Segment Information (Tables)

6 Months Ended

Jun. 30, 2020

Segment Reporting [Abstract]

Information about the Company's segments

The following tables present information about C&I and Other, as well as reconciliations to the consolidated financial statement amounts.

(dollars in millions)	Consumer and Insurance		Other		Segment to GAAP Adjustment		Consolidated Total
Three Months Ended June 30, 2020
Interest income	$	1,074	$	1	$	2	$	1,077
Interest expense	266		1		4		271
Provision for finance receivable losses	422		—		1		423
Net interest income after provision for finance receivable losses	386		—		(3)		383
Other revenues	144		4		—		148
Other expenses	402		5		6		413
Income (loss) before income tax expense (benefit)	$	128	$	(1)	$	(9)	$	118

Three Months Ended June 30, 2019
Interest income	$	999	$	2	$	(1)	$	1,000
Interest expense	232		1		5		238
Provision for finance receivable losses	263		—		5		268
Net interest income after provision for finance receivable losses	504		1		(11)		494
Other revenues	144		12		—		156
Other expenses	378		10		6		394
Income before income tax expense	$	270	$	3	$	(17)	$	256

(dollars in millions)	Consumer and Insurance		Other		Segment to GAAP Adjustment		Consolidated Total
At or for the Six Months Ended June 30, 2020
Interest income	$	2,174	$	3	$	7	$	2,184
Interest expense	515		2		10		527
Provision for finance receivable losses	952		—		2		954
Net interest income after provision for finance receivable losses	707		1		(5)		703
Other revenues	281		9		(1)		289
Other expenses	809		12		10		831
Income (loss) before income tax expense (benefit)	$	179	$	(2)	$	(16)	$	161
Assets	$	20,389	$	70	$	2,049	$	22,508

At or for the Six Months Ended June 30, 2019
Interest income	$	1,953	$	5	$	(3)	$	1,955
Interest expense	462		3		8		473
Provision for finance receivable losses	539		—		15		554
Net interest income after provision for finance receivable losses	952		2		(26)		928
Other revenues *	290		21		(7)		304
Other expenses	740		23		11		774
Income before income tax expense	$	502	$	—	$	(44)	$	458
Assets	$	18,872	$	87	$	2,058	$	21,017

* Other revenues in Other include the gain on the February 2019 Real Estate Loan Sale as well as the impairment adjustments on the remaining loans in held for sale in 2019.