<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/ncen">
  <schemaVersion>X0201</schemaVersion>
  <headerData>
    <submissionType>N-CEN</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0000026262</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <flags>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
        <confirmingCopyFlag>false</confirmingCopyFlag>
      </flags>
      <investmentCompanyType>N-1A</investmentCompanyType>
    </filerInfo>
    <seriesClass>
      <reportSeriesClass>
        <rptIncludeAllSeriesFlag>true</rptIncludeAllSeriesFlag>
      </reportSeriesClass>
    </seriesClass>
  </headerData>
  <formData>
    <generalInfo reportEndingPeriod="2020-03-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>John Hancock Current Interest</registrantFullName>
      <investmentCompFileNo>811-02485</investmentCompFileNo>
      <registrantCik>0000026262</registrantCik>
      <registrantLei>549300UZVUSX7R8JWX71</registrantLei>
      <registrantstreet1>200 Berkeley Street</registrantstreet1>
      <registrantcity>Boston</registrantcity>
      <registrantzipCode>02116</registrantzipCode>
      <registrantstate>US-MA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>6176634497</registrantphoneNumber>
      <websites>
        <website webpage="jhinvestments.com"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>State Street Bank and Trust Company</officeName>
          <officeAddress1>One Lincoln Street</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02111</officeRecordsZipCode>
          <officePhone>6177863000</officePhone>
          <booksRecordsDesc>SSB maintains the accounting records and the custody of the assets.</booksRecordsDesc>
        </locationBooksRecord>
        <locationBooksRecord>
          <officeName>John Hancock Current Interest</officeName>
          <officeAddress1>200 Berkeley Street</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02116</officeRecordsZipCode>
          <officePhone>6176634497</officePhone>
          <booksRecordsDesc>Records related to its functions as Registrant</booksRecordsDesc>
        </locationBooksRecord>
        <locationBooksRecord>
          <officeName>John Hancock Investment Management LLC</officeName>
          <officeAddress1>200 Berkeley Street</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02116</officeRecordsZipCode>
          <officePhone>6176632430</officePhone>
          <booksRecordsDesc>Records related to its functions as advisor</booksRecordsDesc>
        </locationBooksRecord>
        <locationBooksRecord>
          <officeName>Manulife Investment Management (US) LLC</officeName>
          <officeAddress1>197 Clarendon Street</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02216</officeRecordsZipCode>
          <officePhone>6173751876</officePhone>
          <booksRecordsDesc>Records related to its functions as sub-advisor</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>N</isRegistrantFirstFiling>
      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <registrantFamilyInvComp isRegistrantFamilyInvComp="Y" familyInvCompFullName="John Hancock Group of Funds"/>
      <registrantClassificationType>N-1A</registrantClassificationType>
      <totalSeries>1</totalSeries>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <directors>
        <director>
          <directorName>Hassell H. McClellan</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04642"/>
            <fileNumberInfo fileNumber="811-07455"/>
            <fileNumberInfo fileNumber="811-09140"/>
            <fileNumberInfo fileNumber="811-00945"/>
            <fileNumberInfo fileNumber="811-23418"/>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-07705"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-22906"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>James R. Boyle</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Peter S. Burgess</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>William H. Cunningham</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Grace K. Fey</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-23418"/>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Marianne Harrison</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>Y</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Deborah C. Jackson</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-23418"/>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>James M. Oates</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-22958"/>
            <fileNumberInfo fileNumber="811-04739"/>
            <fileNumberInfo fileNumber="811-22608"/>
            <fileNumberInfo fileNumber="811-05620"/>
            <fileNumberInfo fileNumber="811-04642"/>
            <fileNumberInfo fileNumber="811-07455"/>
            <fileNumberInfo fileNumber="811-09140"/>
            <fileNumberInfo fileNumber="811-00945"/>
            <fileNumberInfo fileNumber="811-07705"/>
            <fileNumberInfo fileNumber="811-22906"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Gregory A. Russo</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Steven R. Pruchansky</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Andrew G. Arnott</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>Y</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
          </fileNumbers>
        </director>
        <director>
          <directorName>Charles L. Bardelis</directorName>
          <crdNumber>N/A</crdNumber>
          <isDirectorInterestedPerson>N</isDirectorInterestedPerson>
          <fileNumbers>
            <fileNumberInfo fileNumber="811-21131"/>
            <fileNumberInfo fileNumber="811-05968"/>
            <fileNumberInfo fileNumber="811-04173"/>
            <fileNumberInfo fileNumber="811-03999"/>
            <fileNumberInfo fileNumber="811-04630"/>
            <fileNumberInfo fileNumber="811-00560"/>
            <fileNumberInfo fileNumber="811-04186"/>
            <fileNumberInfo fileNumber="811-22441"/>
            <fileNumberInfo fileNumber="811-21777"/>
            <fileNumberInfo fileNumber="811-08568"/>
            <fileNumberInfo fileNumber="811-22733"/>
            <fileNumberInfo fileNumber="811-02485"/>
            <fileNumberInfo fileNumber="811-23027"/>
            <fileNumberInfo fileNumber="811-01677"/>
            <fileNumberInfo fileNumber="811-05979"/>
            <fileNumberInfo fileNumber="811-03006"/>
            <fileNumberInfo fileNumber="811-04146"/>
            <fileNumberInfo fileNumber="811-21779"/>
            <fileNumberInfo fileNumber="811-22056"/>
            <fileNumberInfo fileNumber="811-21416"/>
            <fileNumberInfo fileNumber="811-04651"/>
            <fileNumberInfo fileNumber="811-02402"/>
            <fileNumberInfo fileNumber="811-05908"/>
            <fileNumberInfo fileNumber="811-21287"/>
            <fileNumberInfo fileNumber="811-21202"/>
          </fileNumbers>
        </director>
      </directors>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Francis V. Knox, Jr.</ccoName>
          <crdNumber>001699647</crdNumber>
          <ccoStreet1>200 Berkeley Street</ccoStreet1>
          <ccoCity>Boston</ccoCity>
          <ccoStateCountry ccoState="US-MA" ccoCountry="US"/>
          <ccoZipCode>02116</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>N</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="N/A" ccoEmployerId="N/A"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isClaimFiled>N</isClaimFiled>
      <coveredByInsurancePolicy isCoveredByInsurancePolicy="Y" isClaimFiledDuringPeriod="N"/>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <releaseNumbers isExemptionFromAct="Y">
        <releaseNumberInfo releaseNumber="IC-17970"/>
        <releaseNumberInfo releaseNumber="IC-25455"/>
        <releaseNumberInfo releaseNumber="IC-26140"/>
        <releaseNumberInfo releaseNumber="IC-33824"/>
        <releaseNumberInfo releaseNumber="34-88448"/>
        <releaseNumberInfo releaseNumber="IC-27261"/>
        <releaseNumberInfo releaseNumber="IC-29865"/>
        <releaseNumberInfo releaseNumber="IC-18368"/>
        <releaseNumberInfo releaseNumber="IC-19764"/>
        <releaseNumberInfo releaseNumber="IC-18898"/>
        <releaseNumberInfo releaseNumber="IC-20843"/>
        <releaseNumberInfo releaseNumber="IC-21171"/>
        <releaseNumberInfo releaseNumber="IC-24261"/>
      </releaseNumbers>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>John Hancock Investment Management Distributors LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-43582</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000028262</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-MA" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>PricewaterhouseCoopers LLP</publicAccountantName>
          <pcaobNumber>00238</pcaobNumber>
          <publicAccountantLei>5493002GVO7EO8RNNS37</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-MA" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isMaterialWeakness>N</isMaterialWeakness>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
      <isPaymentErrorInNetAssetValue>N</isPaymentErrorInNetAssetValue>
      <isPaymentDividend>N</isPaymentDividend>
    </registrantInfo>
    <managementInvestmentQuestionSeriesInfo>
      <managementInvestmentQuestion>
        <mgmtInvFundName>John Hancock Money Market Fund</mgmtInvFundName>
        <mgmtInvSeriesId>S000000623</mgmtInvSeriesId>
        <mgmtInvLei>549300DX2CPNXW5IGF07</mgmtInvLei>
        <isFirstFilingByFund>N</isFirstFilingByFund>
        <numAuthorizedClass>3</numAuthorizedClass>
        <numAddedClass>0</numAddedClass>
        <numTerminatedClass>0</numTerminatedClass>
        <sharesOutstandings>
          <sharesOutstanding sharesOutstandingClassName="Class A" sharesOutstandingClassId="C000001772" sharesOutstandingTickerSymbol="JHMXX"/>
          <sharesOutstanding sharesOutstandingClassName="Class B" sharesOutstandingClassId="C000001773" sharesOutstandingTickerSymbol="TSMXX"/>
          <sharesOutstanding sharesOutstandingClassName="Class C" sharesOutstandingClassId="C000001774" sharesOutstandingTickerSymbol="JMCXX"/>
        </sharesOutstandings>
        <fundTypes>
          <fundType>Money Market Fund</fundType>
        </fundTypes>
        <isNonDiversifiedCompany>N</isNonDiversifiedCompany>
        <isForeignSubsidiary>N</isForeignSubsidiary>
        <isFundSecuritiesLending>N</isFundSecuritiesLending>
        <didFundLendSecurities>N</didFundLendSecurities>
        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
        <avgPortfolioSecuritiesValue>N/A</avgPortfolioSecuritiesValue>
        <netIncomeSecuritiesLending>N/A</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 22d-1 (17 CFR 270.22d-1)</relyOnRuleType>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
        </relyOnRuleTypes>
        <isExpenseLimitationInPlace>Y</isExpenseLimitationInPlace>
        <isExpenseReducedOrWaived>Y</isExpenseReducedOrWaived>
        <isFeesWaivedRecoupable>N</isFeesWaivedRecoupable>
        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
          <investmentAdviser>
            <investmentAdviserName>John Hancock Investment Management LLC</investmentAdviserName>
            <investmentAdviserFileNo>801-8124</investmentAdviserFileNo>
            <investmentAdviserCrdNo>000105790</investmentAdviserCrdNo>
            <investmentAdviserLei>AOWFNEEIG2OJ03AZXK87</investmentAdviserLei>
            <investmentAdviserStateCountry investmentAdviserState="US-MA" investmentAdviserCountry="US"/>
            <isInvestmentAdviserHired>N</isInvestmentAdviserHired>
          </investmentAdviser>
        </investmentAdvisers>
        <subAdvisers>
          <subAdviser>
            <subAdviserName>Manulife Investment Management (US) LLC</subAdviserName>
            <subAdviserFileNo>801-42023</subAdviserFileNo>
            <subAdviserCrdNo>000106435</subAdviserCrdNo>
            <subAdviserLei>549300ZKXV1OCZQWDK34</subAdviserLei>
            <isSubAdviserAffiliated>Y</isSubAdviserAffiliated>
            <subAdviserStateCountry subAdviserState="US-MA" subAdviserCountry="US"/>
            <isSubAdviserHired>N</isSubAdviserHired>
          </subAdviser>
        </subAdvisers>
        <transferAgents>
          <transferAgent>
            <transferAgentName>John Hancock Signature Services, Inc.</transferAgentName>
            <transferAgentFileNo>084-01885</transferAgentFileNo>
            <transferAgentLei>N/A</transferAgentLei>
            <transferAgentStateCountry transferAgentState="US-MA" transferAgentCountry="US"/>
            <isTransferAgentAffiliated>Y</isTransferAgentAffiliated>
            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
          </transferAgent>
        </transferAgents>
        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
        <pricingServices>
          <pricingService>
            <pricingServiceName>Refinitiv</pricingServiceName>
            <pricingServiceLei>549300561UZND4C7B569</pricingServiceLei>
            <pricingServiceCountry>CA</pricingServiceCountry>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>ICE Data Services</pricingServiceName>
            <pricingServiceLei>5493000NQ9LYLDBCTL34</pricingServiceLei>
            <pricingServiceStateCountry pricingServiceState="US-DE" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>Pricing Direct</pricingServiceName>
            <pricingServiceLei>549300WIC0TOJ7N7GD54</pricingServiceLei>
            <pricingServiceStateCountry pricingServiceState="US-DE" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>IHS Markit</pricingServiceName>
            <pricingServiceLei>N/A</pricingServiceLei>
            <pricingServiceCountry>GB</pricingServiceCountry>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>Bloomberg LP</pricingServiceName>
            <pricingServiceLei>N/A</pricingServiceLei>
            <pricingServiceStateCountry pricingServiceState="US-DE" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>State Street Bank and Trust Company</pricingServiceName>
            <pricingServiceLei>571474TGEMMWANRLN572</pricingServiceLei>
            <pricingServiceStateCountry pricingServiceState="US-MA" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
        </pricingServices>
        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
        <custodians>
          <custodian>
            <custodianName>State Street Bank and Trust Company</custodianName>
            <custodianLei>571474TGEMMWANRLN572</custodianLei>
            <custodianStateCountry custodianState="US-MA" custodianCountry="US"/>
            <isCustodianAffiliated>N</isCustodianAffiliated>
            <isSubCustodian>N</isSubCustodian>
            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
          </custodian>
        </custodians>
        <isCustodianHiredOrTerminated>N</isCustodianHiredOrTerminated>
        <shareholderServicingAgents>
          <shareholderServicingAgent>
            <shareholderServiceAgentName>John Hancock Signature Services, Inc.</shareholderServiceAgentName>
            <shareholderServiceAgentLei>084-01885</shareholderServiceAgentLei>
            <shareholderServiceIdNumberDesc>SEC file number</shareholderServiceIdNumberDesc>
            <shareholderServiceAgentStateCountry shareholderServiceAgentState="US-MA" shareholderServiceAgentCountry="US"/>
            <isShareholderServiceAgentAffiliated>Y</isShareholderServiceAgentAffiliated>
            <isShareholderServiceAgentSubshare>N</isShareholderServiceAgentSubshare>
          </shareholderServicingAgent>
        </shareholderServicingAgents>
        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
          <admin>
            <adminName>John Hancock Investment Management LLC</adminName>
            <adminLei>AOWFNEEIG2OJ03AZXK87</adminLei>
            <adminStateCountry adminState="US-MA" adminCountry="US"/>
            <isAdminAffiliated>Y</isAdminAffiliated>
            <isAdminSubAdmin>N</isAdminSubAdmin>
          </admin>
        </admins>
        <isAdminHiredOrTerminated>N</isAdminHiredOrTerminated>
        <brokerDealers>
          <brokerDealer>
            <brokerDealerName>John Hancock Investment Management Distributors LLC</brokerDealerName>
            <brokerDealerFileNo>8-43582</brokerDealerFileNo>
            <brokerDealerCrdNo>000028262</brokerDealerCrdNo>
            <brokerDealerLei>N/A</brokerDealerLei>
            <brokerDealerStateCountry brokerDealerState="US-MA" brokerDealerCountry="US"/>
            <brokerDealerCommission>1205.000000000000</brokerDealerCommission>
          </brokerDealer>
        </brokerDealers>
        <aggregateCommission>0.000000000000</aggregateCommission>
        <principalTransactions>
          <principalTransaction>
            <principalName>Barclays Bank PLC</principalName>
            <principalFileNo>N/A</principalFileNo>
            <principalCrdNo>N/A</principalCrdNo>
            <principalLei>G5GSEF7VJP5I7OUK5573</principalLei>
            <principalCountry>GB</principalCountry>
            <principalTotalPurchaseSale>24122734378.690000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>Goldman Sachs &amp; Co. LLC</principalName>
            <principalFileNo>8-129</principalFileNo>
            <principalCrdNo>000000361</principalCrdNo>
            <principalLei>FOR8UP27PHTHYVLBNG30</principalLei>
            <principalStateCountry principalState="US-NY" principalCountry="US"/>
            <principalTotalPurchaseSale>112358286.130000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>State Street Global Markets, LLC</principalName>
            <principalFileNo>8-69862</principalFileNo>
            <principalCrdNo>000285852</principalCrdNo>
            <principalLei>549300FDEDF5ORXCMQ56</principalLei>
            <principalStateCountry principalState="US-MA" principalCountry="US"/>
            <principalTotalPurchaseSale>20204549480.000000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>Jefferies LLC</principalName>
            <principalFileNo>8-15074</principalFileNo>
            <principalCrdNo>000002347</principalCrdNo>
            <principalLei>58PU97L1C0WSRCWADL48</principalLei>
            <principalStateCountry principalState="US-NY" principalCountry="US"/>
            <principalTotalPurchaseSale>567455091.140000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>BNY Mellon Capital Markets, LLC</principalName>
            <principalFileNo>8-35255</principalFileNo>
            <principalCrdNo>000017454</principalCrdNo>
            <principalLei>VJW2DOOHGDT6PR0ZRO63</principalLei>
            <principalStateCountry principalState="US-NY" principalCountry="US"/>
            <principalTotalPurchaseSale>548079875.790000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>INTL FCStone Financial Inc.</principalName>
            <principalFileNo>8-51269</principalFileNo>
            <principalCrdNo>000045993</principalCrdNo>
            <principalLei>549300LNKU6K5TJCRG93</principalLei>
            <principalStateCountry principalState="US-FL" principalCountry="US"/>
            <principalTotalPurchaseSale>529933905.750000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>UBS AG</principalName>
            <principalFileNo>N/A</principalFileNo>
            <principalCrdNo>N/A</principalCrdNo>
            <principalLei>BFM8T61CT2L1QCEMIK50</principalLei>
            <principalCountry>CH</principalCountry>
            <principalTotalPurchaseSale>367271726.910000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>Pershing LLC</principalName>
            <principalFileNo>8-17574</principalFileNo>
            <principalCrdNo>000007560</principalCrdNo>
            <principalLei>ZI8Q1A8EI8LQFJNM0D94</principalLei>
            <principalStateCountry principalState="US-NJ" principalCountry="US"/>
            <principalTotalPurchaseSale>121048763.000000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>Wells Fargo Securities, LLC</principalName>
            <principalFileNo>8-65876</principalFileNo>
            <principalCrdNo>000126292</principalCrdNo>
            <principalLei>VYVVCKR63DVZZN70PB21</principalLei>
            <principalStateCountry principalState="US-NC" principalCountry="US"/>
            <principalTotalPurchaseSale>117273308.430000000000</principalTotalPurchaseSale>
          </principalTransaction>
          <principalTransaction>
            <principalName>J.P. Morgan Securities LLC</principalName>
            <principalFileNo>8-35008</principalFileNo>
            <principalCrdNo>000000079</principalCrdNo>
            <principalLei>ZBUT11V806EZRVTWT807</principalLei>
            <principalStateCountry principalState="US-NY" principalCountry="US"/>
            <principalTotalPurchaseSale>116912870.950000000000</principalTotalPurchaseSale>
          </principalTransaction>
        </principalTransactions>
        <principalAggregatePurchase>47187871401.120000000000</principalAggregatePurchase>
        <isBrokerageResearchPayment>N</isBrokerageResearchPayment>
        <mnthlyAvgNetAssets>0.000000000000</mnthlyAvgNetAssets>
        <dailyAvgNetAssets>678708865.000000000000</dailyAvgNetAssets>
        <lineOfCredit hasLineOfCredit="Y">
          <lineOfCreditDetails>
            <lineOfCreditDetail>
              <isCreditLineCommitted>Committed</isCreditLineCommitted>
              <lineOfCreditSize>275000000.000000000000</lineOfCreditSize>
              <lineOfCreditInstitutions>
                <lineOfCreditInstitution creditInstitutionName="Citibank, N.A."/>
              </lineOfCreditInstitutions>
              <sharedCreditType creditType="Shared">
                <creditUser fundName="John Hancock Multifactor Developed International ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Discretionary ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Collateral Trust Fund" secFileNo="811-23027"/>
                <creditUser fundName="John Hancock Classic Value Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Investment Grade Bond Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Government Income Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Multifactor Health Care ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American International Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Asset Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Utilities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Bond Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Equity Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Active Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Multifactor Energy ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Science &amp; Technology Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mutual Shares Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Growth Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Health Sciences Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental All Cap Core Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Equity Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Multifactor Consumer Staples ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Select Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust 500 Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Bond Fund" secFileNo="811-02402"/>
                <creditUser fundName="John Hancock High Yield Municipal Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Regional Bank Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Value Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Seaport Long/Short Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Fundamental Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG International Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Money Market Fund" secFileNo="811-02485"/>
                <creditUser fundName="John Hancock Infrastructure Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Disciplined Value International Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III U.S. Quality Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Mid Cap Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Retirement Income 2040 Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock U.S. Global Leaders Growth Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock California Tax-Free Income Fund" secFileNo="811-05979"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Alternative Asset Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Company Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock High Yield Fund" secFileNo="811-03006"/>
                <creditUser fundName="JHF International Dynamic Growth Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Science &amp; Technology Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Real Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II New Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Mid Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Company Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Growth Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Health Sciences Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Media and Communications ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Fundamental Large Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Funds II Fundamental All Cap Core Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth-Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Global Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Ultra Short Term Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Stock Market Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Income Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Company Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Short Term Government Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Funds II Equity Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Global Thematic Opportunities Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Money Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Investment Quality Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Small Company Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust High Yield Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental Large Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Financial Industries Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Emerging Markets Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Debt Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Blue Chip Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Income Fund" secFileNo="811-04651"/>
                <creditUser fundName="John Hancock Tax-Free Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Financial Industries Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Small Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG All Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Emerging Markets Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Balanced Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds III International Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Global Shareholder Yield Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Blue Chip Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Income Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Absolute Return Currency Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Income Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II U.S. Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Income Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Spectrum Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Utilities ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Short Duration Credit Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Disciplined Alternative Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Emerging Markets ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Mid Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Cap Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II High Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Equity Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Absolute Return Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Global Franchise Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Mid Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Floating Rate Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Diversified Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Asia Pacific Total Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Small Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Technology ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Materials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Industrials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Financials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Large Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock ESG Core Bond Fund" secFileNo="811-03006"/>
              </sharedCreditType>
              <isCreditLineUsed>N</isCreditLineUsed>
            </lineOfCreditDetail>
            <lineOfCreditDetail>
              <isCreditLineCommitted>Committed</isCreditLineCommitted>
              <lineOfCreditSize>137500000.000000000000</lineOfCreditSize>
              <lineOfCreditInstitutions>
                <lineOfCreditInstitution creditInstitutionName="The Bank of Nova Scotia"/>
              </lineOfCreditInstitutions>
              <sharedCreditType creditType="Shared">
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth-Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Global Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Ultra Short Term Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Stock Market Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Income Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Company Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Short Term Government Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Global Thematic Opportunities Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Money Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Investment Quality Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Small Company Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust High Yield Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental Large Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Financial Industries Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Emerging Markets Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Blue Chip Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Income Fund" secFileNo="811-04651"/>
                <creditUser fundName="John Hancock Tax-Free Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Financial Industries Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Small Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG All Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Emerging Markets Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Balanced Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III International Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Global Shareholder Yield Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Income Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Income Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II U.S. Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Income Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Spectrum Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Short Duration Credit Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Disciplined Alternative Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Emerging Markets ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Mid Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Cap Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II High Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Equity Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Absolute Return Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Global Franchise Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Floating Rate Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Diversified Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Asia Pacific Total Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Small Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Technology ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Materials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Industrials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Financials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Developed International ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Discretionary ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Collateral Trust Fund" secFileNo="811-23027"/>
                <creditUser fundName="John Hancock Classic Value Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Investment Grade Bond Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Government Income Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American International Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Asset Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Utilities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Bond Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Equity Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Active Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Science &amp; Technology Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mutual Shares Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Growth Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Health Sciences Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental All Cap Core Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Equity Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Select Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust 500 Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Bond Fund" secFileNo="811-02402"/>
                <creditUser fundName="John Hancock High Yield Municipal Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Regional Bank Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Value Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Seaport Long/Short Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Fundamental Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG International Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Infrastructure Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Disciplined Value International Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III U.S. Quality Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Mid Cap Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Retirement Income 2040 Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Alternative Asset Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Company Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="JHF International Dynamic Growth Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Science &amp; Technology Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Real Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II New Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Mid Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Company Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Growth Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Health Sciences Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Large Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental All Cap Core Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Equity Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Debt Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Blue Chip Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Absolute Return Currency Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Utilities ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Mid Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Large Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Health Care ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Energy ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Staples ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Money Market Fund" secFileNo="811-02485"/>
                <creditUser fundName="John Hancock U.S. Global Leaders Growth Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock California Tax-Free Income Fund" secFileNo="811-05979"/>
                <creditUser fundName="John Hancock High Yield Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Multifactor Media and Communications ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock ESG Core Bond Fund" secFileNo="811-03006"/>
              </sharedCreditType>
              <isCreditLineUsed>N</isCreditLineUsed>
            </lineOfCreditDetail>
            <lineOfCreditDetail>
              <isCreditLineCommitted>Committed</isCreditLineCommitted>
              <lineOfCreditSize>137500000.000000000000</lineOfCreditSize>
              <lineOfCreditInstitutions>
                <lineOfCreditInstitution creditInstitutionName="Royal Bank of Canada"/>
              </lineOfCreditInstitutions>
              <sharedCreditType creditType="Shared">
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth-Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Global Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Ultra Short Term Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Stock Market Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Income Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Company Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Short Term Government Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Global Thematic Opportunities Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Money Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Investment Quality Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Small Company Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust High Yield Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental Large Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Financial Industries Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Emerging Markets Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Blue Chip Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Income Fund" secFileNo="811-04651"/>
                <creditUser fundName="John Hancock Tax-Free Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Financial Industries Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Small Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG All Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Emerging Markets Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Balanced Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III International Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Global Shareholder Yield Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Income Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Income Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II U.S. Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Income Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Spectrum Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Short Duration Credit Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Disciplined Alternative Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Emerging Markets ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Mid Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Cap Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II High Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Equity Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Absolute Return Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Global Franchise Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Floating Rate Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Diversified Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Asia Pacific Total Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Small Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Technology ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Materials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Industrials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Financials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Developed International ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Discretionary ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Collateral Trust Fund" secFileNo="811-23027"/>
                <creditUser fundName="John Hancock Classic Value Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Investment Grade Bond Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Government Income Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American International Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Asset Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Utilities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Bond Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Equity Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Active Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Science &amp; Technology Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mutual Shares Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Growth Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Health Sciences Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental All Cap Core Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Equity Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Select Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust 500 Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Bond Fund" secFileNo="811-02402"/>
                <creditUser fundName="John Hancock High Yield Municipal Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Regional Bank Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Value Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Seaport Long/Short Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Fundamental Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG International Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Infrastructure Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Disciplined Value International Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III U.S. Quality Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Mid Cap Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Retirement Income 2040 Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Alternative Asset Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Company Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="JHF International Dynamic Growth Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Science &amp; Technology Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Real Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II New Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Mid Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Company Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Growth Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Health Sciences Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Large Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental All Cap Core Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Equity Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Debt Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Blue Chip Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Absolute Return Currency Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Utilities ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Mid Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Large Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Health Care ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Energy ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Staples ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Money Market Fund" secFileNo="811-02485"/>
                <creditUser fundName="John Hancock U.S. Global Leaders Growth Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock California Tax-Free Income Fund" secFileNo="811-05979"/>
                <creditUser fundName="John Hancock High Yield Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Multifactor Media and Communications ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock ESG Core Bond Fund" secFileNo="811-03006"/>
              </sharedCreditType>
              <isCreditLineUsed>N</isCreditLineUsed>
            </lineOfCreditDetail>
            <lineOfCreditDetail>
              <isCreditLineCommitted>Committed</isCreditLineCommitted>
              <lineOfCreditSize>100000000.000000000000</lineOfCreditSize>
              <lineOfCreditInstitutions>
                <lineOfCreditInstitution creditInstitutionName="State Street Bank and Trust Company"/>
              </lineOfCreditInstitutions>
              <sharedCreditType creditType="Shared">
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth-Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Global Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Ultra Short Term Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Stock Market Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Income Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Company Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Short Term Government Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Global Thematic Opportunities Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Money Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Investment Quality Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Small Company Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust High Yield Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental Large Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Financial Industries Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Emerging Markets Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Blue Chip Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Income Fund" secFileNo="811-04651"/>
                <creditUser fundName="John Hancock Tax-Free Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Financial Industries Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Small Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG All Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Emerging Markets Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Balanced Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III International Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Global Shareholder Yield Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Income Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Income Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II U.S. Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Income Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Spectrum Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Short Duration Credit Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Disciplined Alternative Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Emerging Markets ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Mid Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Cap Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II High Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Equity Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Absolute Return Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Global Franchise Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Floating Rate Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Diversified Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Asia Pacific Total Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Small Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Technology ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Materials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Industrials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Financials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Developed International ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Discretionary ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Collateral Trust Fund" secFileNo="811-23027"/>
                <creditUser fundName="John Hancock Classic Value Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Investment Grade Bond Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Government Income Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American International Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Asset Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Utilities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Bond Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Equity Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Active Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Science &amp; Technology Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mutual Shares Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Growth Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Health Sciences Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental All Cap Core Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Equity Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Select Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust 500 Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Bond Fund" secFileNo="811-02402"/>
                <creditUser fundName="John Hancock High Yield Municipal Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Regional Bank Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Value Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Seaport Long/Short Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Fundamental Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG International Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Infrastructure Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Disciplined Value International Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III U.S. Quality Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Mid Cap Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Retirement Income 2040 Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Alternative Asset Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Company Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="JHF International Dynamic Growth Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Science &amp; Technology Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Real Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II New Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Mid Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Company Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Growth Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Health Sciences Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Large Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental All Cap Core Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Equity Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Debt Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Blue Chip Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Absolute Return Currency Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Utilities ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Mid Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Large Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Health Care ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Energy ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Staples ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Money Market Fund" secFileNo="811-02485"/>
                <creditUser fundName="John Hancock U.S. Global Leaders Growth Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock California Tax-Free Income Fund" secFileNo="811-05979"/>
                <creditUser fundName="John Hancock High Yield Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Multifactor Media and Communications ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock ESG Core Bond Fund" secFileNo="811-03006"/>
              </sharedCreditType>
              <isCreditLineUsed>N</isCreditLineUsed>
            </lineOfCreditDetail>
            <lineOfCreditDetail>
              <isCreditLineCommitted>Committed</isCreditLineCommitted>
              <lineOfCreditSize>100000000.000000000000</lineOfCreditSize>
              <lineOfCreditInstitutions>
                <lineOfCreditInstitution creditInstitutionName="Wells Fargo Bank National Association"/>
              </lineOfCreditInstitutions>
              <sharedCreditType creditType="Shared">
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Managed Volatility Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth-Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Global Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Ultra Short Term Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Stock Market Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Income Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Company Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Short Term Government Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Global Thematic Opportunities Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Money Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Investment Quality Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Small Company Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust High Yield Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental Large Cap Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Financial Industries Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Emerging Markets Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Blue Chip Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Income Fund" secFileNo="811-04651"/>
                <creditUser fundName="John Hancock Tax-Free Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Financial Industries Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Small Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG All Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Emerging Markets Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Balanced Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III International Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Global Shareholder Yield Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Income Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Growth Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Balanced Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Income Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II U.S. Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Income Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Spectrum Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Short Duration Credit Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Disciplined Alternative Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Emerging Markets ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Funds II Mid Cap Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Cap Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II High Yield Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Equity Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Absolute Return Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Global Franchise Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Floating Rate Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Diversified Strategies Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Asia Pacific Total Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Small Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Technology ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Materials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Industrials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Financials ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Developed International ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Discretionary ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Collateral Trust Fund" secFileNo="811-23027"/>
                <creditUser fundName="John Hancock Classic Value Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock Investment Grade Bond Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Government Income Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Moderate Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Growth Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Conservative Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Balanced Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Lifestyle Aggressive Portfolio" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American International Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Growth Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust American Asset Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Utilities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Total Bond Market Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Strategic Equity Allocation Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Active Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Opportunities Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Small Cap Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Science &amp; Technology Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mutual Shares Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Mid Cap Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust International Growth Stock Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Health Sciences Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Global Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Fundamental All Cap Core Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Equity Income Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Capital Appreciation Value Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust Select Bond Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Variable Insurance Trust 500 Index Trust" secFileNo="811-04146"/>
                <creditUser fundName="John Hancock Bond Fund" secFileNo="811-02402"/>
                <creditUser fundName="John Hancock High Yield Municipal Bond Fund" secFileNo="811-05968"/>
                <creditUser fundName="John Hancock Regional Bank Fund" secFileNo="811-03999"/>
                <creditUser fundName="John Hancock Value Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Seaport Long/Short Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Fundamental Large Cap Core Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock ESG International Equity Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Infrastructure Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Disciplined Value International Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds III U.S. Quality Growth Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds III Disciplined Value Mid Cap Fund" secFileNo="811-21777"/>
                <creditUser fundName="John Hancock Funds II Retirement Income 2040 Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2055 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2045 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2035 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2025 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2015 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2060 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2050 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2040 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2030 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2020 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager 2010 Lifetime Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2060 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2050 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2040 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2030 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index 2020 Preservation Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Moderate Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multi-Index Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Conservative Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Multimanager Lifestyle Aggressive Portfolio" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Alternative Asset Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Strategic Equity Allocation Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Company Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Small Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="JHF International Dynamic Growth Fund" secFileNo="811-00560"/>
                <creditUser fundName="John Hancock Funds II Science &amp; Technology Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Real Return Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II New Opportunities Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Mid Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Small Company Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II International Growth Stock Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Health Sciences Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Global Bond Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental Large Cap Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Fundamental All Cap Core Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Equity Income Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Emerging Markets Debt Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Capital Appreciation Value Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Blue Chip Growth Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Funds II Absolute Return Currency Fund" secFileNo="811-21779"/>
                <creditUser fundName="John Hancock Multifactor Utilities ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Mid Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Large Cap ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Health Care ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Energy ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Multifactor Consumer Staples ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock Money Market Fund" secFileNo="811-02485"/>
                <creditUser fundName="John Hancock U.S. Global Leaders Growth Fund" secFileNo="811-01677"/>
                <creditUser fundName="John Hancock California Tax-Free Income Fund" secFileNo="811-05979"/>
                <creditUser fundName="John Hancock High Yield Fund" secFileNo="811-03006"/>
                <creditUser fundName="John Hancock Multifactor Media and Communications ETF" secFileNo="811-22733"/>
                <creditUser fundName="John Hancock ESG Core Bond Fund" secFileNo="811-03006"/>
              </sharedCreditType>
              <isCreditLineUsed>N</isCreditLineUsed>
            </lineOfCreditDetail>
          </lineOfCreditDetails>
        </lineOfCredit>
        <isInterfundLending>N</isInterfundLending>
        <isInterfundBorrowing>N</isInterfundBorrowing>
        <isSwingPricing>N</isSwingPricing>
      </managementInvestmentQuestion>
    </managementInvestmentQuestionSeriesInfo>
    <exchangeSeriesInfo/>
    <attachmentsTab>
      <isIPAReportInternalControl>true</isIPAReportInternalControl>
      <isInfoRequiredEO>true</isInfoRequiredEO>
    </attachmentsTab>
    <signature registrantSignedName="John Hancock Current Interest" signedDate="2020-06-08" signature="Sal Schiavione" title="Treasurer"/>
  </formData>
</edgarSubmission>
