Concentrations of Credit Risk (Tables)

6 Months Ended

Jun. 30, 2013

Estimated Benefit from Mortgage Insurers [Table Text Block]

The following table displays the amount by which our estimated benefit from mortgage insurance as of June 30, 2013 and December 31, 2012 reduced our total loss reserves as of those dates.



		As of
	June 30, 2013			December 31, 2012
		(Dollars in millions)
Contractual mortgage insurance benefit		$	7,858		$	9,993
Less: Collectibility adjustment⁽¹⁾		515			708
Estimated benefit included in total loss reserves		$	7,343		$	9,285

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⁽¹⁾	Represents an adjustment that reduces the contractual benefit for our assessment of our mortgage insurer counterparties’ inability to fully pay the contractual mortgage insurance claims.