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Business Segment Information (Market Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Mar. 31, 2018
Dec. 31, 2017
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Net interest income (expense) $ 544 $ 586 $ 603 $ 606 $ 614 $ 599 $ 549 $ 590 $ 2,339 $ 2,352 $ 2,061
Provision for credit losses                 74 (1) 74
Noninterest income                 1,010 976 1,107
Noninterest expenses 451 435 424 433 448 452 446 448 1,743 1,794 1,860
Provision (benefit) for income taxes (82) (80) (87) (85) (90) (63) (54) (93) (334) (300) (491)
Net income (loss) $ 269 $ 292 $ 298 $ 339 $ 310 $ 318 $ 281 $ 326 1,198 1,235 743
Net loan charge-offs (recoveries)                 107 51 92
Assets, average                 71,488 70,724 71,452
Loans, average                 50,511 48,766 48,558
Deposits, average                 $ 55,481 $ 55,935 $ 57,258
Return on average assets [1]                 1.68% 1.75% 1.04%
Efficiency ratio [2]                 51.82% 53.56% 58.70%
Michigan                      
Net interest income (expense)                 $ 729 $ 727 $ 657
Provision for credit losses                 (11) 30 8
Noninterest income                 291 296 324
Noninterest expenses                 554 577 589
Provision (benefit) for income taxes                 (108) (90) (137)
Net income (loss)                 369 326 247
Net loan charge-offs (recoveries)                 11 7  
Assets, average                 13,157 13,207 13,393
Loans, average                 12,553 12,531 12,676
Deposits, average                 $ 20,081 $ 20,770 $ 21,818
Return on average assets [1]                 1.77% 1.51% 1.09%
Efficiency ratio [2]                 54.02% 56.22% 60.01%
California                      
Net interest income (expense)                 $ 811 $ 788 $ 711
Provision for credit losses                 (33) 26 101
Noninterest income                 173 164 171
Noninterest expenses                 406 424 404
Provision (benefit) for income taxes                 (155) (123) (145)
Net income (loss)                 456 379 232
Net loan charge-offs (recoveries)                 8 27  
Assets, average                 18,856 18,544 18,269
Loans, average                 18,540 18,283 18,008
Deposits, average                 $ 16,857 $ 16,964 $ 17,533
Return on average assets [1]                 2.42% 2.04% 1.25%
Efficiency ratio [2]                 41.21% 44.58% 45.83%
Texas                      
Net interest income (expense)                 $ 493 $ 474 $ 451
Provision for credit losses                 119 (53) (72)
Noninterest income                 128 130 131
Noninterest expenses                 345 365 375
Provision (benefit) for income taxes                 (38) (64) (104)
Net income (loss)                 119 228 175
Net loan charge-offs (recoveries)                 93 12  
Assets, average                 11,269 10,380 10,434
Loans, average                 10,616 9,812 9,960
Deposits, average                 $ 8,780 $ 8,992 $ 9,623
Return on average assets [1]                 1.06% 2.20% 1.61%
Efficiency ratio [2]                 55.59% 60.30% 64.35%
Other Markets                      
Net interest income (expense)                 $ 373 $ 353 $ 316
Provision for credit losses                 (5) (1) 36
Noninterest income                 365 359 423
Noninterest expenses                 369 376 450
Provision (benefit) for income taxes                 (74) (60) (71)
Net income (loss)                 300 277 182
Net loan charge-offs (recoveries)                 (5) 5  
Assets, average                 9,599 8,922 8,584
Loans, average                 8,802 8,140 7,914
Deposits, average                 $ 7,905 $ 8,144 $ 7,881
Return on average assets [1]                 3.13% 3.11% 2.12%
Efficiency ratio [2]                 50.03% 52.93% 60.98%
Finance & Other                      
Net interest income (expense)                 $ (67) $ 10 $ (74)
Provision for credit losses                 4 (3) 1
Noninterest income                 53 27 58
Noninterest expenses                 69 52 42
Provision (benefit) for income taxes                 41 [3] 37 [3] (34)
Net income (loss)                 (46) 25 (93)
Net loan charge-offs (recoveries)                 0 0  
Assets, average                 18,607 19,671 20,772
Loans, average                 0 0 0
Deposits, average                 $ 1,858 $ 1,065 $ 403
[1]
Return on average assets is calculated based on the greater of average assets or average liabilities and attributed equity.
[2]
Noninterest expenses as a percentage of the sum of net interest income and noninterest income excluding net gains (losses) from securities and a derivative contract tied to the conversion rate of Visa Class B shares.
[3]
Primarily reflected discrete tax items, including benefits of $17 million and $48 million in 2019 and 2018, respectively, and a net charge of $72 million in 2017.