Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 1,944	$ 1,227
Investment securities (includes available-for-sale securities with a fair value of $1.8 billion and an amortized cost basis of $1.7 billion in 2020)	1,882	1,884
Net finance receivables (includes loans of consolidated VIEs of $9.4 billion in 2020 and $8.4 billion in 2019)	17,817	18,389
Unearned insurance premium and claim reserves	(778)	(793)
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.2 billion in 2020 and $340 million in 2019)	(2,324)	(829)
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses	14,715	16,767
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $479 million in 2020 and $400 million in 2019)	497	405
Goodwill	1,422	1,422
Other intangible assets	315	343
Other assets	1,082	769
Total assets	21,857	22,817
Liabilities and Shareholders’ Equity
Long-term debt (includes debt of consolidated VIEs of $8.4 billion in 2020 and $7.6 billion in 2019)	17,531	17,212
Insurance claims and policyholder liabilities	620	649
Deferred and accrued taxes	55	34
Other liabilities	528	592
Total liabilities	18,734	18,487
Contingencies (Note 14)
Shareholders’ equity:
Common stock	1	1
Additional paid-in capital	1,651	1,689
Accumulated other comprehensive income	79	44
Retained earnings	1,392	2,596
Total shareholders’ equity	3,123	4,330
Total liabilities and shareholders’ equity	21,857	22,817
OMFC
Assets
Cash and cash equivalents	1,944	1,227
Investment securities (includes available-for-sale securities with a fair value of $1.8 billion and an amortized cost basis of $1.7 billion in 2020)	1,882	1,884
Net finance receivables (includes loans of consolidated VIEs of $9.4 billion in 2020 and $8.4 billion in 2019)	17,817	18,389
Unearned insurance premium and claim reserves	(778)	(793)
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.2 billion in 2020 and $340 million in 2019)	(2,324)	(829)
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses	14,715	16,767
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $479 million in 2020 and $400 million in 2019)	497	405
Goodwill	1,422	1,422
Other intangible assets	315	343
Other assets	1,081	768
Total assets	21,856	22,816
Liabilities and Shareholders’ Equity
Long-term debt (includes debt of consolidated VIEs of $8.4 billion in 2020 and $7.6 billion in 2019)	17,531	17,212
Insurance claims and policyholder liabilities	620	649
Deferred and accrued taxes	57	35
Other liabilities	526	595
Total liabilities	18,734	18,491
Contingencies (Note 14)
Shareholders’ equity:
Common stock	5	5
Additional paid-in capital	1,895	1,888
Accumulated other comprehensive income	79	44
Retained earnings	1,143	2,388
Total shareholders’ equity	3,122	4,325
Total liabilities and shareholders’ equity	$ 21,856	$ 22,816

Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances, as well as the carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations and other non-income based tax obligations due.

No definition available.