    0.05%
Time less than $100,000   138,483    242    0.23%
Time $100,000 or more   110,512    314    0.38%
Total interest-bearing deposits   2,622,809    1,395    0.07%
Short-term borrowed funds   71,976    34    0.06%
Total interest-bearing liabilities   2,694,785    1,429    0.07%
Other liabilities   51,664           
Shareholders' equity   591,691           
Total liabilities and shareholders' equity  $5,407,661           
Net interest spread (1) (2)             3.09%
Net interest and fee income and interest margin (1) (3)       $107,474    3.12%

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.
 (2)Net interest spread represents the average yield earned on interest-earning assets less the average rate incurred on interest-bearing liabilities.
 (3)Net interest margin is computed by calculating the difference between interest income and expense, divided by the average balance of interest-earning assets. The net interest margin is greater than the net interest spread due to the benefit of noninterest-bearing demand deposits.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 37 - 
 

Summary of Changes in Interest Income and Expense due to Changes in Average Asset & Liability Balances and Yields Earned & Rates Paid

 

The following tables set forth a summary of the changes in interest income and interest expense due to changes in average assets and liability balances (volume) and changes in average interest yields/rates for the periods indicated. Changes not solely attributable to volume or yields/rates have been allocated in proportion to the respective volume and yield/rate components.

 

Summary of Changes in Interest Income and Expense

 

   For the Three Months Ended September 30, 2018
Compared with
For the Three Months Ended September 30, 2017
   Volume  Yield/Rate  Total
   (In thousands)
Increase (decrease) in interest and loan fee income:               
Investment securities:               
Taxable  $1,831   $1,992   $3,823 
Tax-exempt (1)   (597)   (1,073)   (1,670)
Total investments (1)   1,234    919    2,153 
Loans:               
Taxable   (1,017)   592    (425)
Tax-exempt (1)   (91)   (126)   (217)
Total loans (1)   (1,108)   466    (642)
Total increase in interest and loan fee income (1)   126    1,385    1,511 
Increase (decrease) in interest expense:               
Deposits:               
Savings and interest-bearing transaction   11    67    78 
Time less than $100,000   (10)   1    (9)
Time $100,000 or more   (17)   5    (12)
Total interest-bearing deposits   (16)   73    57 
Short-term borrowed funds   (2)   (1)   (3)
Total (decrease) increase in interest expense   (18)   72    54 
Increase in net interest and loan fee income (1)  $144   $1,313   $1,457 

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 

 

 

 - 38 - 
 

 

Summary of Changes in Interest Income and Expense

 

   For the Nine Months Ended September 30, 2018
Compared with
For the Nine Months Ended September 30, 2017
   Volume  Yield/Rate  Total
   (In thousands)
Increase (decrease) in interest and loan fee income:               
Investment securities:               
Taxable  $4,928   $4,815   $9,743 
Tax-exempt (1)   (1,789)   (3,668)   (5,457)
Total investments (1)   3,139    1,147    4,286 
Loans:               
Taxable   (3,644)   1,743    (1,901)
Tax-exempt (1)   (254)   (400)   (654)
Total loans (1)   (3,898)   1,343    (2,555)
Total (decrease) increase in interest and loan fee income (1)   (759)   2,490    1,731 
Increase (decrease) in interest expense:               
Deposits:               
Savings and interest-bearing transaction   27    58    85 
Time less than $100,000   (29)   (3)   (32)
Time $100,000 or more   (36)   5    (31)
Total interest-bearing deposits   (38)   60    22 
Short-term borrowed funds   (5)   (1)   (6)
Total (decrease) increase in interest expense   (43)   59    16 
(Decrease) increase in net interest and loan fee income (1)  $(716)  $2,431   $1,715 

 

 (1)Amounts calculated on an FTE basis using the current statutory federal tax rate.

 

 

Provision for Loan Losses

 

The Company manages credit costs by consistently enforcing conservative underwriting and administration procedures and aggressively pursuing collection efforts with debtors experiencing financial difficulties. The provision for loan losses reflects Management's assessment of credit risk in the loan portfolio during each of the periods presented.

 

The Company provided no provision for loan losses in the three and nine months ended September 30, 2018. Classified loans declined $6.6 million to $30.0 million during the nine months ended September 30, 2018. This development was reflected in Management’s evaluation of credit quality, the level of the provision for loan losses, and the adequacy of the allowance for loan losses at September 30, 2018. The Company provided no provision for loan losses in the three months ended September 30, 2017 and recorded a reversal of the provision for loan losses of $1.9 million in the nine months ended September 30, 2017. During the nine months ended September 30, 2017, classified loans declined $7.4 million to $39.8 million (total classified loans included nonperforming loans of $6.4 million). The Company realized net loan losses of $426 thousand for the first nine months of 2017; these developments were reflected in Management’s evaluation of credit quality, the level of the provision for loan losses, and the adequacy of the allowance for loan losses at September 30, 2017. At September 30, 2018, the Company had $6.1 million in residential real estate secured loans which are indemnified from loss by the FDIC up to eighty percent of principal; the indemnification expires February 6, 2019. For further information regarding credit risk, the FDIC loss-sharing agreements, net credit losses and the allowance for loan losses, see the “Loan Portfolio Credit Risk” and “Allowance for Loan Losses” sections of this Report.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 39 - 
 

 

Noninterest Income

 

The following table summarizes the components of noninterest income for the periods indicated.

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands)
             
Service charges on deposit accounts  $4,615   $4,989   $14,012   $14,857 
Merchant processing services   2,464    2,153    7,190    6,080 
Debit card fees   1,656    1,784    4,959    4,851 
Trust fees   733    718    2,202    2,136 
ATM processing fees   687    684    2,049    1,914 
Other service fees   665    652    1,946    1,964 
Life insurance gains   585    -    585    - 
Financial services commissions   132    148    387    484 
Equity securities losses   (16)   -    (66)   - 
Other noninterest income   1,007    1,420    2,988    4,042 
Total  $12,528   $12,548   $36,252   $36,328 

 

Noninterest income for the third quarter 2018 decreased by $20 thousand from the same period in 2017 as a result of other noninterest income decreasing $413 thousand and a $374 thousand decrease in service charges on deposit accounts due to lower fees for overdrafts and checking accounts. The decreases were offset by a $585 thousand life insurance gain in the third quarter 2018 and a $311 thousand increase in merchant processing services. Merchant processing services fees increased primarily due to successful sales efforts and higher transaction volumes.

 

In the first nine months of 2018, noninterest income decreased $76 thousand compared with the first nine months of 2017 as a result of other noninterest income decreasing $1.1 million and a decrease in service charges on deposit accounts of $845 thousand due to lower fees for overdrafts and checking accounts. The decreases in other noninterest income were partially offset by an increase in merchant processing services fees of $1.1 million due to successful sales efforts and higher transaction volumes and a $585 thousand life insurance gain in the third quarter 2018.

 

 

Noninterest Expense

 

The following table summarizes the components of noninterest expense for the periods indicated.

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   (In thousands)
             
Salaries and related benefits  $13,415   $12,816   $39,952   $38,867 
Occupancy and equipment   4,809    4,907    14,365    14,571 
Loss contingency   3,500    -    3,500    - 
Outsourced data processing services   2,292    2,383    6,930    6,710 
Amortization of identifiable intangibles   451    760    1,474    2,322 
Professional fees   621    512    2,277    1,533 
Courier service   448    451    1,333    1,310 
Other noninterest expense   1,469    2,285    5,365    7,812 
Total  $27,005   $24,114   $75,196   $73,125 

 

Noninterest expense increased $2.9 million in the third quarter 2018 compared with the same period in 2017 due to a $3.5 million loss contingency. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for $3.5 million. Salaries and related benefits increased $599 thousand primarily due to increases in incentives and employee benefits. The increases were partially offset by an $816 thousand decrease in other noninterest expense primarily due to decreases in correspondent bank service charges, expenses for foreclosed assets and operational losses, partially offset by an increase in operating losses on limited partnership investments. Amortization of intangibles decreased $309 thousand as assets are amortized on a declining balance method.

 

 - 40 - 
 

 

In the first nine months of 2018, noninterest expense increased $2.1 million compared with the first nine months of 2017 due to a $3.5 million loss contingency. In the third quarter 2018, the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for $3.5 million. Salaries and related benefits increased $1.1 million primarily due to the annual merit increase cycle and higher incentives and employee benefit costs. Professional fees increased $744 thousand due to higher legal and consulting fees. Other noninterest expense decreased $2.4 million primarily due to decreases in correspondent bank service charges and operational losses, partially offset by an increase in operating losses on limited partnership investments. Amortization of intangibles decreased $848 thousand as assets are amortized on a declining balance method.

 

Provision for Income Tax

 

The Company’s income tax provision was $4.3 million and $13.4 million for the three and nine months ended September 30, 2018, respectively, representing effective tax rates of 20.0% and 20.4%, respectively. The income tax provision was $6.1 million and $17.4 million for the three and nine months ended September 30, 2017, respectively, representing effective tax rates of 28.8% and 27.6%, respectively. The book tax provisions for the nine months ended September 30, 2018 and September 30, 2017 include tax benefits of $731 thousand and $688 thousand, respectively, for tax deductions from the exercise of employee stock options which exceed related compensation expenses recognized in the financial statements. The lower effective tax rate for the three and nine months ended September 30, 2018 reflects a reduction in the federal corporate tax rate as a result of enactment of the Act and the tax-exempt nature of a $585 thousand life insurance policy gain.

 

Investment Portfolio

 

The Company maintains an investment securities portfolio consisting of securities issued by U.S. Government sponsored entities, agency and non-agency mortgage backed securities, state and political subdivisions, corporations, and other securities.

 

Management has increased the investment securities portfolio in response to deposit growth and loan volume declines. The average carrying value of the Company’s investment securities portfolio was $3.5 billion for the nine months ended September 30, 2018 compared with $3.3 billion for the nine months ended September 30, 2017.

 

Management continually evaluates the Company’s investment securities portfolio in response to established asset/liability management objectives, changing market conditions that could affect profitability, liquidity, and the level of interest rate risk to which the Company is exposed. These evaluations may cause Management to change the level of funds the Company deploys into investment securities and change the composition of the Company’s investment securities portfolio. In the nine months ended September 30, 2018, Management increased the holdings of corporate securities in order to improve yields without extending the duration of the bond portfolio.

 

At September 30, 2018, substantially all of the Company’s investment securities continue to be investment grade rated by one or more major rating agencies. In addition to monitoring credit rating agency evaluations, Management performs its own evaluations regarding the credit worthiness of the issuer or the securitized assets underlying asset-backed securities. The Company’s procedures for evaluating investments in securities are in accordance with guidance issued by the Board of Governors of the Federal Reserve System, “Investing in Securities without Reliance on Nationally Recognized Statistical Rating Agencies” (SR 12-15) and other regulatory guidance. There have been no significant differences in the Company’s internal analyses compared with the ratings assigned by the third party credit rating agencies.

 

During the third quarter 2018, the Atlantic hurricane season caused severe damage within many U.S. states. Management evaluated investment security exposures within the counties receiving disaster designations. The Company’s exposures are limited to municipal bond and utility provider corporate debt from issuers within South Carolina counties, the state of North Carolina and the Florida panhandle, and has determined that the storms had no material impact on the valuation of its investment securities.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 

 - 41 - 
 

The following table summarizes total corporate securities by the industry sector in which the issuing companies operate:

 

   At September 30,
2018		  At December 31,
2017
   Market value  As a  percent of
total corporate
securities		  Market value  As a  percent of
total corporate
securities
   ($ in thousands)
Basic materials  $34,080    3%  $35,219    3%
Communications   49,408    4%   50,763    5%
Consumer, cyclical   60,562    5%   12,592    1%
Consumer, non-cyclical   179,951    14%   133,476    12%
Energy   19,554    2%   -    0%
Financial   457,986    36%   525,932    47%
Industrial   152,097    12%   129,989    12%
Technology   104,743    8%   71,708    6%
Utilities   197,230    16%   155,819    14%
Total corporate securities  $1,255,611    100%  $1,115,498    100%

 

The following tables summarize the total general obligation and revenue bonds issued by states and political subdivisions held in the Company’s investment securities portfolios as of the dates indicated, identifying the state in which the issuing government municipality or agency operates.

 

At September 30, 2018, the Company’s investment securities portfolios included securities issued by 610 state and local government municipalities and agencies located within 44 states. None of the Company’s investment securities were issued by Puerto Rican government entities. The largest exposure to any one municipality or agency was $9.2 million (fair value) represented by eight general obligation bonds.

 

   At September 30, 2018
   Amortized
Cost		  Fair
Value
   (In thousands)
Obligations of states and political subdivisions:      
General obligation bonds:          
California  $105,874   $106,323 
Texas   56,835    56,190 
New Jersey   35,583    35,411 
Minnesota   29,679    29,503 
Other (36 states)   274,480    271,264 
Total general obligation bonds  $502,451   $498,691 
           
Revenue bonds:          
California  $36,539   $36,706 
Kentucky   20,728    20,609 
Iowa   15,386    15,178 
Colorado   14,895    14,787 
Washington   13,050    13,222 
Indiana   12,539    12,486 
Other (29 states)   121,084    120,262 
Total revenue bonds  $234,221   $233,250 
Total obligations of states and political subdivisions  $736,672   $731,941 

 

 - 42 - 
 

 

At December 31, 2017, the Company’s investment securities portfolios included securities issued by 647 state and local government municipalities and agencies located within 44 states. None of the Company’s investment securities were issued by Puerto Rican government entities. The largest exposure to any one municipality or agency was $10.0 million (fair value) represented by nine general obligation bonds.

 

   At December 31, 2017
   Amortized
Cost		  Fair
Value
   (In thousands)
Obligations of states and political subdivisions:      
General obligation bonds:          
California  $104,330   $106,311 
Texas   66,636    66,699 
New Jersey   39,387    39,612 
Minnesota   30,485    30,707 
Other (36 states)   292,102    294,779 
Total general obligation bonds  $532,940   $538,108 
           
Revenue bonds:          
California  $38,838   $39,660 
Kentucky   21,731    21,958 
Iowa   17,304    17,287 
Colorado   14,956    15,086 
Washington   13,506    13,963 
Indiana   12,914    13,054 
Other (29 states)   130,196    131,301 
Total revenue bonds  $249,445   $252,309 
Total obligations of states and political subdivisions  $782,385   $790,417 

 

At September 30, 2018 and December 31, 2017, the revenue bonds in the Company’s investment securities portfolios were issued by state and local government municipalities and agencies to fund public services such as water utility, sewer utility, recreational and school facilities, and general public and economic improvements. The revenue bonds were payable from 22 revenue sources at September 30, 2018 and at December 31, 2017. The revenue sources that represent 5% or more individually of the total revenue bonds are summarized in the following tables.

 

   At September 30, 2018
   Amortized
Cost		  Fair
Value
   (In thousands)
Revenue bonds by revenue source:          
Water  $48,652   $48,924 
Sewer   28,390    28,432 
Sales tax   28,303    28,397 
Lease (renewal)   19,030    18,930 
College & University   17,078    16,731 
Other (17 sources)   92,768    91,836 
Total revenue bonds by revenue source  $234,221   $233,250 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 - 43 - 
 

 

   At December 31, 2017
   Amortized
Cost		  Fair
Value
   (In thousands)
Revenue bonds by revenue source:          
Water  $50,737   $51,854 
Sewer   30,427    31,030 
Sales tax   30,233    30,777 
Lease (renewal)   20,007    20,235 
College & University   17,230    17,087 
Other (17 sources)   100,811    101,326 
Total revenue bonds by revenue source  $249,445   $252,309 

 

See Note 3 to the unaudited consolidated financial statements for additional information related to the investment securities.

 

Loan Portfolio Credit Risk

 

The Company extends loans to commercial and consumer customers which expose the Company to the risk borrowers will default, causing loan losses. The Company’s lending activities are exposed to various qualitative risks. All loan segments are exposed to risks inherent in the economy and market conditions. Significant risk characteristics related to the commercial loan segment include the borrowers’ business performance and financial condition, and the value of collateral for secured loans. Significant risk characteristics related to the commercial real estate segment include the borrowers’ business performance and the value of properties collateralizing the loans. Significant risk characteristics related to the construction loan segment include the borrowers’ performance in successfully developing the real estate into the intended purpose and the value of the property collateralizing the loans. Significant risk characteristics related to the residential real estate segment include the borrowers’ financial wherewithal to service the mortgages and the value of the property collateralizing the loans. Significant risk characteristics related to the consumer loan segment include the financial condition of the borrowers and the value of collateral securing the loans.

 

The preparation of the financial statements requires Management to estimate the amount of losses inherent in the loan portfolio and establish an allowance for credit losses. The allowance for credit losses is maintained by assessing or reversing a provision for loan losses through the Company’s earnings. In estimating credit losses, Management must exercise judgment in evaluating information deemed relevant, such as financial information regarding individual borrowers, overall credit loss experience, the amount of past due, nonperforming and classified loans, recommendations of regulatory authorities, prevailing economic conditions and other information. The amount of ultimate losses on the loan portfolio can vary from the estimated amounts. Management follows a systematic methodology to estimate loss potential in an effort to reduce the differences between estimated and actual losses.

 

The Company closely monitors the markets in which it conducts its lending operations and follows a strategy to control exposure to loans with high credit risk. The Bank’s organization structure separates the functions of business development and loan underwriting; Management believes this segregation of duties avoids inherent conflicts of combining business development and loan approval functions. In measuring and managing credit risk, the Company adheres to the following practices.

 

·The Bank maintains a Loan Review Department which reports directly to the audit committee of the Board of Directors. The Loan Review Department performs independent evaluations of loans to challenge the credit risk grades assigned by Management using grading standards employed by bank regulatory agencies. Those loans judged to carry higher risk attributes are referred to as “classified loans.” Classified loans receive elevated Management attention to maximize collection.

 

·The Bank maintains two loan administration offices whose sole responsibility is to manage and collect classified loans.

 

Classified loans with higher levels of credit risk are further designated as “nonaccrual loans.” Management places classified loans on nonaccrual status when full collection of contractual interest and principal payments is in doubt. Uncollected interest previously accrued on loans placed on nonaccrual status is reversed as a charge against interest income. The Company does not accrue interest income on loans following placement on nonaccrual status. Interest payments received on nonaccrual loans are applied to reduce the carrying amount of the loan unless the carrying amount is well secured by loan collateral. “Nonperforming assets” include nonaccrual loans, loans 90 or more days past due and still accruing, and repossessed loan collateral (commonly referred to as “Other Real Estate Owned”).

 

 - 44 - 
 

 

Nonperforming Assets

 

   At September 30,  At December 31,
   2018  2017  2017
   (In thousands)
          
Nonperforming nonaccrual loans  $1,611   $1,498   $1,641 
Performing nonaccrual loans   3,870    4,285    4,285 
Total nonaccrual loans   5,481    5,783    5,926 
Accruing loans 90 or more days past due   361    434    531 
Total nonperforming loans   5,842    6,217    6,457 
Other real estate owned   620    1,426    1,426 
Total nonperforming assets  $6,462   $7,643   $7,883 

 

Nonperforming assets have declined during the nine months ended September 30, 2018 due to payoffs, chargeoffs and sale of Other Real Estate Owned. At September 30, 2018, one loan secured by commercial real estate with a balance of $3.9 million was on nonaccrual status. The remaining six nonaccrual loans held at September 30, 2018 had an average carrying value of $269 thousand and the largest carrying value was $769 thousand.

 

Management believes the overall credit quality of the loan portfolio is reasonably stable; however, classified and nonperforming assets could fluctuate from period to period. The performance of any individual loan can be affected by external factors such as the interest rate environment, economic conditions, and collateral values or factors particular to the borrower. No assurance can be given that additional increases in nonaccrual and delinquent loans will not occur in the future.

 

Allowance for Loan Losses

 

The Company’s allowance for loan losses represents Management’s estimate of loan losses inherent in the loan portfolio. In evaluating credit risk for loans, Management measures loss potential of the carrying value of loans. As described above, payments received on nonaccrual loans may be applied against the principal balance of the loans until such time as full collection of the remaining recorded balance is expected.

 

The following table summarizes the allowance for loan losses, chargeoffs and recoveries for the periods indicated:

 

   For the Three Months  For the Nine Months
   Ended September 30,
   2018  2017  2018  2017
   ($ in thousands)
Analysis of the Allowance for Loan Losses                    
Balance, beginning of period  $23,040   $24,103   $23,009   $25,954 
Reversal of provision for loan losses   -    -    -    (1,900)
Loans charged off                    
Commercial   (384)   (132)   (425)   (961)
Commercial real estate   (240)        (240)     
Consumer installment and other   (845)   (886)   (3,015)   (3,783)
Total chargeoffs   (1,469)   (1,018)   (3,680)   (4,744)
Recoveries of loans previously charged off                    
Commercial   103    128    1,352    626 
Commercial real estate   -    -    -    88 
Construction   -    -    -    1,899 
Consumer installment and other   353    415    1,346    1,705 
Total recoveries   456    543    2,698    4,318 
Net loan losses   (1,013)   (475)   (982)   (426)
Balance, end of period  $22,027   $23,628   $22,027   $23,628 
                     
Net loan losses as a percentage of average total loans (annualized)   0.34%   0.15%   0.11%   0.04%

 

 - 45 - 
 

 

The Company's allowance for loan losses is maintained at a level considered appropriate to provide for losses that can be estimated based upon specific and general conditions. These include conditions unique to individual borrowers, as well as overall loan loss experience, the amount of past due, nonperforming and classified loans, recommendations of regulatory authorities, prevailing economic conditions and other factors. A portion of the allowance is individually allocated to impaired loans whose full collectability of principal is uncertain. Such allocations are determined by Management based on loan-by-loan analyses. The Company evaluates for impairment all loans with outstanding principal balances in excess of $500 thousand which are classified or on nonaccrual status and all “troubled debt restructured” loans. The remainder of the loan portfolio is collectively evaluated for impairment based in part on quantitative analyses of historical loan loss experience of loan portfolio segments to determine standard loss rates for each segment. The loss rate for each loan portfolio segment reflects both the historical loss experience during a look-back period and a loss emergence period. Liquidating purchased consumer installment loans are evaluated separately by applying historical loss rates to forecasted liquidating principal balances to measure losses inherent in this portfolio segment. The loss rates are applied to segmented loan balances to allocate the allowance to the segments of the loan portfolio.

 

The remainder of the allowance is considered to be unallocated. The unallocated allowance is established to provide for probable losses that have been incurred as of the reporting date but not reflected in the allocated allowance. The unallocated allowance addresses additional qualitative factors consistent with Management's analysis of the level of risks inherent in the loan portfolio, which are related to the risks of the Company's general lending activity. Included in the unallocated allowance is the risk of losses that are attributable to national or local economic or industry trends which have occurred but have not yet been recognized in loan chargeoff history (external factors). The primary external factor evaluated by the Company and the judgmental amount of unallocated reserve assigned by Management as of September 30, 2018 is economic and business conditions $0.5 million. Also included in the unallocated allowance is the risk of losses attributable to general attributes of the Company's loan portfolio and credit administration (internal factors). The internal factors evaluated by the Company and the judgmental amount of unallocated reserve assigned by Management are: loan review system $1.0 million, adequacy of lending Management and staff $0.9 million and concentrations of credit $1.2 million.

 

 
 		  
 		 Allowance for Loan Losses
For the Three Months Ended September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Balance at beginning of period  $8,275   $3,789   $210   $1,064   $5,943   $3,759   $23,040 
(Reversal) provision   (184)   372    44    (120)   (137)   25    - 
Chargeoffs   (384)   (240)   -    -    (845)   -    (1,469)
Recoveries   103    -    -    -    353    -    456 
Total allowance for loan losses  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 

 

   Allowance for Loan Losses
For the Nine Months Ended September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Balance at beginning of period  $7,746   $3,849   $335   $995   $6,418   $3,666   $23,009 
(Reversal) provision   (863)   312    (81)   (51)   565    118    - 
Chargeoffs   (425)   (240)   -    -    (3,015)   -    (3,680)
Recoveries   1,352    -    -    -    1,346    -    2,698 
Total allowance for loan losses  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 

 

 

   Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At September 30, 2018
   Commercial  Commercial
Real Estate		  Construction  Residential
Real Estate		  Consumer
Installment
and Other		  Unallocated  Total
   (In thousands)
Allowance for loan losses:                                   
Individually evaluated for impairment  $4,668   $172   $-   $-   $-   $-   $4,840 
Collectively evaluated for impairment   3,142    3,749    254    944    5,314    3,784    17,187 
Purchased loans with evidence of credit deterioration   -    -    -    -    -    -    - 
Total  $7,810   $3,921   $254   $944   $5,314   $3,784   $22,027 
Carrying value of loans:                                   
Individually evaluated for impairment  $10,254   $10,816   $-   $202   $-   $-   $21,272 
Collectively evaluated for impairment   265,740    556,173    3,939    47,948    301,473    -    1,175,273 
Purchased loans with evidence of credit deterioration   37    224    -    -    149    -    410 
Total  $276,031   $567,213   $3,939   $48,150   $301,622   $-   $1,196,955 

 

The portion of the allowance for loan losses ascribed to consumer installment and other loans decreased from December 31, 2017 to September 30, 2018 based on Management’s evaluation of a shortened loss emergence period.

 

 - 46 - 
 

 

Management considers the $22.0 million allowance for loan losses to be adequate as a reserve against loan losses inherent in the loan portfolio as of September 30, 2018.

 

See Note 4 to the unaudited consolidated financial statements for additional information related to the loan portfolio, loan portfolio credit risk, allowance for loan losses and other real estate owned.

 

 

Asset/Liability and Market Risk Management

 

Asset/liability management involves the evaluation, monitoring and management of interest rate risk, market risk, liquidity and funding. The fundamental objective of the Company's management of assets and liabilities is to maximize its economic value while maintaining adequate liquidity and a conservative level of interest rate risk.

 

Interest Rate Risk

 

Interest rate risk is a significant market risk affecting the Company. Many factors affect the Company’s exposure to interest rates, such as general economic and financial conditions, customer preferences, historical pricing relationships, and re-pricing characteristics of financial instruments. Assets and liabilities may mature or re-price at different times. Assets and liabilities may re-price at the same time but by different amounts. Short-term and long-term market interest rates may change by different amounts. The timing and amount of cash flows of various assets or liabilities may change as interest rates change. In addition, the changing levels of interest rates may have an impact on loan demand, demand for various deposit products, credit losses, and other elements of earnings such as account analysis fees on commercial deposit accounts and correspondent bank service charges.

 

The Company’s earnings are affected not only by general economic conditions, but also by the monetary and fiscal policies of the United States government and its agencies, particularly the FOMC. The monetary policies of the FOMC can influence the overall growth of loans, investment securities, and deposits and the level of interest rates earned on assets and paid for liabilities. The nature and impact of future changes in monetary policies are generally not predictable.

 

Management’s most likely earnings forecast for the twelve months ending September 30, 2019 assumes short-term market interest rates will gradually rise, with the extent of movement of long-term rates uncertain.

 

Management attempts to manage interest rate risk while enhancing the net interest margin and net interest income. At times, depending on expected increases or decreases in general interest rates, the relationship between long and short-term interest rates, market conditions and competitive factors, Management may adjust the Company's interest rate risk position. The Company's results of operations and net portfolio values remain subject to changes in interest rates and to fluctuations in the difference between long and short-term interest rates.

 

The Company’s asset and liability position was slightly “asset sensitive” at September 30, 2018, depending on the interest rate assumptions applied to the simulation model employed by Management to measure interest rate risk. An “asset sensitive” position results in a slightly larger change in interest income than in interest expense resulting from application of assumed interest rate changes. Simulation estimates depend on, and will change with, the size and mix of the actual and projected balance sheet at the time of each simulation. Management continues to monitor the interest rate environment as well as economic conditions and other factors it deems relevant in managing the Company's exposure to interest rate risk.

 

The Company does not currently engage in trading activities or use derivative instruments to manage interest rate risk, even though such activities may be permitted with the approval of the Company's Board of Directors.

 

Market Risk - Equity Markets

 

Equity price risk can affect the Company. Preferred or common stock holdings, as permitted by banking regulations, can fluctuate in value. Changes in value of preferred or common stock holdings are recognized in the Company's income statement.

 

Fluctuations in the Company's common stock price can impact the Company's financial results in several ways. First, the Company has at times repurchased and retired its common stock; the market price paid to retire the Company's common stock affects the level of the Company's shareholders' equity, cash flows and shares outstanding. Second, the Company's common stock price impacts the number of dilutive equivalent shares used to compute diluted earnings per share. Third, fluctuations in the Company's common stock price can motivate holders of options to purchase Company common stock through the exercise of such options thereby increasing the number of shares outstanding and potentially adding volatility to the book tax provision. Finally, the amount of compensation expense and tax deductions associated with share based compensation fluctuates with changes in and the volatility of the Company's common stock price.

 

 - 47 - 
 

 

Market Risk - Other

 

Market values of loan collateral can directly impact the level of loan chargeoffs and the provision for loan losses. The financial condition and liquidity of debtors issuing bonds and debtors whose mortgages or other obligations are securitized can directly impact the credit quality of the Company’s investment securities portfolio requiring the Company to recognize other than temporary impairment charges. Other types of market risk, such as foreign currency exchange risk, are not significant in the normal course of the Company's business activities.

 

 

Liquidity and Funding

 

The objective of liquidity management is to manage cash flow and liquidity reserves so that they are adequate to fund the Company's operations and meet obligations and other commitments on a timely basis and at a reasonable cost. The Company achieves this objective through the selection of asset and liability maturity mixes that it believes best meet its needs. The Company's liquidity position is enhanced by its ability to raise additional funds as needed in the wholesale markets.

 

In recent years, the Company's deposit base has provided the majority of the Company's funding requirements. This relatively stable and low-cost source of funds, along with shareholders' equity, provided 98 percent of funding for average total assets in the first nine months ended September 30, 2018 and in 2017. The stability of the Company’s funding from customer deposits is in part reliant on the confidence clients have in the Company. The Company places a very high priority in maintaining this confidence through conservative credit and capital management practices and by maintaining an appropriate level of liquidity.

 

Liquidity is further provided by assets such as balances held at the Federal Reserve Bank, investment securities, and amortizing loans. The Company's investment securities portfolio provides a substantial secondary liquidity. The Company held $3.5 billion in total investment securities at September 30, 2018. Under certain deposit, borrowing and other arrangements, the Company must hold and pledge investment securities as collateral. At September 30, 2018, such collateral requirements totaled approximately $740 million.

 

Liquidity risk can result from the mismatching of asset and liability cash flows, or from disruptions in the financial markets. The Company performs liquidity stress tests on a periodic basis to evaluate the sustainability of its liquidity. Under the stress testing, the Company assumes outflows of funds increase beyond expected levels. Measurement of such heightened outflows considers the composition of the Company’s deposit base, including any concentration of deposits, non-deposit funding such as short-term borrowings, and unfunded lending commitments. The Company evaluates its stock of highly liquid assets to meet the assumed higher levels of outflows. Highly liquid assets include cash and amounts due from other banks from daily transaction settlements, reduced by branch cash needs and Federal Reserve Bank reserve requirements, and investment securities based on regulatory risk-weighting guidelines. Based on the results of the most recent liquidity stress test, Management is satisfied with the liquidity condition of the Bank and the Company. However, no assurance can be given the Bank or Company will not experience a period of reduced liquidity.

 

Management continually monitors the Company’s cash levels. Loan demand from credit worthy borrowers will be dictated by economic and competitive conditions. The Company aggressively solicits non-interest bearing demand deposits and money market checking deposits, which are the least sensitive to changes in interest rates. The growth of these deposit balances is subject to heightened competition, the success of the Company's sales efforts, delivery of superior customer service, new regulations and market conditions. The Company does not aggressively solicit higher-costing time deposits; as a result, Management anticipates such deposits will decline. Changes in interest rates, most notably rising interest rates, could impact deposit volumes. Depending on economic conditions, interest rate levels, liquidity management and a variety of other conditions, deposit growth may be used to fund loans or purchase investment securities. However, due to possible volatility in economic conditions, competition and political uncertainty, loan demand and levels of customer deposits are not certain. Shareholder dividends are expected to continue subject to the Board's discretion and continuing evaluation of capital levels, earnings, asset quality and other factors.

 

Westamerica Bancorporation ("Parent Company") is a separate entity apart from the Bank and must provide for its own liquidity. In addition to its operating expenses, the Parent Company is responsible for the payment of dividends declared for its shareholders, and interest and principal on any outstanding debt. The Parent Company currently has no debt. Substantially all of the Parent Company's revenues are obtained from subsidiary dividends and service fees.

 

 - 48 - 
 

 

The Bank’s dividends paid to the Parent Company, proceeds from the exercise of stock options, and Parent Company cash balances provided adequate cash for the Parent Company to pay shareholder dividends of $32 million in the nine months ended September 30, 2018 and $41 million in 2017, and retire common stock in the amount of $524 thousand in the nine months ended September 30, 2018 and $314 thousand in 2017. Payment of dividends to the Parent Company by the Bank is limited under California and Federal laws. The Company believes these regulatory dividend restrictions will not have an impact on the Parent Company's ability to meet its ongoing cash obligations.

 

Capital Resources

 

The Company has historically generated high levels of earnings, which provide a means of accumulating capital. The Company's net income as a percentage of average shareholders' equity (“return on equity” or “ROE”) has been 11.2% in the nine months ended September 30, 2018 and 8.4% in 2017. The Company also raises capital as employees exercise stock options. Capital raised through the exercise of stock options was $13 million in the nine months ended September 30, 2018 and $25 million in 2017.

 

The Company paid common dividends totaling $32 million in the nine months ended September 30, 2018 and $41 million in 2017, which represent dividends per common share of $1.20 and $1.57, respectively. The Company's earnings have historically exceeded dividends paid to shareholders. The amount of earnings in excess of dividends provides the Company resources to finance growth and maintain appropriate levels of shareholders' equity. In the absence of profitable growth opportunities, the Company has at times repurchased and retired its common stock as another means to return earnings to shareholders. The Company repurchased and retired 9 thousand shares valued at $524 thousand in the nine months ended September 30, 2018 and 6 thousand shares valued at $314 thousand in 2017.

 

The Company's primary capital resource is shareholders' equity, which was $593 million at September 30, 2018 compared with $590 million at December 31, 2017. The Company's ratio of equity to total assets was 10.72% at September 30, 2018 and 10.71% at December 31, 2017.

 

The Company performs capital stress tests on a periodic basis to evaluate the sustainability of its capital. Under the stress testing, the Company assumes various scenarios such as deteriorating economic and operating conditions, unanticipated asset devaluations, and significant operational lapses. The Company measures the impact of these scenarios on its earnings and capital. Based on the results of the most recent stress tests, Management is satisfied with the capital condition of the Bank and the Company. However, no assurance can be given the Bank or Company will not experience a period of reduced earnings or a reduction in capital from unanticipated events and circumstances.

 

Capital to Risk-Adjusted Assets

 

On July 2, 2013, the Federal Reserve Board approved a final rule that implements changes to the regulatory capital framework for all banking organizations. The rule’s provisions which most affected the regulatory capital requirements of the Company and the Bank:

 

·Introduced a new “Common Equity Tier 1” capital measurement,
·Established higher minimum levels of capital,
·Introduced a “capital conservation buffer,”
·Increased the risk-weighting of certain assets, and
·Established limits on the amount of deferred tax assets with any excess treated as a deduction from Tier 1 capital.

 

Under the final rule, a banking organization that is not subject to the “advanced approaches rule” may make a one-time election not to include most elements of Accumulated Other Comprehensive Income, including net-of-tax unrealized gains and losses on available for sale investment securities, in regulatory capital. Neither the Company nor the Bank is subject to the “advanced approaches rule” and both made the election not to include most elements of Accumulated Other Comprehensive Income in regulatory capital.

 

Banking organizations that are not subject to the “advanced approaches rule” began complying with the final rule on January 1, 2015; on such date, the Company and the Bank became subject to the revised definitions of regulatory capital, the new minimum regulatory capital ratios, and various regulatory capital adjustments and deductions according to transition provisions and timelines. All banking organizations began calculating standardized total risk-weighted assets on January 1, 2015. The transition period for the capital conservation buffer for all banking organizations began on January 1, 2016 and will end January 1, 2019. Any bank subject to the rule which is unable to maintain its “capital conservation buffer” will be restricted in the payment of discretionary executive compensation and shareholder distributions, such as dividends and share repurchases.

 

 - 49 - 
 

 

The final rule did not supersede provisions of the Federal Deposit Insurance Corporation Improvement Act (FDICIA) requiring federal banking agencies to take prompt corrective action (PCA) to resolve problems of insured depository institutions. The final rule revised the PCA thresholds to incorporate the higher minimum levels of capital, including the “common equity tier 1” ratio.

 

The capital ratios for the Company and the Bank under the new capital framework are presented in the tables below, on the dates indicated.

 

               To Be
         Required for  Well-capitalized
         Capital Adequacy Purposes  Under Prompt
   At September 30, 2018  Effective  Effective  Corrective Action
   Company  Bank  January 1, 2018  January 1, 2019  Regulations (Bank)
                
Common Equity Tier I Capital   16.23%   13.07%   6.375%(1)   7.00%(2)   6.50%
Tier I Capital   16.23%   13.07%   7.875%(1)   8.50%(2)   8.00%
Total Capital   16.99%   14.03%   9.875%(1)   10.50%(2)   10.00%
Leverage Ratio   9.40%   7.53%   4.000%   4.00%   5.00%

 

(1) Includes 1.875% capital conservation buffer.

(2) Includes 2.5% capital conservation buffer.

 

 

               To Be
         Required for  Well-capitalized
         Capital Adequacy Purposes  Under Prompt
   At December 31, 2017  Effective  Effective  Corrective Action
   Company  Bank  January 1, 2017  January 1, 2019  Regulations (Bank)
                
Common Equity Tier I Capital   15.36%   12.50%   5.75%(3)   7.00%(4)   6.50%
Tier I Capital   15.36%   12.50%   7.25%(3)   8.50%(4)   8.00%
Total Capital   16.17%   13.52%   9.25%(3)   10.50%(4)   10.00%
Leverage Ratio   8.86%   7.16%   4.00%   4.00%   5.00%

 

(3) Includes 1.25% capital conservation buffer.

(4) Includes 2.5% capital conservation buffer.

 

The Company and the Bank routinely project capital levels by analyzing forecasted earnings, credit quality, securities valuations, shareholder dividends, asset volumes, share repurchase activity, stock option exercise proceeds, and other factors. Based on current capital projections, the Company and the Bank expect to maintain regulatory capital levels exceeding the highest effective regulatory standard and pay quarterly dividends to shareholders. No assurance can be given that changes in capital management plans will not occur.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 

 

 

 

 

 - 50 - 
 

 

Item 3. Quantitative and Qualitative Disclosures about Market Risk

 

The Company does not currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities may be permitted with the approval of the Company’s Board of Directors.

 

Credit risk and interest rate risk are the most significant market risks affecting the Company, and equity price risk can also affect the Company’s financial results. These risks are described in the preceding sections regarding “Loan Portfolio Credit Risk,” and “Asset/Liability and Market Risk Management.” Other types of market risk, such as foreign currency exchange risk and commodity price risk, are not significant in the normal course of the Company’s business activities.

 

 

Item 4. Controls and Procedures

 

The Company’s principal executive officer and principal financial officer have evaluated the effectiveness of the Company’s “disclosure controls and procedures,” as such term is defined in Rule 13a-15(e) of the Securities Exchange Act of 1934, as amended, as of September 30, 2018.

 

Based upon their evaluation, the principal executive officer and principal financial officer concluded that the Company’s disclosure controls and procedures are effective to ensure that material information required to be disclosed by the Company in the reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported as and when required and that such information is communicated to the Company’s management, including the principal executive officer and the principal financial officer, to allow for timely decisions regarding required disclosures. The evaluation did not identify any change in the Company’s internal control over financial reporting that occurred during the quarter ended September 30, 2018 that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

 

PART II. OTHER INFORMATION

 

Item 1. Legal Proceedings

 

Neither the Company nor any of its subsidiaries is a party to any material pending legal proceeding, nor is their property the subject of any material pending legal proceeding, other than ordinary routine legal proceedings arising in the ordinary course of the Company’s business. None of these proceedings is expected to have a material adverse impact upon the Company’s business, financial position or results of operations.

 

 

Item 1A. Risk Factors

 

The Company’s Form 10-K as of December 31, 2017 includes detailed disclosure about the risks faced by the Company’s business; such risks have not materially changed since the Form 10-K was filed.

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 51 - 
 

 

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

 

(a) None

(b) None

(c) Issuer Purchases of Equity Securities

 

The table below sets forth the information with respect to purchases made by or on behalf of Westamerica Bancorporation or any “affiliated purchaser” (as defined in Rule 10b-18(a)(3) under the Securities Exchange Act of 1934), of common stock during the quarter ended September 30, 2018.

 

   2018
Period  (a) Total Number of
Shares Purchased		  (b) Average Price
Paid per Share		  (c) Number of Shares
Purchased as Part of
Publicly Announced
Plans or Programs		  (d) Maximum Number
of Shares that May
Yet Be Purchased
Under the Plans or
Programs
   (In thousands, except price paid)
July 1 through July 31   -   $-    -    1,750 
August 1 through August 31   -    -    -    1,750 
September 1 through September 30   -    -    -    1,750 
Total   -   $-    -    1,750 

 

The Company repurchases shares of its common stock in the open market on a discretionary basis to optimize the Company’s use of equity capital and enhance shareholder value and with the intention of lessening the dilutive impact of issuing new shares under stock option plans, and other ongoing requirements.

 

No shares were repurchased during the period from July 1, 2018 through September 30, 2018. A replacement program approved by the Board of Directors on July 26, 2018 authorizes the purchase of up to 1,750 thousand shares of the Company’s common stock from time to time prior to September 1, 2019.

 

Item 3. Defaults upon Senior Securities

 

None

 

Item 4. Mine Safety Disclosures

 

Not applicable.

 

Item 5. Other Information

 

None

 

Item 6. Exhibits

 

The exhibit list required by this item is incorporated by reference to the Exhibit Index filed with this report.

 

 

 

[The remainder of this page intentionally left blank]

 

 

 

 - 52 - 
 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

WESTAMERICA BANCORPORATION

(Registrant)

 

 

/s/ JOHN "ROBERT" THORSON  

John "Robert" Thorson

Senior Vice President and Chief Financial Officer

(Principal Financial and Chief Accounting Officer)

 

Date: November 2, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 - 53 - 
 

 

EXHIBIT INDEX

 

Exhibit 31.1: Certification of Chief Executive Officer pursuant to Securities Exchange Act Rule 13a-14(a)/15d-14(a)

 

Exhibit 31.2: Certification of Chief Financial Officer pursuant to Securities Exchange Act Rule 13a-14(a)/15d-14(a)

 

Exhibit 32.1: Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

 

Exhibit 32.2: Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

 

Exhibit 101.INS: XBRL Instance Document

 

Exhibit 101.SCH: XBRL Taxonomy Extension Schema Document

 

Exhibit 101.CAL: XBRL Taxonomy Extension Calculation Linkbase Document

 

Exhibit 101.DEF: XBRL Taxonomy Extension Definitions Linkbase Document

 

Exhibit 101.LAB: XBRL Taxonomy Extension Label Linkbase Document

 

Exhibit 101.PRE: XBRL Taxonomy Extension Presentation Linkbase Document

 

 

 

[The remainder of this page intentionally left blank]

 

 

 

 

 

- 54 -

 

 

 EX-31.1 2 exh_311.htm EXHIBIT 31.1

EXHIBIT 31.1

 

CERTIFICATION UNDER SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

 

I, David L. Payne certify that:

 

1. I have reviewed this report on Form 10-Q of Westamerica Bancorporation;

 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

 

 

/s/ David L. Payne  

David L. Payne

Chairman, President and Chief Executive Officer

Date: November 2, 2018

 

 

- 55 -

 

 

 EX-31.2 3 exh_312.htm EXHIBIT 31.2

EXHIBIT 31.2

 

CERTIFICATION UNDER SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

 

I, John "Robert" Thorson certify that:

 

1. I have reviewed this report on Form 10-Q of Westamerica Bancorporation;

 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

 

 

/s/ John "Robert" Thorson  

John “Robert” Thorson

Senior Vice President and Chief Financial Officer

Date: November 2, 2018

 

 

- 56 -

 

 

 EX-32.1 4 exh_321.htm EXHIBIT 32.1

EXHIBIT 32.1

 

 

 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

In connection with the Quarterly Report of Westamerica Bancorporation (the Company) on Form 10-Q for the period ended September 30, 2018 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, David L. Payne, Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

 

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

 

/s/ David L. Payne  

David L. Payne

Chairman, President and Chief Executive Officer

Date: November 2, 2018

 

 

- 57 -

 

 

 EX-32.2 5 exh_322.htm EXHIBIT 32.2

EXHIBIT 32.2

 

 

 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TOSECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

 

In connection with the Quarterly Report of Westamerica Bancorporation (the Company) on Form 10-Q for the period ended September 30, 2018 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, John "Robert" Thorson, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

 

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

 

/s/ John "Robert" Thorson  

John “Robert” Thorson

Senior Vice President and Chief Financial Officer

Date: November 2, 2018

 

 

 

 

- 58 -

 

 

 EX-101.INS 6 wabc-20180930.xml XBRL INSTANCE FILE false --12-31 Q3 2018 2018-09-30 10-Q 0000311094 26727416 Yes false Large Accelerated Filer WESTAMERICA BANCORPORATION false wabc -54066000 -16832000 1368000 1368000 1575000 1575000 336000 463000 1008000 1388000 181000 -34000 1445000 29000 1474000 451000 760000 2322000 326000 432000 376000 343000 5529463000 5513046000 620000 620000 4815000 4815000 5448000 5448000 10883000 10883000 1426000 1426000 4950000 4950000 5904000 5904000 12280000 12280000 243000 2000 1841000 411000 2497000 1000 522000 1000 3796000 1104000 5424000 5478000 41595000 30000 13000 4349000 27791000 79256000 2967000 20495000 25000 22000 1482000 9277000 34268000 15000000 167222000 919381000 122000 1877000 1223000 182851000 1282991000 2555667000 122285000 787679000 153000 2244000 1612000 182907000 1123671000 2220551000 2480642000 2480642000 2193507000 2193507000 111553000 159266000 110850000 160042000 1355592000 1031807000 1323725000 1023047000 38786000 46065000 36253000 45154000 1598908000 1421628000 1634287000 1430475000 128356000 193337000 128080000 193385000 921380000 790076000 880000000 770079000 14100000 2478908000 2191707000 161744000 878029000 124000 1847000 1210000 180343000 1255611000 119319000 767706000 154000 2219000 1590000 185221000 1115498000 161744000 161744000 878029000 878029000 124000 124000 1847000 1847000 1210000 1210000 180343000 180343000 1255611000 1255611000 2478908000 2478908000 119319000 119319000 767706000 767706000 154000 154000 2219000 2219000 1590000 1590000 185221000 185221000 1115498000 1115498000 2191707000 2191707000 55442000 54101000 585000 585000 72675000 74173000 59367000 58251000 91818000 105113000 223860000 237537000 522660000 522660000 522660000 575002000 575002000 575002000 -52342000 99486000 522660000 575002000 462271000 561757000 738000 1237000 254000 1380000 2351000 896000 1852000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10:</div> Commitments and Contingent Liabilities</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Loan commitments are agreements to lend to a customer provided there is <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> necessarily represent future funding requirements. Loan commitments are subject to the Company&#x2019;s normal credit policies and collateral requirements. Unfunded loan commitments were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$292,704</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$272,646</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>respectively. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Standby letters of credit are primarily issued to support customers&#x2019; short-term financing requirements and must meet the Company&#x2019;s normal credit policies and collateral requirements. Financial and performance standby letters of credit outstanding totaled <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,904</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$19,263</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>respectively. The Company had <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"></div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> </div>commitments outstanding for commercial and similar letters of credit at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017. </div>The Company had a reserve for unfunded commitments of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,308</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,308</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>included in other liabilities.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Due to the nature of its business, the Company is subject to various threatened or filed legal cases. Based on the advice of legal counsel, the Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> expect such cases will have a material, adverse effect on its financial position or results of operations. Legal liabilities are accrued when obligations become probable and the amount can be reasonably estimated. In the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">third</div> quarter <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018,</div> the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$3,500</div> thousand.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company has determined that it will be obligated to provide refunds of revenue recognized in years prior to <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div> to some customers. The Company estimates the probable amount of these obligations will be <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$5,542</div> thousand and has accrued a liability for such amount; the estimated liability is subject to revision.</div></div> 0.40 0.39 1.20 1.17 0 0 150000000 150000000 26727000 26425000 26727000 26425000 447785000 431734000 12827000 17448000 18758000 52506000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5:</div> Concentration of Credit Risk</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Under the California Financial Code, credit extended to any <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div> person owing to a commercial bank at any <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div> time shall <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> exceed the following limitations: (a) unsecured loans shall <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> exceed <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">15</div> percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank, or (b) secured and unsecured loans in all shall <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> exceed <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">25</div> percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Bank did <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> have credit extended to any <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div> entity exceeding these limits. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Bank had <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">35</div> lending relationships each with aggregate amounts of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$5</div> million or more. The Company has significant credit arrangements that are secured by real estate collateral. In addition to real estate loans outstanding as disclosed in Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,</div> the Company had loan commitments related to real estate loans of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$52,842</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$53,874</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>respectively. The Company requires collateral on all real estate loans with loan-to-value ratios at origination generally <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> greater than <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">75%</div> on commercial real estate loans and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> greater than <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">80%</div> on residential real estate loans. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Bank held corporate bonds in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">80</div> issuing entities that exceeded <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$5</div> million for each issuer.</div></div></div> 14227000 14227000 -142000 142000 142000 -142000 3481556000 3347049000 115213000 447104000 1847000 1210000 67715000 333319000 966408000 117252000 516711000 1590000 52071000 282924000 970548000 5017000 31779000 30000 13000 3957000 11405000 52201000 2965000 18994000 22000 1254000 5230000 28465000 8 50 1 2 74 37 172 8 51 3 35 38 135 46531000 421962000 32193000 826287000 1326973000 996000 238554000 1000 2219000 21453000 571112000 834335000 461000 9816000 392000 16386000 27055000 2000 1501000 25000 228000 4047000 5803000 5 23 43 86 157 1 7 1 2 50 64 125 161744000 869066000 1847000 1210000 99908000 1159606000 2293381000 118248000 755265000 1000 2219000 1590000 73524000 854036000 1804883000 5478000 41595000 30000 13000 4349000 27791000 79256000 2967000 20495000 25000 22000 1482000 9277000 34268000 13 73 1 2 117 123 329 9 58 1 2 3 85 102 260 48622000 33112000 909954000 904245000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Deposits</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Noninterest-bearing</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,211,028</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,197,526</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Interest-bearing:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Transaction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">909,954</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">904,245</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Savings</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,510,015</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,494,024</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits less than $100 thousand</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">107,755</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117,848</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits $100 thousand through $250 thousand</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">68,677</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">76,578</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits more than $250 thousand</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">28,408</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37,392</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total deposits</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,835,837</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,827,613</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 4835837000 4827613000 4835837000 4832135000 4630997000 201138000 4827613000 4824586000 4595795000 228791000 1510015000 1494024000 18964000 18807000 30741000 30741000 31944000 31944000 0.64 0.57 1.97 1.75 0.63 0.57 1.96 1.74 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">11:</div> Earnings Per Common Share</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The table below shows earnings per common share and diluted earnings per common share. Basic earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period. Diluted earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period plus the impact of common stock equivalents.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the Three Months</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the Nine Months</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Ended September 30,</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2017</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands, except per share data)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Net income applicable to common equity (numerator)</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">16,993</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">15,017</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">52,509</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">45,865</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Basic earnings per common share</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - basic (denominator)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,701</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,309</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,622</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,260</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Basic earnings per common share</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.64</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.57</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.97</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.75</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Diluted earnings per common share</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - basic</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,701</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,309</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,622</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,260</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Add common stock equivalents for options</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">114</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">95</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">114</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - diluted (denominator)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,815</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,404</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,736</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,379</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Diluted earnings per common share</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.63</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.57</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.96</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.74</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">For the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>options to purchase <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">326</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">432</div> thousand shares of common stock, respectively, were outstanding but <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">For the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2017, </div>options to purchase <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">376</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">343</div> thousand shares of common stock, respectively, were outstanding but <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.</div></div> 1800000 1734000 1800000 1734000 1734000 1734000 1734000 1800000 1800000 1800000 1800000 6086000 7766000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Nine Months Ended</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 1</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 2</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 3</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Total Losses</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Other real estate owned</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">620</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">620</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Impaired loans:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt">Commercial</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,815</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,815</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt">Commercial real estate</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,448</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,448</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(240</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt">Total assets measured at fair value on a nonrecurring basis</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10,883</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10,883</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(240</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">)</td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Year Ended</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 1</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 2</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 3</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Total Losses</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Other real estate owned</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,426</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,426</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(219</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Impaired loans:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt">Commercial</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,950</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,950</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt">Commercial real estate</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,904</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,904</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt">Total assets measured at fair value on a nonrecurring basis</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12,280</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12,280</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(219</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">)</td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Fair Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2)</td> <td style="font-size: 10pt; color: Black; font-weight: normal; font-style: normal; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3) <div style="display: inline; font-size: 10pt; font-weight: normal; font-style: normal"><div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left">Equity securities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Mutual funds</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total equity securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left">Debt securities available for sale</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government sponsored entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">161,744</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">161,744</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">878,029</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">878,029</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Non-agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">124</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">124</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency commercial MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,847</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,847</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,210</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,210</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Obligations of states and political subdivisions</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">180,343</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">180,343</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Corporate securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,255,611</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,255,611</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total debt securities available for sale</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,478,908</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,478,908</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt">Total</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,480,642</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,480,642</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Fair Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2)</td> <td style="font-size: 10pt; color: Black; font-weight: normal; font-style: normal; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3) <div style="display: inline; font-size: 10pt; font-weight: normal; font-style: normal"><div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left">Equity securities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Mutual funds</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total equity securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left">Debt securities available for sale</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government sponsored entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119,319</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119,319</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">767,706</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">767,706</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Non-agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">154</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">154</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency commercial MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,219</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,219</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,590</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,590</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Obligations of states and political subdivisions</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">185,221</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">185,221</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Corporate securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,115,498</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,115,498</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total debt securities available for sale</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,191,707</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,191,707</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt">Total</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,193,507</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,193,507</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying <br /> Amount</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Estimated Fair <br /> Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2 )</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3 )</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">Financial Assets:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Cash and due from banks</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Debt securities held to maturity</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,025,699</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,002,648</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,002,648</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Loans</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,174,928</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,176,889</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,176,889</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left">Financial Liabilities:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt">Deposits</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,835,837</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,832,135</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,630,997</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">201,138</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Short-term borrowed funds</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying <br /> Amount</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Estimated Fair <br /> Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2 )</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3 )</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">Financial Assets:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Cash and due from banks</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Debt securities held to maturity</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,158,864</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,155,342</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,155,342</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Loans</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,264,973</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,257,811</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,257,811</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left">Financial Liabilities:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt">Deposits</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,827,613</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,824,586</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,595,795</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">228,791</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Short-term borrowed funds</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9:</div> Fair Value Measurements</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Equity securities and debt securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>be required to record at fair value other assets on a nonrecurring basis, such as other real estate owned, impaired loans, certain loans held for investment, debt securities held to maturity, and other assets. These nonrecurring fair value adjustments typically involve the lower-of-cost or fair-value accounting of individual assets.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">In accordance with the Fair Value Measurement and Disclosure topic of the FASB Accounting Standards Codification, the Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in the principal market or most advantageous market for an asset or liability in an orderly transaction between market participants on the measurement date under current market conditions. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset, and the risk of nonperformance.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company groups its assets and liabilities measured at fair value into a <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div>-level hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. When the valuation assumptions used to measure the fair value of the asset or liability are categorized within different levels of the fair value hierarchy, the asset or liability is categorized in its entirety within the lowest level of the hierarchy. These levels are:</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div> &#x2013; Valuation is based upon quoted prices for identical instruments traded in active exchange markets, such as the New York Stock Exchange. Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div> includes U.S. Treasury and equity securities, which are traded by dealers or brokers in active markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2</div> &#x2013; Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2</div> includes mutual funds, federal agency securities, mortgage-backed securities, corporate securities, asset-backed securities, and municipal bonds.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3</div> &#x2013; Valuation is generated from model-based techniques that use significant assumptions <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> observable in the market. These unobservable assumptions reflect the Company&#x2019;s estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company relies on independent vendor pricing services to measure fair value for equity securities, debt securities available for sale and debt securities held to maturity. The Company employs <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> pricing services. To validate the pricing of these vendors, the Company compares vendors&#x2019; pricing for each of the securities for consistency; significant pricing differences, if any, are evaluated using all available independent quotes with the quote most closely reflecting the market generally used as the fair value estimate. In addition, the Company conducts &#x201c;other than temporary impairment (OTTI)&#x201d; analysis on a quarterly basis; debt securities selected for OTTI analysis include all debt securities at a market price below <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">95</div> percent of par value. As with any valuation technique used to estimate fair value, changes in underlying assumptions used could significantly affect the results of current and future values. Accordingly, these fair value estimates <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> be realized in an actual sale of the securities.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company regularly reviews the valuation techniques and assumptions used by its vendors and determines which valuation techniques are utilized based on observable market inputs for the type of securities being measured. The Company uses the information to determine the placement in the fair value hierarchy as level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2</div> or <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Assets Recorded at Fair Value on a Recurring Basis</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The tables below present assets measured at fair value on a recurring basis on the dates indicated.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Fair Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2)</td> <td style="font-size: 10pt; color: Black; font-weight: normal; font-style: normal; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3) <div style="display: inline; font-size: 10pt; font-weight: normal; font-style: normal"><div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left">Equity securities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Mutual funds</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total equity securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,734</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left">Debt securities available for sale</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government sponsored entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">161,744</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">161,744</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">878,029</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">878,029</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Non-agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">124</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">124</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency commercial MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,847</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,847</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,210</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,210</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Obligations of states and political subdivisions</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">180,343</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">180,343</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Corporate securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,255,611</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,255,611</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total debt securities available for sale</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,478,908</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,478,908</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt">Total</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,480,642</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,480,642</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <table cellpadding="0" cellspacing="0" style="font-size: 10pt; margin-top: 0; margin-bottom: 0pt; min-width: 700px;"> <tr style="vertical-align: top; text-align: justify"> <td style="width: 3%; text-align: left"><div style="display: inline; font-size: 8pt">&nbsp;<div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div>)</div></div></td> <td style="text-align: justify; width: 97%"><div style="display: inline; font-size: 8pt">There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> transfers in to or out of level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3</div> during the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018.</div></div></td> </tr> </table> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div><div style=" font-size: 10pt; text-align: center; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div> <!-- Field: Page; Sequence: 24; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Fair Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2)</td> <td style="font-size: 10pt; color: Black; font-weight: normal; font-style: normal; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3) <div style="display: inline; font-size: 10pt; font-weight: normal; font-style: normal"><div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left">Equity securities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Mutual funds</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total equity securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,800</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left">Debt securities available for sale</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government sponsored entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119,319</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119,319</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">767,706</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">767,706</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Non-agency residential MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">154</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">154</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Agency commercial MBS</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,219</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,219</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Securities of U.S. Government entities</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,590</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,590</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Obligations of states and political subdivisions</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">185,221</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">185,221</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt">Corporate securities</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,115,498</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,115,498</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt">Total debt securities available for sale</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,191,707</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,191,707</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt">Total</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,193,507</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2,193,507</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</div> <table cellpadding="0" cellspacing="0" style="font-size: 10pt; margin-top: 0; margin-bottom: 0pt; min-width: 700px;"> <tr style="vertical-align: top; text-align: justify"> <td style="width: 55pt; text-align: left"><div style="display: inline; font-size: 8pt">&nbsp;<div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div>)</div></div></td> <td style="text-align: justify"><div style="display: inline; font-size: 8pt">There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> transfers in to or out of level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3</div> during the year ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></td> </tr> </table> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: left; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Assets Recorded at Fair Value on a Nonrecurring Basis</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These adjustments to fair value usually result from application of lower of cost or fair value accounting of individual assets. For assets measured at fair value on a nonrecurring basis that were recorded in the balance sheet at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the following tables provide the level of valuation assumptions used to determine each adjustment and the carrying value of the related assets at period end.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Nine Months Ended</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 1</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 2</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 3</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Total Losses</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Other real estate owned</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">620</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">620</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Impaired loans:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt">Commercial</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,815</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,815</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt">Commercial real estate</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,448</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,448</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(240</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt">Total assets measured at fair value on a nonrecurring basis</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10,883</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10,883</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(240</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">)</td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Year Ended</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 1</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 2</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Level 3</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Total Losses</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Other real estate owned</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,426</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,426</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(219</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt">Impaired loans:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt">Commercial</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,950</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,950</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt">Commercial real estate</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,904</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,904</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt">Total assets measured at fair value on a nonrecurring basis</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12,280</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12,280</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt">&nbsp;</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(219</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left">)</td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3</div> &#x2013; Valuation is based upon present value of expected future cash flows, independent market prices, estimated liquidation values of loan collateral or appraised value of the collateral as determined by <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">third</div>-party independent appraisers, less <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10%</div> for selling costs, generally. Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3</div> includes other real estate owned that has been measured at fair value upon transfer to foreclosed assets and impaired loans collateralized by real property and other business asset collateral where a specific reserve has been established or a chargeoff has been recorded. Losses on other real estate owned represent losses recognized in earnings during the period subsequent to its initial classification as foreclosed assets. The unobservable inputs and qualitative information about the unobservable inputs are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> presented as the inputs were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> developed by the Company.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: Page; Sequence: 25; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Disclosures about Fair Value of Financial Instruments</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The following section describes the valuation methodologies used by the Company for estimating fair value of financial instruments <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> recorded at fair value in the balance sheet. The Company implemented the provisions of ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01,</div> <div style="display: inline; font-style: italic;">Financial Instruments &#x2013; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities</div>, effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018. </div>The provisions require the Company to use the &#x201c;exit price notion&#x201d; when measuring the fair value of financial instruments for disclosure purposes.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Cash and Due from Banks</div> Cash and due from banks represent U.S. dollar denominated coin and currency, deposits at the Federal Reserve Bank and correspondent banks, and amounts being settled with other banks to complete the processing of customers&#x2019; daily transactions. Collectively, the Federal Reserve Bank and financial institutions operate in a market in which cash and due from banks transactions are processed continuously in significant daily volumes honoring the face value of the U.S. dollar.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Debt Securities Held to Maturity</div> The fair values of debt securities were estimated using quoted prices as described above for Level <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2</div> valuation.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Loans</div> Loans are valued using the exit price notion. The Company uses a net present value of cash flows methodology that seeks to incorporate interest rate, credit, liquidity and prepayment risks in the fair market value estimation. Inputs to calculation include market rates for similarly offered products, market interest rate projections, credit spreads, estimated credit losses and prepayment assumptions.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Prior to adoption of ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01,</div> loans were separated into <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">two</div> groups for valuation. Variable rate loans, except for those described below, that reprice frequently with changes in market rates were valued using historical cost. Fixed rate loans and variable rate loans that have reached their minimum contractual interest rates were valued by discounting the future cash flows expected to be received from the loans using current interest rates charged on loans with similar characteristics. Additionally, the allowance for loan losses of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$23,009</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017 </div>was applied against the estimated fair values to recognize estimated future defaults of contractual cash flows.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Deposit Liabilities</div> Deposits with <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> stated maturity such as checking accounts, savings accounts and money market accounts can be readily converted to cash or used to settle transactions at face value through the broad financial system operated by the Federal Reserve Banks and financial institutions. The fair value of deposits with <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> stated maturity is equal to the amount payable on demand. The fair value of time deposits was estimated using a net present value of cash flows methodology, incorporating market interest rate projections and rates on alternative funding sources.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Prior to adoption of ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01,</div> the fair value of time deposits were estimated by discounting estimated future contractual cash flows using current market rates for financial instruments with similar characteristics.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">Short-Term Borrowed Funds</div> The carrying amount of securities sold under agreement to repurchase and other short-term borrowed funds approximate fair value due to the relatively short period of time between their origination and their expected realization.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The tables below are a summary of fair value estimates for financial instruments and the level of the fair value hierarchy within which the fair value measurements are categorized, excluding financial instruments recorded at fair value on a recurring basis. The values assigned do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> necessarily represent amounts which ultimately <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>be realized for assets or paid to settle liabilities. In addition, these values do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> give effect to adjustments to fair value which <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>occur when financial instruments are sold or settled in larger quantities. The carrying amounts in the following tables are recorded in the balance sheet under the indicated captions.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The Company has <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> included assets and liabilities that are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> financial instruments, such as goodwill, long-term relationships with deposit, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other assets and liabilities. The total estimated fair values do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> represent, and should <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> be construed to represent, the underlying value of the Company.</div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At September 30, 2018</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying <br /> Amount</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Estimated Fair <br /> Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2 )</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3 )</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">Financial Assets:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Cash and due from banks</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">522,660</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Debt securities held to maturity</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,025,699</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,002,648</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,002,648</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Loans</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,174,928</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,176,889</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,176,889</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left">Financial Liabilities:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt">Deposits</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,835,837</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,832,135</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,630,997</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">201,138</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Short-term borrowed funds</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">61,756</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">At December 31, 2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Carrying <br /> Amount</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Estimated Fair <br /> Value</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Quoted Prices in <br /> Active Markets for <br /> Identical Assets<br /> (Level 1)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant Other <br /> Observable Inputs<br /> (Level 2 )</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">Significant <br /> Unobservable <br /> Inputs<br /> (Level 3 )</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold">Financial Assets:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="19" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Cash and due from banks</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">575,002</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 8%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Debt securities held to maturity</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,158,864</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,155,342</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,155,342</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Loans</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,264,973</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,257,811</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,257,811</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left">Financial Liabilities:</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt">Deposits</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,827,613</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,824,586</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4,595,795</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">$</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">228,791</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt">Short-term borrowed funds</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58,471</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">-</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;"></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; font-weight: bold;">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">The majority of the Company&#x2019;s standby letters of credit and other commitments to extend credit carry current market interest rates if converted to loans. <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">No</div> premium or discount was ascribed to these commitments because virtually all funding would be at current market rates.</div></div> 14069000 14069000 8275000 3789000 210000 1064000 5943000 3759000 23040000 7810000 3921000 254000 944000 5314000 3784000 22027000 7746000 3849000 335000 995000 6418000 3666000 23009000 8167000 3545000 160000 1105000 7215000 3911000 24103000 7772000 3833000 296000 1055000 6911000 3761000 23628000 8327000 3330000 152000 1330000 7980000 4835000 25954000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3142000 3749000 254000 944000 5314000 3784000 17187000 2932000 3678000 335000 995000 6418000 3666000 18024000 4668000 172000 0 0 0 0 4840000 4814000 171000 0 0 0 0 4985000 103000 353000 456000 1352000 1346000 2698000 128000 415000 543000 626000 88000 1899000 1705000 4318000 384000 240000 845000 1469000 425000 240000 3015000 3680000 132000 886000 1018000 961000 3783000 4744000 265740000 556173000 3939000 47948000 301473000 0 1175273000 325291000 553769000 5649000 64975000 312406000 0 1262090000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Loan Credit Risk Profile by Internally Assigned Grade<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Grade:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Pass</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">264,908</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,956</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,901</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">299,590</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,167,294</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Substandard</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,123</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15,257</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,249</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,618</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">29,247</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Doubtful</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Loss</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">358</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">358</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Loan Credit Risk Profile by Internally Assigned Grade<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Grade:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Pass</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">324,185</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">548,853</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">62,253</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">310,429</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,251,369</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Substandard</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,811</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">19,731</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,930</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,370</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">35,842</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Doubtful</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Loss</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 10254000 10816000 0 202000 0 0 21272000 10675000 14234000 0 208000 0 0 25117000 5 8 1 14 7 10 1 18 2324000 9237000 241000 11802000 2393000 11528000 241000 14162000 8747000 12081000 904000 7642000 201000 8747000 1085000 10788000 208000 12081000 0 0 0 0 275259000 559441000 3939000 47634000 297416000 1183689000 334908000 561883000 5649000 65183000 307445000 1275068000 5438000 0 0 43000 5481000 297000 5433000 0 0 196000 5926000 425000 347000 0 2334000 0 0 0 0 516000 0 3001000 801000 361000 6276000 1148000 361000 627000 164000 0 1143000 125000 0 0 0 0 0 0 0 3321000 1077000 531000 5091000 1366000 531000 0 58000 0 58000 54432000 52987000 10300000 10271000 64732000 63258000 447000 447000 236000 236000 252000 252000 269000 269000 287000 287000 56808000 56808000 10300000 10300000 67108000 67108000 2376000 3850000 121673000 121673000 0 0 0 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">7:</div> Goodwill and Identifiable Intangible Assets</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company has recorded goodwill and other identifiable intangibles associated with purchase business combinations. Goodwill is <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> amortized, but is evaluated for impairment at least annually. The Company did <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"></div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"></div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"></div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> </div></div></div>recognize impairment during the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and year ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017. </div>Identifiable intangibles are amortized to their estimated residual values over their expected useful lives. Such lives and residual values are also periodically reassessed to determine if any amortization period adjustments are indicated. During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and year ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017 </div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"></div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> </div>such adjustments were recorded.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The carrying values of goodwill were:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Goodwill</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">121,673</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">121,673</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: left; margin: 0pt 0"><div style="display: inline; color: Black">The gross carrying amount of identifiable intangible assets and accumulated amortization was:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Carrying<br /> Amount</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Accumulated<br /> Amortization</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Carrying<br /> Amount</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Accumulated<br /> Amortization</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Core Deposit Intangibles</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56,808</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(54,432</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56,808</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(52,987</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Merchant Draft Processing Intangible</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(10,271</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total Identifiable Intangible Assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,108</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(64,732</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,108</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(63,258</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">As of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the current period and estimated future amortization expense for identifiable intangible assets was:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Core<br /> Deposit<br /> Intangibles</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Merchant<br /> Draft<br /> Processing<br /> Intangible</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 58%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">For the Nine Months ended September 30, 2018 (actual)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,445</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">29</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,474</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Estimate for the remainder of year ending December 31, 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Estimate for year ending December 31, 2019</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">538</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">538</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2020</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2021</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2022</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">252</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">252</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2023</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">236</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">236</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;"></div></div></div></div> 1025699000 1158864000 468354000 3524000 553821000 545883000 4462000 9041000 599478000 200000 72000 2526000 2798000 606000 70000 7736000 8412000 21100000 4749000 25849000 9850000 66000 2018000 11934000 20148000 3209000 23357000 9649000 62000 1465000 11176000 21100000 4749000 25849000 9850000 66000 2018000 11934000 439120000 355590000 794710000 509993000 8975000 190011000 708979000 952000 1540000 2492000 201000 4000 553000 758000 34278000 191579000 225857000 30218000 1913000 131032000 163163000 404842000 164011000 568853000 479775000 7062000 58979000 545816000 241023000 281546000 219016000 269471000 1068000 3074000 553821000 599478000 551598000 605196000 90491000 51105000 451050000 550146000 471878000 559386000 1002648000 1155342000 447454000 3596000 551598000 536639000 4532000 8975000 605196000 1025699000 1002648000 1002648000 1158864000 1155342000 1155342000 90266000 50295000 1041000 2963000 242137000 277170000 220377000 269050000 10426000 11125000 10671000 11203000 11282000 14681000 12291000 14826000 203000 365000 205000 494000 173000 340000 261000 466000 22084000 26511000 23428000 26989000 175000 130000 495000 366000 189000 208000 615000 669000 4000 4000 12000 13000 4000 3000 10000 17000 372000 345000 1132000 1065000 22125000 26503000 4668000 4814000 172000 171000 4840000 4985000 24241000 28517000 809000 1212000 9690000 13169000 202000 208000 192000 360000 10893000 14949000 845000 1271000 11632000 14985000 232000 239000 298000 466000 13007000 16961000 9482000 9764000 1750000 1790000 11232000 11554000 9482000 9764000 1752000 1792000 11234000 11556000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Impaired Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unpaid<br /> Principal<br /> Balance</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Related<br /> Allowance</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unpaid<br /> Principal<br /> Balance</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Related<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">With no related allowance recorded:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">809</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">845</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,212</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,271</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,690</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,632</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,169</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,985</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">202</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">232</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">239</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">192</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">298</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">360</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">466</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total with no related allowance recorded</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,893</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,007</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,949</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">16,961</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 0pt"><div style="display: inline; color: Black">With an allowance recorded:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,668</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,764</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,764</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,814</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,750</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,752</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,790</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,792</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">171</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total with an allowance recorded</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,232</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,234</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,554</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,556</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">24,241</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,503</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">28,517</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 900000 450000 2200000 1350000 21249000 21106000 65953000 63306000 4256000 6089000 13444000 17441000 7028000 14657000 7760000 2461000 177000 -713000 1345000 -895000 8224000 29839000 5000 -8000 1287000 2088000 3793000 -1142000 2292000 2383000 6930000 6710000 36253000 33145000 106342000 99632000 21660000 18063000 62095000 53302000 5931000 6716000 18321000 20997000 14593000 15082000 44247000 46330000 2624809000 2630087000 527000 473000 1445000 1429000 518000 461000 1417000 1395000 9000 12000 28000 34000 91000 283000 103000 314000 15644000 11277000 43518000 32091000 35726000 32672000 104897000 100103000 35726000 32672000 104897000 98203000 4880000 5106000 14768000 15718000 16780000 12957000 47327000 37584000 1440000 1437000 23734000 23557000 0 211000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Available<br /> for Sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Held<br /> to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Maturity in years:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">1 year or less</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128,356</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128,080</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">90,266</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">90,491</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 1 to 5 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,355,592</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,323,725</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">220,377</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">219,016</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 5 to 10 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">111,553</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">110,850</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">242,137</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241,023</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Over 10 years</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">38,786</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">36,253</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,041</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,068</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Subtotal</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,634,287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,598,908</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,821</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,598</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">MBS</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">921,380</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">880,000</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">471,878</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">451,050</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,555,667</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,478,908</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,025,699</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,002,648</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Available<br /> for Sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Held<br /> to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Maturity in years:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">1 year or less</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">193,337</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">193,385</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50,295</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">51,105</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 1 to 5 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,031,807</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,023,047</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269,050</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269,471</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 5 to 10 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">159,266</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">160,042</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">277,170</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">281,546</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Over 10 years</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,065</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">45,154</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,963</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,074</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Subtotal</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,430,475</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,421,628</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">599,478</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">605,196</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">MBS</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">790,076</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770,079</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">559,386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">550,146</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,220,551</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,191,707</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,158,864</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,155,342</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3:</div> Investment Securities</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>upon adoption of ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01,</div> equity securities included in the Company&#x2019;s available for sale portfolio of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$1,800</div> thousand were reclassified to equity securities. The reclassification of equity securities resulted in recording a cumulative effect adjustment to retained earnings of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$142</div> thousand, net of tax.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the market value of equity securities was <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$1,734</div> thousand. During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Company recognized gross unrealized holding losses of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$66</div> thousand in earnings.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">An analysis of the amortized cost and fair value by major categories of debt securities available for sale, which are carried at fair value with net unrealized gains (losses) reported on an after-tax basis as a component of cumulative other comprehensive income, and debt securities held to maturity, which are carried at amortized cost, follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Gains</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">167,222</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,478</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">161,744</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential mortgage-backed securities (MBS)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">919,381</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">243</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(41,595</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">878,029</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">122</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">124</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,877</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,223</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">182,851</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,841</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,349</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">180,343</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,282,991</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">411</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,791</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,255,611</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,555,667</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,497</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(79,256</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,478,908</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">468,354</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">200</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(21,100</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447,454</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,524</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">72</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,596</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,821</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,526</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,749</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,598</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,025,699</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,798</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25,849</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,002,648</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 40pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,581,366</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,295</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(105,105</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,481,556</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Gains</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">At December 31, 2017</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 0pt"><div style="display: inline; color: Black">Debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">122,285</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,967</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">119,319</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">787,679</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">522</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,495</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">767,706</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">153</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">154</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,244</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,612</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">182,907</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,796</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">185,221</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,123,671</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,104</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,277</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,115,498</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,220,551</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,424</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(34,268</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,191,707</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">545,883</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">606</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,850</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">536,639</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,462</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">70</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,532</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,041</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(66</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">599,478</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,736</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,018</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">605,196</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,158,864</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,412</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,934</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,155,342</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,379,415</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,836</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(46,202</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,347,049</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: Page; Sequence: 12; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The amortized cost and fair value of <div style="display: inline; background-color: white">debt</div> securities by contractual maturity are shown in the following tables at the dates indicated:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Available<br /> for Sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Held<br /> to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Maturity in years:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">1 year or less</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128,356</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128,080</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">90,266</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">90,491</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 1 to 5 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,355,592</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,323,725</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">220,377</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">219,016</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 5 to 10 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">111,553</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">110,850</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">242,137</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241,023</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Over 10 years</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">38,786</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">36,253</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,041</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,068</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Subtotal</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,634,287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,598,908</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,821</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,598</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">MBS</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">921,380</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">880,000</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">471,878</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">451,050</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,555,667</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,478,908</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,025,699</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,002,648</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Available<br /> for Sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Debt Securities Held<br /> to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Maturity in years:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">1 year or less</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">193,337</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">193,385</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50,295</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">51,105</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 1 to 5 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,031,807</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,023,047</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269,050</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269,471</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Over 5 to 10 years</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">159,266</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">160,042</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">277,170</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">281,546</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Over 10 years</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,065</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">45,154</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,963</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,074</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Subtotal</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,430,475</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,421,628</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">599,478</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">605,196</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">MBS</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">790,076</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770,079</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">559,386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">550,146</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,220,551</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,191,707</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,158,864</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,155,342</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Expected maturities of mortgage-related securities can differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties. In addition, such factors as prepayments and interest rates <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>affect the yield on the carrying value of mortgage-related securities. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the Company had <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> high-risk collateralized mortgage obligations as defined by regulatory guidelines.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: Page; Sequence: 13; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">An analysis of the gross unrealized losses of the debt securities available for sale portfolio follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Available for Sale</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,531</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(461</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">115,213</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,017</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">161,744</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,478</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">421,962</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,816</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447,104</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(31,779</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">73</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">869,066</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(41,595</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">32,193</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(392</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">74</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,715</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,957</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">99,908</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,349</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">86</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">826,287</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(16,386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">333,319</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,405</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">123</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,159,606</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,791</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">157</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,326,973</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">966,408</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(52,201</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">329</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,293,381</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(79,256</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Held to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34,278</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(952</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">70</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">404,842</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,148</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">96</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">439,120</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(21,100</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">224</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">191,579</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,540</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">162</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164,011</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,209</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">355,590</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,749</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">250</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">225,857</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,492</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">232</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,853</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(23,357</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">482</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">794,710</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25,849</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The unrealized losses on the Company&#x2019;s debt securities were caused by market conditions for these types of investments, particularly changes in risk-free interest rates. The Company evaluates debt securities on a quarterly basis including changes in security ratings issued by rating agencies, changes in the financial condition of the issuer, and, for mortgage-backed and asset-backed securities, delinquency and loss information with respect to the underlying collateral, changes in the levels of subordination for the Company&#x2019;s particular position within the repayment structure and remaining credit enhancement as compared to expected credit losses of the security. Substantially all of these securities continue to be investment grade rated by a major rating agency. One corporate bond with a carrying value of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$15.0</div> million and a market value of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$14.1</div> million at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>is rated below investment grade. In addition to monitoring credit rating agency evaluations, Management performs its own evaluations regarding the credit worthiness of the issuer or the securitized assets underlying asset backed securities.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> intend to sell any debt securities and has concluded that it is more likely than <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> that it will <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> be required to sell the debt securities prior to recovery of the amortized cost basis. Therefore, the Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> consider these debt securities to be other-than-temporarily impaired as of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018.</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The fair values of the debt securities could decline in the future if the general economy deteriorates, inflation increases, credit ratings decline, the issuer&#x2019;s financial condition deteriorates, or the liquidity for debt securities declines. As a result, other than temporary impairments <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>occur in the future.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">As of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the Company had debt securities pledged to secure public deposits and short-term borrowed funds of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$740,177</div> &nbsp;thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$715,774</div> &nbsp;thousand, respectively.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">An analysis of gross unrealized losses &nbsp;of debt securities available for sale follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Available for Sale</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117,252</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,965</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">118,248</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,967</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">238,554</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,501</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">51</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">516,711</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(18,994</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">755,265</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,495</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial; MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,453</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(228</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">35</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">52,071</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">85</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">73,524</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">64</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">571,112</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,047</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">38</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">282,924</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,230</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">102</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">854,036</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,277</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">834,335</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,803</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">135</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">970,548</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(28,465</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">260</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,804,883</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(34,268</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Held to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">30,218</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(201</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">479,775</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,649</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">80</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">509,993</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,850</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,913</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,062</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(62</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(66</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">146</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">131,032</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(553</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">59</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,979</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,465</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">205</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">190,011</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,018</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">162</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">163,163</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(758</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">545,816</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,176</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">708,979</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,934</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following table provides information about the amount of interest income earned on investment securities which is fully taxable and which is exempt from regular federal income tax:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div> <table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Ended September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 52%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Taxable</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">16,780</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,957</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,327</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37,584</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Tax-exempt from regular federal income tax</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,880</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,106</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,768</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15,718</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total interest income from investment securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,660</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,063</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">62,095</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">53,302</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div></div> 13415000 12816000 39952000 38867000 2904000 19263000 0 0 4936872000 4922807000 5529463000 5513046000 23009000 22027000 1174928000 1264973000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">4:</div> Loans, Allowance for Loan Losses and Other Real Estate Owned</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">A summary of the major categories of loans outstanding is shown in the following table at the dates indicated.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial Real Estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential Real Estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer Installment &amp; Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Total loans outstanding reported above include loans purchased from the FDIC of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$65,868</div>&nbsp; thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$83,478</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>respectively. Loans purchased from the FDIC were separately reported in prior periods and have been reclassified into their respective categories in the current presentation.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Changes in the accretable yield for purchased loans were as follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">For the<br /> Nine Months Ended<br /> September 30, 2018</div></td> <td style="font-size: 10pt; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">For the<br /> Year Ended<br /> December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt"><div style="display: inline; color: Black">Accretable yield:</div></td> <td style="font-size: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Balance at the beginning of the period</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">738</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,237</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Reclassification from nonaccretable difference</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">896</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,852</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Accretion</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,380</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,351</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Balance at the end of the period</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">738</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Accretion</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,380</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,351</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Change in FDIC indemnification</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">192</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">(Increase) in interest income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,378</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,159</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following summarizes activity in the allowance for loan losses:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Three Months Ended September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,275</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,789</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">210</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,064</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,943</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,759</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,040</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(184</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">372</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">44</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(120</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(137</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(384</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(240</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(845</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,469</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">103</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">353</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">456</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Nine Months Ended September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; padding-left: 20pt; text-indent: -10pt"><div style="display: inline; color: Black">Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,746</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,849</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,009</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(863</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(81</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(51</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">565</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">118</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(425</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(240</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,015</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,680</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,352</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,346</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,698</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <!-- Field: Page; Sequence: 16; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Three Months Ended September 30, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,167</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,545</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">160</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,105</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,215</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,911</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">24,103</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(391</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">288</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">136</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">167</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(132</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(886</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,018</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">415</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">543</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,772</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,833</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">296</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,911</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,761</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,628</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Nine Months Ended September 30, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,327</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,330</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">152</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,330</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,980</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,835</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25,954</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(220</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">415</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,755</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(275</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,009</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,074</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,900</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(961</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,783</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,744</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">626</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">88</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,899</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,705</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,318</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,772</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,833</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">296</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,911</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,761</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,628</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0; color: red"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The allowance for loan losses and recorded investment in loans evaluated for impairment were as follows:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,668</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,142</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,749</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">17,187</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Carrying value of loans:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,816</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">202</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,272</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">265,740</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">556,173</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,948</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,473</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,175,273</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">224</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">149</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">410</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,814</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">171</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,932</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,678</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,024</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,746</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,849</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,009</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Carrying value of loans:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,675</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,234</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25,117</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">325,291</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,769</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">64,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,406</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,262,090</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">30</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">581</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">775</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company&#x2019;s customers are small businesses, professionals and consumers. Given the scale of these borrowers, corporate credit rating agencies do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> evaluate the borrowers&#x2019; financial condition. The Company&#x2019;s subsidiary, Westamerica Bank (the &#x201c;Bank&#x201d;) maintains a Loan Review Department which reports directly to the Audit Committee of the Board of Directors. The Loan Review Department performs independent evaluations of loans and validates management assigned credit risk grades on evaluated loans using grading standards employed by bank regulatory agencies. Loans judged to carry lower-risk attributes are assigned a &#x201c;pass&#x201d; grade, with a minimal likelihood of loss. Loans judged to carry higher-risk attributes are referred to as &#x201c;classified loans,&#x201d; and are further disaggregated, with increasing expectations for loss recognition, as &#x201c;substandard,&#x201d; &#x201c;doubtful,&#x201d; and &#x201c;loss.&#x201d; Loan Review Department performs continuous evaluations throughout the year. If the Bank becomes aware of deterioration in a borrower&#x2019;s performance or financial condition between Loan Review Department examinations, assigned risk grades are re-evaluated promptly. Credit risk grades assigned by management and validated by the Loan Review Department are subject to review by the Bank&#x2019;s regulatory authorities during regulatory examinations.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following summarizes the loan credit risk profile by internally assigned grade:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Loan Credit Risk Profile by Internally Assigned Grade<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Grade:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Pass</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">264,908</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,956</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,901</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">299,590</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,167,294</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Substandard</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,123</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15,257</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,249</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,618</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">29,247</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Doubtful</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Loss</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">358</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">358</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$6,086</div> thousand residential real estate and consumer loans.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Loan Credit Risk Profile by Internally Assigned Grade<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Grade:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Pass</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">324,185</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">548,853</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">62,253</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">310,429</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,251,369</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Substandard</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,811</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">19,731</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,930</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,370</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">35,842</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Doubtful</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Loss</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">770</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$7,766</div> thousand residential real estate and consumer loans.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following tables summarize loans by delinquency and nonaccrual status:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Summary of Loans by Delinquency and Nonaccrual Status<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Current and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">30-59 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">60-89 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Past Due 90 <br /> Days or More <br /> and Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Nonaccrual</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">275,259</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">425</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">347</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">559,441</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,334</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,438</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,634</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">516</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">297,416</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,001</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">801</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">361</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,183,689</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,276</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,148</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">361</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,481</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Summary of Loans by Delinquency and Nonaccrual Status<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Current and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">30-59 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">60-89 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Past Due 90 <br /> Days or More <br /> and Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Nonaccrual</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">334,908</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">627</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">297</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">561,883</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,143</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,433</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">307,445</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,321</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,077</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">531</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">196</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,275,068</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,091</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,366</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">531</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,926</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: Page; Sequence: 18; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;"></div></div></div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> commitments to lend additional funds to borrowers whose loans were on nonaccrual status at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following summarizes impaired loans:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Impaired Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unpaid<br /> Principal<br /> Balance</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Related<br /> Allowance</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unpaid<br /> Principal<br /> Balance</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Related<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">With no related allowance recorded:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 40%; font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">809</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">845</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,212</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,271</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,690</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,632</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,169</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,985</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">202</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">232</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">239</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">192</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">298</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">360</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">466</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total with no related allowance recorded</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,893</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,007</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,949</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">16,961</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 0pt"><div style="display: inline; color: Black">With an allowance recorded:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,668</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,764</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,764</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,814</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,750</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,752</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,790</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,792</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">171</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total with an allowance recorded</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,232</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,234</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,554</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,556</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">24,241</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,503</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">28,517</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; border-bottom: Black 2.5pt double"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Impaired loans include troubled debt restructured loans. Impaired loans at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>included <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$8,747</div> thousand of restructured loans, <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$4,270</div> thousand of which were on nonaccrual status. Impaired loans at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>included <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$12,081</div> thousand of restructured loans, <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$4,285</div> thousand of which were on nonaccrual status.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="31" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Impaired Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months Ended September 30,</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months Ended September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="31" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 20%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,426</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">175</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,125</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">130</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,671</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">495</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,203</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">366</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,282</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">189</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,681</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,291</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">615</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,826</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">669</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">203</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">365</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">205</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">494</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">173</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">340</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">261</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">466</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">17</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,084</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">372</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,511</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">345</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,428</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,132</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,989</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,065</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following tables provide information on troubled debt restructurings:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Troubled Debt Restructurings<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Number of<br /> Contracts</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Pre-Modification<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Individual<br /> Impairment<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,324</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">904</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,237</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,642</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">201</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,802</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,747</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <!-- Field: Page; Sequence: 19; Value: 2 --> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Troubled Debt Restructurings<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Number of<br /> Contracts</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Pre-Modification<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Individual<br /> Impairment<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,393</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,085</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,528</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,788</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,162</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,081</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Company did <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> modify any loans that were considered troubled debt restructurings. During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2017, </div>the Company modified <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div> loan with a carrying value of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$50</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">four</div> loans with a carrying value of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$699</div> thousand, respectively, that were considered troubled debt restructurings. The <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">four</div> concessions granted in the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">first</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div> consisted of modifications of payment terms to extend the maturity date to allow for deferred principal repayment and under-market terms. There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> chargeoffs related to troubled debt restructurings made during the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018. </div>During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2017, </div><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div> troubled debt restructured loan with a carrying value of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$58</div> thousand was charged off. During the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> troubled debt restructured loans defaulted within <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12</div> months of the modification date. A troubled debt restructuring is considered to be in default when payments are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">ninety</div> days or more past due.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> loans restricted due to collateral requirements at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">There were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> loans held for sale at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the Company held total other real estate owned (OREO) of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$620</div> thousand net of reserve of $-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0</div>-&nbsp;&nbsp; thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$1,426</div> thousand net of reserve of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$1,905</div> thousand, respectively, of which there were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div>&nbsp; foreclosed residential real estate properties or covered OREO at both dates, respectively. The amount of consumer mortgage loans outstanding secured by residential real estate properties for which formal foreclosure proceedings were in process was <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$19</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$196</div> thousand at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></div></div> 1174928000 1176889000 1176889000 1264973000 1257811000 1257811000 0 3500000 5542000 19000 196000 -7714000 25031000 -125052000 9369000 80424000 65086000 52509000 45865000 45865000 52509000 16993000 15017000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Recently Adopted Accounting Standards</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">In the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Company adopted the following new accounting guidance:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB Accounting Standard Update (ASU) <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2014</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">09</div></div>, <div style="display: inline; font-style: italic;">Revenue (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">606</div>): Revenue from Contracts with Customers,</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> May 2014. </div>The ASU specifies a standardized approach for revenue recognition across industries and transactions. The ASU also requires additional disclosures. The scope of the ASU does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> include revenue streams covered by other ASU topics; thus, Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">606</div> does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> apply to revenue related to financial instruments, guarantees and leases, which are the primary sources of the Company&#x2019;s net interest income.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Approximately <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">73%</div> of the Company&#x2019;s revenue, including all of its net interest income and a portion of its noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, merchant processing fees, debit card fees, ATM processing fees, trust fees and other service charges, commissions and fees. The Company&#x2019;s revenue recognition practices within the scope of the ASU as described below did <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> change in any material regard upon adoption of the ASU.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Service Charges on Deposit Accounts</div>: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer&#x2019;s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer&#x2019;s account balance.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Merchant Processing Services and Debit Card Fees</div>: The Company earns interchange fees from cardholder transactions conducted through the payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Trust Fees</div>: The Company earns trust fees from its contracts with customers to manage assets for investment or custody services. These fees are primarily earned over time as the Company provides the contracted monthly services and are generally assessed based on a tiered scale of the market value of assets under management (AUM) at month-end. Other related services provided, which are based on a fixed fee schedule, are recognized when the services are rendered.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Gains/Losses on Sales of OREO</div>: The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> finance the sale of OREO.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company adopted the ASU on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> cumulative adjustment was required.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01</div></div>, <div style="display: inline; font-style: italic;">Financial Instruments &#x2013; Overall (Subtopic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">825</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10</div>): Recognition and Measurement of Financial Assets and Financial Liabilities, </div>was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 2016. </div>The ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Most notably, the ASU changes the income statement impact of equity investments held by the Company and the requirement for the Company to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes (Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9</div>).</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company was required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>and for those equity securities with readily determinable fair values, the Company elected the retrospective transition approach with a cumulative effect adjustment to the balance sheet and for those equity securities that do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> have readily determinable fair values, the Company elected the prospective transition approach. The impact of the adoption of this accounting standard on the Company&#x2019;s consolidated financial statements will be subject to the price volatility of the equity investments. As a result of implementing the ASU provisions, effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>the Company recorded a cumulative effect adjustment to retained earnings of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$142</div> thousand.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">02</div></div>, <div style="display: inline; font-style: italic;">Income Statement &#x2013; Reporting Comprehensive Income (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">220</div>): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> February 2018. </div>The ASU eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div> by allowing a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017.</div> The Company early adopted the provisions of the ASU effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>by reclassifying the Company&#x2019;s <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$3,625</div> thousand stranded tax effect.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Recently Issued Accounting Standards</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">02,</div></div> <div style="display: inline; font-style: italic;">Leases (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">842</div>),</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> February 25, 2016. </div>The provisions of the new standard require lessees to recognize most leases on-balance sheet, increasing reported assets and liabilities. Lessor accounting remains substantially similar to current U.S. GAAP.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><br /> The Company will be required to adopt the ASU provisions effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019, </div>and plans to elect the modified retrospective transition approach. Management is evaluating the impact that the ASU will have on the Company&#x2019;s financial statements. As of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the Company leased <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58</div> of its operating facilities; the remaining minimum lease payments were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$17.5</div> million. The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> expect a material change in noninterest expenses upon adoption of the new standard.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13,</div></div> <div style="display: inline; font-style: italic;">Financial Instruments &#x2013; Credit Losses (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">326</div>): Measurement of Credit Losses on Financial Instruments,</div> was issued on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> June 16, 2016. </div>The ASU significantly changes estimates for credit losses related to financial assets measured at amortized cost and certain other contracts. For estimating credit losses, the FASB is replacing the incurred loss model with the current expected credit loss (CECL) model, which will accelerate recognition of credit losses. Additionally, credit losses relating to debt securities available-for-sale will be recorded through an allowance for credit losses under the new standard. The Company will also be required to provide additional disclosures related to the financial assets within the scope of the new standard.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020. </div>Management has commenced an implementation project to include evaluating available data, defining portfolio segments of loans with similar attributes, and selecting loss estimate models for each identified loan portfolio segment. The ultimate adjustment to the allowance for loan losses will be accomplished through an offsetting after-tax adjustment to shareholders&#x2019; equity. Management has also segmented debt securities held to maturity and selected methods to estimate losses for each segment. Economic conditions and the composition of the Company&#x2019;s loan portfolio at the time of adoption will influence the extent of the adopting accounting adjustment.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">08</div></div>, <div style="display: inline; font-style: italic;">Receivables &#x2013; Non-Refundable Fees and Other Costs (Subtopic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">310</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">20</div>): Premium Amortization on Purchased Callable Debt Securities</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> March 2017. </div>The ASU will shorten the amortization period for certain callable debt securities held at a premium. Specifically, the ASU requires the premium to be amortized to the earliest call date. The ASU does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019. </div>Management has evaluated the impact the ASU will have on the Company&#x2019;s financial statements relative to shareholder&#x2019;s equity and the change in monthly earnings and the impact is <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> expected to be material.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12</div></div>, <div style="display: inline; font-style: italic;">Derivatives and Hedging (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">815</div>): Targeted Improvements to Accounting for Hedging Activities</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> August 2017. </div>The ASU will expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. The ASU also provides for a <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div>-time reclassification of prepayable assets from held-to-maturity (HTM) to available for sale (AFS) regardless of derivative use.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019. </div>The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>be permitted with the approval of the Company&#x2019;s Board of Directors. The Company has evaluated the prepayable assets in the HTM portfolio and will <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> effect a <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div>-time reclassification of prepayable assets from HTM to the AFS upon implementation.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13</div></div>, <div style="display: inline; font-style: italic;">Fair Value Measurements (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">820</div>): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> August 2018. </div>The ASU is part of the disclosure framework project, where the primary focus is to improve the effectiveness of disclosures in the financial statements. The ASU removes, modifies and adds disclosure requirements related to Fair Value Measurements.</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black">The provisions of the ASU are effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020 </div>with the option to early adopt any removed or modified disclosures upon issuance of the ASU. The Company early adopted the provisions to remove and/or modify relevant disclosures in Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9</div> to the unaudited consolidated financial statements. The requirement to include additional disclosures will be adopted by the Company <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020. </div>The additional disclosures will <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> affect the financial results upon adoption.</div></div></div></div> 2211028000 2197526000 27005000 24114000 75196000 73125000 12528000 12548000 36252000 36328000 1007000 1420000 2988000 4042000 4809000 4907000 14365000 14571000 17500000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1:</div> Basis of Presentation</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission and follow general practices within the banking industry. The results of operations reflect interim adjustments, all of which are of a normal recurring nature and which, in the opinion of Management, are necessary for a fair presentation of the results for the interim periods presented. The interim results for the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> necessarily indicative of the results expected for the full year. These unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and accompanying notes as well as other information included in the Company's Annual Report on Form <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10</div>-K for the year ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017.</div></div></div></div> 165474000 158450000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">6:</div> Other Assets</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Other assets consisted of the following:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Equity securities without readily determinable fair values:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 68%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Federal Reserve Bank stock <div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 12%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,069</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 12%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,069</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Other investments</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Total equity securities without readily determinable fair values</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,227</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,227</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Life insurance cash surrender value</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">55,442</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">54,101</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Net deferred tax asset</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,622</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">33,112</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Limited partnership investments</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,919</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,119</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Interest receivable</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,734</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,557</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Prepaid assets</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,119</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,906</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Other assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,411</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,428</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total other assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">165,474</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158,450</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <table cellpadding="0" cellspacing="0" style="font-size: 10pt; margin-top: 0; margin-bottom: 0pt; min-width: 700px;"> <tr style="vertical-align: top; text-align: justify"> <td style="width: 3%; text-align: left"><div style="display: inline; font-size: 8pt; color: Black">&nbsp;<div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div>)</div></div></td> <td style="text-align: justify; width: 97%"><div style="display: inline; font-size: 8pt; color: Black">A bank applying for membership in the Federal Reserve System is required to subscribe to stock in the Federal Reserve Bank (FRB) in its district in a sum equal to <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">six</div> percent of the bank&#x2019;s paid-up capital stock and surplus. One-half of the amount of the bank's subscription shall be paid to the FRB and the remaining half will be subject to call when deemed necessary by the Board of Governors of the Federal Reserve System.</div></td> </tr> </table> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company owns <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">211</div> thousand shares of Visa Inc. class B common stock which have transfer restrictions; the carrying value is $-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0</div>- thousand. On <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> July 5, 2018, </div>Visa Inc. announced a new conversion rate applicable to its class B common stock resulting from its <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> June 28, 2018 </div>deposit of funds into its litigation escrow account. This funding reduced the conversion rate of class B common stock into class A common stock, which is unrestricted and trades actively on the New York Stock Exchange, from <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.6483</div> to <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.6298.</div> Visa Inc. class A common stock had a closing price of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$150.09</div> per share on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 28, 2018, </div>the last day of stock market trading for the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">third</div> quarter <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018.</div> The ultimate value of the Company&#x2019;s Visa Inc. class B shares is subject to the extent of Visa Inc.&#x2019;s future litigation escrow fundings; the resulting conversion rate to class A common stock, and current and future trading restrictions on the class B common stock.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company invests in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for low-income housing tax credits. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>this investment totaled <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$10,919</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$5,088</div>&nbsp; thousand of this amount represents outstanding equity capital commitments that are included in other liabilities. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>this investment totaled <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$10,119</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,299</div>&nbsp; thousand of this amount represented outstanding equity capital commitments. At <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$5,088</div> thousand of outstanding equity capital commitments are expected to be paid as follows, <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$552</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$364</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2019,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,026</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2020,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$138</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2021,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$261</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2022,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$134</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2023,</div> <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$1,041</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2024</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$572</div> thousand in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2025</div> or thereafter.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The amounts recognized in net income for these investments include:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months Ended</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months Ended</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Investment loss included in pre-tax income</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">900</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">450</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,200</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,350</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Tax credits recognized in provision for income taxes</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">336</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">463</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,008</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,388</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div style=" font-size: 10pt; text-align: center; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;"></div></div></div></div> 8411000 18428000 -5915000 4179000 -47915000 11413000 -4166000 2422000 -33751000 6614000 6641000 6641000 -33751000 -33751000 -4166000 2431000 -15000 -45000 -9000 -27000 -6000 -18000 -1749000 1757000 -14164000 4799000 158000 158000 39279000 36723000 1469000 2285000 5365000 7812000 620000 1426000 620000 1426000 811000 0 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Summary of Loans by Delinquency and Nonaccrual Status<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Current and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">30-59 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">60-89 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Past Due 90 <br /> Days or More <br /> and Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Nonaccrual</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">275,259</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">425</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">347</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">559,441</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,334</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,438</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,634</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">516</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">297,416</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,001</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">801</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">361</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,183,689</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,276</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,148</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">361</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,481</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Summary of Loans by Delinquency and Nonaccrual Status<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Current and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">30-59 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">60-89 Days <br /> Past Due and <br /> Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Past Due 90 <br /> Days or More <br /> and Accruing</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Nonaccrual</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="23" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">334,908</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">627</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">297</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">561,883</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,143</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,433</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">307,445</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,321</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,077</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">531</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">196</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,275,068</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,091</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,366</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">531</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,926</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> -91594000 -69319000 524000 314000 31944000 30741000 634113000 433525000 2830000 1980000 0 0 740177000 715774000 4119000 4906000 1183000 290663000 238888000 127578000 135208000 3285000 7259000 873000 1521000 13245000 18988000 621000 512000 2277000 1533000 35391000 35301000 58 -184000 372000 44000 -120000 -137000 25000 -863000 312000 -81000 -51000 565000 118000 -391000 288000 136000 -50000 167000 -150000 -220000 415000 -1755000 -275000 1009000 -1074000 -1900000 5088000 2299000 552000 364000 2026000 138000 261000 134000 1041000 572000 0 197477000 173804000 4615000 4989000 14012000 14857000 2464000 2153000 7190000 6080000 1656000 1784000 4959000 4851000 733000 718000 2202000 2136000 687000 684000 2049000 1914000 665000 652000 1946000 1964000 132000 148000 387000 484000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Three Months Ended September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,275</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,789</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">210</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,064</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,943</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,759</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,040</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(184</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">372</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">44</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(120</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(137</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(384</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(240</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(845</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,469</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">103</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">353</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">456</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Nine Months Ended September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; padding-left: 20pt; text-indent: -10pt"><div style="display: inline; color: Black">Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,746</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,849</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,009</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(863</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(81</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(51</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">565</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">118</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(425</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(240</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,015</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,680</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 30pt; text-indent: -10pt"><div style="display: inline; color: Black">Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,352</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,346</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,698</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt; text-indent: -10pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Three Months Ended September 30, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,167</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,545</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">160</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,105</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,215</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,911</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">24,103</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(391</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">288</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">136</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">167</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(132</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(886</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,018</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">128</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">415</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">543</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,772</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,833</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">296</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,911</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,761</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,628</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses<br /> For the Nine Months Ended September 30, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential<br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer<br /> Installment<br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;Balance at beginning of period</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,327</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,330</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">152</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,330</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,980</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,835</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25,954</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reversal) provision</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(220</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">415</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,755</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(275</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,009</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,074</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,900</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chargeoffs</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(961</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,783</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,744</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Recoveries</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">626</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">88</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,899</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,705</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,318</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total allowance for loan losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,772</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,833</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">296</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,911</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,761</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,628</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the Three Months</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">For the Nine Months</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">Ended September 30,</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2017</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2018</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid">2017</td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right; padding-left: 10pt; text-indent: -10pt">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center">(In thousands, except per share data)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Net income applicable to common equity (numerator)</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">16,993</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">15,017</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">52,509</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="width: 1%; font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="width: 10%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">45,865</div></td> <td style="width: 1%; border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Basic earnings per common share</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - basic (denominator)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,701</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,309</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,622</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,260</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Basic earnings per common share</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.64</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.57</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.97</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.75</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; font-weight: bold; text-align: left; padding-left: 10pt; text-indent: -10pt">Diluted earnings per common share</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - basic</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,701</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,309</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,622</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,260</div></td> <td style="font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Add common stock equivalents for options</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">114</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">95</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">114</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">119</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Weighted average number of common shares outstanding - diluted (denominator)</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,815</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,404</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,736</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">26,379</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt; padding-left: 10pt; text-indent: -10pt">Diluted earnings per common share</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.63</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">0.57</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.96</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt">&nbsp;</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">$</td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1.74</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left">&nbsp;</td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Carrying<br /> Amount</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Accumulated<br /> Amortization</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Carrying<br /> Amount</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Accumulated<br /> Amortization</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Core Deposit Intangibles</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56,808</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(54,432</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">56,808</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(52,987</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Merchant Draft Processing Intangible</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,300</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(10,271</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total Identifiable Intangible Assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,108</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(64,732</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,108</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(63,258</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Goodwill</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">121,673</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">121,673</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Equity securities without readily determinable fair values:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 68%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Federal Reserve Bank stock <div style="display: inline; bottom:.33em; font-size: 82%; position: relative; vertical-align: baseline;">(1)</div></div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 12%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,069</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 12%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,069</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Other investments</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Total equity securities without readily determinable fair values</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,227</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,227</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Life insurance cash surrender value</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">55,442</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">54,101</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Net deferred tax asset</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,622</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">33,112</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Limited partnership investments</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,919</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,119</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Interest receivable</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,734</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,557</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Prepaid assets</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,119</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,906</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Other assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,411</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,428</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total other assets</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">165,474</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">158,450</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Repurchase Agreements (Sweep)<br /> Accounted for as Secured Borrowings</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Remaining Contractual Maturity of the Agreements<br /> Overnight and Continuous</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Repurchase agreements:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Collateral securing borrowings:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 64%; font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">72,675</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">74,173</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">59,367</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,251</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">91,818</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">105,113</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt"><div style="display: inline; color: Black">Total collateral carrying value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">223,860</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">237,537</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total short-term borrowed funds</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">61,756</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,471</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Available for Sale</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">46,531</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(461</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">115,213</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,017</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">161,744</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,478</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">421,962</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,816</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447,104</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(31,779</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">73</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">869,066</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(41,595</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">32,193</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(392</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">74</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">67,715</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,957</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">99,908</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,349</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">86</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">826,287</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(16,386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">333,319</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,405</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">123</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,159,606</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,791</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">157</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,326,973</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,055</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">966,408</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(52,201</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">329</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,293,381</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(79,256</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Held to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34,278</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(952</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">70</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">404,842</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,148</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">96</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">439,120</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(21,100</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">224</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">191,579</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,540</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">162</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164,011</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(3,209</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">386</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">355,590</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,749</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">250</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">225,857</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,492</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">232</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,853</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(23,357</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">482</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">794,710</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25,849</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Available for Sale</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrealized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117,252</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,965</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">118,248</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,967</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">238,554</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,501</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">51</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">516,711</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(18,994</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">755,265</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,495</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial; MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">50</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,453</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(228</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">35</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">52,071</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">85</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">73,524</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">64</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">571,112</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,047</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">38</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">282,924</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,230</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">102</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">854,036</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,277</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">834,335</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,803</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">135</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">970,548</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(28,465</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">260</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,804,883</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(34,268</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Debt Securities Held to Maturity</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Less than 12 months</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">12 months or longer</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">No. of</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Investment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Unrecognized</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Positions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Fair Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Losses</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="35" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 19%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">30,218</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(201</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">479,775</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,649</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">80</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">509,993</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 6%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,850</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,913</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,062</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(62</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(66</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">146</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">131,032</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(553</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">59</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,979</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,465</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">205</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">190,011</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,018</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">162</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">163,163</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(758</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">125</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">545,816</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,176</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">708,979</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,934</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Core<br /> Deposit<br /> Intangibles</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Merchant<br /> Draft<br /> Processing<br /> Intangible</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="11" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 58%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">For the Nine Months ended September 30, 2018 (actual)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,445</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">29</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 11%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,474</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Estimate for the remainder of year ending December 31, 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Estimate for year ending December 31, 2019</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">538</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">538</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2020</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">287</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2021</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">269</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2022</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">252</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">252</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 155pt"><div style="display: inline; color: Black">2023</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">236</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">236</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 2000 2000 150.09 25907000 26319000 26425000 26727000 61756000 58471000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2:</div> Accounting Policies </div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The most significant accounting policies followed by the Company are presented in Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1</div> to the audited consolidated financial statements included in the Company&#x2019;s Annual Report on Form <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10</div>-K for the year ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017. </div>These policies, along with the disclosures presented in the other financial statement notes and in this discussion, provide information on how significant assets and liabilities are valued in the financial statements and how those values are determined. Based on the valuation techniques used and the sensitivity of financial statement amounts to the methods, assumptions, and estimates underlying those amounts, it is reasonably possible conditions could change materially affecting results of operations and financial conditions.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Application of these principles requires the Company to make certain estimates, assumptions, and judgments that affect the amounts reported in the financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions and judgments are necessary when assets and liabilities are required to be recorded at fair value, when a decline in the value of an asset <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> carried on the financial statements at fair value warrants an impairment writedown or valuation reserve to be established, or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and the information used to record valuation adjustments for certain assets and liabilities are based either on quoted market prices or are provided by other <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">third</div>-party sources, when available.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Certain amounts in prior periods have been reclassified to conform to the current presentation.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Recently Adopted Accounting Standards</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">In the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>the Company adopted the following new accounting guidance:</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB Accounting Standard Update (ASU) <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2014</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">09</div></div>, <div style="display: inline; font-style: italic;">Revenue (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">606</div>): Revenue from Contracts with Customers,</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> May 2014. </div>The ASU specifies a standardized approach for revenue recognition across industries and transactions. The ASU also requires additional disclosures. The scope of the ASU does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> include revenue streams covered by other ASU topics; thus, Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">606</div> does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> apply to revenue related to financial instruments, guarantees and leases, which are the primary sources of the Company&#x2019;s net interest income.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Approximately <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">73%</div> of the Company&#x2019;s revenue, including all of its net interest income and a portion of its noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, merchant processing fees, debit card fees, ATM processing fees, trust fees and other service charges, commissions and fees. The Company&#x2019;s revenue recognition practices within the scope of the ASU as described below did <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> change in any material regard upon adoption of the ASU.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Service Charges on Deposit Accounts</div>: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer&#x2019;s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer&#x2019;s account balance.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Merchant Processing Services and Debit Card Fees</div>: The Company earns interchange fees from cardholder transactions conducted through the payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Trust Fees</div>: The Company earns trust fees from its contracts with customers to manage assets for investment or custody services. These fees are primarily earned over time as the Company provides the contracted monthly services and are generally assessed based on a tiered scale of the market value of assets under management (AUM) at month-end. Other related services provided, which are based on a fixed fee schedule, are recognized when the services are rendered.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">Gains/Losses on Sales of OREO</div>: The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> finance the sale of OREO.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company adopted the ASU on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">no</div> cumulative adjustment was required.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">01</div></div>, <div style="display: inline; font-style: italic;">Financial Instruments &#x2013; Overall (Subtopic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">825</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">10</div>): Recognition and Measurement of Financial Assets and Financial Liabilities, </div>was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 2016. </div>The ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Most notably, the ASU changes the income statement impact of equity investments held by the Company and the requirement for the Company to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes (Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9</div>).</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company was required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>and for those equity securities with readily determinable fair values, the Company elected the retrospective transition approach with a cumulative effect adjustment to the balance sheet and for those equity securities that do <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> have readily determinable fair values, the Company elected the prospective transition approach. The impact of the adoption of this accounting standard on the Company&#x2019;s consolidated financial statements will be subject to the price volatility of the equity investments. As a result of implementing the ASU provisions, effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>the Company recorded a cumulative effect adjustment to retained earnings of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$142</div> thousand.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">02</div></div>, <div style="display: inline; font-style: italic;">Income Statement &#x2013; Reporting Comprehensive Income (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">220</div>): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> February 2018. </div>The ASU eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div> by allowing a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017.</div> The Company early adopted the provisions of the ASU effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2018, </div>by reclassifying the Company&#x2019;s <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$3,625</div> thousand stranded tax effect.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Recently Issued Accounting Standards</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">02,</div></div> <div style="display: inline; font-style: italic;">Leases (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">842</div>),</div> was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> February 25, 2016. </div>The provisions of the new standard require lessees to recognize most leases on-balance sheet, increasing reported assets and liabilities. Lessor accounting remains substantially similar to current U.S. GAAP.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><br /> The Company will be required to adopt the ASU provisions effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019, </div>and plans to elect the modified retrospective transition approach. Management is evaluating the impact that the ASU will have on the Company&#x2019;s financial statements. As of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>the Company leased <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">58</div> of its operating facilities; the remaining minimum lease payments were <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$17.5</div> million. The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> expect a material change in noninterest expenses upon adoption of the new standard.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2016</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13,</div></div> <div style="display: inline; font-style: italic;">Financial Instruments &#x2013; Credit Losses (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">326</div>): Measurement of Credit Losses on Financial Instruments,</div> was issued on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> June 16, 2016. </div>The ASU significantly changes estimates for credit losses related to financial assets measured at amortized cost and certain other contracts. For estimating credit losses, the FASB is replacing the incurred loss model with the current expected credit loss (CECL) model, which will accelerate recognition of credit losses. Additionally, credit losses relating to debt securities available-for-sale will be recorded through an allowance for credit losses under the new standard. The Company will also be required to provide additional disclosures related to the financial assets within the scope of the new standard.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"></div></div> <!-- Field: /Page --> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020. </div>Management has commenced an implementation project to include evaluating available data, defining portfolio segments of loans with similar attributes, and selecting loss estimate models for each identified loan portfolio segment. The ultimate adjustment to the allowance for loan losses will be accomplished through an offsetting after-tax adjustment to shareholders&#x2019; equity. Management has also segmented debt securities held to maturity and selected methods to estimate losses for each segment. Economic conditions and the composition of the Company&#x2019;s loan portfolio at the time of adoption will influence the extent of the adopting accounting adjustment.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">08</div></div>, <div style="display: inline; font-style: italic;">Receivables &#x2013; Non-Refundable Fees and Other Costs (Subtopic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">310</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">20</div>): Premium Amortization on Purchased Callable Debt Securities</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> March 2017. </div>The ASU will shorten the amortization period for certain callable debt securities held at a premium. Specifically, the ASU requires the premium to be amortized to the earliest call date. The ASU does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019. </div>Management has evaluated the impact the ASU will have on the Company&#x2019;s financial statements relative to shareholder&#x2019;s equity and the change in monthly earnings and the impact is <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> expected to be material.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2017</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">12</div></div>, <div style="display: inline; font-style: italic;">Derivatives and Hedging (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">815</div>): Targeted Improvements to Accounting for Hedging Activities</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> August 2017. </div>The ASU will expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. The ASU also provides for a <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div>-time reclassification of prepayable assets from held-to-maturity (HTM) to available for sale (AFS) regardless of derivative use.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The Company will be required to adopt the ASU provisions on <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2019. </div>The Company does <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> may </div>be permitted with the approval of the Company&#x2019;s Board of Directors. The Company has evaluated the prepayable assets in the HTM portfolio and will <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> effect a <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">one</div>-time reclassification of prepayable assets from HTM to the AFS upon implementation.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black"><div style="display: inline; text-decoration: underline;">FASB ASU <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">2018</div>-<div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13</div></div>, <div style="display: inline; font-style: italic;">Fair Value Measurements (Topic <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">820</div>): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement</div>, was issued <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> August 2018. </div>The ASU is part of the disclosure framework project, where the primary focus is to improve the effectiveness of disclosures in the financial statements. The ASU removes, modifies and adds disclosure requirements related to Fair Value Measurements.</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" margin: 0pt 0; font-size: 10pt; text-align: justify"><div style="display: inline; color: Black">The provisions of the ASU are effective <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020 </div>with the option to early adopt any removed or modified disclosures upon issuance of the ASU. The Company early adopted the provisions to remove and/or modify relevant disclosures in Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9</div> to the unaudited consolidated financial statements. The requirement to include additional disclosures will be adopted by the Company <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> January 1, 2020. </div>The additional disclosures will <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> affect the financial results upon adoption.</div></div></div> 76000 76000 99000 99000 13000 20000 403000 289000 707000 707000 1281000 -138000 1143000 18988000 18988000 13245000 13245000 1575000 1368000 -6000 -9000 -90000 -224000 -314000 -149000 -375000 -524000 592591000 590239000 404606000 1533000 -10074000 165302000 561367000 425655000 1533000 -3433000 180202000 603957000 431734000 1533000 -16832000 173804000 447785000 1395000 -54066000 197477000 431734000 1533000 -16690000 173662000 590239000 107755000 117848000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Troubled Debt Restructurings<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Number of<br /> Contracts</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Pre-Modification<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Individual<br /> Impairment<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,324</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">904</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,237</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,642</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">201</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,802</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,747</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">34</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Troubled Debt Restructurings<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Number of<br /> Contracts</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Pre-Modification<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Carrying Value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Period-End<br /> Individual<br /> Impairment<br /> Allowance</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">($ in thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,393</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,085</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,528</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,788</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">241</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,162</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,081</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">43</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> -66000 -16000 114000 95000 114000 119000 26815000 26404000 26736000 26379000 26701000 26309000 26622000 26260000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">For the<br /> Nine Months Ended<br /> September 30, 2018</div></td> <td style="font-size: 10pt; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">For the<br /> Year Ended<br /> December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt"><div style="display: inline; color: Black">Accretable yield:</div></td> <td style="font-size: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Balance at the beginning of the period</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">738</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,237</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Reclassification from nonaccretable difference</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">896</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,852</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Accretion</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,380</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,351</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Balance at the end of the period</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">738</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Accretion</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,380</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,351</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Change in FDIC indemnification</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">192</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">(Increase) in interest income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,378</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,159</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">)</div></div></td> </tr> </table></div> 0 0 0 240000 240000 219000 219000 1 2000 192000 1378000 2159000 5000000 5000000 35 80 448000 451000 1333000 1310000 1.6483 1.6298 3581366000 3379415000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Gains</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">167,222</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(5,478</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">161,744</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential mortgage-backed securities (MBS)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">919,381</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">243</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(41,595</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">878,029</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">122</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">124</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,877</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(30</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,847</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,223</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,210</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">182,851</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,841</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,349</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">180,343</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,282,991</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">411</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(27,791</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,255,611</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,555,667</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,497</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(79,256</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,478,908</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">468,354</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">200</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(21,100</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">447,454</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,524</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">72</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,596</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,821</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,526</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(4,749</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">551,598</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,025,699</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,798</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25,849</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,002,648</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 40pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,581,366</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,295</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(105,105</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,481,556</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Amortized<br /> Cost</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Gains</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Gross<br /> Unrealized<br /> Losses</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid; border-top: Black 1.1pt solid"><div style="display: inline; color: Black">Fair<br /> Value</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">At December 31, 2017</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 0pt"><div style="display: inline; color: Black">Debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 52%; font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">122,285</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,967</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">119,319</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">787,679</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">522</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(20,495</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">767,706</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">153</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">154</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,244</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(25</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,219</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Securities of U.S. Government entities</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,612</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(22</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,590</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">182,907</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,796</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(1,482</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">185,221</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,123,671</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,104</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,277</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,115,498</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total debt securities available for sale</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,220,551</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,424</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(34,268</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,191,707</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">545,883</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">606</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(9,850</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">536,639</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Non-agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,462</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">70</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,532</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Agency commercial MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">9,041</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(66</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Obligations of states and political subdivisions</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">599,478</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,736</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(2,018</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">605,196</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Total debt securities held to maturity</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,158,864</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">8,412</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(11,934</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,155,342</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,379,415</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13,836</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(46,202</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">)</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,347,049</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table></div> 5295000 13836000 105105000 46202000 1395000 1533000 950000 2786000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">Note <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">8:</div> Deposits and Borrowed Funds</div></div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following table provides additional detail regarding deposits.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Deposits</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Noninterest-bearing</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,211,028</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,197,526</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Interest-bearing:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Transaction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">909,954</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">904,245</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-left: 10pt"><div style="display: inline; color: Black">Savings</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,510,015</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,494,024</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits less than $100 thousand</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">107,755</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">117,848</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits $100 thousand through $250 thousand</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">68,677</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">76,578</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 10pt"><div style="display: inline; color: Black">Time deposits more than $250 thousand</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">28,408</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37,392</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 20pt"><div style="display: inline; color: Black">Total deposits</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,835,837</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,827,613</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table> </div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">Demand deposit overdrafts of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$950</div> &nbsp;thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$2,786</div> &nbsp;thousand were included as loan balances at <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018 </div>and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 31, 2017, </div>respectively. Interest expense for aggregate time deposits with individual account balances in excess of <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$100</div> thousand was <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$91</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$283</div> thousand for the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2018, </div>respectively and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$103</div> thousand and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">$314</div> thousand for the <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">three</div> and <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">nine</div> months ended <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> September 30, 2017, </div>respectively.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">&nbsp;</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black">The following table provides additional detail regarding short-term borrowed funds.</div></div> <div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; color: Black"><div style="display: inline; font-weight: bold;">&nbsp;</div></div></div> <div> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Repurchase Agreements (Sweep)<br /> Accounted for as Secured Borrowings</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Remaining Contractual Maturity of the Agreements<br /> Overnight and Continuous</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30, 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Repurchase agreements:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">(In thousands)</div></div></div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 10pt"><div style="display: inline; color: Black">Collateral securing borrowings:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 64%; font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Securities of U.S. Government sponsored entities</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">72,675</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">74,173</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-left: 20pt"><div style="display: inline; color: Black">Agency residential MBS</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">59,367</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,251</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; padding-left: 20pt"><div style="display: inline; color: Black">Corporate securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">91,818</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">105,113</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 30pt"><div style="display: inline; color: Black">Total collateral carrying value</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">223,860</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">237,537</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt"><div style="display: inline; color: Black">Total short-term borrowed funds</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">61,756</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">58,471</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">&nbsp;</div></div></td> </tr> </table> </div></div> 0.06 0.1 34000 34000 43000 0 0 43000 50000 699000 538000 538000 94000 72000 70 162 232 65 1 59 125 96 386 482 80 2 205 287 26 224 250 15 1 146 162 0 0 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="31" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Impaired Loans</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months Ended September 30,</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months Ended September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Average<br /> Recorded<br /> Investment</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Recognized<br /> Interest<br /> Income</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="31" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 20%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,426</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">175</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,125</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">130</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,671</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">495</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,203</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">366</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">11,282</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">189</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,681</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,291</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">615</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,826</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">669</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential real estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">203</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">365</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">205</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">494</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">13</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer installment and other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">173</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">340</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">261</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">466</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">17</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,084</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">372</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,511</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">345</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,428</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,132</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">26,989</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,065</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 4270000 4285000 27000 219000 85000 70000 256000 214000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">Ended September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 52%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Taxable</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">16,780</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">12,957</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,327</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 9%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37,584</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Tax-exempt from regular federal income tax</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,880</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,106</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,768</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">15,718</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total interest income from investment securities</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,660</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,063</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">62,095</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">53,302</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 10919000 10119000 609000 126000 52842000 53874000 0.75 0.8 1196955000 1287982000 276031000 335996000 567213000 568584000 3939000 5649000 48150000 65183000 301622000 312570000 37000 224000 0 0 149000 0 410000 0 30000 581000 0 0 164000 0 775000 0 264908000 551956000 3939000 46901000 299590000 1167294000 11123000 15257000 0 1249000 1618000 29247000 0 0 0 0 56000 56000 0 0 0 0 358000 358000 324185000 548853000 5649000 62253000 310429000 1251369000 11811000 19731000 0 2930000 1370000 35842000 0 0 0 0 1000 1000 0 0 0 0 770000 770000 0 0 -3000 -60000 3500000 3500000 0 1905000 0.73 -63000 1000 65868000 83478000 2308000 2308000 1900000 <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Three Months Ended</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">For the Nine Months Ended</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">September 30,</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="15" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Investment loss included in pre-tax income</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">900</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">450</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,200</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 10%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,350</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Tax credits recognized in provision for income taxes</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">336</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">463</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,008</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,388</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At September 30,<br /> 2018</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">At December 31,<br /> 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="7" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">Commercial</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 2%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 14%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Commercial Real Estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">Residential Real Estate</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt"><div style="display: inline; color: Black">Consumer Installment &amp; Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt; padding-left: 10pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> <div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment<br /> At September 30, 2018</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,668</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">172</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,840</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,142</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,749</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">17,187</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,810</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,921</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">254</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">944</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,314</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,784</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">22,027</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Carrying value of loans:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,254</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,816</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">202</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">21,272</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">265,740</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">556,173</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">47,948</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,473</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,175,273</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">37</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">224</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">149</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">410</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">276,031</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">567,213</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,939</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">48,150</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">301,622</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,196,955</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div><div style="display: inline; font-family: times new roman; font-size: 10pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; min-; min-width: 700px;"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment<br /> At December 31, 2017</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black; font-weight: bold"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Commercial <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Construction</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Residential <br /> Real Estate</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Consumer <br /> Installment <br /> and Other</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Unallocated</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="3" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center; border-bottom: Black 1.1pt solid"><div style="display: inline; color: Black">Total</div></td> </tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td colspan="27" style="white-space: nowrap; font-size: 10pt; color: Black; text-align: center"><div style="display: inline; color: Black">(In thousands)</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Allowance for loan losses:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 30%; font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,814</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">171</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="width: 7%; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">4,985</div></div></td> <td style="width: 1%; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">2,932</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,678</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">18,024</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">7,746</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,849</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">995</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">6,418</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">3,666</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">23,009</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-indent: -10pt; padding-left: 10pt"><div style="display: inline; color: Black">Carrying value of loans:</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Individually evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">10,675</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">14,234</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">208</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">25,117</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Collectively evaluated for impairment</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">325,291</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">553,769</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">64,975</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,406</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,262,090</div></div></td> <td style="font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 1.1pt; text-indent: -10pt; padding-left: 20pt"><div style="display: inline; color: Black">Purchased loans with evidence of credit deterioration</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">30</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">581</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">164</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 1.1pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">775</div></div></td> <td style="border-bottom: Black 1.1pt solid; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="font-size: 10pt; color: Black; text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 30pt"><div style="display: inline; color: Black">Total</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">335,996</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">568,584</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">5,649</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">65,183</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">312,570</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">-</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="font-size: 10pt; color: Black; padding-bottom: 2.5pt"><div style="display: inline; color: Black">&nbsp;</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">$</div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: right"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; color: Black">1,287,982</div></div></td> <td style="border-bottom: Black 2.5pt double; font-size: 10pt; color: Black; text-align: left"><div style="display: inline; color: Black">&nbsp;</div></td> </tr> </table></div> 0.25 0.95 61756000 61756000 61756000 58471000 58471000 58471000 3625000 -3625000 -3625000 3625000 68677000 76578000 28408000 37392000 0 1 4 0 292704000 272646000 0.15 Federal Deposit Insurance Corporation ("FDIC") Federal Reserve Bank ("FRB") A bank applying for membership in the Federal Reserve System is required to subscribe to stock in the Federal Reserve Bank (FRB) in its district in a sum equal to six percent of the bank's paid-up capital stock and surplus. One-half of the amount of the bank's subscription shall be paid to the FRB and the remaining half will be subject to call when deemed necessary by the Board of Governors of the Federal Reserve System. There were no transfers in to or out of level 3 during the nine months ended September 30, 2018. xbrli:shares xbrli:pure iso4217:USD iso4217:USD xbrli:shares 0000311094 2017-01-01 2017-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2017-01-01 2017-09-30 0000311094 us-gaap:EmployeeStockOptionMember 2017-01-01 2017-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-01-01 2017-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-01-01 2017-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2017-01-01 2017-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2017-01-01 2017-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-01-01 2017-09-30 0000311094 wabc:FourConcessionsWithModificationsOfExtendedMaturityAndUnderMarketTermsMember 2017-01-01 2017-09-30 0000311094 wabc:ATMProcessingFeesMember 2017-01-01 2017-09-30 0000311094 us-gaap:CreditCardMerchantDiscountMember 2017-01-01 2017-09-30 0000311094 us-gaap:DebitCardMember 2017-01-01 2017-09-30 0000311094 us-gaap:DepositAccountMember 2017-01-01 2017-09-30 0000311094 us-gaap:FiduciaryAndTrustMember 2017-01-01 2017-09-30 0000311094 us-gaap:FinancialServiceOtherMember 2017-01-01 2017-09-30 0000311094 wabc:FinancialServicesCommissionMember 2017-01-01 2017-09-30 0000311094 wabc:AccumulatedDeferredCompensationMember 2017-01-01 2017-09-30 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-01-01 2017-09-30 0000311094 us-gaap:CommonStockMember 2017-01-01 2017-09-30 0000311094 us-gaap:RetainedEarningsMember 2017-01-01 2017-09-30 0000311094 2017-01-01 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2017-01-01 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-01-01 2017-12-31 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueMeasurementsNonrecurringMember 2017-01-01 2017-12-31 0000311094 us-gaap:FairValueMeasurementsNonrecurringMember 2017-01-01 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-01-01 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-01-01 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-01-01 2017-12-31 0000311094 2017-07-01 2017-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2017-07-01 2017-09-30 0000311094 us-gaap:EmployeeStockOptionMember 2017-07-01 2017-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-07-01 2017-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-07-01 2017-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2017-07-01 2017-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2017-07-01 2017-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-07-01 2017-09-30 0000311094 wabc:OneLoanMember 2017-07-01 2017-09-30 0000311094 wabc:ATMProcessingFeesMember 2017-07-01 2017-09-30 0000311094 us-gaap:CreditCardMerchantDiscountMember 2017-07-01 2017-09-30 0000311094 us-gaap:DebitCardMember 2017-07-01 2017-09-30 0000311094 us-gaap:DepositAccountMember 2017-07-01 2017-09-30 0000311094 us-gaap:FiduciaryAndTrustMember 2017-07-01 2017-09-30 0000311094 us-gaap:FinancialServiceOtherMember 2017-07-01 2017-09-30 0000311094 wabc:FinancialServicesCommissionMember 2017-07-01 2017-09-30 0000311094 wabc:AccountingStandardsUpdate201802Member us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-01-01 0000311094 wabc:AccountingStandardsUpdate201802Member us-gaap:RetainedEarningsMember 2018-01-01 2018-01-01 0000311094 2018-01-01 2018-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2018-01-01 2018-09-30 0000311094 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueMeasurementsNonrecurringMember 2018-01-01 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member 2018-01-01 2018-09-30 0000311094 us-gaap:FairValueMeasurementsNonrecurringMember 2018-01-01 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2018-01-01 2018-09-30 0000311094 us-gaap:CoreDepositsMember 2018-01-01 2018-09-30 0000311094 wabc:MechantDraftProcessingMember 2018-01-01 2018-09-30 0000311094 wabc:ATMProcessingFeesMember 2018-01-01 2018-09-30 0000311094 us-gaap:CreditCardMerchantDiscountMember 2018-01-01 2018-09-30 0000311094 us-gaap:DebitCardMember 2018-01-01 2018-09-30 0000311094 us-gaap:DepositAccountMember 2018-01-01 2018-09-30 0000311094 us-gaap:FiduciaryAndTrustMember 2018-01-01 2018-09-30 0000311094 us-gaap:FinancialServiceOtherMember 2018-01-01 2018-09-30 0000311094 wabc:FinancialServicesCommissionMember 2018-01-01 2018-09-30 0000311094 wabc:AccumulatedDeferredCompensationMember 2018-01-01 2018-09-30 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-09-30 0000311094 us-gaap:CommonStockMember 2018-01-01 2018-09-30 0000311094 us-gaap:RetainedEarningsMember 2018-01-01 2018-09-30 0000311094 wabc:VISAClassBCommonStockMember 2018-06-27 2018-06-27 0000311094 wabc:VISAClassBCommonStockMember 2018-06-28 2018-06-28 0000311094 2018-07-01 2018-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2018-07-01 2018-09-30 0000311094 us-gaap:EmployeeStockOptionMember 2018-07-01 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2018-07-01 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-07-01 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2018-07-01 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2018-07-01 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2018-07-01 2018-09-30 0000311094 wabc:ATMProcessingFeesMember 2018-07-01 2018-09-30 0000311094 us-gaap:CreditCardMerchantDiscountMember 2018-07-01 2018-09-30 0000311094 us-gaap:DebitCardMember 2018-07-01 2018-09-30 0000311094 us-gaap:DepositAccountMember 2018-07-01 2018-09-30 0000311094 us-gaap:FiduciaryAndTrustMember 2018-07-01 2018-09-30 0000311094 us-gaap:FinancialServiceOtherMember 2018-07-01 2018-09-30 0000311094 wabc:FinancialServicesCommissionMember 2018-07-01 2018-09-30 0000311094 2016-12-31 0000311094 wabc:UnallocatedFinancingReceivableMember 2016-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2016-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember 2016-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2016-12-31 0000311094 wabc:AccumulatedDeferredCompensationMember 2016-12-31 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0000311094 us-gaap:CommonStockMember 2016-12-31 0000311094 us-gaap:RetainedEarningsMember 2016-12-31 0000311094 2017-06-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2017-06-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-06-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-06-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2017-06-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2017-06-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-06-30 0000311094 2017-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2017-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2017-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2017-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-09-30 0000311094 wabc:AccumulatedDeferredCompensationMember 2017-09-30 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-09-30 0000311094 us-gaap:CommonStockMember 2017-09-30 0000311094 us-gaap:RetainedEarningsMember 2017-09-30 0000311094 2017-12-31 0000311094 wabc:UnallocatedFinancingReceivableMember 2017-12-31 0000311094 wabc:UnallocatedFinancingReceivableMember us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2017-12-31 0000311094 us-gaap:OtherLiabilitiesMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember wabc:ConstructionPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-12-31 0000311094 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2017-12-31 0000311094 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsNonrecurringMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-12-31 0000311094 wabc:AgencyCommercialMBSMember 2017-12-31 0000311094 wabc:AgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:CorporateDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:DomesticCorporateDebtSecuritiesMember 2017-12-31 0000311094 wabc:NonAgencyResidentialMBSMember 2017-12-31 0000311094 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2017-12-31 0000311094 us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2017-12-31 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:DoubtfulMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2017-12-31 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:DoubtfulMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:PassMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:SubstandardMember 2017-12-31 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:DoubtfulMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2017-12-31 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:DoubtfulMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2017-12-31 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 wabc:RestructuredLoansMember 2017-12-31 0000311094 us-gaap:FinancingReceivables30To59DaysPastDueMember 2017-12-31 0000311094 us-gaap:FinancingReceivables60To89DaysPastDueMember 2017-12-31 0000311094 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2017-12-31 0000311094 us-gaap:CoreDepositsMember 2017-12-31 0000311094 wabc:MechantDraftProcessingMember 2017-12-31 0000311094 us-gaap:DoubtfulMember 2017-12-31 0000311094 us-gaap:PassMember 2017-12-31 0000311094 us-gaap:SubstandardMember 2017-12-31 0000311094 us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2017-12-31 0000311094 wabc:CommercialStandbyLettersOfCreditMember 2017-12-31 0000311094 us-gaap:FinancialStandbyLetterOfCreditMember 2017-12-31 0000311094 wabc:ResidentialRealEstateIncludedInOREOMember 2017-12-31 0000311094 wabc:AccumulatedDeferredCompensationMember 2017-12-31 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-12-31 0000311094 us-gaap:CommonStockMember 2017-12-31 0000311094 us-gaap:RetainedEarningsMember 2017-12-31 0000311094 2018-01-01 0000311094 us-gaap:AccountingStandardsUpdate201601Member us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 0000311094 us-gaap:AccountingStandardsUpdate201601Member us-gaap:RetainedEarningsMember 2018-01-01 0000311094 2018-06-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2018-06-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2018-06-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-06-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2018-06-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2018-06-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2018-06-30 0000311094 wabc:VisaIncMember us-gaap:CommonClassAMember 2018-09-28 0000311094 2018-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember 2018-09-30 0000311094 wabc:UnallocatedFinancingReceivableMember us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2018-09-30 0000311094 us-gaap:OtherLiabilitiesMember 2018-09-30 0000311094 wabc:AggregateLoansMember us-gaap:CustomerConcentrationRiskMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember wabc:ConstructionPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:ExternalCreditRatingNonInvestmentGradeMember us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 wabc:ImpairedLoansMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 wabc:OtherRealEstateOwnedMember us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-09-30 0000311094 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-09-30 0000311094 us-gaap:CarryingReportedAmountFairValueDisclosureMember wabc:VISAClassBCommonStockMember 2018-09-30 0000311094 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsNonrecurringMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyCommercialMBSMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:AgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember wabc:NonAgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-09-30 0000311094 wabc:AgencyCommercialMBSMember 2018-09-30 0000311094 wabc:AgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:CorporateDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:DomesticCorporateDebtSecuritiesMember 2018-09-30 0000311094 wabc:NonAgencyResidentialMBSMember 2018-09-30 0000311094 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-09-30 0000311094 us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2018-09-30 0000311094 us-gaap:CommercialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:DoubtfulMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2018-09-30 0000311094 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:DoubtfulMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:PassMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:SubstandardMember 2018-09-30 0000311094 wabc:ConstructionPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:DoubtfulMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2018-09-30 0000311094 us-gaap:ConsumerPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:DoubtfulMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2018-09-30 0000311094 us-gaap:ResidentialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 wabc:RestructuredLoansMember 2018-09-30 0000311094 us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-09-30 0000311094 us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-09-30 0000311094 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-09-30 0000311094 us-gaap:CoreDepositsMember 2018-09-30 0000311094 wabc:MechantDraftProcessingMember 2018-09-30 0000311094 us-gaap:DoubtfulMember 2018-09-30 0000311094 us-gaap:PassMember 2018-09-30 0000311094 us-gaap:SubstandardMember 2018-09-30 0000311094 us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2018-09-30 0000311094 wabc:VISAClassBCommonStockMember 2018-09-30 0000311094 wabc:CommercialStandbyLettersOfCreditMember 2018-09-30 0000311094 wabc:CustomerRefundsMember 2018-09-30 0000311094 us-gaap:FinancialStandbyLetterOfCreditMember 2018-09-30 0000311094 wabc:SettlementToDismissLawsuitMember 2018-09-30 0000311094 wabc:CommercialRealEstateLoansMember 2018-09-30 0000311094 wabc:ResidentialRealEstateLoansMember 2018-09-30 0000311094 wabc:ContingentCommitmentYear1Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear2Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear3Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear4Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear5Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear6Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear7Member 2018-09-30 0000311094 wabc:ContingentCommitmentYear8OrThereafterMember 2018-09-30 0000311094 wabc:AccumulatedDeferredCompensationMember 2018-09-30 0000311094 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-09-30 0000311094 us-gaap:CommonStockMember 2018-09-30 0000311094 us-gaap:RetainedEarningsMember 2018-09-30 0000311094 2018-10-29 EX-101.SCH 7 wabc-20180930.xsd XBRL SCHEMA FILE 000 - Document - Document And Entity Information link:calculationLink link:definitionLink link:presentationLink 001 - Statement - Consolidated Balance Sheets (Current Period Unaudited) link:calculationLink link:definitionLink link:presentationLink 002 - Statement - Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 003 - Statement - Consolidated Statements of Income (Unaudited) link:calculationLink link:definitionLink link:presentationLink 004 - Statement - Consolidated Statements of Comprehensive Income (Unaudited) link:calculationLink link:definitionLink link:presentationLink 005 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited) link:calculationLink link:definitionLink link:presentationLink 006 - Statement - Consolidated Statements of Cash Flows (Unaudited) link:calculationLink link:definitionLink link:presentationLink 007 - Disclosure - Note 1 - Basis of Presentation link:calculationLink link:definitionLink link:presentationLink 008 - Disclosure - Note 2 - Accounting Policies link:calculationLink link:definitionLink link:presentationLink 009 - Disclosure - Note 3 - Investment Securities link:calculationLink link:definitionLink link:presentationLink 010 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned link:calculationLink link:definitionLink link:presentationLink 011 - Disclosure - Note 5 - Concentration of Credit Risk link:calculationLink link:definitionLink link:presentationLink 012 - Disclosure - Note 6 - Other Assets link:calculationLink link:definitionLink link:presentationLink 013 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets link:calculationLink link:definitionLink link:presentationLink 014 - Disclosure - Note 8 - Deposits and Borrowed Funds link:calculationLink link:definitionLink link:presentationLink 015 - Disclosure - Note 9 - Fair Value Measurements link:calculationLink link:definitionLink link:presentationLink 016 - Disclosure - Note 10 - Commitments and Contingent Liabilities link:calculationLink link:definitionLink link:presentationLink 017 - Disclosure - Note 11 - Earnings Per Common Share link:calculationLink link:definitionLink link:presentationLink 018 - Disclosure - Significant Accounting Policies (Policies) link:calculationLink link:definitionLink link:presentationLink 019 - Disclosure - Note 3 - Investment Securities (Tables) link:calculationLink link:definitionLink link:presentationLink 020 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Tables) link:calculationLink link:definitionLink link:presentationLink 021 - Disclosure - Note 6 - Other Assets (Tables) link:calculationLink link:definitionLink link:presentationLink 022 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets (Tables) link:calculationLink link:definitionLink link:presentationLink 023 - Disclosure - Note 8 - Deposits and Borrowed Funds (Tables) link:calculationLink link:definitionLink link:presentationLink 024 - Disclosure - Note 9 - Fair Value Measurements (Tables) link:calculationLink link:definitionLink link:presentationLink 025 - Disclosure - Note 11 - Earnings Per Common Share (Tables) link:calculationLink link:definitionLink link:presentationLink 026 - Disclosure - Note 2 - Accounting Policies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 027 - Disclosure - Note 3 - Investment Securities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 028 - Disclosure - Note 3 - Investment Securities - Amortized Cost, Unrealized Gains and Losses, and Estimated Fair Value of Investment Securities Portfolio (Details) link:calculationLink link:definitionLink link:presentationLink 029 - Disclosure - Note 3 - Investment Securities - Amortized Cost and Estimated Market Value of Securities by Contractual Maturity (Details) link:calculationLink link:definitionLink link:presentationLink 030 - Disclosure - Note 3 - Investment Securities - Gross Unrealized Losses, Investment Securities Portfolio (Details) link:calculationLink link:definitionLink link:presentationLink 031 - Disclosure - Note 3 - Investment Securities - Interest Income From Investment Securities (Details) link:calculationLink link:definitionLink link:presentationLink 032 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Details Textual) link:calculationLink link:definitionLink link:presentationLink 033 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans Receivable at Carrying Amount (Details) link:calculationLink link:definitionLink link:presentationLink 034 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Changes in the Accretable Yield for Purchased Loans (Details) link:calculationLink link:definitionLink link:presentationLink 035 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) link:calculationLink link:definitionLink link:presentationLink 036 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Recorded Investment in Loans Evaluated for Impairment (Details) link:calculationLink link:definitionLink link:presentationLink 037 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Credit Risk Profile by Internally Assigned Grade (Details) link:calculationLink link:definitionLink link:presentationLink 038 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans by Delinquency and Nonaccrual Status (Details) link:calculationLink link:definitionLink link:presentationLink 039 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans (Details) link:calculationLink link:definitionLink link:presentationLink 040 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans, Supplemental Schedule (Details) link:calculationLink link:definitionLink link:presentationLink 041 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Troubled Debt Restructurings (Details) link:calculationLink link:definitionLink link:presentationLink 042 - Disclosure - Note 5 - Concentration of Credit Risk (Details Textual) link:calculationLink link:definitionLink link:presentationLink 043 - Disclosure - Note 6 - Other Assets (Details Textual) link:calculationLink link:definitionLink link:presentationLink 044 - Disclosure - Note 6 - Other Assets - Summary of Other Assets (Details) link:calculationLink link:definitionLink link:presentationLink 045 - Disclosure - Note 6 - Other Assets - Amounts Recognized in Net Income (Details) link:calculationLink link:definitionLink link:presentationLink 046 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets (Details Textual) link:calculationLink link:definitionLink link:presentationLink 047 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Carrying Values of Goodwill (Details) link:calculationLink link:definitionLink link:presentationLink 048 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Gross Carrying Amount of Intangible Assets and Accumulated Amortization (Details) link:calculationLink link:definitionLink link:presentationLink 049 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Estimated Future Amortization Expense for Identifiable Intangible Assets (Details) link:calculationLink link:definitionLink link:presentationLink 050 - Disclosure - Note 8 - Deposits and Borrowed Funds (Details Textual) link:calculationLink link:definitionLink link:presentationLink 051 - Disclosure - Note 8 - Deposits and Borrowed Funds - Deposits Detail (Details) link:calculationLink link:definitionLink link:presentationLink 052 - Disclosure - Note 8 - Deposits and Borrowed Funds - Short-term Borrowed Funds (Details) link:calculationLink link:definitionLink link:presentationLink 053 - Disclosure - Note 9 - Fair Value Measurements (Details Textual) link:calculationLink link:definitionLink link:presentationLink 054 - Disclosure - Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 055 - Disclosure - Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 056 - Disclosure - Note 9 - Fair Value Measurements - Fair Value Estimates for Financial Instruments, Excluding Financial Instruments Recorded at Fair Value on a Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 057 - Disclosure - Note 10 - Commitments and Contingent Liabilities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 058 - Disclosure - Note 11 - Earnings Per Common Share (Details Textual) link:calculationLink link:definitionLink link:presentationLink 059 - Disclosure - Note 11 - Earnings Per Common Share - Earnings Per Common Share and Diluted Earnings Per Common Share (Details) link:calculationLink link:definitionLink link:presentationLink EX-101.CAL 8 wabc-20180930_cal.xml XBRL CALCULATION FILE EX-101.DEF 9 wabc-20180930_def.xml XBRL DEFINITION FILE EX-101.LAB 10 wabc-20180930_lab.xml XBRL LABEL FILE Document And Entity Information Investment securities available for sale, fair value, over 10 years Note To Financial Statement Details Textual Significant Accounting Policies us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis Investment securities available for sale, amortized cost, subtotal Note 3 - Investment Securities Investment securities available for sale, amortized cost, 1 year or less Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate Investment securities available for sale, fair value, subtotal Note 6 - Other Assets Investment securities available for sale, fair value, 1 year or less Note 7 - Goodwill and Identifiable Intangible Assets Investment securities available for sale, fair value, over 1 to 5 years Note 8 - Deposits and Borrowed Funds Investment securities available for sale, fair value, over 5 to 10 years Note 9 - Fair Value Measurements Note 11 - Earnings Per Common Share Note 3 - Investment Securities - Amortized Cost, Unrealized Gains and Losses, and Estimated Fair Value of Investment Securities Portfolio (Details) us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax Changes in unrealized gains on debt securities available for sale, net of tax Note 3 - Investment Securities - Amortized Cost and Estimated Market Value of Securities by Contractual Maturity (Details) Note 3 - Investment Securities - Gross Unrealized Losses, Investment Securities Portfolio (Details) Note 3 - Investment Securities - Interest Income From Investment Securities (Details) Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans Receivable at Carrying Amount (Details) wabc_ConcentrationRiskAggregateLoansAmount Concentration Risk, Aggregate Loans Amount The amount of aggregate loans related to corporate investments. Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Changes in the Accretable Yield for Purchased Loans (Details) Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Recorded Investment in Loans Evaluated for Impairment (Details) wabc_LoanCommitmentsAndStandbyLettersOfCreditRelatedToRealEstateLoans Loan Commitments and Standby Letters of Credit Related to Real Estate Loans Reflects the unfunded portion of contractual agreements to lend funds to borrowers and the total amount of the contingent obligation under letters of credit outstanding related to real estate loans as of the reporting date. Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Credit Risk Profile by Internally Assigned Grade (Details) Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans by Delinquency and Nonaccrual Status (Details) Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans (Details) Schedule of Other Assets [Table Text Block] Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans, Supplemental Schedule (Details) wabc_AmortizationExpenseAdjustmentResultingFromAChangeInEstimatesOfUsefulLivesOrResidualValues Amortization Expense, Adjustment Resulting from a Change in Estimates of Useful Lives or Residual Values Represents the amount of adjustment made to amortization expense during the period as a result of a change in estimates of useful lives or residual values. Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Troubled Debt Restructurings (Details) Note 6 - Other Assets - Summary of Other Assets (Details) US States and Political Subdivisions Debt Securities [Member] Interest receivable Note 6 - Other Assets - Amounts Recognized in Net Income (Details) Note 7 - Goodwill and Identifiable Intangible Assets - Carrying Values of Goodwill (Details) Note 7 - Goodwill and Identifiable Intangible Assets - Gross Carrying Amount of Intangible Assets and Accumulated Amortization (Details) Note 7 - Goodwill and Identifiable Intangible Assets - Estimated Future Amortization Expense for Identifiable Intangible Assets (Details) External Credit Rating by Grouping [Domain] Note 8 - Deposits and Borrowed Funds - Deposits Detail (Details) Debt Security, Corporate, US [Member] us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total Note 8 - Deposits and Borrowed Funds - Short-term Borrowed Funds (Details) External Credit Rating, Non Investment Grade [Member] Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax Post-retirement benefit transition obligation amortization, net of tax Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) Note 9 - Fair Value Measurements - Fair Value Estimates for Financial Instruments, Excluding Financial Instruments Recorded at Fair Value on a Recurring Basis (Details) Pass [Member] us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss Available for sale securities, 12 months or longer, unrealized losses Note 11 - Earnings Per Common Share - Earnings Per Common Share and Diluted Earnings Per Common Share (Details) us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss Available for sale securities, total, unrealized losses Notes To Financial Statements External Credit Rating by Grouping [Axis] Notes To Financial Statements [Abstract] Proceeds from maturity/calls of debt securities held to maturity us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss Available for sale securities, less than 12 months, unrealized losses us-gaap_GoodwillAndIntangibleAssetImpairment Goodwill and Intangible Asset Impairment, Total US Government Agencies Debt Securities [Member] Internal Credit Assessment [Axis] Proceeds from sale/maturity/calls of debt securities available for sale US Government-sponsored Enterprises Debt Securities [Member] Internal Credit Assessment [Domain] Corporate Debt Securities [Member] Other comprehensive (loss) income: us-gaap_OtherComprehensiveIncomeLossNetOfTax Other comprehensive income Total other comprehensive (loss) income Available for sale securities, less than 12 months, number of investment positions us-gaap_LoansReceivableHeldForSaleAmount Loans Receivable Held-for-sale, Amount Writedown of foreclosed assets The amount of impairment loss recognized in the period resulting from the write-down of the carrying amount of foreclosed assets. Available for sale securities, 12 months or longer, number of investment positions Available for sale securities, total, number of investment positions Available for sale securities, total, fair value Available for sale securities, less than 12 months, fair value Available for sale securities, 12 months or longer, fair value us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNumberOfUnits Property Subject to or Available for Operating Lease, Number of Units us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt Purchases of debt securities available for sale Financial Instruments [Domain] Financial Instrument [Axis] Goodwill and Intangible Assets Disclosure [Text Block] Schedule of Goodwill [Table Text Block] us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue Investment securities available for sale, fair value Accounting Standards Update 2018-02 [Member] Accounting Standards Update 2018-02 Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost Investment securities available for sale, amortized cost Loans, Notes, Trade and Other Receivables Disclosure [Text Block] wabc_InterestAndDividendIncomeEquitySecuritiesOperating Equity securities Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts on equity securities. Customer Refunds [Member] Information pertaining to customer refunds. us-gaap_PolicyTextBlockAbstract Accounting Policies Substandard [Member] Doubtful [Member] Unlikely to be Collected Financing Receivable [Member] us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield Balance at the beginning of the period Balance at the end of the period us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion Accretion us-gaap_PaymentsToAcquirePropertyPlantAndEquipment Purchases of premises and equipment us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference Reclassification from nonaccretable difference Loan collateral transferred to other real estate owned Supplemental disclosure of non cash activities: wabc_DebtSecuritiesGrossUnrecognizedGains Debt securities, gross unrecognized gains Represents the amount of gross unrecognized gains of debt securities, available-for-sale and held-to-maturity. Reclass stranded tax effects resulting from the Tax Cuts and Jobs Act Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings Represents the amount reclassified from AOCI to Retained Earnings as a result of the Tax Cuts and Jobs Act of 2017. us-gaap_FinancingReceivableModificationsRecordedInvestment Financing Receivable, Modifications, Recorded Investment Income tax payments for the period us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down wabc_DebtSecuritiesGrossUnrecognizedLosses Debt securities, gross unrecognized losses Represents the amount of gross unrecognized losses of debt securities, available-for-sale and held-to-maturity. us-gaap_LossContingencyAccrualAtCarryingValue Loss Contingency Accrual, Ending Balance Liabilities: us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 Financing Receivable, Modifications, Subsequent Default, Number of Contracts us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 Pre-Modification Carrying Value us-gaap_Assets Total Assets Supplemental disclosure of cash flow activities: us-gaap_FinancingReceivableModificationsNumberOfContracts2 Number of Contracts Other Assets Disclosure [Text Block] us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedAsCollateral Pledged Financial Instruments, Not Separately Reported, Loans Receivable Pledged as Collateral, Total Impaired Financing Receivables [Table Text Block] Troubled Debt Restructurings on Financing Receivables [Table Text Block] Core Deposits [Member] wabc_HighRiskCollateralizedMortgageObligations High Risk Collateralized Mortgage Obligations Investments consist of high-risk collateralized mortgage obligations as defined by regulartory guidelines. us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged Pledged Financial Instruments, Not Separately Reported, Securities, Total wabc_FairValueInputsAppraisalRate Fair Value Inputs, Appraisal Rate Represents the percentage of the appraisal value that is cost estimated to dispose of collateral. Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] Prepaid assets us-gaap_OtherAssets Other assets Total other assets Net income Net income for the period Net income Net Income us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization Accumulated Amortization Identifiable intangibles, net Financial Standby Letter of Credit [Member] Financing Receivable Credit Quality Indicators [Table Text Block] Gross Carrying Amount us-gaap_FinancingReceivableRecordedInvestmentCurrent Current and accruing Employee Stock Option [Member] us-gaap_FinancingReceivableRecordedInvestmentPastDue Past due and accruing us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus Nonaccrual Loss Contingency, Nature [Domain] Financing Receivables, 30 to 59 Days Past Due [Member] Antidilutive Securities [Axis] Financing Receivables, 60 to 89 Days Past Due [Member] Antidilutive Securities, Name [Domain] Financing Receivables, Equal to Greater than 90 Days Past Due [Member] Past Due Financing Receivables [Table Text Block] Financing Receivables, Period Past Due [Axis] Loss Contingency Nature [Axis] Financing Receivables, Period Past Due [Domain] Tax credits recognized in provision for income taxes Proceeds from sale of foreclosed assets Commitments and Contingencies Disclosure [Text Block] Premises and equipment, net Goodwill Goodwill us-gaap_PaymentsForProceedsFromLoansAndLeases Net repayments of loans Investing Activities: Debt securities available for sale Debt securities available for sale Debt Securities, Available-for-sale, Total Investment securities available for sale, fair value Debt securities held to maturity, with fair values of: $1,002,648 at September 30, 2018 and $1,155,342 at December 31, 2017 Debt securities held to maturity, amortized cost Investment securities held to maturity, amortized cost Per Common Share Data: Earnings Per Share [Text Block] Equity securities us-gaap_EquitySecuritiesFvNi Equity Securities, FV-NI Increase (decrease) in other liabilities Other investments Increase in income taxes payable Increase (decrease) in interest expense payable us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments Income Before Income Taxes Provision for income taxes Schedule of Loans Receivable [Table Text Block] Tabular disclosure of the various types of loans receivable at gross carrying value. us-gaap_MortgageLoansInProcessOfForeclosureAmount Mortgage Loans in Process of Foreclosure, Amount us-gaap_RealEstateAcquiredThroughForeclosure Real Estate Acquired Through Foreclosure us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax Deferred tax benefit(expense) Settlement to Dismiss Lawsuit [Member] Related to a settlement to dismiss a lawsuit. VISA Class B Common Stock [Member] Related to VISA Class B common stock. Deferred tax expense wabc_PurchasedLoans Purchased Loans Aggregate amount of purchased loans and leases receivable held in portfolio that may or may not be covered by loss sharing agreements before purchase accounting discounts. us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis Investment securities held to maturity, amortized cost, subtotal Investment securities held to maturity, fair value, 1 year or less Investment securities held to maturity, fair value, over 1 to 5 years Investment securities held to maturity, fair value, over 5 to 10 years Investment securities held to maturity, fair value, over 10 years us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss Debt securities held to maturity, gross unrecognized losses Debt securities held to maturity, gross unrecognized gains Salaries and related benefits Cash and due from banks Cash and Due from Banks at Beginning of Period Cash and Due from Banks at End of Period us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue Investment securities held to maturity, fair value, subtotal us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment Individually evaluated for impairment us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment Collectively evaluated for impairment us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 Individually evaluated for impairment us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment Collectively evaluated for impairment Amendment Flag us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery Recoveries us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs Chargeoffs Held to Maturity securities, total, number of investment positions Disclosure regarding factors used to determine that the impairment of securities categorized as held-to-maturity where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the held-to-maturity investments determined to be temporarily impaired. us-gaap_ComprehensiveIncomeNetOfTax Total comprehensive income New Accounting Pronouncements, Policy [Policy Text Block] Credit Loss Status [Axis] Credit Loss Status [Domain] Financial Asset Acquired with Credit Deterioration [Member] us-gaap_SharesOutstanding Balance (in shares) Balance (in shares) Common stock, outstanding (in shares) Held to Maturity securities, total, fair value us-gaap_IncreaseDecreaseInOtherOperatingAssets Increase in other assets Current Fiscal Year End Date Held to Maturity securities, less than 12 months, fair value Held to Maturity securities, 12 months or longer, fair value Document Fiscal Period Focus Document Fiscal Year Focus us-gaap_IncreaseDecreaseInDeferredIncomeTaxes (Increase) decrease in net deferred tax asset Document Period End Date Entity Emerging Growth Company us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue Investment securities held to maturity, fair value Document Type Entity Small Business us-gaap_DividendsCommonStockCash Dividends Investment securities held to maturity, amortized cost, over 5 to 10 years Document Information [Line Items] Investment securities held to maturity, amortized cost, over 10 years Document Information [Table] Investment securities held to maturity, amortized cost us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount Entity Filer Category us-gaap_InvestmentOwnedBalanceShares Investment Owned, Balance, Shares Entity Current Reporting Status Investment securities held to maturity, amortized cost, 1 year or less Investment securities held to maturity, amortized cost, over 1 to 5 years us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet (Increase) decrease in interest income receivable us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss Held to Maturity securities, 12 months or longer, unrecognized losses us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss Held to Maturity securities, total, unrecognized losses Life insurance cash surrender value us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss Held to Maturity securities, less than 12 months, unrecognized losses Stock based compensation Statement of Comprehensive Income [Abstract] Entity Central Index Key Entity Registrant Name Entity [Domain] Customer Concentration Risk [Member] Legal Entity [Axis] Amortization of identifiable intangibles For the Nine Months ended September 30, 2018 (actual) Total allowance for loan losses us-gaap_FinancingReceivableAllowanceForCreditLosses Balance at beginning of period Total allowance for loan losses us-gaap_FDICIndemnificationAsset FDIC Indemnification Asset, Ending Balance us-gaap_OtherRealEstate Other Real Estate, Ending Balance Other real estate owned Concentration Risk Type [Axis] Concentration Risk Type [Domain] Entity Common Stock, Shares Outstanding (in shares) Retirement of common stock Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Retirement of common stock (in shares) us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered Loans, net of allowance for loan losses Professional fees us-gaap_LoansAndLeasesReceivableAllowance Loans and Leases Receivable, Allowance, Ending Balance Allowance for loan losses Trading Symbol Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Domain] Outsourced data processing services Occupancy and equipment Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] Exercise of stock options (in shares) us-gaap_TableTextBlock Notes Tables Restricted stock activity (in shares) us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised Exercise of stock options Restricted stock activity Stock awarded to employees (in shares) Stock awarded to employees Federal Reserve Bank stock Debt securities held to maturity Debt securities held to maturity, fair values Investment securities held to maturity, fair value us-gaap_LiabilitiesAndStockholdersEquity Total Liabilities and Shareholders' Equity Reported Value Measurement [Member] us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAdjustedBalance1 Adjusted Balance Retained earnings Accumulated other comprehensive loss Mutual Fund [Member] us-gaap_InterestExpense Total Interest Expense us-gaap_DisclosureTextBlockAbstract Notes to Financial Statements wabc_PercentageOfRevenueOutOfScopeOfASU201409 Percentage of Revenue Out of Scope of ASU 2014-09 The percentage of revenue, including all of net interest income and a portion of noninterest income, is out of scope of ASU 2011-09 guidance. Financial Services Commission [Member] Information pertaining to financial services commission. ATM Processing Fees [Member] Information pertaining to ATM processing fees. us-gaap_InterestExpenseShortTermBorrowings Short-term borrowed funds us-gaap_DebtSecuritiesAvailableForSaleAndHeldToMaturity Debt securities, fair value wabc_DebtSecuritiesAvailableforsaleAndHeldtomaturityAmortizedCost Debt securities, amortized cost Amount of investment in debt security measured at amortized cost (held-to-maturity) and amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear Estimate for the remainder of year ending December 31, 2018 us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo 2020 us-gaap_InterestExpenseDeposits Deposits us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree 2021 us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour 2022 us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive 2023 Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block] us-gaap_InterestExpenseTimeDeposits100000OrMore Interest Expense, Time Deposits, $100,000 or More Stock option compensation expense Interest Expense: Depreciation and amortization Securities purchases pending settlement Fair Value wabc_ReversalOfProvisionForLoanAndLeaseLosses Reversal of provision for loan losses Amount of expense reversed that is related to estimated loss from loan and lease transactions. us-gaap_InterestAndDividendIncomeOperating Total Interest and Loan Fee Income Schedule of Finite-Lived Intangible Assets [Table Text Block] us-gaap_InterestAndDividendIncomeSecurities Total interest income from investment securities us-gaap_CashAndCashEquivalentsFairValueDisclosure Cash and due from banks us-gaap_InterestIncomeSecuritiesTaxable Taxable us-gaap_InterestIncomeSecuritiesTaxExempt Tax-exempt from regular federal income tax Debt securities held to maturity Fair Value, Measurements, Nonrecurring [Member] Common stock (no par value), authorized - 150,000 shares Issued and outstanding: 26,727 at September 30, 2018 and 26,425 at December 31, 2017 us-gaap_InvestmentOwnedAtFairValue Investment Owned, at Fair Value Debt securities available for sale us-gaap_InterestIncomeDebtSecuritiesAvailableForSaleOperating us-gaap_AmortizationOfDeferredLoanOriginationFeesNet Net amortization of deferred loan (fees) cost Measurement Frequency [Axis] Adjustments to reconcile net income to net cash provided by operating activities: Fair Value, Measurement Frequency [Domain] us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio Loans Fair Value, Measurements, Recurring [Member] Common stock, authorized (in shares) Common stock, issued (in shares) Common stock, par value (in dollars per share) Product and Service [Axis] Product and Service [Domain] Net deferred tax asset Interest paid for the period Loans Total loans Aggregate amount of covered and noncovered loans and leases receivable held in portfolio before allowance and net of deferred fees, costs and purchase accounting discounts. wabc_DeferredCompensation Deferred compensation Increase in equity due to deferred compensation. Portion at Fair Value Measurement [Member] [Default] Accumulated Deferred Compensation [Member] Represents accumulated deferred compensation. Estimate of Fair Value Measurement [Member] Courier service Amount of contract courier expense. Other noninterest income Total Noninterest Income Net payments under FDIC(1) indemnification agreements Cash inflow for proceeds from federal deposit insurance corporation loss sharing indemnification. Noninterest income revenue Measurement Basis [Axis] wabc_GainLossOnSaleOfForeclosedAssets Net gain on sale of foreclosed assets Amount of gain(loss) on sale of foreclosed assets. Fair Value, Inputs, Level 3 [Member] Time deposits less than $100 thousand Fair Value Hierarchy and NAV [Domain] Life insurance gains Life insurance gains Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] wabc_SecuredAndUnsecuredLoanLimitPercentageCaliforniaFinancialCode Secured and Unsecured Loan Limit Percentage, California Financial Code The loan limit percentage of secured and unsecured loans to sum of shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank. Noninterest Income: wabc_UnsecuredLoanLimitPercentageOfShareholdersEquityCaliforniaFinancialCode Unsecured Loan Limit, Percentage of Shareholders' Equity, California Financial Code The percentage limit of unsecured loans to the sum of shareholders' equity under the California Financial Code. wabc_ConcentrationRiskAggregateSecuritiesAmount Concentration Risk, Aggregate Securities Amount The amount of aggregate securities related to corporate investments. wabc_ConcentrationRiskIssuerRelationships Concentration Risk, Issuer Relationships The number of issuer relationships related to corporate investment securities. Fair Value Hierarchy and NAV [Axis] wabc_LoanToValueRatioRequirement Loan To Value Ratio Requirement The loan to value ratio requirement of the lending institution. Commercial Real Estate Loans [Member] Represents commercial real estate loans. Aggregate Loans [Member] Represents borrow relationships aggregate loans. us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Net Interest and Loan Fee Income After Reversal of Provision for Loan Losses wabc_FRBMembershipStockSubscriptionPercentOfPaidupCapitalStockAndSurplusRequirement FRB Membership, Stock Subscription, Percent of Paid-Up Capital Stock and Surplus Requirement For a bank applying for membership in the Federal Reserve System, this represents the percentage of the bank's paid-up capital stock and surplus which is required to be subscribed to stock in the Federal Reserve Bank. Residential Real Estate Loans [Member] Represents residential real estate loans. Limited partnership investments LIHTC Investments Gross investment in Low Income Housing Tax Credit limited parterships. us-gaap_ProvisionForLoanAndLeaseLosses (Reversal) provision Contingent Commitment, Year 2 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 2. Schedule of Repurchase Agreements [Table Text Block] Contingent Commitment, Year 1 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 1. us-gaap_InterestIncomeExpenseNet Net Interest and Loan Fee Income Mechant Draft Processing [Member] Represents mechant draft processing. Schedule of Amounts Recognized in Net Income [Table Text Block] Tabular disclosure of the amounts of limited partnership investments that are recognized in net income. Operating Activities: Deposits and Borrowed Funds [Text Block] The full disclosure for deposits and borrowed funds. Statement [Line Items] wabc_DemandDepositOverdrafts Demand Deposit Overdrafts Amounts honored in excess of customers account balances, recorded by the bank as a loan. Collateral Carrying Value Time deposits $100 thousand through $250 thousand The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 through $250,000. Interest-bearing: AOCI Attributable to Parent [Member] Time deposits more than $250 thousand The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of more than $250,000. wabc_ReserveForUnfundedCommitments Reserve for Unfunded Commitments Amount of reserve for unfunded commitments. Shareholders' Equity: wabc_UnfundedLoanCommitments Unfunded Loan Commitments Reflects the unfunded portion of contractual agreements to lend funds to borrowers. Interest Income from Investments [Table Text Block] Tabular disclosure of interest income from investments, identified as taxable or non-taxable. us-gaap_LoansReceivableFairValueDisclosure Loans Deposit Account [Member] Other assets Investment loss included in pre-tax income Fair Value Disclosures [Text Block] Credit Card, Merchant Discount [Member] Fair Value, by Balance Sheet Grouping [Table Text Block] Debit Card [Member] Assets: Commercial Standby Letters of Credit [Member] An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation. us-gaap_Liabilities Total Liabilities us-gaap_NetCashProvidedByUsedInFinancingActivities Net Cash (Used in) Provided by Financing Activities Contingencies (Note 10) Accounting Standards Update 2016-01 [Member] us-gaap_NetCashProvidedByUsedInOperatingActivities Net Cash Provided by Operating Activities Other liabilities us-gaap_NetCashProvidedByUsedInInvestingActivities Net Cash (Used in) Provided by Investing Activities us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease Net Change In Cash and Due from Banks Investment [Axis] wabc_AvailableforsaleDebtSecuritiesNumberBelowInvestmentGrade Available-for-sale Debt Securities, Number Below Investment Grade Represents the number of available-for-sale debt securities, or available-for-sale debt securities within a certain category, that are currently rated below investment grade as of a specified date. wabc_FinitelivedIntangibleAssetsAmortizationExpenseYearOne Estimate for year ending December 31, 2019 Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the current fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Investment [Domain] Held to Maturity securities, less than 12 months, number of investment positions Number of investment positions in held-to-maturity investments in a continuous unrealized loss position for less than one year or normal operating cycle, if longer, for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement. Type of Adoption [Domain] Impaired loans with an allowance recorded, related allowance us-gaap_LettersOfCreditOutstandingAmount Letters of Credit Outstanding, Amount Held to Maturity securities, 12 months or longer, number of investment positions Number of investment positions in held-to-maturity investments that have been in a continuous unrealized loss position for greater than or equal to a year for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement. Adjustments for New Accounting Pronouncements [Axis] us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod Recognized Interest Income Impaired loans with no related allowance recorded, recorded investment us-gaap_PaymentsOfDividendsCommonStock Common stock dividends paid Impaired loans with an allowance recorded, recorded investment us-gaap_ImpairedFinancingReceivableRecordedInvestment Total impaired loans, recorded investment Contingent Commitment, Year 4 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 4. us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment Average Recorded Investment wabc_LifeInsurancePremiumsPaid Life insurance premiums paid The cash outflow for payments of life insurance premiums for the period. Impaired loans with no related allowance recorded, unpaid principal balance Contingent Commitment, Year 7 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 7. Impaired loans with an allowance recorded, unpaid principal balance us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance Total impaired loans, unpaid principal balance Other noninterest expense us-gaap_NoninterestExpense Total Noninterest Expense us-gaap_PaymentsForRepurchaseOfCommonStock Retirement of common stock Retained Earnings [Member] Exercise of stock options Noninterest Expense: Net change in FRB(2) stock Amount of cash inflow from sale of Federal Reserve Bank (FRB) stock. wabc_NetWritedownOfPremisesAndEquipment Net writedown of premises and equipment The amount of net writedowns of premises and equipment. Common Stock [Member] wabc_ImpairedLoansRestructuredNonaccrualStatus Impaired Loans, Restructured, Nonaccrual Status Recorded investment in impaired loan receivables that have been restructured and are on nonaccrual status as of the balance sheet date. wabc_LoansAndLeasesReceivableNonaccrualCommitmentToLend Loans and Leases Receivable, Nonaccrual, Commitment to Lend Reflects the unfunded portion of contractual agreements to lend funds to borrowers for loans on nonaccrual status. wabc_TroubledDebtRestructuringsDuringPeriod Troubled Debt Restructurings During Period Number of troubled debt restructurings during period. Equity Components [Axis] One Loan [Member] One loan modified that was considered a troubled debt restructuring. Equity Component [Domain] Restructured Loans [Member] Information related to restructured loans. Residential Real Estate Included in OREO [Member] Represents residential real estate included in OREO. Class of Financing Receivable, Type [Domain] Construction Portfolio Segment [Member] Portfolio segment of the company's total financing receivables related to construction. Other Liabilities [Member] Commercial Real Estate Portfolio Segment [Member] Class of Financing Receivable, Type [Axis] Financing Receivable Portfolio Segment [Domain] Commercial Portfolio Segment [Member] Residential Portfolio Segment [Member] Consumer Portfolio Segment [Member] wabc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionReductionInFDICIndemnificationAsset Change in FDIC indemnification The current period adjustment to accretion for FDIC indemnification offset. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Accretable Yield Reconciliation Schedule [Table Text Block] Tabular reconciliation of the accretable yield during the period. wabc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableyieldNetAccretionRecognized (Increase) in interest income The current period net recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan, less the current period adjustment related to FDIC indemnification offset. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Financing Receivable Portfolio Segment [Axis] Contingent Commitment, Year 3 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 3. Debt Securities, Available-for-sale and Held-to-maturity [Table Text Block] Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity) or at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Unallocated Financing Receivable [Member] Financing receivables that have not been allocated to a portfolio segment. Balance Sheet Location [Axis] Balance Sheet Location [Domain] Accounting Policies [Abstract] Significant Accounting Policies [Text Block] Concentration Risk Disclosure [Text Block] Short-term borrowed funds Dividends paid (in dollars per share) us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption Cumulative Effect of New Accounting Principle in Period of Adoption Cumulative effect of equity securities losses reclassified wabc_FinancingReceivableRecordedInvestmentModificationsInPeriod Financing Receivable, Recorded Investment, Modifications in Period The amount of the carrying value of financing receivables that have been modified by troubled debt restructurings during the period. Receivable Type [Axis] Receivable [Domain] SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Axis] SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Domain] us-gaap_DepositsFairValueDisclosure Deposits Net change in short-term borrowings Equity securities losses Unrealized Gain (Loss) on Securities Equity securities losses Add common stock equivalents for options (in shares) us-gaap_SharePrice Share Price us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Average Diluted Common Shares Outstanding (in shares) Weighted average number of common shares outstanding - diluted (denominator) (in shares) Asset Class [Axis] Asset Class [Domain] Statement [Table] Scenario [Axis] Statement of Financial Position [Abstract] Diluted earnings (in dollars per share) Diluted earnings per common share (in dollars per share) Scenario, Unspecified [Domain] Average Common Shares Outstanding (in shares) Weighted average number of common shares outstanding - basic (in shares) us-gaap_OperatingLeasesFutureMinimumPaymentsDue Operating Leases, Future Minimum Payments Due, Total Diluted earnings per common share us-gaap_AvailableForSaleSecurities Total Basic earnings (in dollars per share) Basic earnings per common share (in dollars per share) us-gaap_CostMethodInvestments Total equity securities without readily determinable fair values Basic earnings per common share Statement of Cash Flows [Abstract] us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment Qualified Affordable Housing Project Investments, Commitment Statement of Stockholders' Equity [Abstract] Income Statement [Abstract] Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] Schedule of Recorded Investment in Loans Evaluated for Impairment [Table Text Block] Tabular disclosure of the recorded investment in loans by major categories and by method of impairment evaluation. Interest-bearing deposits Fiduciary and Trust [Member] us-gaap_Deposits Total deposits Total deposits Noninterest-bearing deposits Investments Classified by Contractual Maturity Date [Table Text Block] Schedule of Unrealized Loss on Investments [Table Text Block] Net change in deposits Four Concessions With Modifications of Extended Maturity and Under-market Terms [Member] Represents information pertaining to four concessions with modifications of extended maturity and under-market terms. Changes in unrealized gains on debt securities available for sale Deposit Liabilities, Type [Table Text Block] Transaction Savings Fair Value Measurements, Nonrecurring [Table Text Block] Other Commitments [Axis] Impaired Financing Receivables Supplemental Schedule [Table Text Block] Supplemental tabular disclosure of impaired financing receivables. Fair Value, Assets Measured on Recurring Basis [Table Text Block] Other Commitments [Domain] wabc_FinancingReceivableModificationsPeriodEndImpairmentAllowance Period-End Individual Impairment Allowance Financing Activities: Visa Inc. [Member] Represents information pertaining to Visa Inc. wabc_SecuritiesSelectedForOTTIAnalysisMarketPriceThreshold Securities Selected for OTTI Analysis, Market Price, Threshold Represents the market price threshold compared to par value for securities selected for other than temporary impairment (OTTI) analysis. wabc_ConversionRateOfClassBCommonStockIntoClassACommonStock Conversion Rate of Class B Common Stock into Class A Common Stock Represents the conversion rate of class B common stock into class A common stock, with regard to an investment in the common stock of another entity. Impaired Loans [Member] All impaired loans (e.g. originated, purchased covered and purchased noncovered) that have been measured at fair value on a nonrecurring basis and a loss has been recorded or a specific allowance has been established. Other Real Estate Owned [Member] Information related to other real estate owned. wabc_AssetsFairValueDisclosureTotalLosses Total Losses Amount of losses recognized on assets measured at fair value. wabc_ShortTermBorrowedFundsFairValueDisclosure Short-term borrowed funds This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents short-term borrowed funds as of the balance sheet date. us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax Post-retirement benefit transition obligation amortization Proceeds from life insurance Loss contingency Noninterest expense related to loss contingency. Agency Residential MBS [Member] Securities issued by government sponsored entities and collateralized by residential real estate mortgage loans. Non-agency Residential MBS [Member] Securities issued by non-government sponsored entities and collateralized by residential real estate mortgage loans. us-gaap_StockholdersEquity Total Shareholders' Equity Balance Balance Agency Commercial MBS [Member] Securities issued by government sponsored entities and collateralized by commercial real estate mortgage loans. Common Class A [Member] Class of Stock [Axis] Class of Stock [Domain] Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Contingent Commitment, Year 5 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 5. Contingent Commitment, Year 6 [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 6. us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax Debt securities available for sale, gross unrealized losses Contingent Commitment, Year 8 or Thereafter [Member] Amount of contingent commitments to qualified affordable housing project investments expected to be paid in year 8 or thereafter. Debt securities available for sale, gross unrealized gains Financial Service, Other [Member] wabc_OtherRealEstateReserve Other Real Estate, Reserve The reserve account relating to other real estate. Debt securities available for sale, amortized cost Debt Securities, Available-for-sale, Amortized Cost, Total Investment securities available for sale, amortized cost Investment securities available for sale, amortized cost, over 1 to 5 years Investment securities available for sale, amortized cost, over 5 to 10 years Investment securities available for sale, amortized cost, over 10 years EX-101.PRE 11 wabc-20180930_pre.xml XBRL PRESENTATION FILE XML 12 R1.htm IDEA: XBRL DOCUMENT v3.10.0.1
Document And Entity Information - shares
 9 Months Ended
Sep. 30, 2018
Oct. 29, 2018
Document Information [Line Items]    
Entity Registrant Name WESTAMERICA BANCORPORATION  
Entity Central Index Key 0000311094  
Trading Symbol wabc  
Current Fiscal Year End Date --12-31  
Entity Filer Category Large Accelerated Filer  
Entity Current Reporting Status Yes  
Entity Emerging Growth Company false  
Entity Small Business false  
Entity Common Stock, Shares Outstanding (in shares)   26,727,416
Document Type 10-Q  
Document Period End Date Sep. 30, 2018  
Document Fiscal Year Focus 2018  
Document Fiscal Period Focus Q3  
Amendment Flag false  
XML 13 R2.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Assets:    
Cash and due from banks $ 522,660 $ 575,002
Equity securities 1,734 1,800
Debt securities available for sale 2,478,908 2,191,707
Debt securities held to maturity, with fair values of: $1,002,648 at September 30, 2018 and $1,155,342 at December 31, 2017 1,025,699 1,158,864
Loans 1,196,955 1,287,982
Allowance for loan losses (22,027) (23,009)
Loans, net of allowance for loan losses 1,174,928 1,264,973
Other real estate owned 620 1,426
Premises and equipment, net 35,391 35,301
Identifiable intangibles, net 2,376 3,850
Goodwill 121,673 121,673
Other assets 165,474 158,450
Total Assets 5,529,463 5,513,046
Liabilities:    
Noninterest-bearing deposits 2,211,028 2,197,526
Interest-bearing deposits 2,624,809 2,630,087
Total deposits 4,835,837 4,827,613
Short-term borrowed funds 61,756 58,471
Other liabilities 39,279 36,723
Total Liabilities 4,936,872 4,922,807
Contingencies (Note 10)
Shareholders' Equity:    
Common stock (no par value), authorized - 150,000 shares Issued and outstanding: 26,727 at September 30, 2018 and 26,425 at December 31, 2017 447,785 431,734
Deferred compensation 1,395 1,533
Accumulated other comprehensive loss (54,066) (16,832)
Retained earnings 197,477 173,804
Total Shareholders' Equity 592,591 590,239
Total Liabilities and Shareholders' Equity $ 5,529,463 $ 5,513,046
XML 14 R3.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($)
shares in Thousands, $ / shares in Thousands, $ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Debt securities held to maturity, fair values $ 1,002,648 $ 1,155,342
Common stock, par value (in dollars per share) $ 0 $ 0
Common stock, authorized (in shares) 150,000 150,000
Common stock, issued (in shares) 26,727 26,425
Common stock, outstanding (in shares) 26,727 26,425
XML 15 R4.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Loans $ 14,593 $ 15,082 $ 44,247 $ 46,330
Equity securities 85 70 256 214
Debt securities available for sale 15,644 11,277 43,518 32,091
Debt securities held to maturity 5,931 6,716 18,321 20,997
Total Interest and Loan Fee Income 36,253 33,145 106,342 99,632
Interest Expense:        
Deposits 518 461 1,417 1,395
Short-term borrowed funds 9 12 28 34
Total Interest Expense 527 473 1,445 1,429
Net Interest and Loan Fee Income 35,726 32,672 104,897 98,203
Reversal of provision for loan losses (1,900)
Net Interest and Loan Fee Income After Reversal of Provision for Loan Losses 35,726 32,672 104,897 100,103
Noninterest Income:        
Life insurance gains 585 585
Equity securities losses (16) (66)
Other noninterest income 1,007 1,420 2,988 4,042
Total Noninterest Income 12,528 12,548 36,252 36,328
Noninterest Expense:        
Salaries and related benefits 13,415 12,816 39,952 38,867
Occupancy and equipment 4,809 4,907 14,365 14,571
Loss contingency 3,500 3,500
Outsourced data processing services 2,292 2,383 6,930 6,710
Professional fees 621 512 2,277 1,533
Amortization of identifiable intangibles 451 760 1,474 2,322
Courier service 448 451 1,333 1,310
Other noninterest expense 1,469 2,285 5,365 7,812
Total Noninterest Expense 27,005 24,114 75,196 73,125
Income Before Income Taxes 21,249 21,106 65,953 63,306
Provision for income taxes 4,256 6,089 13,444 17,441
Net Income $ 16,993 $ 15,017 $ 52,509 $ 45,865
Average Common Shares Outstanding (in shares) 26,701 26,309 26,622 26,260
Average Diluted Common Shares Outstanding (in shares) 26,815 26,404 26,736 26,379
Per Common Share Data:        
Basic earnings (in dollars per share) $ 0.64 $ 0.57 $ 1.97 $ 1.75
Diluted earnings (in dollars per share) 0.63 0.57 1.96 1.74
Dividends paid (in dollars per share) $ 0.40 $ 0.39 $ 1.20 $ 1.17
Deposit Account [Member]        
Noninterest Income:        
Noninterest income revenue $ 4,615 $ 4,989 $ 14,012 $ 14,857
Credit Card, Merchant Discount [Member]        
Noninterest Income:        
Noninterest income revenue 2,464 2,153 7,190 6,080
Debit Card [Member]        
Noninterest Income:        
Noninterest income revenue 1,656 1,784 4,959 4,851
Fiduciary and Trust [Member]        
Noninterest Income:        
Noninterest income revenue 733 718 2,202 2,136
ATM Processing Fees [Member]        
Noninterest Income:        
Noninterest income revenue 687 684 2,049 1,914
Financial Service, Other [Member]        
Noninterest Income:        
Noninterest income revenue 665 652 1,946 1,964
Financial Services Commission [Member]        
Noninterest Income:        
Noninterest income revenue $ 132 $ 148 $ 387 $ 484
XML 16 R5.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Net income $ 16,993 $ 15,017 $ 52,509 $ 45,865
Other comprehensive (loss) income:        
Changes in unrealized gains on debt securities available for sale (5,915) 4,179 (47,915) 11,413
Deferred tax benefit(expense) 1,749 (1,757) 14,164 (4,799)
Changes in unrealized gains on debt securities available for sale, net of tax (4,166) 2,422 (33,751) 6,614
Post-retirement benefit transition obligation amortization 15 45
Deferred tax expense (6) (18)
Post-retirement benefit transition obligation amortization, net of tax 9 27
Total other comprehensive (loss) income (4,166) 2,431 (33,751) 6,641
Total comprehensive income $ 12,827 $ 17,448 $ 18,758 $ 52,506
XML 17 R6.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
Common Stock [Member]
Accumulated Deferred Compensation [Member]
AOCI Attributable to Parent [Member]
Retained Earnings [Member]
Total
Balance (in shares) at Dec. 31, 2016 25,907        
Balance at Dec. 31, 2016 $ 404,606 $ 1,533 $ (10,074) $ 165,302 $ 561,367
Net income for the period 45,865 45,865
Other comprehensive income 6,641 6,641
Exercise of stock options (in shares) 403        
Exercise of stock options $ 18,988 18,988
Restricted stock activity (in shares) 13        
Restricted stock activity $ 707 707
Stock based compensation $ 1,368 1,368
Stock awarded to employees (in shares) 2        
Stock awarded to employees $ 76 76
Retirement of common stock (in shares) (6)        
Retirement of common stock $ (90) (224) (314)
Dividends (30,741) (30,741)
Balance (in shares) at Sep. 30, 2017 26,319        
Balance at Sep. 30, 2017 $ 425,655 1,533 (3,433) 180,202 603,957
Balance (in shares) at Dec. 31, 2017 26,425        
Balance at Dec. 31, 2017 $ 431,734 1,533 (16,832) 173,804 590,239
Cumulative effect of equity securities losses reclassified at Dec. 31, 2017 142 (142)
Adjusted Balance at Dec. 31, 2017 $ 431,734 1,533 (16,690) 173,662 590,239
Balance (in shares) at Dec. 31, 2017 26,425        
Balance at Dec. 31, 2017 $ 431,734 1,533 (16,832) 173,804 590,239
Net income for the period 52,509 52,509
Other comprehensive income (33,751) (33,751)
Exercise of stock options (in shares) 289        
Exercise of stock options $ 13,245 13,245
Restricted stock activity (in shares) 20        
Restricted stock activity $ 1,281 (138) 1,143
Stock based compensation $ 1,575 1,575
Stock awarded to employees (in shares) 2        
Stock awarded to employees $ 99 99
Retirement of common stock (in shares) (9)        
Retirement of common stock $ (149) (375) (524)
Dividends (31,944) (31,944)
Cumulative effect of equity securities losses reclassified at Dec. 31, 2017 142 (142)
Adjusted Balance at Dec. 31, 2017 431,734 1,533 (16,690) 173,662 590,239
Reclass stranded tax effects resulting from the Tax Cuts and Jobs Act (3,625) 3,625
Balance (in shares) at Sep. 30, 2018 26,727        
Balance at Sep. 30, 2018 $ 447,785 $ 1,395 $ (54,066) $ 197,477 $ 592,591
XML 18 R7.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Operating Activities:    
Net income $ 52,509 $ 45,865
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 18,964 18,807
Reversal of provision for loan losses (1,900)
Net amortization of deferred loan (fees) cost (181) 34
(Increase) decrease in interest income receivable (177) 713
Life insurance premiums paid (609) (126)
Increase in other assets (1,287) (2,088)
Increase in income taxes payable 7,760 2,461
(Increase) decrease in net deferred tax asset (1,345) 895
Stock option compensation expense 1,575 1,368
Increase (decrease) in interest expense payable 5 (8)
Increase (decrease) in other liabilities 3,793 (1,142)
Life insurance gains (585)
Equity securities losses 66
Net writedown of premises and equipment 3 60
Net gain on sale of foreclosed assets (94) (72)
Writedown of foreclosed assets 27 219
Net Cash Provided by Operating Activities 80,424 65,086
Investing Activities:    
Net repayments of loans 91,594 69,319
Net payments under FDIC(1) indemnification agreements [1] (63)
Proceeds from life insurance 1,183
Purchases of debt securities available for sale (634,113) (433,525)
Proceeds from sale/maturity/calls of debt securities available for sale 290,663 238,888
Proceeds from maturity/calls of debt securities held to maturity 127,578 135,208
Purchases of premises and equipment (2,830) (1,980)
Net change in FRB(2) stock [2] 1
Proceeds from sale of foreclosed assets 873 1,521
Net Cash (Used in) Provided by Investing Activities (125,052) 9,369
Financing Activities:    
Net change in deposits 8,224 29,839
Net change in short-term borrowings 3,285 7,259
Exercise of stock options 13,245 18,988
Retirement of common stock (524) (314)
Common stock dividends paid (31,944) (30,741)
Net Cash (Used in) Provided by Financing Activities (7,714) 25,031
Net Change In Cash and Due from Banks (52,342) 99,486
Cash and Due from Banks at Beginning of Period 575,002 462,271
Cash and Due from Banks at End of Period 522,660 561,757
Supplemental disclosure of non cash activities:    
Loan collateral transferred to other real estate owned
Securities purchases pending settlement 811
Supplemental disclosure of cash flow activities:    
Interest paid for the period 1,440 1,437
Income tax payments for the period $ 7,028 $ 14,657
[1] Federal Deposit Insurance Corporation ("FDIC")
[2] Federal Reserve Bank ("FRB")
XML 19 R8.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 1 - Basis of Presentation
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]
Note
1:
Basis of Presentation
 
The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission and follow general practices within the banking industry. The results of operations reflect interim adjustments, all of which are of a normal recurring nature and which, in the opinion of Management, are necessary for a fair presentation of the results for the interim periods presented. The interim results for the
three
and
nine
months ended
September 30, 2018
are
not
necessarily indicative of the results expected for the full year. These unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and accompanying notes as well as other information included in the Company's Annual Report on Form
10
-K for the year ended
December 31, 2017.
XML 20 R9.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 2 - Accounting Policies
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Significant Accounting Policies [Text Block]
Note
2:
Accounting Policies
 
The most significant accounting policies followed by the Company are presented in Note
1
to the audited consolidated financial statements included in the Company’s Annual Report on Form
10
-K for the year ended
December 31, 2017.
These policies, along with the disclosures presented in the other financial statement notes and in this discussion, provide information on how significant assets and liabilities are valued in the financial statements and how those values are determined. Based on the valuation techniques used and the sensitivity of financial statement amounts to the methods, assumptions, and estimates underlying those amounts, it is reasonably possible conditions could change materially affecting results of operations and financial conditions.
 
Application of these principles requires the Company to make certain estimates, assumptions, and judgments that affect the amounts reported in the financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions and judgments are necessary when assets and liabilities are required to be recorded at fair value, when a decline in the value of an asset
not
carried on the financial statements at fair value warrants an impairment writedown or valuation reserve to be established, or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and the information used to record valuation adjustments for certain assets and liabilities are based either on quoted market prices or are provided by other
third
-party sources, when available.
 
Certain amounts in prior periods have been reclassified to conform to the current presentation.
 
Recently Adopted Accounting Standards
 
In the
nine
months ended
September 30, 2018,
the Company adopted the following new accounting guidance:
 
FASB Accounting Standard Update (ASU)
2014
-
09
,
Revenue (Topic
606
): Revenue from Contracts with Customers,
was issued
May 2014.
The ASU specifies a standardized approach for revenue recognition across industries and transactions. The ASU also requires additional disclosures. The scope of the ASU does
not
include revenue streams covered by other ASU topics; thus, Topic
606
does
not
apply to revenue related to financial instruments, guarantees and leases, which are the primary sources of the Company’s net interest income.
 
Approximately
73%
of the Company’s revenue, including all of its net interest income and a portion of its noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, merchant processing fees, debit card fees, ATM processing fees, trust fees and other service charges, commissions and fees. The Company’s revenue recognition practices within the scope of the ASU as described below did
not
change in any material regard upon adoption of the ASU.
 
Service Charges on Deposit Accounts
: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance.
 
Merchant Processing Services and Debit Card Fees
: The Company earns interchange fees from cardholder transactions conducted through the payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.
 
Trust Fees
: The Company earns trust fees from its contracts with customers to manage assets for investment or custody services. These fees are primarily earned over time as the Company provides the contracted monthly services and are generally assessed based on a tiered scale of the market value of assets under management (AUM) at month-end. Other related services provided, which are based on a fixed fee schedule, are recognized when the services are rendered.
 
Gains/Losses on Sales of OREO
: The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. The Company does
not
finance the sale of OREO.
 
The Company adopted the ASU on
January 1, 2018
and
no
cumulative adjustment was required.
 
FASB ASU
2016
-
01
,
Financial Instruments – Overall (Subtopic
825
-
10
): Recognition and Measurement of Financial Assets and Financial Liabilities,
was issued
January 2016.
The ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Most notably, the ASU changes the income statement impact of equity investments held by the Company and the requirement for the Company to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes (Note
9
).
 
The Company was required to adopt the ASU provisions on
January 1, 2018,
and for those equity securities with readily determinable fair values, the Company elected the retrospective transition approach with a cumulative effect adjustment to the balance sheet and for those equity securities that do
not
have readily determinable fair values, the Company elected the prospective transition approach. The impact of the adoption of this accounting standard on the Company’s consolidated financial statements will be subject to the price volatility of the equity investments. As a result of implementing the ASU provisions, effective
January 1, 2018,
the Company recorded a cumulative effect adjustment to retained earnings of
$142
thousand.
 
FASB ASU
2018
-
02
,
Income Statement – Reporting Comprehensive Income (Topic
220
): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,
was issued
February 2018.
The ASU eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act of
2017
by allowing a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act of
2017.
The Company early adopted the provisions of the ASU effective
January 1, 2018,
by reclassifying the Company’s
$3,625
thousand stranded tax effect.
 
Recently Issued Accounting Standards
 
FASB ASU
2016
-
02,
Leases (Topic
842
),
was issued
February 25, 2016.
The provisions of the new standard require lessees to recognize most leases on-balance sheet, increasing reported assets and liabilities. Lessor accounting remains substantially similar to current U.S. GAAP.

The Company will be required to adopt the ASU provisions effective
January 1, 2019,
and plans to elect the modified retrospective transition approach. Management is evaluating the impact that the ASU will have on the Company’s financial statements. As of
December 31, 2017,
the Company leased
58
of its operating facilities; the remaining minimum lease payments were
$17.5
million. The Company does
not
expect a material change in noninterest expenses upon adoption of the new standard.
 
FASB ASU
2016
-
13,
Financial Instruments – Credit Losses (Topic
326
): Measurement of Credit Losses on Financial Instruments,
was issued on
June 16, 2016.
The ASU significantly changes estimates for credit losses related to financial assets measured at amortized cost and certain other contracts. For estimating credit losses, the FASB is replacing the incurred loss model with the current expected credit loss (CECL) model, which will accelerate recognition of credit losses. Additionally, credit losses relating to debt securities available-for-sale will be recorded through an allowance for credit losses under the new standard. The Company will also be required to provide additional disclosures related to the financial assets within the scope of the new standard.
 
The Company will be required to adopt the ASU provisions on
January 1, 2020.
Management has commenced an implementation project to include evaluating available data, defining portfolio segments of loans with similar attributes, and selecting loss estimate models for each identified loan portfolio segment. The ultimate adjustment to the allowance for loan losses will be accomplished through an offsetting after-tax adjustment to shareholders’ equity. Management has also segmented debt securities held to maturity and selected methods to estimate losses for each segment. Economic conditions and the composition of the Company’s loan portfolio at the time of adoption will influence the extent of the adopting accounting adjustment.
 
FASB ASU
2017
-
08
,
Receivables – Non-Refundable Fees and Other Costs (Subtopic
310
-
20
): Premium Amortization on Purchased Callable Debt Securities
, was issued
March 2017.
The ASU will shorten the amortization period for certain callable debt securities held at a premium. Specifically, the ASU requires the premium to be amortized to the earliest call date. The ASU does
not
require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.
 
The Company will be required to adopt the ASU provisions on
January 1, 2019.
Management has evaluated the impact the ASU will have on the Company’s financial statements relative to shareholder’s equity and the change in monthly earnings and the impact is
not
expected to be material.
 
FASB ASU
2017
-
12
,
Derivatives and Hedging (Topic
815
): Targeted Improvements to Accounting for Hedging Activities
, was issued
August 2017.
The ASU will expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. The ASU also provides for a
one
-time reclassification of prepayable assets from held-to-maturity (HTM) to available for sale (AFS) regardless of derivative use.
 
The Company will be required to adopt the ASU provisions on
January 1, 2019.
The Company does
not
currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities
may
be permitted with the approval of the Company’s Board of Directors. The Company has evaluated the prepayable assets in the HTM portfolio and will
not
effect a
one
-time reclassification of prepayable assets from HTM to the AFS upon implementation.
 
FASB ASU
2018
-
13
,
Fair Value Measurements (Topic
820
): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement
, was issued
August 2018.
The ASU is part of the disclosure framework project, where the primary focus is to improve the effectiveness of disclosures in the financial statements. The ASU removes, modifies and adds disclosure requirements related to Fair Value Measurements.
 
The provisions of the ASU are effective
January 1, 2020
with the option to early adopt any removed or modified disclosures upon issuance of the ASU. The Company early adopted the provisions to remove and/or modify relevant disclosures in Note
9
to the unaudited consolidated financial statements. The requirement to include additional disclosures will be adopted by the Company
January 1, 2020.
The additional disclosures will
not
affect the financial results upon adoption.
XML 21 R10.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]
Note
3:
Investment Securities
 
Effective
January 1, 2018,
upon adoption of ASU
2016
-
01,
equity securities included in the Company’s available for sale portfolio of
$1,800
thousand were reclassified to equity securities. The reclassification of equity securities resulted in recording a cumulative effect adjustment to retained earnings of
$142
thousand, net of tax.
 
At
September 30, 2018,
the market value of equity securities was
$1,734
thousand. During the
nine
months ended
September 30, 2018,
the Company recognized gross unrealized holding losses of
$66
thousand in earnings.
 
An analysis of the amortized cost and fair value by major categories of debt securities available for sale, which are carried at fair value with net unrealized gains (losses) reported on an after-tax basis as a component of cumulative other comprehensive income, and debt securities held to maturity, which are carried at amortized cost, follows:
 
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
At September 30, 2018
 
(In thousands)
Debt securities available for sale
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
167,222
 
 
$
-
 
 
$
(5,478
)
 
$
161,744
 
Agency residential mortgage-backed securities (MBS)
 
 
919,381
 
 
 
243
 
 
 
(41,595
)
 
 
878,029
 
Non-agency residential MBS
 
 
122
 
 
 
2
 
 
 
-
 
 
 
124
 
Agency commercial MBS
 
 
1,877
 
 
 
-
 
 
 
(30
)
 
 
1,847
 
Securities of U.S. Government entities
 
 
1,223
 
 
 
-
 
 
 
(13
)
 
 
1,210
 
Obligations of states and political subdivisions
 
 
182,851
 
 
 
1,841
 
 
 
(4,349
)
 
 
180,343
 
Corporate securities
 
 
1,282,991
 
 
 
411
 
 
 
(27,791
)
 
 
1,255,611
 
Total debt securities available for sale
 
 
2,555,667
 
 
 
2,497
 
 
 
(79,256
)
 
 
2,478,908
 
Debt securities held to maturity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agency residential MBS
 
 
468,354
 
 
 
200
 
 
 
(21,100
)
 
 
447,454
 
Non-agency residential MBS
 
 
3,524
 
 
 
72
 
 
 
-
 
 
 
3,596
 
Obligations of states and political subdivisions
 
 
553,821
 
 
 
2,526
 
 
 
(4,749
)
 
 
551,598
 
Total debt securities held to maturity
 
 
1,025,699
 
 
 
2,798
 
 
 
(25,849
)
 
 
1,002,648
 
Total
 
$
3,581,366
 
 
$
5,295
 
 
$
(105,105
)
 
$
3,481,556
 
 
 
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
At December 31, 2017
 
(In thousands)
Debt securities available for sale
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
122,285
 
 
$
1
 
 
$
(2,967
)
 
$
119,319
 
Agency residential MBS
 
 
787,679
 
 
 
522
 
 
 
(20,495
)
 
 
767,706
 
Non-agency residential MBS
 
 
153
 
 
 
1
 
 
 
-
 
 
 
154
 
Agency commercial MBS
 
 
2,244
 
 
 
-
 
 
 
(25
)
 
 
2,219
 
Securities of U.S. Government entities
 
 
1,612
 
 
 
-
 
 
 
(22
)
 
 
1,590
 
Obligations of states and political subdivisions
 
 
182,907
 
 
 
3,796
 
 
 
(1,482
)
 
 
185,221
 
Corporate securities
 
 
1,123,671
 
 
 
1,104
 
 
 
(9,277
)
 
 
1,115,498
 
Total debt securities available for sale
 
 
2,220,551
 
 
 
5,424
 
 
 
(34,268
)
 
 
2,191,707
 
Debt securities held to maturity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agency residential MBS
 
 
545,883
 
 
 
606
 
 
 
(9,850
)
 
 
536,639
 
Non-agency residential MBS
 
 
4,462
 
 
 
70
 
 
 
-
 
 
 
4,532
 
Agency commercial MBS
 
 
9,041
 
 
 
-
 
 
 
(66
)
 
 
8,975
 
Obligations of states and political subdivisions
 
 
599,478
 
 
 
7,736
 
 
 
(2,018
)
 
 
605,196
 
Total debt securities held to maturity
 
 
1,158,864
 
 
 
8,412
 
 
 
(11,934
)
 
 
1,155,342
 
Total
 
$
3,379,415
 
 
$
13,836
 
 
$
(46,202
)
 
$
3,347,049
 
 
The amortized cost and fair value of
debt
securities by contractual maturity are shown in the following tables at the dates indicated:
 
 
 
 
At September 30, 2018
 
 
Debt Securities Available
for Sale
 
Debt Securities Held
to Maturity
 
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
 
 
(In thousands)
Maturity in years:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1 year or less
 
$
128,356
 
 
$
128,080
 
 
$
90,266
 
 
$
90,491
 
Over 1 to 5 years
 
 
1,355,592
 
 
 
1,323,725
 
 
 
220,377
 
 
 
219,016
 
Over 5 to 10 years
 
 
111,553
 
 
 
110,850
 
 
 
242,137
 
 
 
241,023
 
Over 10 years
 
 
38,786
 
 
 
36,253
 
 
 
1,041
 
 
 
1,068
 
Subtotal
 
 
1,634,287
 
 
 
1,598,908
 
 
 
553,821
 
 
 
551,598
 
MBS
 
 
921,380
 
 
 
880,000
 
 
 
471,878
 
 
 
451,050
 
Total
 
$
2,555,667
 
 
$
2,478,908
 
 
$
1,025,699
 
 
$
1,002,648
 
 
 
 
 
At December 31, 2017
 
 
Debt Securities Available
for Sale
 
Debt Securities Held
to Maturity
 
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
 
 
(In thousands)
Maturity in years:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1 year or less
 
$
193,337
 
 
$
193,385
 
 
$
50,295
 
 
$
51,105
 
Over 1 to 5 years
 
 
1,031,807
 
 
 
1,023,047
 
 
 
269,050
 
 
 
269,471
 
Over 5 to 10 years
 
 
159,266
 
 
 
160,042
 
 
 
277,170
 
 
 
281,546
 
Over 10 years
 
 
46,065
 
 
 
45,154
 
 
 
2,963
 
 
 
3,074
 
Subtotal
 
 
1,430,475
 
 
 
1,421,628
 
 
 
599,478
 
 
 
605,196
 
MBS
 
 
790,076
 
 
 
770,079
 
 
 
559,386
 
 
 
550,146
 
Total
 
$
2,220,551
 
 
$
2,191,707
 
 
$
1,158,864
 
 
$
1,155,342
 
 
 
Expected maturities of mortgage-related securities can differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties. In addition, such factors as prepayments and interest rates
may
affect the yield on the carrying value of mortgage-related securities. At
September 30, 2018
and
December 31, 2017,
the Company had
no
high-risk collateralized mortgage obligations as defined by regulatory guidelines.
 
An analysis of the gross unrealized losses of the debt securities available for sale portfolio follows:
 
 
 
Debt Securities Available for Sale
 
 
At September 30, 2018
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Securities of U.S. Government sponsored entities
 
 
5
 
 
$
46,531
 
 
$
(461
)
 
 
8
 
 
$
115,213
 
 
$
(5,017
)
 
 
13
 
 
$
161,744
 
 
$
(5,478
)
Agency residential MBS
 
 
23
 
 
 
421,962
 
 
 
(9,816
)
 
 
50
 
 
 
447,104
 
 
 
(31,779
)
 
 
73
 
 
 
869,066
 
 
 
(41,595
)
Agency commercial MBS
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1,847
 
 
 
(30
)
 
 
1
 
 
 
1,847
 
 
 
(30
)
Securities of U.S. Government entities
 
 
-
 
 
 
-
 
 
 
-
 
 
 
2
 
 
 
1,210
 
 
 
(13
)
 
 
2
 
 
 
1,210
 
 
 
(13
)
Obligations of states and political subdivisions
 
 
43
 
 
 
32,193
 
 
 
(392
)
 
 
74
 
 
 
67,715
 
 
 
(3,957
)
 
 
117
 
 
 
99,908
 
 
 
(4,349
)
Corporate securities
 
 
86
 
 
 
826,287
 
 
 
(16,386
)
 
 
37
 
 
 
333,319
 
 
 
(11,405
)
 
 
123
 
 
 
1,159,606
 
 
 
(27,791
)
Total
 
 
157
 
 
$
1,326,973
 
 
$
(27,055
)
 
 
172
 
 
$
966,408
 
 
$
(52,201
)
 
 
329
 
 
$
2,293,381
 
 
$
(79,256
)
 
An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:
 
 
 
Debt Securities Held to Maturity
 
 
At September 30, 2018
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Agency residential MBS
 
 
26
 
 
$
34,278
 
 
$
(952
)
 
 
70
 
 
$
404,842
 
 
$
(20,148
)
 
 
96
 
 
$
439,120
 
 
$
(21,100
)
Obligations of states and political subdivisions
 
 
224
 
 
 
191,579
 
 
 
(1,540
)
 
 
162
 
 
 
164,011
 
 
 
(3,209
)
 
 
386
 
 
 
355,590
 
 
 
(4,749
)
Total
 
 
250
 
 
$
225,857
 
 
$
(2,492
)
 
 
232
 
 
$
568,853
 
 
$
(23,357
)
 
 
482
 
 
$
794,710
 
 
$
(25,849
)
 
The unrealized losses on the Company’s debt securities were caused by market conditions for these types of investments, particularly changes in risk-free interest rates. The Company evaluates debt securities on a quarterly basis including changes in security ratings issued by rating agencies, changes in the financial condition of the issuer, and, for mortgage-backed and asset-backed securities, delinquency and loss information with respect to the underlying collateral, changes in the levels of subordination for the Company’s particular position within the repayment structure and remaining credit enhancement as compared to expected credit losses of the security. Substantially all of these securities continue to be investment grade rated by a major rating agency. One corporate bond with a carrying value of
$15.0
million and a market value of
$14.1
million at
September 30, 2018,
is rated below investment grade. In addition to monitoring credit rating agency evaluations, Management performs its own evaluations regarding the credit worthiness of the issuer or the securitized assets underlying asset backed securities.
 
The Company does
not
intend to sell any debt securities and has concluded that it is more likely than
not
that it will
not
be required to sell the debt securities prior to recovery of the amortized cost basis. Therefore, the Company does
not
consider these debt securities to be other-than-temporarily impaired as of
September 30, 2018.
 
The fair values of the debt securities could decline in the future if the general economy deteriorates, inflation increases, credit ratings decline, the issuer’s financial condition deteriorates, or the liquidity for debt securities declines. As a result, other than temporary impairments
may
occur in the future.
 
As of
September 30, 2018
and
December 31, 2017,
the Company had debt securities pledged to secure public deposits and short-term borrowed funds of
$740,177
 thousand and
$715,774
 thousand, respectively.
 
An analysis of gross unrealized losses  of debt securities available for sale follows:
 
 
 
 
Debt Securities Available for Sale
 
 
At December 31, 2017
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Securities of U.S. Government sponsored entities
 
 
1
 
 
$
996
 
 
$
(2
)
 
 
8
 
 
$
117,252
 
 
$
(2,965
)
 
 
9
 
 
$
118,248
 
 
$
(2,967
)
Agency residential MBS
 
 
7
 
 
 
238,554
 
 
 
(1,501
)
 
 
51
 
 
 
516,711
 
 
 
(18,994
)
 
 
58
 
 
 
755,265
 
 
 
(20,495
)
Non-agency residential MBS
 
 
1
 
 
 
1
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1
 
 
 
-
 
Agency commercial; MBS
 
 
2
 
 
 
2,219
 
 
 
(25
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
2
 
 
 
2,219
 
 
 
(25
)
Securities of U.S. Government entities
 
 
-
 
 
 
-
 
 
 
-
 
 
 
3
 
 
 
1,590
 
 
 
(22
)
 
 
3
 
 
 
1,590
 
 
 
(22
)
Obligations of states and political subdivisions
 
 
50
 
 
 
21,453
 
 
 
(228
)
 
 
35
 
 
 
52,071
 
 
 
(1,254
)
 
 
85
 
 
 
73,524
 
 
 
(1,482
)
Corporate securities
 
 
64
 
 
 
571,112
 
 
 
(4,047
)
 
 
38
 
 
 
282,924
 
 
 
(5,230
)
 
 
102
 
 
 
854,036
 
 
 
(9,277
)
Total
 
 
125
 
 
$
834,335
 
 
$
(5,803
)
 
 
135
 
 
$
970,548
 
 
$
(28,465
)
 
 
260
 
 
$
1,804,883
 
 
$
(34,268
)
 
 
An analysis of gross unrecognized losses of the debt securities held to maturity portfolio follows:
 
 
 
 
Debt Securities Held to Maturity
 
 
At December 31, 2017
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Agency residential MBS
 
 
15
 
 
$
30,218
 
 
$
(201
)
 
 
65
 
 
$
479,775
 
 
$
(9,649
)
 
 
80
 
 
$
509,993
 
 
$
(9,850
)
Agency commercial MBS
 
 
1
 
 
 
1,913
 
 
 
(4
)
 
 
1
 
 
 
7,062
 
 
 
(62
)
 
 
2
 
 
 
8,975
 
 
 
(66
)
Obligations of states and political subdivisions
 
 
146
 
 
 
131,032
 
 
 
(553
)
 
 
59
 
 
 
58,979
 
 
 
(1,465
)
 
 
205
 
 
 
190,011
 
 
 
(2,018
)
Total
 
 
162
 
 
$
163,163
 
 
$
(758
)
 
 
125
 
 
$
545,816
 
 
$
(11,176
)
 
 
287
 
 
$
708,979
 
 
$
(11,934
)
 
The following table provides information about the amount of interest income earned on investment securities which is fully taxable and which is exempt from regular federal income tax:
 
 
 
For the Three Months
 
For the Nine Months
 
 
Ended September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
Taxable
 
$
16,780
 
 
$
12,957
 
 
$
47,327
 
 
$
37,584
 
Tax-exempt from regular federal income tax
 
 
4,880
 
 
 
5,106
 
 
 
14,768
 
 
 
15,718
 
Total interest income from investment securities
 
$
21,660
 
 
$
18,063
 
 
$
62,095
 
 
$
53,302
 
 
XML 22 R11.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
Note
4:
Loans, Allowance for Loan Losses and Other Real Estate Owned
 
A summary of the major categories of loans outstanding is shown in the following table at the dates indicated.
 
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Commercial
 
$
276,031
 
 
$
335,996
 
Commercial Real Estate
 
 
567,213
 
 
 
568,584
 
Construction
 
 
3,939
 
 
 
5,649
 
Residential Real Estate
 
 
48,150
 
 
 
65,183
 
Consumer Installment & Other
 
 
301,622
 
 
 
312,570
 
Total
 
$
1,196,955
 
 
$
1,287,982
 
 
Total loans outstanding reported above include loans purchased from the FDIC of
$65,868
  thousand and
$83,478
thousand at
September 30, 2018
and
December 31, 2017,
respectively. Loans purchased from the FDIC were separately reported in prior periods and have been reclassified into their respective categories in the current presentation.
 
Changes in the accretable yield for purchased loans were as follows:
 
 
 
For the
Nine Months Ended
September 30, 2018
 
For the
Year Ended
December 31, 2017
Accretable yield:
 
(In thousands)
Balance at the beginning of the period
 
$
738
 
 
$
1,237
 
Reclassification from nonaccretable difference
 
 
896
 
 
 
1,852
 
Accretion
 
 
(1,380
)
 
 
(2,351
)
Balance at the end of the period
 
$
254
 
 
$
738
 
 
 
 
 
 
 
 
 
 
Accretion
 
$
(1,380
)
 
$
(2,351
)
Change in FDIC indemnification
 
 
2
 
 
 
192
 
(Increase) in interest income
 
$
(1,378
)
 
$
(2,159
)
 
The following summarizes activity in the allowance for loan losses:
 
 
 
 
Allowance for Loan Losses
For the Three Months Ended September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
8,275
 
 
$
3,789
 
 
$
210
 
 
$
1,064
 
 
$
5,943
 
 
$
3,759
 
 
$
23,040
 
(Reversal) provision
 
 
(184
)
 
 
372
 
 
 
44
 
 
 
(120
)
 
 
(137
)
 
 
25
 
 
 
-
 
Chargeoffs
 
 
(384
)
 
 
(240
)
 
 
-
 
 
 
-
 
 
 
(845
)
 
 
-
 
 
 
(1,469
)
Recoveries
 
 
103
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
353
 
 
 
-
 
 
 
456
 
Total allowance for loan losses
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
 
 
 
Allowance for Loan Losses
For the Nine Months Ended September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,746
 
 
$
3,849
 
 
$
335
 
 
$
995
 
 
$
6,418
 
 
$
3,666
 
 
$
23,009
 
(Reversal) provision
 
 
(863
)
 
 
312
 
 
 
(81
)
 
 
(51
)
 
 
565
 
 
 
118
 
 
 
-
 
Chargeoffs
 
 
(425
)
 
 
(240
)
 
 
-
 
 
 
-
 
 
 
(3,015
)
 
 
-
 
 
 
(3,680
)
Recoveries
 
 
1,352
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1,346
 
 
 
-
 
 
 
2,698
 
Total allowance for loan losses
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
 
 
 
 
Allowance for Loan Losses
For the Three Months Ended September 30, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Balance at beginning of period
 
$
8,167
 
 
$
3,545
 
 
$
160
 
 
$
1,105
 
 
$
7,215
 
 
$
3,911
 
 
$
24,103
 
        (Reversal) provision
 
 
(391
)
 
 
288
 
 
 
136
 
 
 
(50
)
 
 
167
 
 
 
(150
)
 
 
-
 
        Chargeoffs
 
 
(132
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
(886
)
 
 
-
 
 
 
(1,018
)
        Recoveries
 
 
128
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
415
 
 
 
-
 
 
 
543
 
Total allowance for loan losses
 
$
7,772
 
 
$
3,833
 
 
$
296
 
 
$
1,055
 
 
$
6,911
 
 
$
3,761
 
 
$
23,628
 
 
 
 
Allowance for Loan Losses
For the Nine Months Ended September 30, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Balance at beginning of period
 
$
8,327
 
 
$
3,330
 
 
$
152
 
 
$
1,330
 
 
$
7,980
 
 
$
4,835
 
 
$
25,954
 
        (Reversal) provision
 
 
(220
)
 
 
415
 
 
 
(1,755
)
 
 
(275
)
 
 
1,009
 
 
 
(1,074
)
 
 
(1,900
)
        Chargeoffs
 
 
(961
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
(3,783
)
 
 
-
 
 
 
(4,744
)
        Recoveries
 
 
626
 
 
 
88
 
 
 
1,899
 
 
 
-
 
 
 
1,705
 
 
 
-
 
 
 
4,318
 
Total allowance for loan losses
 
$
7,772
 
 
$
3,833
 
 
$
296
 
 
$
1,055
 
 
$
6,911
 
 
$
3,761
 
 
$
23,628
 
 
The allowance for loan losses and recorded investment in loans evaluated for impairment were as follows:
 
 
 
Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
4,668
 
 
$
172
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
4,840
 
Collectively evaluated for impairment
 
 
3,142
 
 
 
3,749
 
 
 
254
 
 
 
944
 
 
 
5,314
 
 
 
3,784
 
 
 
17,187
 
Purchased loans with evidence of credit deterioration
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
Total
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
Carrying value of loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
10,254
 
 
$
10,816
 
 
$
-
 
 
$
202
 
 
$
-
 
 
$
-
 
 
$
21,272
 
Collectively evaluated for impairment
 
 
265,740
 
 
 
556,173
 
 
 
3,939
 
 
 
47,948
 
 
 
301,473
 
 
 
-
 
 
 
1,175,273
 
Purchased loans with evidence of credit deterioration
 
 
37
 
 
 
224
 
 
 
-
 
 
 
-
 
 
 
149
 
 
 
-
 
 
 
410
 
Total
 
$
276,031
 
 
$
567,213
 
 
$
3,939
 
 
$
48,150
 
 
$
301,622
 
 
$
-
 
 
$
1,196,955
 
 
 
 
 
Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At December 31, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
4,814
 
 
$
171
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
4,985
 
Collectively evaluated for impairment
 
 
2,932
 
 
 
3,678
 
 
 
335
 
 
 
995
 
 
 
6,418
 
 
 
3,666
 
 
 
18,024
 
Purchased loans with evidence of credit deterioration
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
Total
 
$
7,746
 
 
$
3,849
 
 
$
335
 
 
$
995
 
 
$
6,418
 
 
$
3,666
 
 
$
23,009
 
Carrying value of loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
10,675
 
 
$
14,234
 
 
$
-
 
 
$
208
 
 
$
-
 
 
$
-
 
 
$
25,117
 
Collectively evaluated for impairment
 
 
325,291
 
 
 
553,769
 
 
 
5,649
 
 
 
64,975
 
 
 
312,406
 
 
 
-
 
 
 
1,262,090
 
Purchased loans with evidence of credit deterioration
 
 
30
 
 
 
581
 
 
 
-
 
 
 
-
 
 
 
164
 
 
 
-
 
 
 
775
 
Total
 
$
335,996
 
 
$
568,584
 
 
$
5,649
 
 
$
65,183
 
 
$
312,570
 
 
$
-
 
 
$
1,287,982
 
 
The Company’s customers are small businesses, professionals and consumers. Given the scale of these borrowers, corporate credit rating agencies do
not
evaluate the borrowers’ financial condition. The Company’s subsidiary, Westamerica Bank (the “Bank”) maintains a Loan Review Department which reports directly to the Audit Committee of the Board of Directors. The Loan Review Department performs independent evaluations of loans and validates management assigned credit risk grades on evaluated loans using grading standards employed by bank regulatory agencies. Loans judged to carry lower-risk attributes are assigned a “pass” grade, with a minimal likelihood of loss. Loans judged to carry higher-risk attributes are referred to as “classified loans,” and are further disaggregated, with increasing expectations for loss recognition, as “substandard,” “doubtful,” and “loss.” Loan Review Department performs continuous evaluations throughout the year. If the Bank becomes aware of deterioration in a borrower’s performance or financial condition between Loan Review Department examinations, assigned risk grades are re-evaluated promptly. Credit risk grades assigned by management and validated by the Loan Review Department are subject to review by the Bank’s regulatory authorities during regulatory examinations.
 
The following summarizes the loan credit risk profile by internally assigned grade:
 
 
 
Loan Credit Risk Profile by Internally Assigned Grade
At September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Total
 
 
(In thousands)
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
 
$
264,908
 
 
$
551,956
 
 
$
3,939
 
 
$
46,901
 
 
$
299,590
 
 
$
1,167,294
 
Substandard
 
 
11,123
 
 
 
15,257
 
 
 
-
 
 
 
1,249
 
 
 
1,618
 
 
 
29,247
 
Doubtful
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
56
 
 
 
56
 
Loss
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
358
 
 
 
358
 
Total
 
$
276,031
 
 
$
567,213
 
 
$
3,939
 
 
$
48,150
 
 
$
301,622
 
 
$
1,196,955
 
 
Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on
$6,086
thousand residential real estate and consumer loans.
 
 
 
Loan Credit Risk Profile by Internally Assigned Grade
At December 31, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Total
 
 
(In thousands)
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
 
$
324,185
 
 
$
548,853
 
 
$
5,649
 
 
$
62,253
 
 
$
310,429
 
 
$
1,251,369
 
Substandard
 
 
11,811
 
 
 
19,731
 
 
 
-
 
 
 
2,930
 
 
 
1,370
 
 
 
35,842
 
Doubtful
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1
 
Loss
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
770
 
 
 
770
 
Total
 
$
335,996
 
 
$
568,584
 
 
$
5,649
 
 
$
65,183
 
 
$
312,570
 
 
$
1,287,982
 
 
Credit risk profile reflects internally assigned grades of purchased covered loans without regard to FDIC indemnification on
$7,766
thousand residential real estate and consumer loans.
 
The following tables summarize loans by delinquency and nonaccrual status:
 
 
 
Summary of Loans by Delinquency and Nonaccrual Status
At September 30, 2018
 
 
Current and
Accruing
 
30-59 Days
Past Due and
Accruing
 
60-89 Days
Past Due and
Accruing
 
Past Due 90
Days or More
and Accruing
 
Nonaccrual
 
Total Loans
 
 
(In thousands)
Commercial
 
$
275,259
 
 
$
425
 
 
$
347
 
 
$
-
 
 
$
-
 
 
$
276,031
 
Commercial real estate
 
 
559,441
 
 
 
2,334
 
 
 
-
 
 
 
-
 
 
 
5,438
 
 
 
567,213
 
Construction
 
 
3,939
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
3,939
 
Residential real estate
 
 
47,634
 
 
 
516
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
48,150
 
Consumer installment and other
 
 
297,416
 
 
 
3,001
 
 
 
801
 
 
 
361
 
 
 
43
 
 
 
301,622
 
Total
 
$
1,183,689
 
 
$
6,276
 
 
$
1,148
 
 
$
361
 
 
$
5,481
 
 
$
1,196,955
 
 
 
 
 
Summary of Loans by Delinquency and Nonaccrual Status
At December 31, 2017
 
 
Current and
Accruing
 
30-59 Days
Past Due and
Accruing
 
60-89 Days
Past Due and
Accruing
 
Past Due 90
Days or More
and Accruing
 
Nonaccrual
 
Total Loans
 
 
(In thousands)
Commercial
 
$
334,908
 
 
$
627
 
 
$
164
 
 
$
-
 
 
$
297
 
 
$
335,996
 
Commercial real estate
 
 
561,883
 
 
 
1,143
 
 
 
125
 
 
 
-
 
 
 
5,433
 
 
 
568,584
 
Construction
 
 
5,649
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
5,649
 
Residential real estate
 
 
65,183
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
65,183
 
Consumer installment and other
 
 
307,445
 
 
 
3,321
 
 
 
1,077
 
 
 
531
 
 
 
196
 
 
 
312,570
 
Total
 
$
1,275,068
 
 
$
5,091
 
 
$
1,366
 
 
$
531
 
 
$
5,926
 
 
$
1,287,982
 
 
There were
no
commitments to lend additional funds to borrowers whose loans were on nonaccrual status at
September 30, 2018
and
December 31, 2017.
 
The following summarizes impaired loans:
 
 
 
Impaired Loans
 
 
At September 30,
2018
 
At December 31,
2017
 
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
 
(In thousands)
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
809
 
 
$
845
 
 
$
-
 
 
$
1,212
 
 
$
1,271
 
 
$
-
 
Commercial real estate
 
 
9,690
 
 
 
11,632
 
 
 
-
 
 
 
13,169
 
 
 
14,985
 
 
 
-
 
Residential real estate
 
 
202
 
 
 
232
 
 
 
-
 
 
 
208
 
 
 
239
 
 
 
-
 
Consumer installment and other
 
 
192
 
 
 
298
 
 
 
-
 
 
 
360
 
 
 
466
 
 
 
-
 
Total with no related allowance recorded
 
 
10,893
 
 
 
13,007
 
 
 
-
 
 
 
14,949
 
 
 
16,961
 
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
9,482
 
 
 
9,482
 
 
 
4,668
 
 
 
9,764
 
 
 
9,764
 
 
 
4,814
 
Commercial real estate
 
 
1,750
 
 
 
1,752
 
 
 
172
 
 
 
1,790
 
 
 
1,792
 
 
 
171
 
Total with an allowance recorded
 
 
11,232
 
 
 
11,234
 
 
 
4,840
 
 
 
11,554
 
 
 
11,556
 
 
 
4,985
 
Total
 
$
22,125
 
 
$
24,241
 
 
$
4,840
 
 
$
26,503
 
 
$
28,517
 
 
$
4,985
 
 
Impaired loans include troubled debt restructured loans. Impaired loans at
September 30, 2018,
included
$8,747
thousand of restructured loans,
$4,270
thousand of which were on nonaccrual status. Impaired loans at
December 31, 2017,
included
$12,081
thousand of restructured loans,
$4,285
thousand of which were on nonaccrual status.
 
 
 
Impaired Loans
 
 
For the Three Months Ended September 30,
 
For the Nine Months Ended September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
 
(In thousands)
Commercial
 
$
10,426
 
 
$
175
 
 
$
11,125
 
 
$
130
 
 
$
10,671
 
 
$
495
 
 
$
11,203
 
 
$
366
 
Commercial real estate
 
 
11,282
 
 
 
189
 
 
 
14,681
 
 
 
208
 
 
 
12,291
 
 
 
615
 
 
 
14,826
 
 
 
669
 
Residential real estate
 
 
203
 
 
 
4
 
 
 
365
 
 
 
4
 
 
 
205
 
 
 
12
 
 
 
494
 
 
 
13
 
Consumer installment and other
 
 
173
 
 
 
4
 
 
 
340
 
 
 
3
 
 
 
261
 
 
 
10
 
 
 
466
 
 
 
17
 
Total
 
$
22,084
 
 
$
372
 
 
$
26,511
 
 
$
345
 
 
$
23,428
 
 
$
1,132
 
 
$
26,989
 
 
$
1,065
 
 
The following tables provide information on troubled debt restructurings:
 
 
 
Troubled Debt Restructurings
At September 30, 2018
 
 
Number of
Contracts
 
Pre-Modification
Carrying Value
 
Period-End
Carrying Value
 
Period-End
Individual
Impairment
Allowance
 
 
($ in thousands)
Commercial
 
 
5
 
 
$
2,324
 
 
$
904
 
 
$
34
 
Commercial real estate
 
 
8
 
 
 
9,237
 
 
 
7,642
 
 
 
-
 
Residential real estate
 
 
1
 
 
 
241
 
 
 
201
 
 
 
-
 
Total
 
 
14
 
 
$
11,802
 
 
$
8,747
 
 
$
34
 
 
 
 
 
 
Troubled Debt Restructurings
At December 31, 2017
 
 
Number of
Contracts
 
Pre-Modification
Carrying Value
 
Period-End
Carrying Value
 
Period-End
Individual
Impairment
Allowance
 
 
($ in thousands)
Commercial
 
 
7
 
 
$
2,393
 
 
$
1,085
 
 
$
43
 
Commercial real estate
 
 
10
 
 
 
11,528
 
 
 
10,788
 
 
 
-
 
Residential real estate
 
 
1
 
 
 
241
 
 
 
208
 
 
 
-
 
Total
 
 
18
 
 
$
14,162
 
 
$
12,081
 
 
$
43
 
 
During the
three
and
nine
months ended
September 30, 2018,
the Company did
not
modify any loans that were considered troubled debt restructurings. During the
three
and
nine
months ended
September 30, 2017,
the Company modified
one
loan with a carrying value of
$50
thousand and
four
loans with a carrying value of
$699
thousand, respectively, that were considered troubled debt restructurings. The
four
concessions granted in the
first
nine
months of
2017
consisted of modifications of payment terms to extend the maturity date to allow for deferred principal repayment and under-market terms. There were
no
chargeoffs related to troubled debt restructurings made during the
three
and
nine
months ended
September 30, 2018.
During the
three
and
nine
months ended
September 30, 2017,
one
troubled debt restructured loan with a carrying value of
$58
thousand was charged off. During the
three
and
nine
months ended
September 30, 2018
and
2017,
no
troubled debt restructured loans defaulted within
12
months of the modification date. A troubled debt restructuring is considered to be in default when payments are
ninety
days or more past due.
 
There were
no
loans restricted due to collateral requirements at
September 30, 2018
and
December 31, 2017.
 
There were
no
loans held for sale at
September 30, 2018
and
December 31, 2017.
 
At
September 30, 2018
and
December 31, 2017,
the Company held total other real estate owned (OREO) of
$620
thousand net of reserve of $-
0
-   thousand and
$1,426
thousand net of reserve of
$1,905
thousand, respectively, of which there were
no
  foreclosed residential real estate properties or covered OREO at both dates, respectively. The amount of consumer mortgage loans outstanding secured by residential real estate properties for which formal foreclosure proceedings were in process was
$19
thousand at
September 30, 2018
and
$196
thousand at
December 31, 2017.
XML 23 R12.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 5 - Concentration of Credit Risk
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Concentration Risk Disclosure [Text Block]
Note
5:
Concentration of Credit Risk
 
Under the California Financial Code, credit extended to any
one
person owing to a commercial bank at any
one
time shall
not
exceed the following limitations: (a) unsecured loans shall
not
exceed
15
percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank, or (b) secured and unsecured loans in all shall
not
exceed
25
percent of the sum of the shareholders' equity, allowance for loan losses, capital notes, and debentures of the bank. At
September 30, 2018,
the Bank did
not
have credit extended to any
one
entity exceeding these limits. At
September 30, 2018,
the Bank had
35
lending relationships each with aggregate amounts of
$5
million or more. The Company has significant credit arrangements that are secured by real estate collateral. In addition to real estate loans outstanding as disclosed in Note
4,
the Company had loan commitments related to real estate loans of
$52,842
thousand and
$53,874
thousand at
September 30, 2018
and
December 31, 2017,
respectively. The Company requires collateral on all real estate loans with loan-to-value ratios at origination generally
no
greater than
75%
on commercial real estate loans and
no
greater than
80%
on residential real estate loans. At
September 30, 2018,
the Bank held corporate bonds in
80
issuing entities that exceeded
$5
million for each issuer.
XML 24 R13.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 6 - Other Assets
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Other Assets Disclosure [Text Block]
Note
6:
Other Assets
 
Other assets consisted of the following:
 
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Equity securities without readily determinable fair values:
 
 
 
 
 
 
 
 
Federal Reserve Bank stock
(1)
 
$
14,069
 
 
$
14,069
 
Other investments
 
 
158
 
 
 
158
 
Total equity securities without readily determinable fair values
 
 
14,227
 
 
 
14,227
 
Life insurance cash surrender value
 
 
55,442
 
 
 
54,101
 
Net deferred tax asset
 
 
48,622
 
 
 
33,112
 
Limited partnership investments
 
 
10,919
 
 
 
10,119
 
Interest receivable
 
 
23,734
 
 
 
23,557
 
Prepaid assets
 
 
4,119
 
 
 
4,906
 
Other assets
 
 
8,411
 
 
 
18,428
 
Total other assets
 
$
165,474
 
 
$
158,450
 
 
 
(
1
)
A bank applying for membership in the Federal Reserve System is required to subscribe to stock in the Federal Reserve Bank (FRB) in its district in a sum equal to
six
percent of the bank’s paid-up capital stock and surplus. One-half of the amount of the bank's subscription shall be paid to the FRB and the remaining half will be subject to call when deemed necessary by the Board of Governors of the Federal Reserve System.
 
The Company owns
211
thousand shares of Visa Inc. class B common stock which have transfer restrictions; the carrying value is $-
0
- thousand. On
July 5, 2018,
Visa Inc. announced a new conversion rate applicable to its class B common stock resulting from its
June 28, 2018
deposit of funds into its litigation escrow account. This funding reduced the conversion rate of class B common stock into class A common stock, which is unrestricted and trades actively on the New York Stock Exchange, from
1.6483
to
1.6298.
Visa Inc. class A common stock had a closing price of
$150.09
per share on
September 28, 2018,
the last day of stock market trading for the
third
quarter
2018.
The ultimate value of the Company’s Visa Inc. class B shares is subject to the extent of Visa Inc.’s future litigation escrow fundings; the resulting conversion rate to class A common stock, and current and future trading restrictions on the class B common stock.
 
The Company invests in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for low-income housing tax credits. At
September 30, 2018,
this investment totaled
$10,919
thousand and
$5,088
  thousand of this amount represents outstanding equity capital commitments that are included in other liabilities. At
December 31, 2017,
this investment totaled
$10,119
thousand and
$2,299
  thousand of this amount represented outstanding equity capital commitments. At
September 30, 2018,
the
$5,088
thousand of outstanding equity capital commitments are expected to be paid as follows,
$552
thousand in
2018,
$364
thousand in
2019,
$2,026
thousand in
2020,
$138
thousand in
2021,
$261
thousand in
2022,
$134
thousand in
2023,
$1,041
thousand in
2024
and
$572
thousand in
2025
or thereafter.
 
The amounts recognized in net income for these investments include:
 
 
 
For the Three Months Ended
 
For the Nine Months Ended
 
 
September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
(In thousands)
Investment loss included in pre-tax income
 
$
900
 
 
$
450
 
 
$
2,200
 
 
$
1,350
 
Tax credits recognized in provision for income taxes
 
 
336
 
 
 
463
 
 
 
1,008
 
 
 
1,388
 
 
XML 25 R14.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Goodwill and Intangible Assets Disclosure [Text Block]
Note
7:
Goodwill and Identifiable Intangible Assets
 
The Company has recorded goodwill and other identifiable intangibles associated with purchase business combinations. Goodwill is
not
amortized, but is evaluated for impairment at least annually. The Company did
not
recognize impairment during the
three
and
nine
months ended
September 30, 2018
and year ended
December 31, 2017.
Identifiable intangibles are amortized to their estimated residual values over their expected useful lives. Such lives and residual values are also periodically reassessed to determine if any amortization period adjustments are indicated. During the
three
and
nine
months ended
September 30, 2018
and year ended
December 31, 2017
no
such adjustments were recorded.
 
The carrying values of goodwill were:
 
 
 
At September 30, 2018
 
At December 31, 2017
 
 
(In thousands)
Goodwill
 
$
121,673
 
 
$
121,673
 
 
The gross carrying amount of identifiable intangible assets and accumulated amortization was:
 
 
 
At September 30,
2018
 
At December 31,
2017
 
 
Gross
Carrying
Amount
 
Accumulated
Amortization
 
Gross
Carrying
Amount
 
Accumulated
Amortization
 
 
(In thousands)
Core Deposit Intangibles
 
$
56,808
 
 
$
(54,432
)
 
$
56,808
 
 
$
(52,987
)
Merchant Draft Processing Intangible
 
 
10,300
 
 
 
(10,300
)
 
 
10,300
 
 
 
(10,271
)
Total Identifiable Intangible Assets
 
$
67,108
 
 
$
(64,732
)
 
$
67,108
 
 
$
(63,258
)
 
As of
September 30, 2018,
the current period and estimated future amortization expense for identifiable intangible assets was:
 
 
 
Core
Deposit
Intangibles
 
Merchant
Draft
Processing
Intangible
 
Total
 
 
(In thousands)
For the Nine Months ended September 30, 2018 (actual)
 
$
1,445
 
 
$
29
 
 
$
1,474
 
Estimate for the remainder of year ending December 31, 2018
 
 
447
 
 
 
-
 
 
 
447
 
Estimate for year ending December 31, 2019
 
 
538
 
 
 
-
 
 
 
538
 
2020
 
 
287
 
 
 
-
 
 
 
287
 
2021
 
 
269
 
 
 
-
 
 
 
269
 
2022
 
 
252
 
 
 
-
 
 
 
252
 
2023
 
 
236
 
 
 
-
 
 
 
236
 
 
 
XML 26 R15.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 8 - Deposits and Borrowed Funds
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Deposits and Borrowed Funds [Text Block]
Note
8:
Deposits and Borrowed Funds
 
The following table provides additional detail regarding deposits.
 
 
 
Deposits
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Noninterest-bearing
 
$
2,211,028
 
 
$
2,197,526
 
Interest-bearing:
 
 
 
 
 
 
 
 
Transaction
 
 
909,954
 
 
 
904,245
 
Savings
 
 
1,510,015
 
 
 
1,494,024
 
Time deposits less than $100 thousand
 
 
107,755
 
 
 
117,848
 
Time deposits $100 thousand through $250 thousand
 
 
68,677
 
 
 
76,578
 
Time deposits more than $250 thousand
 
 
28,408
 
 
 
37,392
 
Total deposits
 
$
4,835,837
 
 
$
4,827,613
 
 
Demand deposit overdrafts of
$950
 thousand and
$2,786
 thousand were included as loan balances at
September 30, 2018
and
December 31, 2017,
respectively. Interest expense for aggregate time deposits with individual account balances in excess of
$100
thousand was
$91
thousand and
$283
thousand for the
three
and
nine
months ended
September 30, 2018,
respectively and
$103
thousand and
$314
thousand for the
three
and
nine
months ended
September 30, 2017,
respectively.
 
The following table provides additional detail regarding short-term borrowed funds.
 
 
 
Repurchase Agreements (Sweep)
Accounted for as Secured Borrowings
 
 
Remaining Contractual Maturity of the Agreements
Overnight and Continuous
 
 
At September 30, 2018
 
At December 31, 2017
Repurchase agreements:
 
(In thousands)
Collateral securing borrowings:
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
72,675
 
 
$
74,173
 
Agency residential MBS
 
 
59,367
 
 
 
58,251
 
Corporate securities
 
 
91,818
 
 
 
105,113
 
Total collateral carrying value
 
$
223,860
 
 
$
237,537
 
Total short-term borrowed funds
 
$
61,756
 
 
$
58,471
 
XML 27 R16.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Fair Value Disclosures [Text Block]
Note
9:
Fair Value Measurements
 
The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Equity securities and debt securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company
may
be required to record at fair value other assets on a nonrecurring basis, such as other real estate owned, impaired loans, certain loans held for investment, debt securities held to maturity, and other assets. These nonrecurring fair value adjustments typically involve the lower-of-cost or fair-value accounting of individual assets.
 
In accordance with the Fair Value Measurement and Disclosure topic of the FASB Accounting Standards Codification, the Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in the principal market or most advantageous market for an asset or liability in an orderly transaction between market participants on the measurement date under current market conditions. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset, and the risk of nonperformance.
 
The Company groups its assets and liabilities measured at fair value into a
three
-level hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. When the valuation assumptions used to measure the fair value of the asset or liability are categorized within different levels of the fair value hierarchy, the asset or liability is categorized in its entirety within the lowest level of the hierarchy. These levels are:
 
Level
1
– Valuation is based upon quoted prices for identical instruments traded in active exchange markets, such as the New York Stock Exchange. Level
1
includes U.S. Treasury and equity securities, which are traded by dealers or brokers in active markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
 
Level
2
– Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are
not
active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level
2
includes mutual funds, federal agency securities, mortgage-backed securities, corporate securities, asset-backed securities, and municipal bonds.
 
Level
3
– Valuation is generated from model-based techniques that use significant assumptions
not
observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
 
The Company relies on independent vendor pricing services to measure fair value for equity securities, debt securities available for sale and debt securities held to maturity. The Company employs
three
pricing services. To validate the pricing of these vendors, the Company compares vendors’ pricing for each of the securities for consistency; significant pricing differences, if any, are evaluated using all available independent quotes with the quote most closely reflecting the market generally used as the fair value estimate. In addition, the Company conducts “other than temporary impairment (OTTI)” analysis on a quarterly basis; debt securities selected for OTTI analysis include all debt securities at a market price below
95
percent of par value. As with any valuation technique used to estimate fair value, changes in underlying assumptions used could significantly affect the results of current and future values. Accordingly, these fair value estimates
may
not
be realized in an actual sale of the securities.
 
The Company regularly reviews the valuation techniques and assumptions used by its vendors and determines which valuation techniques are utilized based on observable market inputs for the type of securities being measured. The Company uses the information to determine the placement in the fair value hierarchy as level
1,
2
or
3.
 
Assets Recorded at Fair Value on a Recurring Basis
 
The tables below present assets measured at fair value on a recurring basis on the dates indicated.
 
    At September 30, 2018
    Fair Value   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2)		  
Significant
Unobservable
Inputs
(Level 3)
(1)
    (In thousands)
Equity securities                                
Mutual funds   $
1,734
     $
-
     $
1,734
     $
-
  
Total equity securities    
1,734
      
-
      
1,734
      
-
  
Debt securities available for sale                                
Securities of U.S. Government sponsored entities    
161,744
      
-
      
161,744
      
-
  
Agency residential MBS    
878,029
      
-
      
878,029
      
-
  
Non-agency residential MBS    
124
      
-
      
124
      
-
  
Agency commercial MBS    
1,847
      
-
      
1,847
      
-
  
Securities of U.S. Government entities    
1,210
      
-
      
1,210
      
-
  
Obligations of states and political subdivisions    
180,343
      
-
      
180,343
      
-
  
Corporate securities    
1,255,611
      
-
      
1,255,611
      
-
  
Total debt securities available for sale    
2,478,908
      
-
      
2,478,908
      
-
  
Total   $
2,480,642
     $
-
     $
2,480,642
     $
-
  
 
 
(
1
)
There were
no
transfers in to or out of level
3
during the
nine
months ended
September 30, 2018.
 
 
 
    At December 31, 2017
    Fair Value   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2)		  
Significant
Unobservable
Inputs
(Level 3)
(1)
    (In thousands)
Equity securities                                
Mutual funds   $
1,800
     $
-
     $
1,800
     $
-
  
Total equity securities    
1,800
      
-
      
1,800
      
-
  
Debt securities available for sale                                
Securities of U.S. Government sponsored entities    
119,319
      
-
      
119,319
      
-
  
Agency residential MBS    
767,706
      
-
      
767,706
      
-
  
Non-agency residential MBS    
154
      
-
      
154
      
-
  
Agency commercial MBS    
2,219
      
-
      
2,219
      
-
  
Securities of U.S. Government entities    
1,590
      
-
      
1,590
      
-
  
Obligations of states and political subdivisions    
185,221
      
-
      
185,221
      
-
  
Corporate securities    
1,115,498
      
-
      
1,115,498
      
-
  
Total debt securities available for sale    
2,191,707
      
-
      
2,191,707
      
-
  
Total   $
2,193,507
     $
-
     $
2,193,507
     $
-
  
 
 
(
1
)
There were
no
transfers in to or out of level
3
during the year ended
December 31, 2017.
 
 
Assets Recorded at Fair Value on a Nonrecurring Basis
 
The Company
may
be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These adjustments to fair value usually result from application of lower of cost or fair value accounting of individual assets. For assets measured at fair value on a nonrecurring basis that were recorded in the balance sheet at
September 30, 2018
and
December 31, 2017,
the following tables provide the level of valuation assumptions used to determine each adjustment and the carrying value of the related assets at period end.
 
                    For the
                    Nine Months Ended
    At September 30, 2018   September 30, 2018
    Carrying Value   Level 1   Level 2   Level 3   Total Losses
    (In thousands)
Other real estate owned   $
620
     $
-
     $
-
     $
620
     $
-
  
Impaired loans:                                        
Commercial    
4,815
      
-
      
-
      
4,815
      
-
  
Commercial real estate    
5,448
      
-
      
-
      
5,448
      
(240
 )
Total assets measured at fair value on a nonrecurring basis   $
10,883
     $
-
     $
-
     $
10,883
     $
(240
 )
 
                    For the
                    Year Ended
    At December 31, 2017   December 31, 2017
    Carrying Value   Level 1   Level 2   Level 3   Total Losses
    (In thousands)
Other real estate owned   $
1,426
     $
-
     $
-
     $
1,426
     $
(219
 )
Impaired loans:                                        
Commercial    
4,950
      
-
      
-
      
4,950
      
-
  
Commercial real estate    
5,904
      
-
      
-
      
5,904
      
-
  
Total assets measured at fair value on a nonrecurring basis   $
12,280
     $
-
     $
-
     $
12,280
     $
(219
 )
 
Level
3
– Valuation is based upon present value of expected future cash flows, independent market prices, estimated liquidation values of loan collateral or appraised value of the collateral as determined by
third
-party independent appraisers, less
10%
for selling costs, generally. Level
3
includes other real estate owned that has been measured at fair value upon transfer to foreclosed assets and impaired loans collateralized by real property and other business asset collateral where a specific reserve has been established or a chargeoff has been recorded. Losses on other real estate owned represent losses recognized in earnings during the period subsequent to its initial classification as foreclosed assets. The unobservable inputs and qualitative information about the unobservable inputs are
not
presented as the inputs were
not
developed by the Company.
 
Disclosures about Fair Value of Financial Instruments
 
The following section describes the valuation methodologies used by the Company for estimating fair value of financial instruments
not
recorded at fair value in the balance sheet. The Company implemented the provisions of ASU
2016
-
01,
Financial Instruments – Overall: Recognition and Measurement of Financial Assets and Financial Liabilities
, effective
January 1, 2018.
The provisions require the Company to use the “exit price notion” when measuring the fair value of financial instruments for disclosure purposes.
 
Cash and Due from Banks
Cash and due from banks represent U.S. dollar denominated coin and currency, deposits at the Federal Reserve Bank and correspondent banks, and amounts being settled with other banks to complete the processing of customers’ daily transactions. Collectively, the Federal Reserve Bank and financial institutions operate in a market in which cash and due from banks transactions are processed continuously in significant daily volumes honoring the face value of the U.S. dollar.
 
Debt Securities Held to Maturity
The fair values of debt securities were estimated using quoted prices as described above for Level
2
valuation.
 
Loans
Loans are valued using the exit price notion. The Company uses a net present value of cash flows methodology that seeks to incorporate interest rate, credit, liquidity and prepayment risks in the fair market value estimation. Inputs to calculation include market rates for similarly offered products, market interest rate projections, credit spreads, estimated credit losses and prepayment assumptions.
 
Prior to adoption of ASU
2016
-
01,
loans were separated into
two
groups for valuation. Variable rate loans, except for those described below, that reprice frequently with changes in market rates were valued using historical cost. Fixed rate loans and variable rate loans that have reached their minimum contractual interest rates were valued by discounting the future cash flows expected to be received from the loans using current interest rates charged on loans with similar characteristics. Additionally, the allowance for loan losses of
$23,009
thousand at
December 31, 2017
was applied against the estimated fair values to recognize estimated future defaults of contractual cash flows.
 
Deposit Liabilities
Deposits with
no
stated maturity such as checking accounts, savings accounts and money market accounts can be readily converted to cash or used to settle transactions at face value through the broad financial system operated by the Federal Reserve Banks and financial institutions. The fair value of deposits with
no
stated maturity is equal to the amount payable on demand. The fair value of time deposits was estimated using a net present value of cash flows methodology, incorporating market interest rate projections and rates on alternative funding sources.
 
Prior to adoption of ASU
2016
-
01,
the fair value of time deposits were estimated by discounting estimated future contractual cash flows using current market rates for financial instruments with similar characteristics.
 
Short-Term Borrowed Funds
The carrying amount of securities sold under agreement to repurchase and other short-term borrowed funds approximate fair value due to the relatively short period of time between their origination and their expected realization.
 
The tables below are a summary of fair value estimates for financial instruments and the level of the fair value hierarchy within which the fair value measurements are categorized, excluding financial instruments recorded at fair value on a recurring basis. The values assigned do
not
necessarily represent amounts which ultimately
may
be realized for assets or paid to settle liabilities. In addition, these values do
not
give effect to adjustments to fair value which
may
occur when financial instruments are sold or settled in larger quantities. The carrying amounts in the following tables are recorded in the balance sheet under the indicated captions.
 
The Company has
not
included assets and liabilities that are
not
financial instruments, such as goodwill, long-term relationships with deposit, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other assets and liabilities. The total estimated fair values do
not
represent, and should
not
be construed to represent, the underlying value of the Company.
 
 
    At September 30, 2018
    Carrying
Amount		   Estimated Fair
Value		   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2 )		   Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  
(In thousands)
Cash and due from banks   $
522,660
     $
522,660
     $
522,660
     $
-
     $
-
 
Debt securities held to maturity    
1,025,699
      
1,002,648
      
-
      
1,002,648
      
-
 
Loans    
1,174,928
      
1,176,889
      
-
      
-
      
1,176,889
 
                                         
Financial Liabilities:                                        
Deposits   $
4,835,837
     $
4,832,135
     $
-
     $
4,630,997
     $
201,138
 
Short-term borrowed funds    
61,756
      
61,756
      
-
      
61,756
      
-
 
 
 
    At December 31, 2017
    Carrying
Amount		   Estimated Fair
Value		   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2 )		   Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  
(In thousands)
Cash and due from banks   $
575,002
     $
575,002
     $
575,002
     $
-
     $
-
 
Debt securities held to maturity    
1,158,864
      
1,155,342
      
-
      
1,155,342
      
-
 
Loans    
1,264,973
      
1,257,811
      
-
      
-
      
1,257,811
 
                                         
Financial Liabilities:                                        
Deposits   $
4,827,613
     $
4,824,586
     $
-
     $
4,595,795
     $
228,791
 
Short-term borrowed funds    
58,471
      
58,471
      
-
      
58,471
      
-
 
 
The majority of the Company’s standby letters of credit and other commitments to extend credit carry current market interest rates if converted to loans.
No
premium or discount was ascribed to these commitments because virtually all funding would be at current market rates.
XML 28 R17.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 10 - Commitments and Contingent Liabilities
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Commitments and Contingencies Disclosure [Text Block]
Note
10:
Commitments and Contingent Liabilities
 
Loan commitments are agreements to lend to a customer provided there is
no
violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do
not
necessarily represent future funding requirements. Loan commitments are subject to the Company’s normal credit policies and collateral requirements. Unfunded loan commitments were
$292,704
thousand and
$272,646
thousand at
September 30, 2018
and
December 31, 2017,
respectively. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Standby letters of credit are primarily issued to support customers’ short-term financing requirements and must meet the Company’s normal credit policies and collateral requirements. Financial and performance standby letters of credit outstanding totaled
$2,904
thousand and
$19,263
thousand at
September 30, 2018
and
December 31, 2017,
respectively. The Company had
no
commitments outstanding for commercial and similar letters of credit at
September 30, 2018
and
December 31, 2017.
The Company had a reserve for unfunded commitments of
$2,308
thousand at
September 30, 2018
and
$2,308
thousand at
December 31, 2017,
included in other liabilities.
 
Due to the nature of its business, the Company is subject to various threatened or filed legal cases. Based on the advice of legal counsel, the Company does
not
expect such cases will have a material, adverse effect on its financial position or results of operations. Legal liabilities are accrued when obligations become probable and the amount can be reasonably estimated. In the
third
quarter
2018,
the Company achieved a mediated settlement to dismiss a lawsuit, subject to court approval, and has accrued a liability for
$3,500
thousand.
 
The Company has determined that it will be obligated to provide refunds of revenue recognized in years prior to
2017
to some customers. The Company estimates the probable amount of these obligations will be
$5,542
thousand and has accrued a liability for such amount; the estimated liability is subject to revision.
XML 29 R18.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 11 - Earnings Per Common Share
 9 Months Ended
Sep. 30, 2018
Notes to Financial Statements  
Earnings Per Share [Text Block]
Note
11:
Earnings Per Common Share
 
The table below shows earnings per common share and diluted earnings per common share. Basic earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period. Diluted earnings per common share are computed by dividing net income by the average number of common shares outstanding during the period plus the impact of common stock equivalents.
 
    For the Three Months   For the Nine Months
    Ended September 30,
    2018   2017   2018   2017
    (In thousands, except per share data)
Net income applicable to common equity (numerator)   $
16,993
     $
15,017
     $
52,509
     $
45,865
  
Basic earnings per common share                                
Weighted average number of common shares outstanding - basic (denominator)    
26,701
      
26,309
      
26,622
      
26,260
  
Basic earnings per common share   $
0.64
     $
0.57
     $
1.97
     $
1.75
  
Diluted earnings per common share                                
Weighted average number of common shares outstanding - basic    
26,701
      
26,309
      
26,622
      
26,260
  
Add common stock equivalents for options    
114
      
95
      
114
      
119
  
Weighted average number of common shares outstanding - diluted (denominator)    
26,815
      
26,404
      
26,736
      
26,379
  
Diluted earnings per common share   $
0.63
     $
0.57
     $
1.96
     $
1.74
  
 
For the
three
and
nine
months ended
September 30, 2018,
options to purchase
326
thousand and
432
thousand shares of common stock, respectively, were outstanding but
not
included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.
 
For the
three
and
nine
months ended
September 30, 2017,
options to purchase
376
thousand and
343
thousand shares of common stock, respectively, were outstanding but
not
included in the computation of diluted earnings per common share because the option exercise price exceeded the fair value of the stock such that their inclusion would have had an anti-dilutive effect.
XML 30 R19.htm IDEA: XBRL DOCUMENT v3.10.0.1
Significant Accounting Policies (Policies)
 9 Months Ended
Sep. 30, 2018
Accounting Policies [Abstract]  
New Accounting Pronouncements, Policy [Policy Text Block]
Recently Adopted Accounting Standards
 
In the
nine
months ended
September 30, 2018,
the Company adopted the following new accounting guidance:
 
FASB Accounting Standard Update (ASU)
2014
-
09
,
Revenue (Topic
606
): Revenue from Contracts with Customers,
was issued
May 2014.
The ASU specifies a standardized approach for revenue recognition across industries and transactions. The ASU also requires additional disclosures. The scope of the ASU does
not
include revenue streams covered by other ASU topics; thus, Topic
606
does
not
apply to revenue related to financial instruments, guarantees and leases, which are the primary sources of the Company’s net interest income.
 
Approximately
73%
of the Company’s revenue, including all of its net interest income and a portion of its noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, merchant processing fees, debit card fees, ATM processing fees, trust fees and other service charges, commissions and fees. The Company’s revenue recognition practices within the scope of the ASU as described below did
not
change in any material regard upon adoption of the ASU.
 
Service Charges on Deposit Accounts
: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance.
 
Merchant Processing Services and Debit Card Fees
: The Company earns interchange fees from cardholder transactions conducted through the payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.
 
Trust Fees
: The Company earns trust fees from its contracts with customers to manage assets for investment or custody services. These fees are primarily earned over time as the Company provides the contracted monthly services and are generally assessed based on a tiered scale of the market value of assets under management (AUM) at month-end. Other related services provided, which are based on a fixed fee schedule, are recognized when the services are rendered.
 
Gains/Losses on Sales of OREO
: The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. The Company does
not
finance the sale of OREO.
 
The Company adopted the ASU on
January 1, 2018
and
no
cumulative adjustment was required.
 
FASB ASU
2016
-
01
,
Financial Instruments – Overall (Subtopic
825
-
10
): Recognition and Measurement of Financial Assets and Financial Liabilities,
was issued
January 2016.
The ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Most notably, the ASU changes the income statement impact of equity investments held by the Company and the requirement for the Company to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes (Note
9
).
 
The Company was required to adopt the ASU provisions on
January 1, 2018,
and for those equity securities with readily determinable fair values, the Company elected the retrospective transition approach with a cumulative effect adjustment to the balance sheet and for those equity securities that do
not
have readily determinable fair values, the Company elected the prospective transition approach. The impact of the adoption of this accounting standard on the Company’s consolidated financial statements will be subject to the price volatility of the equity investments. As a result of implementing the ASU provisions, effective
January 1, 2018,
the Company recorded a cumulative effect adjustment to retained earnings of
$142
thousand.
 
FASB ASU
2018
-
02
,
Income Statement – Reporting Comprehensive Income (Topic
220
): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,
was issued
February 2018.
The ASU eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act of
2017
by allowing a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act of
2017.
The Company early adopted the provisions of the ASU effective
January 1, 2018,
by reclassifying the Company’s
$3,625
thousand stranded tax effect.
 
Recently Issued Accounting Standards
 
FASB ASU
2016
-
02,
Leases (Topic
842
),
was issued
February 25, 2016.
The provisions of the new standard require lessees to recognize most leases on-balance sheet, increasing reported assets and liabilities. Lessor accounting remains substantially similar to current U.S. GAAP.

The Company will be required to adopt the ASU provisions effective
January 1, 2019,
and plans to elect the modified retrospective transition approach. Management is evaluating the impact that the ASU will have on the Company’s financial statements. As of
December 31, 2017,
the Company leased
58
of its operating facilities; the remaining minimum lease payments were
$17.5
million. The Company does
not
expect a material change in noninterest expenses upon adoption of the new standard.
 
FASB ASU
2016
-
13,
Financial Instruments – Credit Losses (Topic
326
): Measurement of Credit Losses on Financial Instruments,
was issued on
June 16, 2016.
The ASU significantly changes estimates for credit losses related to financial assets measured at amortized cost and certain other contracts. For estimating credit losses, the FASB is replacing the incurred loss model with the current expected credit loss (CECL) model, which will accelerate recognition of credit losses. Additionally, credit losses relating to debt securities available-for-sale will be recorded through an allowance for credit losses under the new standard. The Company will also be required to provide additional disclosures related to the financial assets within the scope of the new standard.
 
The Company will be required to adopt the ASU provisions on
January 1, 2020.
Management has commenced an implementation project to include evaluating available data, defining portfolio segments of loans with similar attributes, and selecting loss estimate models for each identified loan portfolio segment. The ultimate adjustment to the allowance for loan losses will be accomplished through an offsetting after-tax adjustment to shareholders’ equity. Management has also segmented debt securities held to maturity and selected methods to estimate losses for each segment. Economic conditions and the composition of the Company’s loan portfolio at the time of adoption will influence the extent of the adopting accounting adjustment.
 
FASB ASU
2017
-
08
,
Receivables – Non-Refundable Fees and Other Costs (Subtopic
310
-
20
): Premium Amortization on Purchased Callable Debt Securities
, was issued
March 2017.
The ASU will shorten the amortization period for certain callable debt securities held at a premium. Specifically, the ASU requires the premium to be amortized to the earliest call date. The ASU does
not
require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.
 
The Company will be required to adopt the ASU provisions on
January 1, 2019.
Management has evaluated the impact the ASU will have on the Company’s financial statements relative to shareholder’s equity and the change in monthly earnings and the impact is
not
expected to be material.
 
FASB ASU
2017
-
12
,
Derivatives and Hedging (Topic
815
): Targeted Improvements to Accounting for Hedging Activities
, was issued
August 2017.
The ASU will expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. The ASU also provides for a
one
-time reclassification of prepayable assets from held-to-maturity (HTM) to available for sale (AFS) regardless of derivative use.
 
The Company will be required to adopt the ASU provisions on
January 1, 2019.
The Company does
not
currently engage in trading activities or use derivative instruments to control interest rate risk, even though such activities
may
be permitted with the approval of the Company’s Board of Directors. The Company has evaluated the prepayable assets in the HTM portfolio and will
not
effect a
one
-time reclassification of prepayable assets from HTM to the AFS upon implementation.
 
FASB ASU
2018
-
13
,
Fair Value Measurements (Topic
820
): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement
, was issued
August 2018.
The ASU is part of the disclosure framework project, where the primary focus is to improve the effectiveness of disclosures in the financial statements. The ASU removes, modifies and adds disclosure requirements related to Fair Value Measurements.
 
The provisions of the ASU are effective
January 1, 2020
with the option to early adopt any removed or modified disclosures upon issuance of the ASU. The Company early adopted the provisions to remove and/or modify relevant disclosures in Note
9
to the unaudited consolidated financial statements. The requirement to include additional disclosures will be adopted by the Company
January 1, 2020.
The additional disclosures will
not
affect the financial results upon adoption.
XML 31 R20.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Debt Securities, Available-for-sale and Held-to-maturity [Table Text Block]
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
At September 30, 2018
 
(In thousands)
Debt securities available for sale
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
167,222
 
 
$
-
 
 
$
(5,478
)
 
$
161,744
 
Agency residential mortgage-backed securities (MBS)
 
 
919,381
 
 
 
243
 
 
 
(41,595
)
 
 
878,029
 
Non-agency residential MBS
 
 
122
 
 
 
2
 
 
 
-
 
 
 
124
 
Agency commercial MBS
 
 
1,877
 
 
 
-
 
 
 
(30
)
 
 
1,847
 
Securities of U.S. Government entities
 
 
1,223
 
 
 
-
 
 
 
(13
)
 
 
1,210
 
Obligations of states and political subdivisions
 
 
182,851
 
 
 
1,841
 
 
 
(4,349
)
 
 
180,343
 
Corporate securities
 
 
1,282,991
 
 
 
411
 
 
 
(27,791
)
 
 
1,255,611
 
Total debt securities available for sale
 
 
2,555,667
 
 
 
2,497
 
 
 
(79,256
)
 
 
2,478,908
 
Debt securities held to maturity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agency residential MBS
 
 
468,354
 
 
 
200
 
 
 
(21,100
)
 
 
447,454
 
Non-agency residential MBS
 
 
3,524
 
 
 
72
 
 
 
-
 
 
 
3,596
 
Obligations of states and political subdivisions
 
 
553,821
 
 
 
2,526
 
 
 
(4,749
)
 
 
551,598
 
Total debt securities held to maturity
 
 
1,025,699
 
 
 
2,798
 
 
 
(25,849
)
 
 
1,002,648
 
Total
 
$
3,581,366
 
 
$
5,295
 
 
$
(105,105
)
 
$
3,481,556
 
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
At December 31, 2017
 
(In thousands)
Debt securities available for sale
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
122,285
 
 
$
1
 
 
$
(2,967
)
 
$
119,319
 
Agency residential MBS
 
 
787,679
 
 
 
522
 
 
 
(20,495
)
 
 
767,706
 
Non-agency residential MBS
 
 
153
 
 
 
1
 
 
 
-
 
 
 
154
 
Agency commercial MBS
 
 
2,244
 
 
 
-
 
 
 
(25
)
 
 
2,219
 
Securities of U.S. Government entities
 
 
1,612
 
 
 
-
 
 
 
(22
)
 
 
1,590
 
Obligations of states and political subdivisions
 
 
182,907
 
 
 
3,796
 
 
 
(1,482
)
 
 
185,221
 
Corporate securities
 
 
1,123,671
 
 
 
1,104
 
 
 
(9,277
)
 
 
1,115,498
 
Total debt securities available for sale
 
 
2,220,551
 
 
 
5,424
 
 
 
(34,268
)
 
 
2,191,707
 
Debt securities held to maturity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agency residential MBS
 
 
545,883
 
 
 
606
 
 
 
(9,850
)
 
 
536,639
 
Non-agency residential MBS
 
 
4,462
 
 
 
70
 
 
 
-
 
 
 
4,532
 
Agency commercial MBS
 
 
9,041
 
 
 
-
 
 
 
(66
)
 
 
8,975
 
Obligations of states and political subdivisions
 
 
599,478
 
 
 
7,736
 
 
 
(2,018
)
 
 
605,196
 
Total debt securities held to maturity
 
 
1,158,864
 
 
 
8,412
 
 
 
(11,934
)
 
 
1,155,342
 
Total
 
$
3,379,415
 
 
$
13,836
 
 
$
(46,202
)
 
$
3,347,049
 
Investments Classified by Contractual Maturity Date [Table Text Block]
 
 
At September 30, 2018
 
 
Debt Securities Available
for Sale
 
Debt Securities Held
to Maturity
 
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
 
 
(In thousands)
Maturity in years:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1 year or less
 
$
128,356
 
 
$
128,080
 
 
$
90,266
 
 
$
90,491
 
Over 1 to 5 years
 
 
1,355,592
 
 
 
1,323,725
 
 
 
220,377
 
 
 
219,016
 
Over 5 to 10 years
 
 
111,553
 
 
 
110,850
 
 
 
242,137
 
 
 
241,023
 
Over 10 years
 
 
38,786
 
 
 
36,253
 
 
 
1,041
 
 
 
1,068
 
Subtotal
 
 
1,634,287
 
 
 
1,598,908
 
 
 
553,821
 
 
 
551,598
 
MBS
 
 
921,380
 
 
 
880,000
 
 
 
471,878
 
 
 
451,050
 
Total
 
$
2,555,667
 
 
$
2,478,908
 
 
$
1,025,699
 
 
$
1,002,648
 
 
 
At December 31, 2017
 
 
Debt Securities Available
for Sale
 
Debt Securities Held
to Maturity
 
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
 
 
(In thousands)
Maturity in years:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1 year or less
 
$
193,337
 
 
$
193,385
 
 
$
50,295
 
 
$
51,105
 
Over 1 to 5 years
 
 
1,031,807
 
 
 
1,023,047
 
 
 
269,050
 
 
 
269,471
 
Over 5 to 10 years
 
 
159,266
 
 
 
160,042
 
 
 
277,170
 
 
 
281,546
 
Over 10 years
 
 
46,065
 
 
 
45,154
 
 
 
2,963
 
 
 
3,074
 
Subtotal
 
 
1,430,475
 
 
 
1,421,628
 
 
 
599,478
 
 
 
605,196
 
MBS
 
 
790,076
 
 
 
770,079
 
 
 
559,386
 
 
 
550,146
 
Total
 
$
2,220,551
 
 
$
2,191,707
 
 
$
1,158,864
 
 
$
1,155,342
 
Schedule of Unrealized Loss on Investments [Table Text Block]
 
 
Debt Securities Available for Sale
 
 
At September 30, 2018
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Securities of U.S. Government sponsored entities
 
 
5
 
 
$
46,531
 
 
$
(461
)
 
 
8
 
 
$
115,213
 
 
$
(5,017
)
 
 
13
 
 
$
161,744
 
 
$
(5,478
)
Agency residential MBS
 
 
23
 
 
 
421,962
 
 
 
(9,816
)
 
 
50
 
 
 
447,104
 
 
 
(31,779
)
 
 
73
 
 
 
869,066
 
 
 
(41,595
)
Agency commercial MBS
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1,847
 
 
 
(30
)
 
 
1
 
 
 
1,847
 
 
 
(30
)
Securities of U.S. Government entities
 
 
-
 
 
 
-
 
 
 
-
 
 
 
2
 
 
 
1,210
 
 
 
(13
)
 
 
2
 
 
 
1,210
 
 
 
(13
)
Obligations of states and political subdivisions
 
 
43
 
 
 
32,193
 
 
 
(392
)
 
 
74
 
 
 
67,715
 
 
 
(3,957
)
 
 
117
 
 
 
99,908
 
 
 
(4,349
)
Corporate securities
 
 
86
 
 
 
826,287
 
 
 
(16,386
)
 
 
37
 
 
 
333,319
 
 
 
(11,405
)
 
 
123
 
 
 
1,159,606
 
 
 
(27,791
)
Total
 
 
157
 
 
$
1,326,973
 
 
$
(27,055
)
 
 
172
 
 
$
966,408
 
 
$
(52,201
)
 
 
329
 
 
$
2,293,381
 
 
$
(79,256
)
 
 
Debt Securities Held to Maturity
 
 
At September 30, 2018
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Agency residential MBS
 
 
26
 
 
$
34,278
 
 
$
(952
)
 
 
70
 
 
$
404,842
 
 
$
(20,148
)
 
 
96
 
 
$
439,120
 
 
$
(21,100
)
Obligations of states and political subdivisions
 
 
224
 
 
 
191,579
 
 
 
(1,540
)
 
 
162
 
 
 
164,011
 
 
 
(3,209
)
 
 
386
 
 
 
355,590
 
 
 
(4,749
)
Total
 
 
250
 
 
$
225,857
 
 
$
(2,492
)
 
 
232
 
 
$
568,853
 
 
$
(23,357
)
 
 
482
 
 
$
794,710
 
 
$
(25,849
)
 
 
Debt Securities Available for Sale
 
 
At December 31, 2017
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
Investment
 
 
 
Unrealized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Securities of U.S. Government sponsored entities
 
 
1
 
 
$
996
 
 
$
(2
)
 
 
8
 
 
$
117,252
 
 
$
(2,965
)
 
 
9
 
 
$
118,248
 
 
$
(2,967
)
Agency residential MBS
 
 
7
 
 
 
238,554
 
 
 
(1,501
)
 
 
51
 
 
 
516,711
 
 
 
(18,994
)
 
 
58
 
 
 
755,265
 
 
 
(20,495
)
Non-agency residential MBS
 
 
1
 
 
 
1
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1
 
 
 
-
 
Agency commercial; MBS
 
 
2
 
 
 
2,219
 
 
 
(25
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
2
 
 
 
2,219
 
 
 
(25
)
Securities of U.S. Government entities
 
 
-
 
 
 
-
 
 
 
-
 
 
 
3
 
 
 
1,590
 
 
 
(22
)
 
 
3
 
 
 
1,590
 
 
 
(22
)
Obligations of states and political subdivisions
 
 
50
 
 
 
21,453
 
 
 
(228
)
 
 
35
 
 
 
52,071
 
 
 
(1,254
)
 
 
85
 
 
 
73,524
 
 
 
(1,482
)
Corporate securities
 
 
64
 
 
 
571,112
 
 
 
(4,047
)
 
 
38
 
 
 
282,924
 
 
 
(5,230
)
 
 
102
 
 
 
854,036
 
 
 
(9,277
)
Total
 
 
125
 
 
$
834,335
 
 
$
(5,803
)
 
 
135
 
 
$
970,548
 
 
$
(28,465
)
 
 
260
 
 
$
1,804,883
 
 
$
(34,268
)
 
 
Debt Securities Held to Maturity
 
 
At December 31, 2017
 
 
No. of
 
Less than 12 months
 
No. of
 
12 months or longer
 
No. of
 
Total
 
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
Investment
 
 
 
Unrecognized
 
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
Positions
 
Fair Value
 
Losses
 
 
($ in thousands)
Agency residential MBS
 
 
15
 
 
$
30,218
 
 
$
(201
)
 
 
65
 
 
$
479,775
 
 
$
(9,649
)
 
 
80
 
 
$
509,993
 
 
$
(9,850
)
Agency commercial MBS
 
 
1
 
 
 
1,913
 
 
 
(4
)
 
 
1
 
 
 
7,062
 
 
 
(62
)
 
 
2
 
 
 
8,975
 
 
 
(66
)
Obligations of states and political subdivisions
 
 
146
 
 
 
131,032
 
 
 
(553
)
 
 
59
 
 
 
58,979
 
 
 
(1,465
)
 
 
205
 
 
 
190,011
 
 
 
(2,018
)
Total
 
 
162
 
 
$
163,163
 
 
$
(758
)
 
 
125
 
 
$
545,816
 
 
$
(11,176
)
 
 
287
 
 
$
708,979
 
 
$
(11,934
)
Interest Income from Investments [Table Text Block]
 
 
For the Three Months
 
For the Nine Months
 
 
Ended September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
Taxable
 
$
16,780
 
 
$
12,957
 
 
$
47,327
 
 
$
37,584
 
Tax-exempt from regular federal income tax
 
 
4,880
 
 
 
5,106
 
 
 
14,768
 
 
 
15,718
 
Total interest income from investment securities
 
$
21,660
 
 
$
18,063
 
 
$
62,095
 
 
$
53,302
 
XML 32 R21.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Schedule of Loans Receivable [Table Text Block]
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Commercial
 
$
276,031
 
 
$
335,996
 
Commercial Real Estate
 
 
567,213
 
 
 
568,584
 
Construction
 
 
3,939
 
 
 
5,649
 
Residential Real Estate
 
 
48,150
 
 
 
65,183
 
Consumer Installment & Other
 
 
301,622
 
 
 
312,570
 
Total
 
$
1,196,955
 
 
$
1,287,982
 
Accretable Yield Reconciliation Schedule [Table Text Block]
 
 
For the
Nine Months Ended
September 30, 2018
 
For the
Year Ended
December 31, 2017
Accretable yield:
 
(In thousands)
Balance at the beginning of the period
 
$
738
 
 
$
1,237
 
Reclassification from nonaccretable difference
 
 
896
 
 
 
1,852
 
Accretion
 
 
(1,380
)
 
 
(2,351
)
Balance at the end of the period
 
$
254
 
 
$
738
 
 
 
 
 
 
 
 
 
 
Accretion
 
$
(1,380
)
 
$
(2,351
)
Change in FDIC indemnification
 
 
2
 
 
 
192
 
(Increase) in interest income
 
$
(1,378
)
 
$
(2,159
)
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
 
 
Allowance for Loan Losses
For the Three Months Ended September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
8,275
 
 
$
3,789
 
 
$
210
 
 
$
1,064
 
 
$
5,943
 
 
$
3,759
 
 
$
23,040
 
(Reversal) provision
 
 
(184
)
 
 
372
 
 
 
44
 
 
 
(120
)
 
 
(137
)
 
 
25
 
 
 
-
 
Chargeoffs
 
 
(384
)
 
 
(240
)
 
 
-
 
 
 
-
 
 
 
(845
)
 
 
-
 
 
 
(1,469
)
Recoveries
 
 
103
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
353
 
 
 
-
 
 
 
456
 
Total allowance for loan losses
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
 
 
Allowance for Loan Losses
For the Nine Months Ended September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,746
 
 
$
3,849
 
 
$
335
 
 
$
995
 
 
$
6,418
 
 
$
3,666
 
 
$
23,009
 
(Reversal) provision
 
 
(863
)
 
 
312
 
 
 
(81
)
 
 
(51
)
 
 
565
 
 
 
118
 
 
 
-
 
Chargeoffs
 
 
(425
)
 
 
(240
)
 
 
-
 
 
 
-
 
 
 
(3,015
)
 
 
-
 
 
 
(3,680
)
Recoveries
 
 
1,352
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1,346
 
 
 
-
 
 
 
2,698
 
Total allowance for loan losses
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
 
 
Allowance for Loan Losses
For the Three Months Ended September 30, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Balance at beginning of period
 
$
8,167
 
 
$
3,545
 
 
$
160
 
 
$
1,105
 
 
$
7,215
 
 
$
3,911
 
 
$
24,103
 
        (Reversal) provision
 
 
(391
)
 
 
288
 
 
 
136
 
 
 
(50
)
 
 
167
 
 
 
(150
)
 
 
-
 
        Chargeoffs
 
 
(132
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
(886
)
 
 
-
 
 
 
(1,018
)
        Recoveries
 
 
128
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
415
 
 
 
-
 
 
 
543
 
Total allowance for loan losses
 
$
7,772
 
 
$
3,833
 
 
$
296
 
 
$
1,055
 
 
$
6,911
 
 
$
3,761
 
 
$
23,628
 
 
 
Allowance for Loan Losses
For the Nine Months Ended September 30, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Balance at beginning of period
 
$
8,327
 
 
$
3,330
 
 
$
152
 
 
$
1,330
 
 
$
7,980
 
 
$
4,835
 
 
$
25,954
 
        (Reversal) provision
 
 
(220
)
 
 
415
 
 
 
(1,755
)
 
 
(275
)
 
 
1,009
 
 
 
(1,074
)
 
 
(1,900
)
        Chargeoffs
 
 
(961
)
 
 
-
 
 
 
-
 
 
 
-
 
 
 
(3,783
)
 
 
-
 
 
 
(4,744
)
        Recoveries
 
 
626
 
 
 
88
 
 
 
1,899
 
 
 
-
 
 
 
1,705
 
 
 
-
 
 
 
4,318
 
Total allowance for loan losses
 
$
7,772
 
 
$
3,833
 
 
$
296
 
 
$
1,055
 
 
$
6,911
 
 
$
3,761
 
 
$
23,628
 
Schedule of Recorded Investment in Loans Evaluated for Impairment [Table Text Block]
 
 
Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
4,668
 
 
$
172
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
4,840
 
Collectively evaluated for impairment
 
 
3,142
 
 
 
3,749
 
 
 
254
 
 
 
944
 
 
 
5,314
 
 
 
3,784
 
 
 
17,187
 
Purchased loans with evidence of credit deterioration
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
Total
 
$
7,810
 
 
$
3,921
 
 
$
254
 
 
$
944
 
 
$
5,314
 
 
$
3,784
 
 
$
22,027
 
Carrying value of loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
10,254
 
 
$
10,816
 
 
$
-
 
 
$
202
 
 
$
-
 
 
$
-
 
 
$
21,272
 
Collectively evaluated for impairment
 
 
265,740
 
 
 
556,173
 
 
 
3,939
 
 
 
47,948
 
 
 
301,473
 
 
 
-
 
 
 
1,175,273
 
Purchased loans with evidence of credit deterioration
 
 
37
 
 
 
224
 
 
 
-
 
 
 
-
 
 
 
149
 
 
 
-
 
 
 
410
 
Total
 
$
276,031
 
 
$
567,213
 
 
$
3,939
 
 
$
48,150
 
 
$
301,622
 
 
$
-
 
 
$
1,196,955
 
 
 
Allowance for Loan Losses and Recorded Investment in Loans Evaluated for Impairment
At December 31, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Unallocated
 
Total
 
 
(In thousands)
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
4,814
 
 
$
171
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
-
 
 
$
4,985
 
Collectively evaluated for impairment
 
 
2,932
 
 
 
3,678
 
 
 
335
 
 
 
995
 
 
 
6,418
 
 
 
3,666
 
 
 
18,024
 
Purchased loans with evidence of credit deterioration
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
Total
 
$
7,746
 
 
$
3,849
 
 
$
335
 
 
$
995
 
 
$
6,418
 
 
$
3,666
 
 
$
23,009
 
Carrying value of loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
10,675
 
 
$
14,234
 
 
$
-
 
 
$
208
 
 
$
-
 
 
$
-
 
 
$
25,117
 
Collectively evaluated for impairment
 
 
325,291
 
 
 
553,769
 
 
 
5,649
 
 
 
64,975
 
 
 
312,406
 
 
 
-
 
 
 
1,262,090
 
Purchased loans with evidence of credit deterioration
 
 
30
 
 
 
581
 
 
 
-
 
 
 
-
 
 
 
164
 
 
 
-
 
 
 
775
 
Total
 
$
335,996
 
 
$
568,584
 
 
$
5,649
 
 
$
65,183
 
 
$
312,570
 
 
$
-
 
 
$
1,287,982
 
Financing Receivable Credit Quality Indicators [Table Text Block]
 
 
Loan Credit Risk Profile by Internally Assigned Grade
At September 30, 2018
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Total
 
 
(In thousands)
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
 
$
264,908
 
 
$
551,956
 
 
$
3,939
 
 
$
46,901
 
 
$
299,590
 
 
$
1,167,294
 
Substandard
 
 
11,123
 
 
 
15,257
 
 
 
-
 
 
 
1,249
 
 
 
1,618
 
 
 
29,247
 
Doubtful
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
56
 
 
 
56
 
Loss
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
358
 
 
 
358
 
Total
 
$
276,031
 
 
$
567,213
 
 
$
3,939
 
 
$
48,150
 
 
$
301,622
 
 
$
1,196,955
 
 
 
Loan Credit Risk Profile by Internally Assigned Grade
At December 31, 2017
 
 
Commercial
 
Commercial
Real Estate
 
Construction
 
Residential
Real Estate
 
Consumer
Installment
and Other
 
Total
 
 
(In thousands)
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
 
$
324,185
 
 
$
548,853
 
 
$
5,649
 
 
$
62,253
 
 
$
310,429
 
 
$
1,251,369
 
Substandard
 
 
11,811
 
 
 
19,731
 
 
 
-
 
 
 
2,930
 
 
 
1,370
 
 
 
35,842
 
Doubtful
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
1
 
 
 
1
 
Loss
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
770
 
 
 
770
 
Total
 
$
335,996
 
 
$
568,584
 
 
$
5,649
 
 
$
65,183
 
 
$
312,570
 
 
$
1,287,982
 
Past Due Financing Receivables [Table Text Block]
 
 
Summary of Loans by Delinquency and Nonaccrual Status
At September 30, 2018
 
 
Current and
Accruing
 
30-59 Days
Past Due and
Accruing
 
60-89 Days
Past Due and
Accruing
 
Past Due 90
Days or More
and Accruing
 
Nonaccrual
 
Total Loans
 
 
(In thousands)
Commercial
 
$
275,259
 
 
$
425
 
 
$
347
 
 
$
-
 
 
$
-
 
 
$
276,031
 
Commercial real estate
 
 
559,441
 
 
 
2,334
 
 
 
-
 
 
 
-
 
 
 
5,438
 
 
 
567,213
 
Construction
 
 
3,939
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
3,939
 
Residential real estate
 
 
47,634
 
 
 
516
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
48,150
 
Consumer installment and other
 
 
297,416
 
 
 
3,001
 
 
 
801
 
 
 
361
 
 
 
43
 
 
 
301,622
 
Total
 
$
1,183,689
 
 
$
6,276
 
 
$
1,148
 
 
$
361
 
 
$
5,481
 
 
$
1,196,955
 
 
 
Summary of Loans by Delinquency and Nonaccrual Status
At December 31, 2017
 
 
Current and
Accruing
 
30-59 Days
Past Due and
Accruing
 
60-89 Days
Past Due and
Accruing
 
Past Due 90
Days or More
and Accruing
 
Nonaccrual
 
Total Loans
 
 
(In thousands)
Commercial
 
$
334,908
 
 
$
627
 
 
$
164
 
 
$
-
 
 
$
297
 
 
$
335,996
 
Commercial real estate
 
 
561,883
 
 
 
1,143
 
 
 
125
 
 
 
-
 
 
 
5,433
 
 
 
568,584
 
Construction
 
 
5,649
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
5,649
 
Residential real estate
 
 
65,183
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
-
 
 
 
65,183
 
Consumer installment and other
 
 
307,445
 
 
 
3,321
 
 
 
1,077
 
 
 
531
 
 
 
196
 
 
 
312,570
 
Total
 
$
1,275,068
 
 
$
5,091
 
 
$
1,366
 
 
$
531
 
 
$
5,926
 
 
$
1,287,982
 
Impaired Financing Receivables [Table Text Block]
 
 
Impaired Loans
 
 
At September 30,
2018
 
At December 31,
2017
 
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
 
(In thousands)
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
809
 
 
$
845
 
 
$
-
 
 
$
1,212
 
 
$
1,271
 
 
$
-
 
Commercial real estate
 
 
9,690
 
 
 
11,632
 
 
 
-
 
 
 
13,169
 
 
 
14,985
 
 
 
-
 
Residential real estate
 
 
202
 
 
 
232
 
 
 
-
 
 
 
208
 
 
 
239
 
 
 
-
 
Consumer installment and other
 
 
192
 
 
 
298
 
 
 
-
 
 
 
360
 
 
 
466
 
 
 
-
 
Total with no related allowance recorded
 
 
10,893
 
 
 
13,007
 
 
 
-
 
 
 
14,949
 
 
 
16,961
 
 
 
-
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
9,482
 
 
 
9,482
 
 
 
4,668
 
 
 
9,764
 
 
 
9,764
 
 
 
4,814
 
Commercial real estate
 
 
1,750
 
 
 
1,752
 
 
 
172
 
 
 
1,790
 
 
 
1,792
 
 
 
171
 
Total with an allowance recorded
 
 
11,232
 
 
 
11,234
 
 
 
4,840
 
 
 
11,554
 
 
 
11,556
 
 
 
4,985
 
Total
 
$
22,125
 
 
$
24,241
 
 
$
4,840
 
 
$
26,503
 
 
$
28,517
 
 
$
4,985
 
Impaired Financing Receivables Supplemental Schedule [Table Text Block]
 
 
Impaired Loans
 
 
For the Three Months Ended September 30,
 
For the Nine Months Ended September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
Average
Recorded
Investment
 
Recognized
Interest
Income
 
 
(In thousands)
Commercial
 
$
10,426
 
 
$
175
 
 
$
11,125
 
 
$
130
 
 
$
10,671
 
 
$
495
 
 
$
11,203
 
 
$
366
 
Commercial real estate
 
 
11,282
 
 
 
189
 
 
 
14,681
 
 
 
208
 
 
 
12,291
 
 
 
615
 
 
 
14,826
 
 
 
669
 
Residential real estate
 
 
203
 
 
 
4
 
 
 
365
 
 
 
4
 
 
 
205
 
 
 
12
 
 
 
494
 
 
 
13
 
Consumer installment and other
 
 
173
 
 
 
4
 
 
 
340
 
 
 
3
 
 
 
261
 
 
 
10
 
 
 
466
 
 
 
17
 
Total
 
$
22,084
 
 
$
372
 
 
$
26,511
 
 
$
345
 
 
$
23,428
 
 
$
1,132
 
 
$
26,989
 
 
$
1,065
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
 
 
Troubled Debt Restructurings
At September 30, 2018
 
 
Number of
Contracts
 
Pre-Modification
Carrying Value
 
Period-End
Carrying Value
 
Period-End
Individual
Impairment
Allowance
 
 
($ in thousands)
Commercial
 
 
5
 
 
$
2,324
 
 
$
904
 
 
$
34
 
Commercial real estate
 
 
8
 
 
 
9,237
 
 
 
7,642
 
 
 
-
 
Residential real estate
 
 
1
 
 
 
241
 
 
 
201
 
 
 
-
 
Total
 
 
14
 
 
$
11,802
 
 
$
8,747
 
 
$
34
 
 
 
Troubled Debt Restructurings
At December 31, 2017
 
 
Number of
Contracts
 
Pre-Modification
Carrying Value
 
Period-End
Carrying Value
 
Period-End
Individual
Impairment
Allowance
 
 
($ in thousands)
Commercial
 
 
7
 
 
$
2,393
 
 
$
1,085
 
 
$
43
 
Commercial real estate
 
 
10
 
 
 
11,528
 
 
 
10,788
 
 
 
-
 
Residential real estate
 
 
1
 
 
 
241
 
 
 
208
 
 
 
-
 
Total
 
 
18
 
 
$
14,162
 
 
$
12,081
 
 
$
43
 
XML 33 R22.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 6 - Other Assets (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Schedule of Other Assets [Table Text Block]
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Equity securities without readily determinable fair values:
 
 
 
 
 
 
 
 
Federal Reserve Bank stock
(1)
 
$
14,069
 
 
$
14,069
 
Other investments
 
 
158
 
 
 
158
 
Total equity securities without readily determinable fair values
 
 
14,227
 
 
 
14,227
 
Life insurance cash surrender value
 
 
55,442
 
 
 
54,101
 
Net deferred tax asset
 
 
48,622
 
 
 
33,112
 
Limited partnership investments
 
 
10,919
 
 
 
10,119
 
Interest receivable
 
 
23,734
 
 
 
23,557
 
Prepaid assets
 
 
4,119
 
 
 
4,906
 
Other assets
 
 
8,411
 
 
 
18,428
 
Total other assets
 
$
165,474
 
 
$
158,450
 
Schedule of Amounts Recognized in Net Income [Table Text Block]
 
 
For the Three Months Ended
 
For the Nine Months Ended
 
 
September 30,
 
 
2018
 
2017
 
2018
 
2017
 
 
(In thousands)
Investment loss included in pre-tax income
 
$
900
 
 
$
450
 
 
$
2,200
 
 
$
1,350
 
Tax credits recognized in provision for income taxes
 
 
336
 
 
 
463
 
 
 
1,008
 
 
 
1,388
 
XML 34 R23.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Schedule of Goodwill [Table Text Block]
 
 
At September 30, 2018
 
At December 31, 2017
 
 
(In thousands)
Goodwill
 
$
121,673
 
 
$
121,673
 
Schedule of Finite-Lived Intangible Assets [Table Text Block]
 
 
At September 30,
2018
 
At December 31,
2017
 
 
Gross
Carrying
Amount
 
Accumulated
Amortization
 
Gross
Carrying
Amount
 
Accumulated
Amortization
 
 
(In thousands)
Core Deposit Intangibles
 
$
56,808
 
 
$
(54,432
)
 
$
56,808
 
 
$
(52,987
)
Merchant Draft Processing Intangible
 
 
10,300
 
 
 
(10,300
)
 
 
10,300
 
 
 
(10,271
)
Total Identifiable Intangible Assets
 
$
67,108
 
 
$
(64,732
)
 
$
67,108
 
 
$
(63,258
)
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]
 
 
Core
Deposit
Intangibles
 
Merchant
Draft
Processing
Intangible
 
Total
 
 
(In thousands)
For the Nine Months ended September 30, 2018 (actual)
 
$
1,445
 
 
$
29
 
 
$
1,474
 
Estimate for the remainder of year ending December 31, 2018
 
 
447
 
 
 
-
 
 
 
447
 
Estimate for year ending December 31, 2019
 
 
538
 
 
 
-
 
 
 
538
 
2020
 
 
287
 
 
 
-
 
 
 
287
 
2021
 
 
269
 
 
 
-
 
 
 
269
 
2022
 
 
252
 
 
 
-
 
 
 
252
 
2023
 
 
236
 
 
 
-
 
 
 
236
 
XML 35 R24.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 8 - Deposits and Borrowed Funds (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Deposit Liabilities, Type [Table Text Block]
 
 
Deposits
 
 
At September 30,
2018
 
At December 31,
2017
 
 
(In thousands)
Noninterest-bearing
 
$
2,211,028
 
 
$
2,197,526
 
Interest-bearing:
 
 
 
 
 
 
 
 
Transaction
 
 
909,954
 
 
 
904,245
 
Savings
 
 
1,510,015
 
 
 
1,494,024
 
Time deposits less than $100 thousand
 
 
107,755
 
 
 
117,848
 
Time deposits $100 thousand through $250 thousand
 
 
68,677
 
 
 
76,578
 
Time deposits more than $250 thousand
 
 
28,408
 
 
 
37,392
 
Total deposits
 
$
4,835,837
 
 
$
4,827,613
 
Schedule of Repurchase Agreements [Table Text Block]
 
 
Repurchase Agreements (Sweep)
Accounted for as Secured Borrowings
 
 
Remaining Contractual Maturity of the Agreements
Overnight and Continuous
 
 
At September 30, 2018
 
At December 31, 2017
Repurchase agreements:
 
(In thousands)
Collateral securing borrowings:
 
 
 
 
 
 
 
 
Securities of U.S. Government sponsored entities
 
$
72,675
 
 
$
74,173
 
Agency residential MBS
 
 
59,367
 
 
 
58,251
 
Corporate securities
 
 
91,818
 
 
 
105,113
 
Total collateral carrying value
 
$
223,860
 
 
$
237,537
 
Total short-term borrowed funds
 
$
61,756
 
 
$
58,471
 
XML 36 R25.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Fair Value, Assets Measured on Recurring Basis [Table Text Block]
    At September 30, 2018
    Fair Value   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2)		  
Significant
Unobservable
Inputs
(Level 3)
(1)
    (In thousands)
Equity securities                                
Mutual funds   $
1,734
     $
-
     $
1,734
     $
-
  
Total equity securities    
1,734
      
-
      
1,734
      
-
  
Debt securities available for sale                                
Securities of U.S. Government sponsored entities    
161,744
      
-
      
161,744
      
-
  
Agency residential MBS    
878,029
      
-
      
878,029
      
-
  
Non-agency residential MBS    
124
      
-
      
124
      
-
  
Agency commercial MBS    
1,847
      
-
      
1,847
      
-
  
Securities of U.S. Government entities    
1,210
      
-
      
1,210
      
-
  
Obligations of states and political subdivisions    
180,343
      
-
      
180,343
      
-
  
Corporate securities    
1,255,611
      
-
      
1,255,611
      
-
  
Total debt securities available for sale    
2,478,908
      
-
      
2,478,908
      
-
  
Total   $
2,480,642
     $
-
     $
2,480,642
     $
-
  
    At December 31, 2017
    Fair Value   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2)		  
Significant
Unobservable
Inputs
(Level 3)
(1)
    (In thousands)
Equity securities                                
Mutual funds   $
1,800
     $
-
     $
1,800
     $
-
  
Total equity securities    
1,800
      
-
      
1,800
      
-
  
Debt securities available for sale                                
Securities of U.S. Government sponsored entities    
119,319
      
-
      
119,319
      
-
  
Agency residential MBS    
767,706
      
-
      
767,706
      
-
  
Non-agency residential MBS    
154
      
-
      
154
      
-
  
Agency commercial MBS    
2,219
      
-
      
2,219
      
-
  
Securities of U.S. Government entities    
1,590
      
-
      
1,590
      
-
  
Obligations of states and political subdivisions    
185,221
      
-
      
185,221
      
-
  
Corporate securities    
1,115,498
      
-
      
1,115,498
      
-
  
Total debt securities available for sale    
2,191,707
      
-
      
2,191,707
      
-
  
Total   $
2,193,507
     $
-
     $
2,193,507
     $
-
  
Fair Value Measurements, Nonrecurring [Table Text Block]
                    For the
                    Nine Months Ended
    At September 30, 2018   September 30, 2018
    Carrying Value   Level 1   Level 2   Level 3   Total Losses
    (In thousands)
Other real estate owned   $
620
     $
-
     $
-
     $
620
     $
-
  
Impaired loans:                                        
Commercial    
4,815
      
-
      
-
      
4,815
      
-
  
Commercial real estate    
5,448
      
-
      
-
      
5,448
      
(240
 )
Total assets measured at fair value on a nonrecurring basis   $
10,883
     $
-
     $
-
     $
10,883
     $
(240
 )
                    For the
                    Year Ended
    At December 31, 2017   December 31, 2017
    Carrying Value   Level 1   Level 2   Level 3   Total Losses
    (In thousands)
Other real estate owned   $
1,426
     $
-
     $
-
     $
1,426
     $
(219
 )
Impaired loans:                                        
Commercial    
4,950
      
-
      
-
      
4,950
      
-
  
Commercial real estate    
5,904
      
-
      
-
      
5,904
      
-
  
Total assets measured at fair value on a nonrecurring basis   $
12,280
     $
-
     $
-
     $
12,280
     $
(219
 )
Fair Value, by Balance Sheet Grouping [Table Text Block]
    At September 30, 2018
    Carrying
Amount		   Estimated Fair
Value		   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2 )		   Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  
(In thousands)
Cash and due from banks   $
522,660
     $
522,660
     $
522,660
     $
-
     $
-
 
Debt securities held to maturity    
1,025,699
      
1,002,648
      
-
      
1,002,648
      
-
 
Loans    
1,174,928
      
1,176,889
      
-
      
-
      
1,176,889
 
                                         
Financial Liabilities:                                        
Deposits   $
4,835,837
     $
4,832,135
     $
-
     $
4,630,997
     $
201,138
 
Short-term borrowed funds    
61,756
      
61,756
      
-
      
61,756
      
-
 
    At December 31, 2017
    Carrying
Amount		   Estimated Fair
Value		   Quoted Prices in
Active Markets for
Identical Assets
(Level 1)		   Significant Other
Observable Inputs
(Level 2 )		   Significant
Unobservable
Inputs
(Level 3 )
Financial Assets:  
(In thousands)
Cash and due from banks   $
575,002
     $
575,002
     $
575,002
     $
-
     $
-
 
Debt securities held to maturity    
1,158,864
      
1,155,342
      
-
      
1,155,342
      
-
 
Loans    
1,264,973
      
1,257,811
      
-
      
-
      
1,257,811
 
                                         
Financial Liabilities:                                        
Deposits   $
4,827,613
     $
4,824,586
     $
-
     $
4,595,795
     $
228,791
 
Short-term borrowed funds    
58,471
      
58,471
      
-
      
58,471
      
-
 
XML 37 R26.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 11 - Earnings Per Common Share (Tables)
 9 Months Ended
Sep. 30, 2018
Notes Tables  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
    For the Three Months   For the Nine Months
    Ended September 30,
    2018   2017   2018   2017
    (In thousands, except per share data)
Net income applicable to common equity (numerator)   $
16,993
     $
15,017
     $
52,509
     $
45,865
  
Basic earnings per common share                                
Weighted average number of common shares outstanding - basic (denominator)    
26,701
      
26,309
      
26,622
      
26,260
  
Basic earnings per common share   $
0.64
     $
0.57
     $
1.97
     $
1.75
  
Diluted earnings per common share                                
Weighted average number of common shares outstanding - basic    
26,701
      
26,309
      
26,622
      
26,260
  
Add common stock equivalents for options    
114
      
95
      
114
      
119
  
Weighted average number of common shares outstanding - diluted (denominator)    
26,815
      
26,404
      
26,736
      
26,379
  
Diluted earnings per common share   $
0.63
     $
0.57
     $
1.96
     $
1.74
  
XML 38 R27.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 2 - Accounting Policies (Details Textual)
$ in Thousands
 9 Months Ended
Jan. 01, 2018
USD ($)
Sep. 30, 2018
USD ($)
Dec. 31, 2017
USD ($)
Percentage of Revenue Out of Scope of ASU 2014-09   73.00%  
Cumulative Effect of New Accounting Principle in Period of Adoption    
Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings    
Property Subject to or Available for Operating Lease, Number of Units     58
Operating Leases, Future Minimum Payments Due, Total     $ 17,500
Retained Earnings [Member]      
Cumulative Effect of New Accounting Principle in Period of Adoption     (142)
Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings   3,625  
Retained Earnings [Member] | Accounting Standards Update 2016-01 [Member]      
Cumulative Effect of New Accounting Principle in Period of Adoption $ (142)    
Retained Earnings [Member] | Accounting Standards Update 2018-02 [Member]      
Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings 3,625    
AOCI Attributable to Parent [Member]      
Cumulative Effect of New Accounting Principle in Period of Adoption     $ 142
Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings   $ (3,625)  
AOCI Attributable to Parent [Member] | Accounting Standards Update 2016-01 [Member]      
Cumulative Effect of New Accounting Principle in Period of Adoption 142    
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-02 [Member]      
Tax Cuts and Jobs Act of 2017, Reclassification From Aoci to Retained Earnings $ (3,625)    
XML 39 R28.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities (Details Textual)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
USD ($)
Sep. 30, 2017
USD ($)
Sep. 30, 2018
USD ($)
Sep. 30, 2017
USD ($)
Jan. 01, 2018
USD ($)
Dec. 31, 2017
USD ($)
Equity Securities, FV-NI $ 1,734   $ 1,734   $ 1,800 $ 1,800
Cumulative Effect of New Accounting Principle in Period of Adoption          
Unrealized Gain (Loss) on Securities (16) (66)    
High Risk Collateralized Mortgage Obligations 0   0     0
Debt Securities, Available-for-sale, Amortized Cost, Total 2,555,667   2,555,667     2,220,551
Debt Securities, Available-for-sale, Total 2,478,908   2,478,908     2,191,707
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total     0      
Pledged Financial Instruments, Not Separately Reported, Securities, Total 740,177   740,177     715,774
Debt Security, Corporate, US [Member]            
Debt Securities, Available-for-sale, Amortized Cost, Total 1,282,991   1,282,991     1,123,671
Debt Securities, Available-for-sale, Total 1,255,611   1,255,611     1,115,498
Debt Security, Corporate, US [Member] | External Credit Rating, Non Investment Grade [Member]            
Debt Securities, Available-for-sale, Amortized Cost, Total 15,000   15,000      
Debt Securities, Available-for-sale, Total $ 14,100   $ 14,100      
Available-for-sale Debt Securities, Number Below Investment Grade 1   1      
Retained Earnings [Member]            
Cumulative Effect of New Accounting Principle in Period of Adoption           (142)
Retained Earnings [Member] | Accounting Standards Update 2016-01 [Member]            
Cumulative Effect of New Accounting Principle in Period of Adoption         (142)  
AOCI Attributable to Parent [Member]            
Cumulative Effect of New Accounting Principle in Period of Adoption           $ 142
AOCI Attributable to Parent [Member] | Accounting Standards Update 2016-01 [Member]            
Cumulative Effect of New Accounting Principle in Period of Adoption         $ 142  
XML 40 R29.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities - Amortized Cost, Unrealized Gains and Losses, and Estimated Fair Value of Investment Securities Portfolio (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Debt securities available for sale, amortized cost $ 2,555,667 $ 2,220,551
Debt securities available for sale, gross unrealized gains 2,497 5,424
Debt securities available for sale, gross unrealized losses (79,256) (34,268)
Debt securities available for sale 2,478,908 2,191,707
Debt securities held to maturity, amortized cost 1,025,699 1,158,864
Debt securities held to maturity, gross unrecognized gains 2,798 8,412
Debt securities held to maturity, gross unrecognized losses (25,849) (11,934)
Debt securities held to maturity, fair values 1,002,648 1,155,342
Debt securities, amortized cost 3,581,366 3,379,415
Debt securities, gross unrecognized gains 5,295 13,836
Debt securities, gross unrecognized losses (105,105) (46,202)
Debt securities, fair value 3,481,556 3,347,049
US Government-sponsored Enterprises Debt Securities [Member]    
Debt securities available for sale, amortized cost 167,222 122,285
Debt securities available for sale, gross unrealized gains 1
Debt securities available for sale, gross unrealized losses (5,478) (2,967)
Debt securities available for sale 161,744 119,319
Agency Residential MBS [Member]    
Debt securities available for sale, amortized cost 919,381 787,679
Debt securities available for sale, gross unrealized gains 243 522
Debt securities available for sale, gross unrealized losses (41,595) (20,495)
Debt securities available for sale 878,029 767,706
Debt securities held to maturity, amortized cost 468,354 545,883
Debt securities held to maturity, gross unrecognized gains 200 606
Debt securities held to maturity, gross unrecognized losses (21,100) (9,850)
Debt securities held to maturity, fair values 447,454 536,639
Non-agency Residential MBS [Member]    
Debt securities available for sale, amortized cost 122 153
Debt securities available for sale, gross unrealized gains 2 1
Debt securities available for sale, gross unrealized losses
Debt securities available for sale 124 154
Debt securities held to maturity, amortized cost 3,524 4,462
Debt securities held to maturity, gross unrecognized gains 72 70
Debt securities held to maturity, gross unrecognized losses
Debt securities held to maturity, fair values 3,596 4,532
Agency Commercial MBS [Member]    
Debt securities available for sale, amortized cost 1,877 2,244
Debt securities available for sale, gross unrealized gains
Debt securities available for sale, gross unrealized losses (30) (25)
Debt securities available for sale 1,847 2,219
Debt securities held to maturity, amortized cost   9,041
Debt securities held to maturity, gross unrecognized gains  
Debt securities held to maturity, gross unrecognized losses   (66)
Debt securities held to maturity, fair values   8,975
US Government Agencies Debt Securities [Member]    
Debt securities available for sale, amortized cost 1,223 1,612
Debt securities available for sale, gross unrealized gains
Debt securities available for sale, gross unrealized losses (13) (22)
Debt securities available for sale 1,210 1,590
US States and Political Subdivisions Debt Securities [Member]    
Debt securities available for sale, amortized cost 182,851 182,907
Debt securities available for sale, gross unrealized gains 1,841 3,796
Debt securities available for sale, gross unrealized losses (4,349) (1,482)
Debt securities available for sale 180,343 185,221
Debt securities held to maturity, amortized cost 553,821 599,478
Debt securities held to maturity, gross unrecognized gains 2,526 7,736
Debt securities held to maturity, gross unrecognized losses (4,749) (2,018)
Debt securities held to maturity, fair values 551,598 605,196
Debt Security, Corporate, US [Member]    
Debt securities available for sale, amortized cost 1,282,991 1,123,671
Debt securities available for sale, gross unrealized gains 411 1,104
Debt securities available for sale, gross unrealized losses (27,791) (9,277)
Debt securities available for sale $ 1,255,611 $ 1,115,498
XML 41 R30.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities - Amortized Cost and Estimated Market Value of Securities by Contractual Maturity (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Investment securities available for sale, amortized cost, 1 year or less $ 128,356 $ 193,337
Investment securities available for sale, fair value, 1 year or less 128,080 193,385
Investment securities held to maturity, amortized cost, 1 year or less 90,266 50,295
Investment securities held to maturity, fair value, 1 year or less 90,491 51,105
Investment securities available for sale, amortized cost, over 1 to 5 years 1,355,592 1,031,807
Investment securities available for sale, fair value, over 1 to 5 years 1,323,725 1,023,047
Investment securities held to maturity, amortized cost, over 1 to 5 years 220,377 269,050
Investment securities held to maturity, fair value, over 1 to 5 years 219,016 269,471
Investment securities available for sale, amortized cost, over 5 to 10 years 111,553 159,266
Investment securities available for sale, fair value, over 5 to 10 years 110,850 160,042
Investment securities held to maturity, amortized cost, over 5 to 10 years 242,137 277,170
Investment securities held to maturity, fair value, over 5 to 10 years 241,023 281,546
Investment securities available for sale, amortized cost, over 10 years 38,786 46,065
Investment securities available for sale, fair value, over 10 years 36,253 45,154
Investment securities held to maturity, amortized cost, over 10 years 1,041 2,963
Investment securities held to maturity, fair value, over 10 years 1,068 3,074
Investment securities available for sale, amortized cost, subtotal 1,634,287 1,430,475
Investment securities available for sale, fair value, subtotal 1,598,908 1,421,628
Investment securities held to maturity, amortized cost, subtotal 553,821 599,478
Investment securities held to maturity, fair value, subtotal 551,598 605,196
Investment securities available for sale, amortized cost 921,380 790,076
Investment securities available for sale, fair value 880,000 770,079
Investment securities held to maturity, amortized cost 471,878 559,386
Investment securities held to maturity, fair value 451,050 550,146
Investment securities available for sale, amortized cost 2,555,667 2,220,551
Investment securities available for sale, fair value 2,478,908 2,191,707
Investment securities held to maturity, amortized cost 1,025,699 1,158,864
Investment securities held to maturity, fair value $ 1,002,648 $ 1,155,342
XML 42 R31.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities - Gross Unrealized Losses, Investment Securities Portfolio (Details)
$ in Thousands
Sep. 30, 2018
USD ($)
Dec. 31, 2017
USD ($)
Available for sale securities, less than 12 months, number of investment positions 157 125
Available for sale securities, less than 12 months, fair value $ 1,326,973 $ 834,335
Available for sale securities, less than 12 months, unrealized losses $ (27,055) $ (5,803)
Available for sale securities, 12 months or longer, number of investment positions 172 135
Available for sale securities, 12 months or longer, fair value $ 966,408 $ 970,548
Available for sale securities, 12 months or longer, unrealized losses $ (52,201) $ (28,465)
Available for sale securities, total, number of investment positions 329 260
Available for sale securities, total, fair value $ 2,293,381 $ 1,804,883
Available for sale securities, total, unrealized losses $ (79,256) $ (34,268)
Held to Maturity securities, less than 12 months, number of investment positions 250 162
Held to Maturity securities, less than 12 months, fair value $ 225,857 $ 163,163
Held to Maturity securities, less than 12 months, unrecognized losses $ (2,492) $ (758)
Held to Maturity securities, 12 months or longer, number of investment positions 232 125
Held to Maturity securities, 12 months or longer, fair value $ 568,853 $ 545,816
Held to Maturity securities, 12 months or longer, unrecognized losses $ (23,357) $ (11,176)
Held to Maturity securities, total, number of investment positions 482 287
Held to Maturity securities, total, fair value $ 794,710 $ 708,979
Held to Maturity securities, total, unrecognized losses $ (25,849) $ (11,934)
US Government-sponsored Enterprises Debt Securities [Member]    
Available for sale securities, less than 12 months, number of investment positions 5 1
Available for sale securities, less than 12 months, fair value $ 46,531 $ 996
Available for sale securities, less than 12 months, unrealized losses $ (461) $ (2)
Available for sale securities, 12 months or longer, number of investment positions 8 8
Available for sale securities, 12 months or longer, fair value $ 115,213 $ 117,252
Available for sale securities, 12 months or longer, unrealized losses $ (5,017) $ (2,965)
Available for sale securities, total, number of investment positions 13 9
Available for sale securities, total, fair value $ 161,744 $ 118,248
Available for sale securities, total, unrealized losses $ (5,478) $ (2,967)
Agency Residential MBS [Member]    
Available for sale securities, less than 12 months, number of investment positions 23 7
Available for sale securities, less than 12 months, fair value $ 421,962 $ 238,554
Available for sale securities, less than 12 months, unrealized losses $ (9,816) $ (1,501)
Available for sale securities, 12 months or longer, number of investment positions 50 51
Available for sale securities, 12 months or longer, fair value $ 447,104 $ 516,711
Available for sale securities, 12 months or longer, unrealized losses $ (31,779) $ (18,994)
Available for sale securities, total, number of investment positions 73 58
Available for sale securities, total, fair value $ 869,066 $ 755,265
Available for sale securities, total, unrealized losses $ (41,595) $ (20,495)
Held to Maturity securities, less than 12 months, number of investment positions 26 15
Held to Maturity securities, less than 12 months, fair value $ 34,278 $ 30,218
Held to Maturity securities, less than 12 months, unrecognized losses $ (952) $ (201)
Held to Maturity securities, 12 months or longer, number of investment positions 70 65
Held to Maturity securities, 12 months or longer, fair value $ 404,842 $ 479,775
Held to Maturity securities, 12 months or longer, unrecognized losses $ (20,148) $ (9,649)
Held to Maturity securities, total, number of investment positions 96 80
Held to Maturity securities, total, fair value $ 439,120 $ 509,993
Held to Maturity securities, total, unrecognized losses $ (21,100) $ (9,850)
US States and Political Subdivisions Debt Securities [Member]    
Available for sale securities, less than 12 months, number of investment positions 43 50
Available for sale securities, less than 12 months, fair value $ 32,193 $ 21,453
Available for sale securities, less than 12 months, unrealized losses $ (392) $ (228)
Available for sale securities, 12 months or longer, number of investment positions 74 35
Available for sale securities, 12 months or longer, fair value $ 67,715 $ 52,071
Available for sale securities, 12 months or longer, unrealized losses $ (3,957) $ (1,254)
Available for sale securities, total, number of investment positions 117 85
Available for sale securities, total, fair value $ 99,908 $ 73,524
Available for sale securities, total, unrealized losses $ (4,349) $ (1,482)
Held to Maturity securities, less than 12 months, number of investment positions 224 146
Held to Maturity securities, less than 12 months, fair value $ 191,579 $ 131,032
Held to Maturity securities, less than 12 months, unrecognized losses $ (1,540) $ (553)
Held to Maturity securities, 12 months or longer, number of investment positions 162 59
Held to Maturity securities, 12 months or longer, fair value $ 164,011 $ 58,979
Held to Maturity securities, 12 months or longer, unrecognized losses $ (3,209) $ (1,465)
Held to Maturity securities, total, number of investment positions 386 205
Held to Maturity securities, total, fair value $ 355,590 $ 190,011
Held to Maturity securities, total, unrecognized losses $ (4,749) $ (2,018)
Agency Commercial MBS [Member]    
Available for sale securities, less than 12 months, number of investment positions 2
Available for sale securities, less than 12 months, fair value $ 2,219
Available for sale securities, less than 12 months, unrealized losses $ (25)
Available for sale securities, 12 months or longer, number of investment positions 1
Available for sale securities, 12 months or longer, fair value $ 1,847
Available for sale securities, 12 months or longer, unrealized losses $ (30)
Available for sale securities, total, number of investment positions 1 2
Available for sale securities, total, fair value $ 1,847 $ 2,219
Available for sale securities, total, unrealized losses $ (30) $ (25)
Held to Maturity securities, less than 12 months, number of investment positions   1
Held to Maturity securities, less than 12 months, fair value   $ 1,913
Held to Maturity securities, less than 12 months, unrecognized losses   $ (4)
Held to Maturity securities, 12 months or longer, number of investment positions   1
Held to Maturity securities, 12 months or longer, fair value   $ 7,062
Held to Maturity securities, 12 months or longer, unrecognized losses   $ (62)
Held to Maturity securities, total, number of investment positions   2
Held to Maturity securities, total, fair value   $ 8,975
Held to Maturity securities, total, unrecognized losses   $ (66)
Non-agency Residential MBS [Member]    
Available for sale securities, less than 12 months, number of investment positions   1
Available for sale securities, less than 12 months, fair value   $ 1
Available for sale securities, less than 12 months, unrealized losses  
Available for sale securities, 12 months or longer, number of investment positions  
Available for sale securities, 12 months or longer, fair value  
Available for sale securities, 12 months or longer, unrealized losses  
Available for sale securities, total, number of investment positions   1
Available for sale securities, total, fair value   $ 1
Available for sale securities, total, unrealized losses  
US Government Agencies Debt Securities [Member]    
Available for sale securities, less than 12 months, number of investment positions
Available for sale securities, less than 12 months, fair value
Available for sale securities, less than 12 months, unrealized losses
Available for sale securities, 12 months or longer, number of investment positions 2 3
Available for sale securities, 12 months or longer, fair value $ 1,210 $ 1,590
Available for sale securities, 12 months or longer, unrealized losses $ (13) $ (22)
Available for sale securities, total, number of investment positions 2 3
Available for sale securities, total, fair value $ 1,210 $ 1,590
Available for sale securities, total, unrealized losses $ (13) $ (22)
Debt Security, Corporate, US [Member]    
Available for sale securities, less than 12 months, number of investment positions 86 64
Available for sale securities, less than 12 months, fair value $ 826,287 $ 571,112
Available for sale securities, less than 12 months, unrealized losses $ (16,386) $ (4,047)
Available for sale securities, 12 months or longer, number of investment positions 37 38
Available for sale securities, 12 months or longer, fair value $ 333,319 $ 282,924
Available for sale securities, 12 months or longer, unrealized losses $ (11,405) $ (5,230)
Available for sale securities, total, number of investment positions 123 102
Available for sale securities, total, fair value $ 1,159,606 $ 854,036
Available for sale securities, total, unrealized losses $ (27,791) $ (9,277)
XML 43 R32.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 3 - Investment Securities - Interest Income From Investment Securities (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Taxable $ 16,780 $ 12,957 $ 47,327 $ 37,584
Tax-exempt from regular federal income tax 4,880 5,106 14,768 15,718
Total interest income from investment securities $ 21,660 $ 18,063 $ 62,095 $ 53,302
XML 44 R33.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Details Textual)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
USD ($)
Sep. 30, 2017
USD ($)
Sep. 30, 2018
USD ($)
Sep. 30, 2017
USD ($)
Dec. 31, 2017
USD ($)
Purchased Loans $ 65,868   $ 65,868   $ 83,478
FDIC Indemnification Asset, Ending Balance 6,086   6,086   7,766
Loans and Leases Receivable, Nonaccrual, Commitment to Lend 0   0   0
Financing Receivable, Modifications, Recorded Investment $ 8,747   $ 8,747   12,081
Troubled Debt Restructurings During Period 0 1 0 4  
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down $ 0 $ 58 $ 0 $ 58  
Financing Receivable, Modifications, Subsequent Default, Number of Contracts 0 0 0 0  
Pledged Financial Instruments, Not Separately Reported, Loans Receivable Pledged as Collateral, Total $ 0   $ 0   0
Loans Receivable Held-for-sale, Amount 0   0    
Other Real Estate, Ending Balance 620   620   1,426
Other Real Estate, Reserve 0   0   1,905
Mortgage Loans in Process of Foreclosure, Amount 19   19   196
Residential Real Estate Included in OREO [Member]          
Real Estate Acquired Through Foreclosure         0
Restructured Loans [Member]          
Financing Receivable, Modifications, Recorded Investment 8,747   8,747   12,081
Impaired Loans, Restructured, Nonaccrual Status $ 4,270   $ 4,270   $ 4,285
One Loan [Member]          
Financing Receivable, Recorded Investment, Modifications in Period   $ 50      
Four Concessions With Modifications of Extended Maturity and Under-market Terms [Member]          
Financing Receivable, Recorded Investment, Modifications in Period       $ 699  
XML 45 R34.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans Receivable at Carrying Amount (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Loans $ 1,196,955 $ 1,287,982
Commercial Portfolio Segment [Member]    
Loans 276,031 335,996
Commercial Real Estate Portfolio Segment [Member]    
Loans 567,213 568,584
Construction Portfolio Segment [Member]    
Loans 3,939 5,649
Residential Portfolio Segment [Member]    
Loans 48,150 65,183
Consumer Portfolio Segment [Member]    
Loans $ 301,622 $ 312,570
XML 46 R35.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Changes in the Accretable Yield for Purchased Loans (Details) - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2018
Dec. 31, 2017
Balance at the beginning of the period $ 738 $ 1,237
Reclassification from nonaccretable difference 896 1,852
Accretion (1,380) (2,351)
Balance at the end of the period 254 738
Change in FDIC indemnification 2 192
(Increase) in interest income $ (1,378) $ (2,159)
XML 47 R36.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Balance at beginning of period $ 23,040 $ 24,103 $ 23,009 $ 25,954
(Reversal) provision (1,900)
Chargeoffs (1,469) (1,018) (3,680) (4,744)
Recoveries 456 543 2,698 4,318
Total allowance for loan losses 22,027 23,628 22,027 23,628
Unallocated Financing Receivable [Member]        
Balance at beginning of period 3,759 3,911 3,666 4,835
(Reversal) provision 25 (150) 118 (1,074)
Chargeoffs
Recoveries
Total allowance for loan losses 3,784 3,761 3,784 3,761
Commercial Portfolio Segment [Member]        
Balance at beginning of period 8,275 8,167 7,746 8,327
(Reversal) provision (184) (391) (863) (220)
Chargeoffs (384) (132) (425) (961)
Recoveries 103 128 1,352 626
Total allowance for loan losses 7,810 7,772 7,810 7,772
Commercial Real Estate Portfolio Segment [Member]        
Balance at beginning of period 3,789 3,545 3,849 3,330
(Reversal) provision 372 288 312 415
Chargeoffs (240) (240)
Recoveries 88
Total allowance for loan losses 3,921 3,833 3,921 3,833
Construction Portfolio Segment [Member]        
Balance at beginning of period 210 160 335 152
(Reversal) provision 44 136 (81) (1,755)
Chargeoffs
Recoveries 1,899
Total allowance for loan losses 254 296 254 296
Residential Portfolio Segment [Member]        
Balance at beginning of period 1,064 1,105 995 1,330
(Reversal) provision (120) (50) (51) (275)
Chargeoffs
Recoveries
Total allowance for loan losses 944 1,055 944 1,055
Consumer Portfolio Segment [Member]        
Balance at beginning of period 5,943 7,215 6,418 7,980
(Reversal) provision (137) 167 565 1,009
Chargeoffs (845) (886) (3,015) (3,783)
Recoveries 353 415 1,346 1,705
Total allowance for loan losses $ 5,314 $ 6,911 $ 5,314 $ 6,911
XML 48 R37.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Recorded Investment in Loans Evaluated for Impairment (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Jun. 30, 2018
Dec. 31, 2017
Sep. 30, 2017
Jun. 30, 2017
Dec. 31, 2016
Individually evaluated for impairment $ 4,840   $ 4,985      
Collectively evaluated for impairment 17,187   18,024      
Total allowance for loan losses 22,027 $ 23,040 23,009 $ 23,628 $ 24,103 $ 25,954
Individually evaluated for impairment 21,272   25,117      
Collectively evaluated for impairment 1,175,273   1,262,090      
Total loans 1,196,955   1,287,982      
Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 410   775      
Unallocated Financing Receivable [Member]            
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 3,784   3,666      
Total allowance for loan losses 3,784 3,759 3,666 3,761 3,911 4,835
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 0   0      
Total loans 0   0      
Unallocated Financing Receivable [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 0   0      
Commercial Portfolio Segment [Member]            
Individually evaluated for impairment 4,668   4,814      
Collectively evaluated for impairment 3,142   2,932      
Total allowance for loan losses 7,810 8,275 7,746 7,772 8,167 8,327
Individually evaluated for impairment 10,254   10,675      
Collectively evaluated for impairment 265,740   325,291      
Total loans 276,031   335,996      
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 37   30      
Commercial Real Estate Portfolio Segment [Member]            
Individually evaluated for impairment 172   171      
Collectively evaluated for impairment 3,749   3,678      
Total allowance for loan losses 3,921 3,789 3,849 3,833 3,545 3,330
Individually evaluated for impairment 10,816   14,234      
Collectively evaluated for impairment 556,173   553,769      
Total loans 567,213   568,584      
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 224   581      
Construction Portfolio Segment [Member]            
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 254   335      
Total allowance for loan losses 254 210 335 296 160 152
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 3,939   5,649      
Total loans 3,939   5,649      
Construction Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 0   0      
Residential Portfolio Segment [Member]            
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 944   995      
Total allowance for loan losses 944 1,064 995 1,055 1,105 1,330
Individually evaluated for impairment 202   208      
Collectively evaluated for impairment 47,948   64,975      
Total loans 48,150   65,183      
Residential Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans 0   0      
Consumer Portfolio Segment [Member]            
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 5,314   6,418      
Total allowance for loan losses 5,314 $ 5,943 6,418 $ 6,911 $ 7,215 $ 7,980
Individually evaluated for impairment 0   0      
Collectively evaluated for impairment 301,473   312,406      
Total loans 301,622   312,570      
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]            
Total allowance for loan losses 0   0      
Total loans $ 149   $ 164      
XML 49 R38.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Credit Risk Profile by Internally Assigned Grade (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Loans $ 1,196,955 $ 1,287,982
Pass [Member]    
Loans 1,167,294 1,251,369
Substandard [Member]    
Loans 29,247 35,842
Doubtful [Member]    
Loans 56 1
Unlikely to be Collected Financing Receivable [Member]    
Loans 358 770
Commercial Portfolio Segment [Member]    
Loans 276,031 335,996
Commercial Portfolio Segment [Member] | Pass [Member]    
Loans 264,908 324,185
Commercial Portfolio Segment [Member] | Substandard [Member]    
Loans 11,123 11,811
Commercial Portfolio Segment [Member] | Doubtful [Member]    
Loans 0 0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]    
Loans 0 0
Commercial Real Estate Portfolio Segment [Member]    
Loans 567,213 568,584
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]    
Loans 551,956 548,853
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]    
Loans 15,257 19,731
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]    
Loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]    
Loans 0 0
Construction Portfolio Segment [Member]    
Loans 3,939 5,649
Construction Portfolio Segment [Member] | Pass [Member]    
Loans 3,939 5,649
Construction Portfolio Segment [Member] | Substandard [Member]    
Loans 0 0
Construction Portfolio Segment [Member] | Doubtful [Member]    
Loans 0 0
Construction Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]    
Loans 0 0
Residential Portfolio Segment [Member]    
Loans 48,150 65,183
Residential Portfolio Segment [Member] | Pass [Member]    
Loans 46,901 62,253
Residential Portfolio Segment [Member] | Substandard [Member]    
Loans 1,249 2,930
Residential Portfolio Segment [Member] | Doubtful [Member]    
Loans 0 0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]    
Loans 0 0
Consumer Portfolio Segment [Member]    
Loans 301,622 312,570
Consumer Portfolio Segment [Member] | Pass [Member]    
Loans 299,590 310,429
Consumer Portfolio Segment [Member] | Substandard [Member]    
Loans 1,618 1,370
Consumer Portfolio Segment [Member] | Doubtful [Member]    
Loans 56 1
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]    
Loans $ 358 $ 770
XML 50 R39.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans by Delinquency and Nonaccrual Status (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Current and accruing $ 1,183,689 $ 1,275,068
Nonaccrual 5,481 5,926
Total loans 1,196,955 1,287,982
Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 6,276 5,091
Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 1,148 1,366
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing 361 531
Commercial Portfolio Segment [Member]    
Current and accruing 275,259 334,908
Nonaccrual 297
Total loans 276,031 335,996
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 425 627
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 347 164
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing 0 0
Commercial Real Estate Portfolio Segment [Member]    
Current and accruing 559,441 561,883
Nonaccrual 5,438 5,433
Total loans 567,213 568,584
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 2,334 1,143
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 125
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing 0 0
Construction Portfolio Segment [Member]    
Current and accruing 3,939 5,649
Nonaccrual 0 0
Total loans 3,939 5,649
Construction Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 0 0
Construction Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 0 0
Construction Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing 0 0
Residential Portfolio Segment [Member]    
Current and accruing 47,634 65,183
Nonaccrual 0 0
Total loans 48,150 65,183
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 516 0
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 0
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing 0 0
Consumer Portfolio Segment [Member]    
Current and accruing 297,416 307,445
Nonaccrual 43 196
Total loans 301,622 312,570
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]    
Past due and accruing 3,001 3,321
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]    
Past due and accruing 801 1,077
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]    
Past due and accruing $ 361 $ 531
XML 51 R40.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Impaired loans with no related allowance recorded, recorded investment $ 10,893 $ 14,949
Impaired loans with no related allowance recorded, unpaid principal balance 13,007 16,961
Impaired loans with an allowance recorded, recorded investment 11,232 11,554
Impaired loans with an allowance recorded, unpaid principal balance 11,234 11,556
Impaired loans with an allowance recorded, related allowance 4,840 4,985
Total impaired loans, recorded investment 22,125 26,503
Total impaired loans, unpaid principal balance 24,241 28,517
Commercial Portfolio Segment [Member]    
Impaired loans with no related allowance recorded, recorded investment 809 1,212
Impaired loans with no related allowance recorded, unpaid principal balance 845 1,271
Impaired loans with an allowance recorded, recorded investment 9,482 9,764
Impaired loans with an allowance recorded, unpaid principal balance 9,482 9,764
Impaired loans with an allowance recorded, related allowance 4,668 4,814
Commercial Real Estate Portfolio Segment [Member]    
Impaired loans with no related allowance recorded, recorded investment 9,690 13,169
Impaired loans with no related allowance recorded, unpaid principal balance 11,632 14,985
Impaired loans with an allowance recorded, recorded investment 1,750 1,790
Impaired loans with an allowance recorded, unpaid principal balance 1,752 1,792
Impaired loans with an allowance recorded, related allowance 172 171
Residential Portfolio Segment [Member]    
Impaired loans with no related allowance recorded, recorded investment 202 208
Impaired loans with no related allowance recorded, unpaid principal balance 232 239
Consumer Portfolio Segment [Member]    
Impaired loans with no related allowance recorded, recorded investment 192 360
Impaired loans with no related allowance recorded, unpaid principal balance $ 298 $ 466
XML 52 R41.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans, Supplemental Schedule (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Average Recorded Investment $ 22,084 $ 26,511 $ 23,428 $ 26,989
Recognized Interest Income 372 345 1,132 1,065
Commercial Portfolio Segment [Member]        
Average Recorded Investment 10,426 11,125 10,671 11,203
Recognized Interest Income 175 130 495 366
Commercial Real Estate Portfolio Segment [Member]        
Average Recorded Investment 11,282 14,681 12,291 14,826
Recognized Interest Income 189 208 615 669
Residential Portfolio Segment [Member]        
Average Recorded Investment 203 365 205 494
Recognized Interest Income 4 4 12 13
Consumer Portfolio Segment [Member]        
Average Recorded Investment 173 340 261 466
Recognized Interest Income $ 4 $ 3 $ 10 $ 17
XML 53 R42.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Troubled Debt Restructurings (Details)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2018
USD ($)
Dec. 31, 2017
USD ($)
Number of Contracts 14 18
Pre-Modification Carrying Value $ 11,802 $ 14,162
Financing Receivable, Modifications, Recorded Investment 8,747 12,081
Period-End Individual Impairment Allowance $ 34 $ 43
Commercial Portfolio Segment [Member]    
Number of Contracts 5 7
Pre-Modification Carrying Value $ 2,324 $ 2,393
Financing Receivable, Modifications, Recorded Investment 904 1,085
Period-End Individual Impairment Allowance $ 34 $ 43
Commercial Real Estate Portfolio Segment [Member]    
Number of Contracts 8 10
Pre-Modification Carrying Value $ 9,237 $ 11,528
Financing Receivable, Modifications, Recorded Investment 7,642 10,788
Period-End Individual Impairment Allowance $ 0
Residential Portfolio Segment [Member]    
Number of Contracts 1 1
Pre-Modification Carrying Value $ 241 $ 241
Financing Receivable, Modifications, Recorded Investment 201 208
Period-End Individual Impairment Allowance $ 0
XML 54 R43.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 5 - Concentration of Credit Risk (Details Textual)
$ in Thousands
Sep. 30, 2018
USD ($)
Dec. 31, 2017
USD ($)
Unsecured Loan Limit, Percentage of Shareholders' Equity, California Financial Code 15.00%  
Secured and Unsecured Loan Limit Percentage, California Financial Code 25.00%  
Concentration Risk, Issuer Relationships 80  
Loan Commitments and Standby Letters of Credit Related to Real Estate Loans $ 52,842 $ 53,874
Concentration Risk, Aggregate Securities Amount $ 5,000  
Commercial Real Estate Loans [Member]    
Loan To Value Ratio Requirement 75.00%  
Residential Real Estate Loans [Member]    
Loan To Value Ratio Requirement 80.00%  
Aggregate Loans [Member] | Customer Concentration Risk [Member]    
Concentration Risk, Issuer Relationships 35  
Concentration Risk, Aggregate Loans Amount $ 5,000  
XML 55 R44.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 6 - Other Assets (Details Textual)
$ / shares in Units, shares in Thousands, $ in Thousands
 9 Months Ended
Jun. 28, 2018
Jun. 27, 2018
Sep. 30, 2018
USD ($)
shares
Sep. 28, 2018
$ / shares
Dec. 31, 2017
USD ($)
FRB Membership, Stock Subscription, Percent of Paid-Up Capital Stock and Surplus Requirement     6.00%    
LIHTC Investments     $ 10,919   $ 10,119
Qualified Affordable Housing Project Investments, Commitment     5,088   $ 2,299
Contingent Commitment, Year 1 [Member]          
Qualified Affordable Housing Project Investments, Commitment     552    
Contingent Commitment, Year 2 [Member]          
Qualified Affordable Housing Project Investments, Commitment     364    
Contingent Commitment, Year 3 [Member]          
Qualified Affordable Housing Project Investments, Commitment     2,026    
Contingent Commitment, Year 4 [Member]          
Qualified Affordable Housing Project Investments, Commitment     138    
Contingent Commitment, Year 5 [Member]          
Qualified Affordable Housing Project Investments, Commitment     261    
Contingent Commitment, Year 6 [Member]          
Qualified Affordable Housing Project Investments, Commitment     134    
Contingent Commitment, Year 7 [Member]          
Qualified Affordable Housing Project Investments, Commitment     1,041    
Contingent Commitment, Year 8 or Thereafter [Member]          
Qualified Affordable Housing Project Investments, Commitment     $ 572    
Visa Inc. [Member] | Common Class A [Member]          
Share Price | $ / shares       $ 150.09  
VISA Class B Common Stock [Member]          
Investment Owned, Balance, Shares | shares     211    
Conversion Rate of Class B Common Stock into Class A Common Stock 1.6298 1.6483      
VISA Class B Common Stock [Member] | Reported Value Measurement [Member]          
Investment Owned, at Fair Value     $ 0    
XML 56 R45.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 6 - Other Assets - Summary of Other Assets (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Federal Reserve Bank stock [1] $ 14,069 $ 14,069
Other investments 158 158
Total equity securities without readily determinable fair values 14,227 14,227
Life insurance cash surrender value 55,442 54,101
Net deferred tax asset 48,622 33,112
Limited partnership investments 10,919 10,119
Interest receivable 23,734 23,557
Prepaid assets 4,119 4,906
Other assets 8,411 18,428
Total other assets $ 165,474 $ 158,450
[1] A bank applying for membership in the Federal Reserve System is required to subscribe to stock in the Federal Reserve Bank (FRB) in its district in a sum equal to six percent of the bank's paid-up capital stock and surplus. One-half of the amount of the bank's subscription shall be paid to the FRB and the remaining half will be subject to call when deemed necessary by the Board of Governors of the Federal Reserve System.
XML 57 R46.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 6 - Other Assets - Amounts Recognized in Net Income (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Investment loss included in pre-tax income $ 900 $ 450 $ 2,200 $ 1,350
Tax credits recognized in provision for income taxes $ 336 $ 463 $ 1,008 $ 1,388
XML 58 R47.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets (Details Textual) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2018
Sep. 30, 2018
Dec. 31, 2017
Goodwill and Intangible Asset Impairment, Total $ 0 $ 0 $ 0
Amortization Expense, Adjustment Resulting from a Change in Estimates of Useful Lives or Residual Values $ 0 $ 0 $ 0
XML 59 R48.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets - Carrying Values of Goodwill (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Goodwill $ 121,673 $ 121,673
XML 60 R49.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets - Gross Carrying Amount of Intangible Assets and Accumulated Amortization (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Gross Carrying Amount $ 67,108 $ 67,108
Accumulated Amortization (64,732) (63,258)
Core Deposits [Member]    
Gross Carrying Amount 56,808 56,808
Accumulated Amortization (54,432) (52,987)
Mechant Draft Processing [Member]    
Gross Carrying Amount 10,300 10,300
Accumulated Amortization $ (10,300) $ (10,271)
XML 61 R50.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 7 - Goodwill and Identifiable Intangible Assets - Estimated Future Amortization Expense for Identifiable Intangible Assets (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
For the Nine Months ended September 30, 2018 (actual) $ 451 $ 760 $ 1,474 $ 2,322
Estimate for the remainder of year ending December 31, 2018 447   447  
Estimate for year ending December 31, 2019 538   538  
2020 287   287  
2021 269   269  
2022 252   252  
2023 236   236  
Core Deposits [Member]        
For the Nine Months ended September 30, 2018 (actual)     1,445  
Estimate for the remainder of year ending December 31, 2018 447   447  
Estimate for year ending December 31, 2019 538   538  
2020 287   287  
2021 269   269  
2022 252   252  
2023 236   236  
Mechant Draft Processing [Member]        
For the Nine Months ended September 30, 2018 (actual)     29  
Estimate for the remainder of year ending December 31, 2018    
Estimate for year ending December 31, 2019    
2020    
2021    
2022    
2023    
XML 62 R51.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 8 - Deposits and Borrowed Funds (Details Textual) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Dec. 31, 2017
Demand Deposit Overdrafts $ 950   $ 950   $ 2,786
Interest Expense, Time Deposits, $100,000 or More $ 91 $ 103 $ 283 $ 314  
XML 63 R52.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 8 - Deposits and Borrowed Funds - Deposits Detail (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Noninterest-bearing deposits $ 2,211,028 $ 2,197,526
Interest-bearing:    
Transaction 909,954 904,245
Savings 1,510,015 1,494,024
Time deposits less than $100 thousand 107,755 117,848
Time deposits $100 thousand through $250 thousand 68,677 76,578
Time deposits more than $250 thousand 28,408 37,392
Total deposits $ 4,835,837 $ 4,827,613
XML 64 R53.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 8 - Deposits and Borrowed Funds - Short-term Borrowed Funds (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Collateral Carrying Value $ 223,860 $ 237,537
Short-term borrowed funds 61,756 58,471
US Government-sponsored Enterprises Debt Securities [Member]    
Collateral Carrying Value 72,675 74,173
Agency Residential MBS [Member]    
Collateral Carrying Value 59,367 58,251
Corporate Debt Securities [Member]    
Collateral Carrying Value $ 91,818 $ 105,113
XML 65 R54.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements (Details Textual) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2018
Dec. 31, 2017
Securities Selected for OTTI Analysis, Market Price, Threshold 95.00%  
Loans and Leases Receivable, Allowance, Ending Balance $ 22,027 $ 23,009
Fair Value, Inputs, Level 3 [Member]    
Fair Value Inputs, Appraisal Rate 10.00%  
XML 66 R55.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Jan. 01, 2018
Dec. 31, 2017
Equity securities $ 1,734 $ 1,800 $ 1,800
Debt securities available for sale 2,478,908   2,191,707
US Government-sponsored Enterprises Debt Securities [Member]      
Debt securities available for sale 161,744   119,319
Agency Residential MBS [Member]      
Debt securities available for sale 878,029   767,706
Non-agency Residential MBS [Member]      
Debt securities available for sale 124   154
Agency Commercial MBS [Member]      
Debt securities available for sale 1,847   2,219
US Government Agencies Debt Securities [Member]      
Debt securities available for sale 1,210   1,590
US States and Political Subdivisions Debt Securities [Member]      
Debt securities available for sale 180,343   185,221
Debt Security, Corporate, US [Member]      
Debt securities available for sale 1,255,611   1,115,498
Fair Value, Measurements, Recurring [Member]      
Equity securities 1,734   1,800
Debt securities available for sale 2,478,908   2,191,707
Total 2,480,642   2,193,507
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]      
Equity securities  
Debt securities available for sale  
Total  
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]      
Equity securities 1,734   1,800
Debt securities available for sale 2,478,908   2,191,707
Total 2,480,642   2,193,507
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]      
Equity securities [1]  
Debt securities available for sale [1]  
Total [1]  
Fair Value, Measurements, Recurring [Member] | Mutual Fund [Member]      
Equity securities 1,734   1,800
Fair Value, Measurements, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 1 [Member]      
Equity securities  
Fair Value, Measurements, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 2 [Member]      
Equity securities 1,734   1,800
Fair Value, Measurements, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 3 [Member]      
Equity securities [1]  
Fair Value, Measurements, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]      
Debt securities available for sale 161,744   119,319
Fair Value, Measurements, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 161,744   119,319
Fair Value, Measurements, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | Agency Residential MBS [Member]      
Debt securities available for sale 878,029   767,706
Fair Value, Measurements, Recurring [Member] | Agency Residential MBS [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | Agency Residential MBS [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 878,029   767,706
Fair Value, Measurements, Recurring [Member] | Agency Residential MBS [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | Non-agency Residential MBS [Member]      
Debt securities available for sale 124   154
Fair Value, Measurements, Recurring [Member] | Non-agency Residential MBS [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | Non-agency Residential MBS [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 124   154
Fair Value, Measurements, Recurring [Member] | Non-agency Residential MBS [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | Agency Commercial MBS [Member]      
Debt securities available for sale 1,847   2,219
Fair Value, Measurements, Recurring [Member] | Agency Commercial MBS [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | Agency Commercial MBS [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 1,847   2,219
Fair Value, Measurements, Recurring [Member] | Agency Commercial MBS [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]      
Debt securities available for sale 1,210   1,590
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 1,210   1,590
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]      
Debt securities available for sale 180,343   185,221
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 180,343   185,221
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
Fair Value, Measurements, Recurring [Member] | Debt Security, Corporate, US [Member]      
Debt securities available for sale 1,255,611   1,115,498
Fair Value, Measurements, Recurring [Member] | Debt Security, Corporate, US [Member] | Fair Value, Inputs, Level 1 [Member]      
Debt securities available for sale  
Fair Value, Measurements, Recurring [Member] | Debt Security, Corporate, US [Member] | Fair Value, Inputs, Level 2 [Member]      
Debt securities available for sale 1,255,611   1,115,498
Fair Value, Measurements, Recurring [Member] | Debt Security, Corporate, US [Member] | Fair Value, Inputs, Level 3 [Member]      
Debt securities available for sale [1]  
[1] There were no transfers in to or out of level 3 during the nine months ended September 30, 2018.
XML 67 R56.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2018
Dec. 31, 2017
Fair Value $ 10,883 $ 12,280
Total Losses (240) (219)
Fair Value, Inputs, Level 1 [Member]    
Fair Value
Fair Value, Inputs, Level 2 [Member]    
Fair Value
Fair Value, Inputs, Level 3 [Member]    
Fair Value 10,883 12,280
Other Real Estate Owned [Member]    
Fair Value 620 1,426
Total Losses (219)
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]    
Fair Value
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]    
Fair Value
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]    
Fair Value 620 1,426
Impaired Loans [Member] | Commercial Portfolio Segment [Member]    
Fair Value 4,815 4,950
Total Losses
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member]    
Fair Value 5,448 5,904
Total Losses (240)
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Portfolio Segment [Member]    
Fair Value
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Real Estate Portfolio Segment [Member]    
Fair Value
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Portfolio Segment [Member]    
Fair Value
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Real Estate Portfolio Segment [Member]    
Fair Value
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member]    
Fair Value 4,815 4,950
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate Portfolio Segment [Member]    
Fair Value $ 5,448 $ 5,904
XML 68 R57.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 9 - Fair Value Measurements - Fair Value Estimates for Financial Instruments, Excluding Financial Instruments Recorded at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Debt securities held to maturity $ 1,002,648 $ 1,155,342
Reported Value Measurement [Member]    
Cash and due from banks 522,660 575,002
Debt securities held to maturity 1,025,699 1,158,864
Loans 1,174,928 1,264,973
Deposits 4,835,837 4,827,613
Short-term borrowed funds 61,756 58,471
Estimate of Fair Value Measurement [Member]    
Cash and due from banks 522,660 575,002
Debt securities held to maturity 1,002,648 1,155,342
Loans 1,176,889 1,257,811
Deposits 4,832,135 4,824,586
Short-term borrowed funds 61,756 58,471
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Cash and due from banks 522,660 575,002
Debt securities held to maturity
Loans
Deposits
Short-term borrowed funds
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Cash and due from banks
Debt securities held to maturity 1,002,648 1,155,342
Loans
Deposits 4,630,997 4,595,795
Short-term borrowed funds 61,756 58,471
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Cash and due from banks
Debt securities held to maturity
Loans 1,176,889 1,257,811
Deposits 201,138 228,791
Short-term borrowed funds
XML 69 R58.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 10 - Commitments and Contingent Liabilities (Details Textual) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Unfunded Loan Commitments $ 292,704 $ 272,646
Other Liabilities [Member]    
Reserve for Unfunded Commitments 2,308 2,308
Financial Standby Letter of Credit [Member]    
Letters of Credit Outstanding, Amount 2,904 19,263
Commercial Standby Letters of Credit [Member]    
Letters of Credit Outstanding, Amount 0 $ 0
Settlement to Dismiss Lawsuit [Member]    
Loss Contingency Accrual, Ending Balance 3,500  
Customer Refunds [Member]    
Loss Contingency Accrual, Ending Balance $ 5,542  
XML 70 R59.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 11 - Earnings Per Common Share (Details Textual) - shares
shares in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Employee Stock Option [Member]        
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount 326 376 432 343
XML 71 R60.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 11 - Earnings Per Common Share - Earnings Per Common Share and Diluted Earnings Per Common Share (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Net income for the period $ 16,993 $ 15,017 $ 52,509 $ 45,865
Basic earnings per common share        
Weighted average number of common shares outstanding - basic (in shares) 26,701 26,309 26,622 26,260
Basic earnings per common share (in dollars per share) $ 0.64 $ 0.57 $ 1.97 $ 1.75
Diluted earnings per common share        
Weighted average number of common shares outstanding - basic (in shares) 26,701 26,309 26,622 26,260
Add common stock equivalents for options (in shares) 114 95 114 119
Weighted average number of common shares outstanding - diluted (denominator) (in shares) 26,815 26,404 26,736 26,379
Diluted earnings per common share (in dollars per share) $ 0.63 $ 0.57 $ 1.96 $ 1.74
EXCEL 72 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 73 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 74 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 76 FilingSummary.xml IDEA: XBRL DOCUMENT 3.10.0.1 html 409 332 1 true 73 0 false 4 false false R1.htm 000 - Document - Document And Entity Information Sheet http://www.westamerica.com/20180930/role/statement-document-and-entity-information Document And Entity Information Cover 1 false false R2.htm 001 - Statement - Consolidated Balance Sheets (Current Period Unaudited) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-balance-sheets-current-period-unaudited Consolidated Balance Sheets (Current Period Unaudited) Statements 2 false false R3.htm 002 - Statement - Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-balance-sheets-current-period-unaudited-parentheticals Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) Statements 3 false false R4.htm 003 - Statement - Consolidated Statements of Income (Unaudited) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-statements-of-income-unaudited Consolidated Statements of Income (Unaudited) Statements 4 false false R5.htm 004 - Statement - Consolidated Statements of Comprehensive Income (Unaudited) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-statements-of-comprehensive-income-unaudited Consolidated Statements of Comprehensive Income (Unaudited) Statements 5 false false R6.htm 005 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-statements-of-changes-in-shareholders-equity-unaudited Consolidated Statements of Changes in Shareholders' Equity (Unaudited) Statements 6 false false R7.htm 006 - Statement - Consolidated Statements of Cash Flows (Unaudited) Sheet http://www.westamerica.com/20180930/role/statement-consolidated-statements-of-cash-flows-unaudited Consolidated Statements of Cash Flows (Unaudited) Statements 7 false false R8.htm 007 - Disclosure - Note 1 - Basis of Presentation Sheet http://www.westamerica.com/20180930/role/statement-note-1-basis-of-presentation Note 1 - Basis of Presentation Notes 8 false false R9.htm 008 - Disclosure - Note 2 - Accounting Policies Sheet http://www.westamerica.com/20180930/role/statement-note-2-accounting-policies- Note 2 - Accounting Policies Notes 9 false false R10.htm 009 - Disclosure - Note 3 - Investment Securities Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities Note 3 - Investment Securities Notes 10 false false R11.htm 010 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned Notes 11 false false R12.htm 011 - Disclosure - Note 5 - Concentration of Credit Risk Sheet http://www.westamerica.com/20180930/role/statement-note-5-concentration-of-credit-risk Note 5 - Concentration of Credit Risk Notes 12 false false R13.htm 012 - Disclosure - Note 6 - Other Assets Sheet http://www.westamerica.com/20180930/role/statement-note-6-other-assets Note 6 - Other Assets Notes 13 false false R14.htm 013 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets Note 7 - Goodwill and Identifiable Intangible Assets Notes 14 false false R15.htm 014 - Disclosure - Note 8 - Deposits and Borrowed Funds Sheet http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds Note 8 - Deposits and Borrowed Funds Notes 15 false false R16.htm 015 - Disclosure - Note 9 - Fair Value Measurements Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements Note 9 - Fair Value Measurements Notes 16 false false R17.htm 016 - Disclosure - Note 10 - Commitments and Contingent Liabilities Sheet http://www.westamerica.com/20180930/role/statement-note-10-commitments-and-contingent-liabilities Note 10 - Commitments and Contingent Liabilities Notes 17 false false R18.htm 017 - Disclosure - Note 11 - Earnings Per Common Share Sheet http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share Note 11 - Earnings Per Common Share Notes 18 false false R19.htm 018 - Disclosure - Significant Accounting Policies (Policies) Sheet http://www.westamerica.com/20180930/role/statement-significant-accounting-policies-policies Significant Accounting Policies (Policies) Policies http://www.westamerica.com/20180930/role/statement-note-2-accounting-policies- 19 false false R20.htm 019 - Disclosure - Note 3 - Investment Securities (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-tables Note 3 - Investment Securities (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-3-investment-securities 20 false false R21.htm 020 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-tables Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned 21 false false R22.htm 021 - Disclosure - Note 6 - Other Assets (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-6-other-assets-tables Note 6 - Other Assets (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-6-other-assets 22 false false R23.htm 022 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-tables Note 7 - Goodwill and Identifiable Intangible Assets (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets 23 false false R24.htm 023 - Disclosure - Note 8 - Deposits and Borrowed Funds (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds-tables Note 8 - Deposits and Borrowed Funds (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds 24 false false R25.htm 024 - Disclosure - Note 9 - Fair Value Measurements (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-tables Note 9 - Fair Value Measurements (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements 25 false false R26.htm 025 - Disclosure - Note 11 - Earnings Per Common Share (Tables) Sheet http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share-tables Note 11 - Earnings Per Common Share (Tables) Tables http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share 26 false false R27.htm 026 - Disclosure - Note 2 - Accounting Policies (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-2-accounting-policies-details-textual Note 2 - Accounting Policies (Details Textual) Details 27 false false R28.htm 027 - Disclosure - Note 3 - Investment Securities (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-details-textual Note 3 - Investment Securities (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-tables 28 false false R29.htm 028 - Disclosure - Note 3 - Investment Securities - Amortized Cost, Unrealized Gains and Losses, and Estimated Fair Value of Investment Securities Portfolio (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-amortized-cost-unrealized-gains-and-losses-and-estimated-fair-value-of-investment-securities-portfolio-details Note 3 - Investment Securities - Amortized Cost, Unrealized Gains and Losses, and Estimated Fair Value of Investment Securities Portfolio (Details) Details 29 false false R30.htm 029 - Disclosure - Note 3 - Investment Securities - Amortized Cost and Estimated Market Value of Securities by Contractual Maturity (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-amortized-cost-and-estimated-market-value-of-securities-by-contractual-maturity-details Note 3 - Investment Securities - Amortized Cost and Estimated Market Value of Securities by Contractual Maturity (Details) Details 30 false false R31.htm 030 - Disclosure - Note 3 - Investment Securities - Gross Unrealized Losses, Investment Securities Portfolio (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-gross-unrealized-losses-investment-securities-portfolio-details Note 3 - Investment Securities - Gross Unrealized Losses, Investment Securities Portfolio (Details) Details 31 false false R32.htm 031 - Disclosure - Note 3 - Investment Securities - Interest Income From Investment Securities (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-3-investment-securities-interest-income-from-investment-securities-details Note 3 - Investment Securities - Interest Income From Investment Securities (Details) Details 32 false false R33.htm 032 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-details-textual Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-tables 33 false false R34.htm 033 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans Receivable at Carrying Amount (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-loans-receivable-at-carrying-amount-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans Receivable at Carrying Amount (Details) Details 34 false false R35.htm 034 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Changes in the Accretable Yield for Purchased Loans (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-changes-in-the-accretable-yield-for-purchased-loans-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Changes in the Accretable Yield for Purchased Loans (Details) Details 35 false false R36.htm 035 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-allowance-for-loan-losses-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) Details 36 false false R37.htm 036 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Recorded Investment in Loans Evaluated for Impairment (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-recorded-investment-in-loans-evaluated-for-impairment-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Recorded Investment in Loans Evaluated for Impairment (Details) Details 37 false false R38.htm 037 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Credit Risk Profile by Internally Assigned Grade (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-credit-risk-profile-by-internally-assigned-grade-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Credit Risk Profile by Internally Assigned Grade (Details) Details 38 false false R39.htm 038 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans by Delinquency and Nonaccrual Status (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-loans-by-delinquency-and-nonaccrual-status-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Loans by Delinquency and Nonaccrual Status (Details) Details 39 false false R40.htm 039 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-impaired-loans-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans (Details) Details http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-tables 40 false false R41.htm 040 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans, Supplemental Schedule (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-impaired-loans-supplemental-schedule-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Impaired Loans, Supplemental Schedule (Details) Details 41 false false R42.htm 041 - Disclosure - Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Troubled Debt Restructurings (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-4-loans-allowance-for-loan-losses-and-other-real-estate-owned-troubled-debt-restructurings-details Note 4 - Loans, Allowance for Loan Losses and Other Real Estate Owned - Troubled Debt Restructurings (Details) Details 42 false false R43.htm 042 - Disclosure - Note 5 - Concentration of Credit Risk (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-5-concentration-of-credit-risk-details-textual Note 5 - Concentration of Credit Risk (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-5-concentration-of-credit-risk 43 false false R44.htm 043 - Disclosure - Note 6 - Other Assets (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-6-other-assets-details-textual Note 6 - Other Assets (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-6-other-assets-tables 44 false false R45.htm 044 - Disclosure - Note 6 - Other Assets - Summary of Other Assets (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-6-other-assets-summary-of-other-assets-details Note 6 - Other Assets - Summary of Other Assets (Details) Details 45 false false R46.htm 045 - Disclosure - Note 6 - Other Assets - Amounts Recognized in Net Income (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-6-other-assets-amounts-recognized-in-net-income-details Note 6 - Other Assets - Amounts Recognized in Net Income (Details) Details 46 false false R47.htm 046 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-details-textual Note 7 - Goodwill and Identifiable Intangible Assets (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-tables 47 false false R48.htm 047 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Carrying Values of Goodwill (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-carrying-values-of-goodwill-details Note 7 - Goodwill and Identifiable Intangible Assets - Carrying Values of Goodwill (Details) Details 48 false false R49.htm 048 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Gross Carrying Amount of Intangible Assets and Accumulated Amortization (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-gross-carrying-amount-of-intangible-assets-and-accumulated-amortization-details Note 7 - Goodwill and Identifiable Intangible Assets - Gross Carrying Amount of Intangible Assets and Accumulated Amortization (Details) Details 49 false false R50.htm 049 - Disclosure - Note 7 - Goodwill and Identifiable Intangible Assets - Estimated Future Amortization Expense for Identifiable Intangible Assets (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-7-goodwill-and-identifiable-intangible-assets-estimated-future-amortization-expense-for-identifiable-intangible-assets-details Note 7 - Goodwill and Identifiable Intangible Assets - Estimated Future Amortization Expense for Identifiable Intangible Assets (Details) Details 50 false false R51.htm 050 - Disclosure - Note 8 - Deposits and Borrowed Funds (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds-details-textual Note 8 - Deposits and Borrowed Funds (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds-tables 51 false false R52.htm 051 - Disclosure - Note 8 - Deposits and Borrowed Funds - Deposits Detail (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds-deposits-detail-details Note 8 - Deposits and Borrowed Funds - Deposits Detail (Details) Details 52 false false R53.htm 052 - Disclosure - Note 8 - Deposits and Borrowed Funds - Short-term Borrowed Funds (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-8-deposits-and-borrowed-funds-shortterm-borrowed-funds-details Note 8 - Deposits and Borrowed Funds - Short-term Borrowed Funds (Details) Details 53 false false R54.htm 053 - Disclosure - Note 9 - Fair Value Measurements (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-details-textual Note 9 - Fair Value Measurements (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-tables 54 false false R55.htm 054 - Disclosure - Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-assets-measured-at-fair-value-on-a-recurring-basis-details Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) Details 55 false false R56.htm 055 - Disclosure - Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-assets-measured-at-fair-value-on-a-nonrecurring-basis-details Note 9 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) Details 56 false false R57.htm 056 - Disclosure - Note 9 - Fair Value Measurements - Fair Value Estimates for Financial Instruments, Excluding Financial Instruments Recorded at Fair Value on a Recurring Basis (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-9-fair-value-measurements-fair-value-estimates-for-financial-instruments-excluding-financial-instruments-recorded-at-fair-value-on-a-recurring-basis-details Note 9 - Fair Value Measurements - Fair Value Estimates for Financial Instruments, Excluding Financial Instruments Recorded at Fair Value on a Recurring Basis (Details) Details 57 false false R58.htm 057 - Disclosure - Note 10 - Commitments and Contingent Liabilities (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-10-commitments-and-contingent-liabilities-details-textual Note 10 - Commitments and Contingent Liabilities (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-10-commitments-and-contingent-liabilities 58 false false R59.htm 058 - Disclosure - Note 11 - Earnings Per Common Share (Details Textual) Sheet http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share-details-textual Note 11 - Earnings Per Common Share (Details Textual) Details http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share-tables 59 false false R60.htm 059 - Disclosure - Note 11 - Earnings Per Common Share - Earnings Per Common Share and Diluted Earnings Per Common Share (Details) Sheet http://www.westamerica.com/20180930/role/statement-note-11-earnings-per-common-share-earnings-per-common-share-and-diluted-earnings-per-common-share-details Note 11 - Earnings Per Common Share - Earnings Per Common Share and Diluted Earnings Per Common Share (Details) Details 60 false false All Reports Book All Reports wabc-20180930.xml wabc-20180930.xsd wabc-20180930_cal.xml wabc-20180930_def.xml wabc-20180930_lab.xml wabc-20180930_pre.xml http://xbrl.sec.gov/invest/2013-01-31 http://fasb.org/srt/2018-01-31 http://fasb.org/us-gaap/2018-01-31 http://xbrl.sec.gov/dei/2018-01-31 true true ZIP 78 0001171843-18-007512-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001171843-18-007512-xbrl.zip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end