Concentrations of Credit Risk (Tables)

3 Months Ended

Mar. 31, 2014

Estimated Benefit from Mortgage Insurance [Table Text Block]

The following table displays the amount by which our estimated benefit from mortgage insurance as of March 31, 2014 and December 31, 2013 reduced our total loss reserves as of those dates.



	As of
	March 31, 2014			December 31, 2013
		(Dollars in millions)
Contractual mortgage insurance benefit		$	6,400		$	6,751
Less: Collectibility adjustment⁽¹⁾		409			431
Estimated benefit included in total loss reserves		$	5,991		$	6,320

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⁽¹⁾	Represents an adjustment that reduces the contractual benefit for our assessment of our mortgage insurer counterparties’ inability to fully pay the contractual mortgage insurance claims.