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Consumer Loans Receivable (Tables)
 9 Months Ended
Dec. 28, 2024
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
The following table summarizes consumer loans receivable (in thousands):
December 28,
2024		March 30,
2024
Loans held for investment, previously securitized$14,476 $16,968 
Loans held for investment11,898 12,826 
Loans held for sale23,233 15,140 
Construction advances6,042 722 
55,649 45,656 
Deferred financing fees and other, net(1,088)(523)
Allowance for loan losses(925)(1,066)
53,636 44,067 
Less current portion(33,242)(20,713)
$20,394 $23,354 
Commercial loans receivable, net consisted of the following (in thousands):
December 28,
2024		March 30,
2024
Loans receivable$94,902 $91,938 
Allowance for loan losses (335)(781)
Deferred financing fees, net(214)(116)
94,353 91,041 
Less current portion of commercial loans receivable (including from affiliates), net(36,250)(43,316)
$58,103 $47,725 
Schedule of Consumer Loans Held for Investment Characteristics
The consumer loans held for investment had the following characteristics:
December 28,
2024		March 30,
2024
Weighted average contractual interest rate8.1 %8.1 %
Weighted average effective interest rate8.1 %10.4 %
Weighted average months to maturity210196
Schedule of Financing Receivable, Modified
The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands):
December 28,
2024		March 30,
2024
Current$53,709 $43,810 
31 to 60 days996 1,063 
61 to 90 days373 131 
91+ days571 652 
$55,649 $45,656 
Schedule of Financing Receivable Credit Quality Indicators
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):
December 28, 2024
20252024202320222021PriorTotal
Prime- FICO score 680 and greater
$15,726 $9,225 $324 $93 $766 $13,859 $39,993 
Near Prime- FICO score 620-679
2,426 1,325 — — 1,033 8,874 13,658 
Sub-Prime- FICO score less than 620
310 — — — 17 695 1,022 
No FICO score
252 443 — — — 281 976 
$18,714 $10,993 $324 $93 $1,816 $23,709 $55,649 
March 30, 2024
20242023202220212020PriorTotal
Prime- FICO score 680 and greater
$14,107 $328 $96 $885 $1,808 $14,425 $31,649 
Near Prime- FICO score 620-679
1,633 — — 1,202 942 8,684 12,461 
Sub-Prime- FICO score less than 620
— — — 18 49 723 790 
No FICO score
447 — — — — 309 756 
$16,187 $328 $96 $2,105 $2,799 $24,141 $45,656 
The following table disaggregates the outstanding principal balance of our commercial loans receivable by fiscal year of origination (in thousands):
December 28, 2024
20252024202320222021Total
Performing
$54,916 $27,832 $8,734 $1,466 $1,954 $94,902 
March 30, 2024
20242023202220212020Total
Performing
$57,691 $25,066 $4,823 $2,144 $2,214 $91,938