XML 31 R28.htm IDEA: XBRL DOCUMENT v2.4.1.9
Allowance For Loan Losses ("ALL") (Tables)
 3 Months Ended
Mar. 31, 2015
Allowance For Loan Losses ("ALL") [Abstract]  
Schedule Of Information Regarding Impaired Loans

IMPAIRED LOANS AND ALLOCATED ALLOWANCE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2015

 

Construction

 

Real

Estate- Residential

 

Real Estate - Commercial

 

Commercial-Syndicated

 

Commercial-Other

 

Consumer

 

Tax Exempt

 

Not Specifically Allocated

 

Totals

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Recorded investment

$

–

$
156 

$
1,668 

$

–

$
18 

$
48 

$

–

$

–

$
1,890 

Unpaid principal balance

 

–

 
290 

 
2,458 

 

–

 
643 

 
62 

 

–

 

–

 
3,453 

Related Allowance

 

–

 
134 

 
790 

 

–

 
625 

 
14 

 

–

 

–

 
1,563 

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Recorded investment

$

–

$
677 

$
8,296 

$

–

$
183 

$
29 

$

–

$

–

$
9,185 

Unpaid principal balance

 

–

 
677 

 
8,296 

 

–

 
183 

 
29 

 

–

 

–

 
9,185 

Related Allowance

 

–

 

–

 

–

 

–

 

–

 

–

 

–

 

–

 

–

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Recorded investment

$

–

$
833 

$
9,964 

$

–

$
201 

$
77 

$

–

$

–

$
11,075 

Unpaid principal balance

 

–

 
967 

 
10,754 

 

–

 
826 

 
91 

 

–

 

–

 
12,638 

Related allowance

 

–

 
134 

 
790 

 

–

 
625 

 
14 

 

–

 

–

 
1,563 

Average recorded

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

investment during

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

quarter

$

–

$
900 

$
10,359 

$

–

$
514 

$
83 

$

–

$

–

$
11,856 

Interest income

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

recognized while

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

impaired during

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

the period

$

–

$
1 

$
73 

$

–

$
1 

$

–

$

–

$

–

$
75 

 

BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2015

 

IMPAIRED LOANS AND ALLOCATED ALLOWANCE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

Construction

 

Real Estate- Residential

 

Real Estate- Commercial

 

Commercial-Syndicated

 

Commercial-Other

 

Consumer

 

Tax Exempt

 

Not Specifically Allocated

 

Totals

With an allowance recorded:

Recorded investment

$

—

$
83 

$
1,367 

$

—

$

—

$
1 

$

—

$

—

$
1,451 

Unpaid principal balance

 

—

 
168 

 
2,008 

 

—

 
634 

 
2 

 

—

 

—

 
2,812 

Related allowance

 

—

 
85 

 
641 

 

—

 
634 

 
1 

 

—

 

—

 
1,361 

With no related allowance recorded:

Recorded investment

$

—

$
681 

$
10,093 

$

—

$
214 

$
11 

$

—

$

—

$
10,999 

Unpaid principal balance

 

—

 
681 

 
10,093 

 

—

 
214 

 
11 

 

—

 

—

 
10,999 

Related allowance

 

—

 

—

 

—

 

—

 

—

 

—

 

—

 

—

 

—

Total:

Recorded investment

$

—

$
764 

$
11,460 

$

—

$
214 

$
12 

$

—

$

—

$
12,450 

Unpaid principal balance

 

—

 
849 

 
12,101 

 

—

 
848 

 
13 

 

—

 

—

 
13,811 

Related allowance

 

—

 
85 

 
641 

 

—

 
634 

 
1 

 

—

 

—

 
1,361 

 

Average recorded investment during quarter

$
408 

$
532 

$
13,031 

$

—

$
228 

$
3 

$

—

$

—

$
14,202 

Interest income recognized while impaired during the period

$

—

$
5 

$
351 

$

—

$

—

$

—

$

—

$

—

$
356 

 

Schedule Of Nonperforming Loans

 

 

March 31,

2015

 

December 31,

2014

 

September 30,

2014

 

June 30,

2014

 

March 31,

2014

Nonaccrual loans

$
5,731 

$
5,155 

$
5,647 

$
6,794 

$
6,686 

Loans restructured in a troubled debt restructuring, nonaccrual

 

-

 

-

 
256 

 
256 

 
255 

Total nonperforming loans (“NPLs”)

$
5,731 

$
5,155 

$
5,903 

$
7,050 

$
6,941 

 

 

 

 

 

 

 

 

 

 

 

Restructured loans, accruing

$
6,907 

$
8,656 

$
8,656 

$
8,472 

$
8,370