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Business Segment Information (Business Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Net interest income (expense) $ 471 $ 603 $ 984 $ 1,209
Provision for credit losses 138 44 549 31
Noninterest income 247 250 484 488
Noninterest expenses 440 424 865 857
(Benefit) provision for income taxes 27 87 6 172
Net income 113 298 48 637
Net credit-related charge-offs (recoveries) 50 33 134 44
Assets, average 81,644 71,252 77,454 70,515
Loans, average 53,498 50,963 51,551 50,323
Deposits, average $ 64,282 $ 54,995 $ 60,524 $ 54,498
Return on average assets [1] 0.55% 1.68% 0.12% 1.82%
Efficiency ratio [2] 61.14% 49.65% 58.80% 50.23%
Commercial Bank        
Net interest income (expense) $ 402 $ 420 $ 782 $ 832
Provision for credit losses 117 52 513 46
Noninterest income 144 136 271 272
Noninterest expenses 207 195 401 393
(Benefit) provision for income taxes 47 71 27 153
Net income 175 238 112 512
Net credit-related charge-offs (recoveries) 48 35 131 47
Assets, average 47,392 45,321 45,823 44,619
Loans, average 45,914 43,932 44,253 43,241
Deposits, average $ 36,318 $ 28,251 $ 33,274 $ 28,356
Return on average assets [1] 1.49% 2.11% 0.49% 2.31%
Efficiency ratio [2] 37.67% 34.98% 38.05% 35.61%
Retail Bank        
Net interest income (expense) $ 120 $ 146 $ 245 $ 292
Provision for credit losses 5 1 8 (3)
Noninterest income 24 33 52 64
Noninterest expenses 155 147 304 292
(Benefit) provision for income taxes (4) 7 (4) 16
Net income (12) 24 (11) 51
Net credit-related charge-offs (recoveries) 1 0 2 0
Assets, average 3,306 2,839 3,085 2,826
Loans, average 2,479 2,107 2,277 2,105
Deposits, average $ 22,647 $ 20,649 $ 21,921 $ 20,560
Return on average assets [1] (0.21%) 0.44% (0.10%) 0.49%
Efficiency ratio [2] 107.15% 82.26% 101.41% 81.80%
Wealth Management        
Net interest income (expense) $ 40 $ 46 $ 81 $ 93
Provision for credit losses 16 (5) 28 (10)
Noninterest income 66 68 136 132
Noninterest expenses 73 67 145 139
(Benefit) provision for income taxes 3 13 9 23
Net income 14 39 35 73
Net credit-related charge-offs (recoveries) 1 (2) 1 (3)
Assets, average 5,191 5,071 5,134 5,121
Loans, average 5,077 4,930 5,007 4,983
Deposits, average $ 4,217 $ 3,740 $ 4,120 $ 3,770
Return on average assets [1] 1.00% 3.10% 1.34% 2.88%
Efficiency ratio [2] 69.86% 58.99% 67.00% 61.67%
Finance        
Net interest income (expense) $ (95) $ (23) $ (139) $ (37)
Provision for credit losses 0 0 0 0
Noninterest income 11 13 25 17
Noninterest expenses 1 0 1 1
(Benefit) provision for income taxes (20) (4) (28) (8)
Net income (65) (6) (87) (13)
Net credit-related charge-offs (recoveries) 0 0 0 0
Assets, average 14,500 13,907 14,393 13,747
Loans, average 0 0 0 0
Deposits, average 950 2,174 1,043 1,655
Other        
Net interest income (expense) 4 14 15 29
Provision for credit losses 0 (4) 0 (2)
Noninterest income 2 0 0 3
Noninterest expenses 4 15 14 32
(Benefit) provision for income taxes 1 0 2 (12)
Net income 1 3 (1) 14
Net credit-related charge-offs (recoveries) 0 0 0 0
Assets, average 11,255 4,114 9,019 4,202
Loans, average 28 (6) 14 (6)
Deposits, average $ 150 $ 181 $ 166 $ 157
[1] Return on average assets is calculated based on the greater of average assets or average liabilities and attributed equity.
[2] Noninterest expenses as a percentage of the sum of net interest income and noninterest income excluding net gains (losses) from securities and a derivative contract tied to the conversion rate of Visa Class B shares.