Condensed Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income	$ 1,089	$ 1,065	$ 3,273	$ 3,020
Interest expense	255	244	781	717
Net interest income	834	821	2,492	2,303
Provision for finance receivable losses	231	282	1,186	836
Net interest income after provision for finance receivable losses	603	539	1,306	1,467
Other revenues:
Insurance	109	117	334	341
Investment	17	21	56	71
Net loss on repurchase and repayment of debt	(38)	(2)	(38)	(35)
Net gain on sale of real estate loans	0	0	0	3
Other	13	20	38	80
Total other revenues	101	156	390	460
Other expenses:
Salaries and benefits	186	205	568	609
Other operating expenses	134	146	425	422
Insurance policy benefits and claims	43	47	201	141
Total other expenses	363	398	1,194	1,172
Income (loss) before income tax expense (benefit)	341	297	502	755
Income tax expense (benefit)	91	49	131	161
Net income	$ 250	$ 248	$ 371	$ 594
Weighted average number of shares outstanding:
Basic (in shares)	134,321,929	136,095,481	134,847,170	136,060,832
Diluted (in shares)	134,507,549	136,376,051	134,999,487	136,272,391
Earnings per share:
Basic (in dollars per share)	$ 1.86	$ 1.82	$ 2.75	$ 4.36
Diluted (in dollars per share)	$ 1.86	$ 1.82	$ 2.75	$ 4.36
OMFC
Interest income	$ 1,089	$ 1,065	$ 3,273	$ 3,020
Interest expense	255	247	781	719
Net interest income	834	818	2,492	2,301
Provision for finance receivable losses	231	282	1,186	836
Net interest income after provision for finance receivable losses	603	536	1,306	1,465
Other revenues:
Insurance	109	117	334	341
Investment	17	21	56	71
Net loss on repurchase and repayment of debt	(38)	(2)	(38)	(35)
Net gain on sale of real estate loans	0	0	0	3
Other	13	20	38	88
Total other revenues	101	156	390	468
Other expenses:
Salaries and benefits	186	205	568	609
Other operating expenses	134	145	425	421
Insurance policy benefits and claims	43	47	201	141
Total other expenses	363	397	1,194	1,171
Income (loss) before income tax expense (benefit)	341	295	502	762
Income tax expense (benefit)	91	51	131	165
Net income	$ 250	$ 244	$ 371	$ 597