Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 1,239	$ 850
Interest-bearing deposits with banks	4,049	5,954
Other short-term investments	334	375
Investment securities available-for-sale	14,874	15,045
Commercial loans	26,848	26,492
Real estate construction loans	3,558	3,680
Commercial mortgage loans	14,725	14,493
Lease financing	754	722
International loans	1,112	952
Residential mortgage loans	1,954	1,929
Consumer loans	2,228	2,271
Total loans	51,179	50,539
Allowance for loan losses	(698)	(690)
Net loans	50,481	49,849
Premises and equipment	436	473
Accrued income and other assets	6,575	6,751
Total assets	77,988	79,297
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing deposits	22,697	24,425
Money market and interest-bearing checking deposits	31,397	32,714
Savings deposits	2,094	2,138
Customer certificates of deposit	3,111	3,450
Other time deposits	688	1,052
Foreign office time deposits	16	32
Total interest-bearing deposits	37,306	39,386
Total deposits	60,003	63,811
Short-term borrowings	2,925	0
Accrued expenses and other liabilities	2,438	2,270
Medium- and long-term debt	5,762	6,673
Total liabilities	71,128	72,754
Fixed rate reset non-cumulative perpetual preferred stock, series A, no par value, $100,000, liquidation preference per share: Issued - 4,000 shares at 12/31/2024	0	394
Common stock - $5 par value: Issued - 228,164,824 shares	1,141	1,141
Capital surplus	2,199	2,218
Accumulated other comprehensive loss	(2,499)	(3,161)
Retained earnings	12,185	12,017
Less cost of common stock in treasury - 98,488,066 shares at 6/30/2025 and 96,755,368 shares at 12/31/2024	(6,166)	(6,066)
Total shareholders’ equity	6,860	6,543
Total liabilities and shareholders’ equity	$ 77,988	$ 79,297
Preferred stock, issued (in shares)		4,000
Preferred stock, liquidation preference (in dollars per share)	$ 100,000	$ 100,000