Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 7,147	$ 6,879
Taxable securities	1,114	1,250
Tax exempt securities	365	373
Federal funds sold	17	10
Total Interest and Dividend Income	8,643	8,512
INTEREST EXPENSE
Deposits	348	420
Repurchase agreements	25	26
Federal Home Loan Bank advances and other debt	216	173
Subordinated debentures	65	64
Convertible promissory notes	27	239
Total Interest Expense	681	922
Net interest income before provision for loan losses	7,962	7,590
Provision for loan losses	200
Net interest income after provision for loan losses	7,762	7,590
NONINTEREST INCOME
Fees from fiduciary activities	283	252
Fees from loan servicing	153	162
Fees from financial services to customers	272	266
Fees for other services to customers	880	797
Net gain on sale of loans	204	127
Net change in valuation of mortgage servicing rights	(16)	(77)
Net realized gain on sale of securities	174	69
Increase in cash surrender value of life insurance	91	78
Income in equity of UFS subsidiary	318	294
Other noninterest income	32	48
Total Noninterest Income	2,391	2,016
NONINTEREST EXPENSE
Salaries and employee benefits	4,345	4,067
Occupancy expense	567	560
Equipment expense	349	313
Data processing and courier expense	231	208
FDIC insurance expense	146	149
Operation of other real estate	87	166
Loan and collection expense	13	19
Other outside services	324	335
Audit and legal expense	185	177
Other noninterest expenses	831	774
Total Noninterest Expense	7,078	6,768
Income before provision for income taxes	3,075	2,838
Provision for income taxes	868	773
Net Income	$ 2,207	$ 2,065
Basic earnings per share	$ 0.24	$ 0.27
Diluted earnings per share	$ 0.24	$ 0.23
Cash dividends paid per share	$ 0.08	$ 0.07