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Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2025
Receivables [Abstract]  
Financing Receivable, Allowance for Credit Loss
The following table displays changes in our allowance for single-family loans, multifamily loans and total allowance for loan losses. The benefit or provision for loan losses excludes provision for accrued interest receivable losses, guaranty loss reserves and credit losses on available-for-sale (“AFS”) debt securities. Cumulatively, these amounts are recognized as “(Provision) benefit for credit losses” in our condensed consolidated statements of operations and comprehensive income.
For the Three Months Ended March 31,
20252024
(Dollars in millions)
Single-family allowance for loan losses:
Beginning balance
$(5,319)$(6,671)
(Provision) benefit for loan losses
(16)339 
Write-offs
189 115 
Recoveries
(32)(58)
Ending balance
$(5,178)$(6,275)
Multifamily allowance for loan losses:
Beginning balance
$(2,388)$(2,059)
(Provision) benefit for loan losses
1 (157)
Write-offs
61 133 
Recoveries
(28)(21)
Ending balance
$(2,354)$(2,104)
Total allowance for loan losses:
Beginning balance
$(7,707)$(8,730)
(Provision) benefit for loan losses
(15)182 
Write-offs
250 248 
Recoveries
(60)(79)
Ending balance
$(7,532)$(8,379)