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Consumer Loans Receivable (Tables)
 3 Months Ended
Jun. 29, 2024
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
The following table summarizes consumer loans receivable (in thousands):
June 29,
2024		March 30,
2024
Loans held for investment, previously securitized$15,989 $16,968 
Loans held for investment12,612 12,826 
Loans held for sale22,432 15,140 
Construction advances1,615 722 
52,648 45,656 
Deferred financing fees and other, net(594)(523)
Allowance for loan losses(1,016)(1,066)
51,038 44,067 
Less current portion(28,887)(20,713)
$22,151 $23,354 
Commercial loans receivable, net consisted of the following (in thousands):
June 29,
2024		March 30,
2024
Loans receivable$96,366 $91,938 
Allowance for loan losses (884)(781)
Deferred financing fees, net(138)(116)
95,344 91,041 
Less current portion of commercial loans receivable (including from affiliates), net(42,147)(43,316)
$53,197 $47,725 
Consumer Loans Held for Investment Characteristics
The consumer loans held for investment had the following characteristics:
June 29,
2024		March 30,
2024
Weighted average contractual interest rate8.1 %8.1 %
Weighted average effective interest rate8.9 %10.4 %
Weighted average months to maturity208196
Financing Receivable, Modified
The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands):
June 29,
2024		March 30,
2024
Current$50,756 $43,810 
31 to 60 days547 1,063 
61 to 90 days446 131 
91+ days899 652 
$52,648 $45,656 
Financing Receivable Credit Quality Indicators
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):
June 29, 2024
20252024202320222021PriorTotal
Prime- FICO score 680 and greater
$10,791 $9,707 $327 $95 $879 $15,566 $37,365 
Near Prime- FICO score 620-679
1,128 2,144 — — 1,044 9,269 13,585 
Sub-Prime- FICO score less than 620
— — — — 18 718 736 
No FICO score
212 446 — — — 304 962 
$12,131 $12,297 $327 $95 $1,941 $25,857 $52,648 
March 30, 2024
20242023202220212020PriorTotal
Prime- FICO score 680 and greater
$14,107 $328 $96 $885 $1,808 $14,425 $31,649 
Near Prime- FICO score 620-679
1,633 — — 1,202 942 8,684 12,461 
Sub-Prime- FICO score less than 620
— — — 18 49 723 790 
No FICO score
447 — — — — 309 756 
$16,187 $328 $96 $2,105 $2,799 $24,141 $45,656 
The following table disaggregates the outstanding principal balance of our commercial loans receivable by fiscal year of origination (in thousands):
June 29, 2024
20252024202320222021Total
Performing
$69,499 $19,089 $3,761 $1,925 $2,092 $96,366 
March 30, 2024
20242023202220212020Total
Performing
$57,691 $25,066 $4,823 $2,144 $2,214 $91,938