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Regulatory Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Regulatory Capital Classification Measures The table below sets forth information about our capital requirements under the standardized approach of the enterprise
regulatory capital framework.
Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2024(1)
(Dollars in billions)
Adjusted total assets
$4,460
Risk-weighted assets
1,364
Amounts
Ratios
Available
Capital
(Deficit)(2)
Minimum
Capital
Requirement
Total Capital
Requirement
(including
Buffers)(3)
Available Capital
(Deficit) Ratio
Minimum
Capital Ratio
Requirement
Total Capital
Requirement
Ratio
(including
Buffers)
Risk-based capital:
Total capital (statutory)(4)
$(18)
$109
$109
(1.3)%
8.0%
8.0%
Common equity tier 1 capital
(56)
61
142
(4.1)
4.5
10.4
Tier 1 capital
(37)
82
163
(2.7)
6.0
11.9
Adjusted total capital
(37)
109
190
(2.7)
8.0
13.9
Leverage capital:
Core capital (statutory)(5)
(26)
111
111
(0.6)
2.5
2.5
Tier 1 capital
(37)
111
135
(0.8)
2.5
3.0
Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2023(1)
(Dollars in billions)
Adjusted total assets
$4,552
Risk-weighted assets
1,357
Amounts
Ratios
Available
Capital
(Deficit)(2)
Minimum
Capital
Requirement
Total Capital
Requirement
(including
Buffers)(3)
Available Capital
(Deficit) Ratio
Minimum
Capital Ratio
Requirement
Total Capital
Requirement
Ratio
(including
Buffers)
Risk-based capital:
Total capital (statutory)(4)
$(34)
$109
$109
(2.5)%
8.0%
8.0%
Common equity tier 1 capital
(74)
61
140
(5.5)
4.5
10.3
Tier 1 capital
(55)
81
160
(4.1)
6.0
11.8
Adjusted total capital
(55)
109
188
(4.1)
8.0
13.9
Leverage capital:
Core capital (statutory)(5)
(43)
114
114
(0.9)
2.5
2.5
Tier 1 capital
(55)
114
137
(1.2)
2.5
3.0
(1)Ratios are calculated as a percentage of risk-weighted assets for risk-based capital metrics and as a percentage of adjusted total assets
for leverage capital metrics.
(2)Available capital deficit for all line items excludes the stated value of the senior preferred stock ($120.8 billion).
(3)PCCBA for risk-based capital and PLBA for leverage capital.
(4)The sum of (a) core capital (see definition in footnote 5 below); and (b) a general allowance for foreclosure losses.
(5)The sum of (a) the stated value of our outstanding common stock (common stock less treasury stock); (b) the stated value of our
outstanding perpetual, noncumulative preferred stock; (c) our paid-in capital; and (d) our retained earnings (accumulated deficit).