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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest and Fee Income:        
Loans $ 22,129 $ 25,116 $ 67,817 $ 78,696
Investment securities available for sale 6,350 5,426 17,855 16,293
Investment securities held to maturity 6,421 7,414 20,195 22,701
Total Interest and Fee Income 34,900 37,956 105,867 117,690
Interest Expense:        
Deposits 709 809 2,216 2,555
Short-term borrowed funds 23 20 64 58
Term repurchase agreement 11 25 60 73
Federal Home Loan Bank advances 103 122 304 360
Debt financing   200   601
Total Interest Expense 846 1,176 2,644 3,647
Net Interest Income 34,054 36,780 103,223 114,043
Provision for Loan Losses 600 1,800 2,600 6,400
Net Interest Income After Provision For Loan Losses 33,454 34,980 100,623 107,643
Noninterest Income:        
Service charges on deposit accounts 6,207 6,433 18,322 19,427
Merchant processing services 1,742 2,151 5,485 6,973
Debit card fees 1,543 1,467 4,482 4,302
Other service fees 695 716 2,044 2,174
ATM processing fees 637 701 1,891 2,128
Trust fees 629 567 1,899 1,720
Financial services commissions 194 150 585 614
Other 1,407 2,234 4,534 5,643
Total Noninterest Income 13,054 14,419 39,242 42,981
Noninterest Expense:        
Salaries and related benefits 13,639 13,826 41,691 42,293
Occupancy 3,811 3,829 11,284 11,353
Outsourced data processing services 2,093 2,139 6,314 6,436
Amortization of identifiable intangibles 1,056 1,163 3,219 3,547
Furniture and equipment 1,059 974 3,070 2,875
Professional fees 700 730 1,707 2,109
Courier service 663 725 1,938 2,204
Other real estate owned (287) 179 (908) 791
Other 3,882 4,193 12,131 13,019
Total Noninterest Expense 26,616 27,758 80,446 84,627
Income Before Income Taxes 19,892 21,641 59,419 65,997
Provision for income taxes 4,738 4,903 13,801 14,876
Net Income $ 15,154 $ 16,738 $ 45,618 $ 51,121
Average Common Shares Outstanding (in Shares) 25,973 26,670 26,192 26,900
Diluted Average Common Shares Outstanding (in Shares) 26,016 26,705 26,262 26,919
Per Common Share Data:        
Basic earnings (in Dollars per share) $ 0.58 $ 0.63 $ 1.74 $ 1.90
Diluted earnings (in Dollars per share) $ 0.58 $ 0.63 $ 1.74 $ 1.90
Dividends paid (in Dollars per share) $ 0.38 $ 0.37 $ 1.14 $ 1.11