EXHIBIT 23(b)


                      CONSENT OF PRICEWATERHOUSECOOPERS LLP




We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 of the 2002 Stock Incentive Plan of Bancinsurance
Corporation of our report dated March 13, 2000 relating to the financial
statements, which appears in the Annual Report to Shareholders, which is
incorporated by reference in Bancinsurance Corporation's Annual Report on Form
10-K for the year ended December 31, 2001. We also consent to the incorporation
by reference of our report dated March 13, 2000 relating to the financial
statement schedules, which appears in such Annual Report on Form 10-K.

/s/ PricewaterhouseCoopers LLP

Columbus, Ohio
June 25, 2002