Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2025

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Regulatory Capital Classification Measures

The table below sets forth information about our capital requirements under the standardized approach of the enterprise regulatory capital framework.

Capital Metrics under the Enterprise Regulatory Capital Framework as of March 31, 2025(1)
(Dollars in billions)
Adjusted total assets		$	4,462
Risk-weighted assets		1,333
		Amounts						Ratios
		Available Capital (Deficit)(2)		Minimum Capital Requirement		Total Capital Requirement (including Buffers)(3)		Available Capital (Deficit) Ratio		Minimum Capital Ratio Requirement		Total Capital Requirement Ratio (including Buffers)
Risk-based capital:
	Total capital (statutory)	$	(15)	$	107	$	107	(1.1)	%	8.0	%	8.0	%
	Common equity tier 1 capital	(52)		60		140		(3.9)		4.5		10.5
	Tier 1 capital	(33)		80		160		(2.5)		6.0		12.0
	Adjusted total capital	(33)		107		187		(2.5)		8.0		14.0
Leverage capital:
	Core capital (statutory)	(23)		112		112		(0.5)		2.5		2.5
	Tier 1 capital	(33)		112		135		(0.7)		2.5		3.0

Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2024(1)
(Dollars in billions)
Adjusted total assets		$	4,460
Risk-weighted assets		1,364
		Amounts						Ratios
		Available Capital (Deficit)(2)		Minimum Capital Requirement		Total Capital Requirement (including Buffers)(3)		Available Capital (Deficit) Ratio		Minimum Capital Ratio Requirement		Total Capital Requirement Ratio (including Buffers)
Risk-based capital:
	Total capital (statutory)	$	(18)	$	109	$	109	(1.3)	%	8.0	%	8.0	%
	Common equity tier 1 capital	(56)		61		142		(4.1)		4.5		10.4
	Tier 1 capital	(37)		82		163		(2.7)		6.0		11.9
	Adjusted total capital	(37)		109		190		(2.7)		8.0		13.9
Leverage capital:
	Core capital (statutory)	(26)		111		111		(0.6)		2.5		2.5
	Tier 1 capital	(37)		111		135		(0.8)		2.5		3.0

(1)Ratios are calculated as a percentage of risk-weighted assets for risk-based capital metrics and as a percentage of adjusted total assets for leverage capital metrics.

(2)Available capital deficit for all line items excludes the stated value of the senior preferred stock ($120.8 billion).

(3)Prescribed capital conservation buffer amount, or PCCBA, for risk-based capital and prescribed leverage buffer amount, or PLBA, for leverage capital.