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Consumer Loans Receivable (Tables)
9 Months Ended
Dec. 30, 2023
Receivables [Abstract]  
Consumer Loans Receivable
The following table summarizes consumer loans receivable (in thousands):
December 30,
2023
April 1,
2023
Loans held for investment, previously securitized$18,001 $21,000 
Loans held for investment12,901 13,117 
Loans held for sale6,236 10,846 
Construction advances464 706 
37,602 45,669 
Deferred financing fees and other, net(362)(368)
Allowance for loan losses(1,106)(1,153)
36,134 44,148 
Less current portion(11,855)(17,019)
$24,279 $27,129 
Deliquency Status of Consumer Loans
The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands):
December 30,
2023
April 1,
2023
Current$35,403 $43,252 
31 to 60 days951 1,247 
61 to 90 days311 213 
91+ days937 957 
$37,602 $45,669 
Gross Consumer Loans Receivable by Credit Quality and Fiscal Year of Origination
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):
December 30, 2023
20242023202220212020PriorTotal
Prime- FICO score 680 and greater
$5,628 $329 $97 $985 $1,914 $15,413 $24,366 
Near Prime- FICO score 620-679
744 — — 1,208 949 9,146 12,047 
Sub-Prime- FICO score less than 620
— — — 18 49 803 870 
No FICO score
— — — — — 319 319 
$6,372 $329 $97 $2,211 $2,912 $25,681 $37,602 
April 1, 2023
20232022202120202019PriorTotal
Prime- FICO score 680 and greater
$9,471 $185 $1,051 $1,982 $1,191 $16,601 $30,481 
Near Prime- FICO score 620-679
1,695 — 1,012 1,131 1,550 8,244 13,632 
Sub-Prime- FICO score less than 620
84 — 19 51 — 1,033 1,187 
No FICO score
— — — — 24 345 369 
$11,250 $185 $2,082 $3,164 $2,765 $26,223 $45,669