Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2023

Receivables [Abstract]

Allowance for Loan Losses Roll Forward by Segment

The following table displays changes in our allowance for single-family loans, multifamily loans and total allowance for

loan losses. The benefit or provision for loan losses excludes provision for accrued interest receivable losses, guaranty

loss reserves and credit losses on AFS debt securities. Cumulatively, these amounts are recognized as “Benefit

(provision) for credit losses” in our consolidated statements of operations and comprehensive income.

	For the Year Ended December 31,
	2023	2022	2021
	(Dollars in millions)
Single-family allowance for loan losses:
Beginning balance	$(9,443)	$(4,950)	$(9,344)
Benefit (provision) for loan losses	2,079	(5,061)	4,503
Write-offs	873	883	417
Recoveries	(203)	(276)	(419)
Other	23	(39)	(107)
Ending balance	$(6,671)	$(9,443)	$(4,950)
Multifamily allowance for loan losses:
Beginning balance	$(1,904)	$(679)	$(1,208)
Benefit (provision) for loan losses	(497)	(1,245)	519
Write-offs	401	43	59
Recoveries	(59)	(23)	(49)
Ending balance	$(2,059)	$(1,904)	$(679)
Total allowance for loan losses:
Beginning balance	$(11,347)	$(5,629)	$(10,552)
Benefit (provision) for loan losses	1,582	(6,306)	5,022
Write-offs	1,274	926	476
Recoveries	(262)	(299)	(468)
Other	23	(39)	(107)
Ending balance	$(8,730)	$(11,347)	$(5,629)