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Consumer Loans Receivable, Net (Tables)
12 Months Ended
Mar. 29, 2025
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable, Net
The following table summarizes consumer loans receivable (in thousands):
March 29,
2025
March 30,
2024
Loans held for investment, previously securitized$13,775 $16,968 
Loans held for investment12,196 12,826 
Loans held for sale
27,981 15,140 
Construction advances
4,210 722 
58,162 45,656 
Deferred financing fees and other, net
(686)(523)
Allowance for loan losses
(939)(1,066)
56,537 44,067 
Less current portion(35,852)(20,713)
$20,685 $23,354 
Commercial loans receivable, net consisted of the following (in thousands):
 March 29,
2025
March 30,
2024
Loans receivable (including from affiliates)$100,297 $91,938 
Allowance for loan losses
(361)(781)
Deferred financing fees, net(190)(116)
99,746 91,041 
Less current portion of commercial loans receivable (including from affiliates), net(46,373)(43,316)
$53,373 $47,725 
Schedule of Financing Receivable, Allowance for Credit Loss The following table represents changes in the estimated allowance for loan losses, including related additions and deductions to the allowance for loan losses (in thousands):
March 29,
2025
March 30,
2024
Allowance for loan losses at beginning of fiscal year$1,066 $1,153 
Change in estimated loan losses, net(103)(87)
Charge-offs(24)— 
Recoveries— — 
Allowance for loan losses at end of fiscal year$939 $1,066 
Schedule of Consumer Loans Held for Investment Characteristics
The consumer loans held for investment had the following characteristics:
March 29,
2025
March 30,
2024
Weighted average contractual interest rate7.9 %8.1 %
Weighted average effective interest rate10.3 %10.4 %
Weighted average months to maturity221196
Schedule of Financing Receivable, Modified The following table is a consolidated summary of the delinquency status of the outstanding amortized cost of consumer loans receivable, net (in thousands):
March 29,
2025
March 30,
2024
Current$56,401 $43,810 
31 to 60 days1,082 1,063 
61 to 90 days131 
91+ days675 652 
$58,162 $45,656 
Schedule of Financing Receivable Credit Quality Indicators
The following table disaggregates gross consumer loans receivable, net by credit quality indicator at loan inception and fiscal year of origination (in thousands):
March 29, 2025
20252024202320222021PriorTotal
Prime- FICO score 680 and greater$18,133 $9,209 $323 $92 $761 $13,197 $41,715 
Near Prime- FICO score 620-6792,948 1,210 — — 1,026 9,000 14,184 
Sub-Prime- FICO score less than 620537 — — — 17 680 1,234 
No FICO score317 441 — — — 271 1,029 
$21,935 $10,860 $323 $92 $1,804 $23,148 $58,162 
March 30, 2024
20242023202220212020PriorTotal
Prime- FICO score 680 and greater$14,107 $328 $96 $885 $1,808 $14,425 $31,649 
Near Prime- FICO score 620-6791,633 — — 1,202 942 8,684 12,461 
Sub-Prime- FICO score less than 620— — — 18 49 723 790 
No FICO score447 — — — — 309 756 
$16,187 $328 $96 $2,105 $2,799 $24,141 $45,656 
The following table disaggregates our commercial loans receivable, net by credit quality indicator and fiscal year of origination (in thousands):
March 29, 2025
20252024202320222021Total
Performing$66,843 $24,215 $7,006 $1,014 $1,219 $100,297 
March 30, 2024
20242023202220212020Total
Performing$57,691 $25,066 $4,823 $2,144 $2,214 $91,938