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Statements of Consolidated Cash Flows - USD ($)
$ in Millions
12 Months Ended
Nov. 02, 2025
Oct. 27, 2024
Oct. 29, 2023
Cash Flows from Operating Activities:      
Net Income $ 703.2 $ 581.3 $ 571.8
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 256.8 300.9 88.5
Depreciation and amortization 753.2 705.9 686.0
Provision (credit) for deferred income taxes 86.9 (159.2) 257.2
Change in accounts payable and accrued expenses (1.1) 72.1 191.8
Change in accrued income taxes payable/receivable 5.5 103.3 (47.4)
Other 191.3 27.0 (211.7)
Net cash provided by operating activities 1,995.8 1,631.3 1,536.2
Cash Flows from Investing Activities:      
Cost of receivables acquired (excluding wholesale) (23,836.2) (25,867.8) (25,776.6)
Collections of receivables (excluding wholesale) 24,705.8 23,423.9 21,553.4
Decrease (increase) in wholesale receivables - net 1,524.3 (693.2) (4,836.1)
Cost of equipment on operating leases acquired (2,113.0) (2,427.5) (2,362.5)
Proceeds from sales of equipment on operating leases 1,293.1 1,380.1 1,528.6
Cost of notes receivable acquired from John Deere and other related parties (128.1) (110.6) (397.5)
Collections of notes receivable from John Deere and other related parties 311.4 185.0 122.5
Other 48.2 (7.9) (9.8)
Net cash provided by (used for) investing activities 1,805.5 (4,118.0) (10,178.0)
Cash Flows from Financing Activities:      
Increase (decrease) in commercial paper and other notes payable - net (original maturities of three months or less) (865.5) (3,370.8) 2,643.8
Increase (decrease) in securitization borrowings - net (1,839.0) 1,436.0 1,285.1
Increase (decrease) in short-term borrowings with John Deere - net 1,721.6 (521.3) (2,017.0)
Proceeds from external borrowings issued (original maturities greater than three months) 7,368.6 16,309.0 13,020.4
Payments of external borrowings (original maturities greater than three months) (9,036.7) (10,914.0) (6,046.2)
Dividends paid (1,055.0) (215.0) (165.0)
Capital investments from John Deere   0.1 810.0
Debt issuance costs (24.4) (59.8) (50.9)
Net cash provided by (used for) financing activities (3,730.4) 2,664.2 9,480.2
Effect of Exchange Rate Changes on Cash, Cash Equivalents, and Restricted Cash (5.1) (3.4) 8.4
Net Increase in Cash, Cash Equivalents, and Restricted Cash 65.8 174.1 846.8
Cash, Cash Equivalents, and Restricted Cash at Beginning of Year 1,787.0 1,612.9 766.1
Cash, Cash Equivalents, and Restricted Cash at End of Year 1,852.8 1,787.0 1,612.9
Components of Cash, Cash Equivalents, and Restricted Cash:      
Cash and cash equivalents 1,619.3 1,621.9 1,487.5
Restricted cash $ 233.5 $ 165.1 $ 125.4
Balance sheet location of restricted cash Other assets Other assets Other assets
Total Cash, Cash Equivalents, and Restricted Cash $ 1,852.8 $ 1,787.0 $ 1,612.9