Condensed Consolidated Statements of Cash Flows - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities
Net income	$ 121	$ 346
Reconciling adjustments:
Provision for finance receivable losses	954	554
Depreciation and amortization	130	138
Deferred income tax charge (benefit)	(69)	21
Net loss on repurchase and repayment of debt	0	33
Share-based compensation expense, net of forfeitures	10	7
Other	5	(10)
Cash flows due to changes in other assets and other liabilities	53	56
Net cash provided by operating activities	1,204	1,145
Cash flows from investing activities
Net principal collections (originations) of finance receivables held for investment and held for sale	64	(1,400)
Proceeds on sale of finance receivables held for sale originated as held for investment	0	19
Available-for-sale securities purchased	(207)	(317)
Available-for-sale securities called, sold, and matured	262	336
Other securities purchased	(6)	(5)
Other securities called, sold, and matured	8	15
Other, net	(15)	5
Net cash provided by (used for) investing activities	106	(1,347)
Cash flows from financing activities
Proceeds from issuance of long-term debt, net of commissions	5,456	3,159
Repayment of long-term debt	(4,689)	(2,856)
Cash dividends	(431)	(68)
Common stock repurchased and retired	(45)	0
Withholding tax on share-based compensation	(6)	(5)
Net cash provided by (used in) financing activities	285	230
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents	1,595	28
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	1,632	1,178
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	3,227	1,206
Supplemental cash flow information
Total cash and cash equivalents and restricted cash and restricted cash equivalents	3,227	1,206
Cash paid for amounts included in the measurement of operating lease liabilities	29	29
Supplemental non-cash activities
Right-of-use assets obtained in exchange for operating lease obligations	22	177
Non-cash contribution of SCLH	0	22
OMFC
Cash flows from operating activities
Net income	121	353
Reconciling adjustments:
Provision for finance receivable losses	954	554
Depreciation and amortization	130	138
Deferred income tax charge (benefit)	(69)	19
Net loss on repurchase and repayment of debt	0	33
Share-based compensation expense, net of forfeitures	10	7
Other	5	(10)
Cash flows due to changes in other assets and other liabilities	49	60
Net cash provided by operating activities	1,200	1,154
Cash flows from investing activities
Net principal collections (originations) of finance receivables held for investment and held for sale	64	(1,400)
Proceeds on sale of finance receivables held for sale originated as held for investment	0	19
Cash advances on intercompany notes receivables	0	(3)
Proceeds from repayments of principal on intercompany note to parent	0	3
Available-for-sale securities purchased	(207)	(317)
Available-for-sale securities called, sold, and matured	262	336
Other securities purchased	(6)	(5)
Other securities called, sold, and matured	8	15
Other, net	(15)	5
Net cash provided by (used for) investing activities	106	(1,347)
Cash flows from financing activities
Proceeds from issuance of long-term debt, net of commissions	5,456	3,159
Repayment of long-term debt	(4,689)	(2,856)
Cash dividends	(45)
Payments on intercompany note payable	0	(6)
Withholding tax on share-based compensation	(6)	(5)
Net cash provided by (used in) financing activities	289	236
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents	1,595	43
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	1,632	1,162
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	3,227	1,205
Supplemental cash flow information
Total cash and cash equivalents and restricted cash and restricted cash equivalents	3,227	1,205
Cash paid for amounts included in the measurement of operating lease liabilities	29	29
Supplemental non-cash activities
Right-of-use assets obtained in exchange for operating lease obligations	22	177
SCLH | OMFC
Cash flows from financing activities
Cash contribution of related party	0	12
OMH | OMFC
Cash flows from financing activities
Cash dividends	$ (472)	$ (68)