XML 83 R52.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Finance Receivable Losses (Details) (USD $)
3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Dec. 31, 2012
Adjustment
Revision of allowance for finance receivable losses
Sep. 30, 2013
Personal loans
Mar. 31, 2013
Personal loans
Sep. 30, 2012
Personal loans
Sep. 30, 2013
Personal loans
Sep. 30, 2012
Personal loans
Mar. 31, 2013
Personal loans
Change in charge-off policy
Adjustment
Sep. 30, 2013
Real Estate Loans
Sep. 30, 2012
Real Estate Loans
Sep. 30, 2013
Real Estate Loans
Sep. 30, 2012
Real Estate Loans
Sep. 30, 2013
Real Estate Loans
Non-credit impaired finance receivables
Sep. 30, 2012
Real Estate Loans
Non-credit impaired finance receivables
Sep. 30, 2013
Real Estate Loans
Non-credit impaired finance receivables
Sep. 30, 2012
Real Estate Loans
Non-credit impaired finance receivables
Sep. 30, 2013
Real Estate Loans
Purchased credit impaired finance receivables
Sep. 30, 2012
Real Estate Loans
Purchased credit impaired finance receivables
Sep. 30, 2013
Real Estate Loans
Purchased credit impaired finance receivables
Sep. 30, 2012
Real Estate Loans
Purchased credit impaired finance receivables
Sep. 30, 2013
Real Estate Loans
TDR finance receivables
Sep. 30, 2012
Real Estate Loans
TDR finance receivables
Sep. 30, 2013
Real Estate Loans
TDR finance receivables
Sep. 30, 2012
Real Estate Loans
TDR finance receivables
Sep. 30, 2013
Retail Sales Finance
Sep. 30, 2012
Retail Sales Finance
Sep. 30, 2013
Retail Sales Finance
Sep. 30, 2012
Retail Sales Finance
Changes in the allowance for finance receivable losses by finance receivable type                                                                
Balance at beginning of period $ 245,610,000 $ 91,673,000 $ 180,136,000 $ 72,000,000     $ 60,250,000 $ 66,580,000 $ 41,431,000 $ 66,580,000 $ 39,522,000   $ 184,440,000 $ 49,051,000 $ 111,296,000 $ 31,471,000                         $ 920,000 $ 1,191,000 $ 2,260,000 $ 1,007,000
Provision for finance receivable losses 97,414,000 90,836,000 262,142,000 227,430,000     39,685,000   29,010,000 64,282,000 69,731,000   55,886,000 59,308,000 202,094,000 148,509,000 17,808,000 19,501,000 62,968,000 69,924,000 21,210,000 18,015,000 60,511,000 37,365,000 16,868,000 21,792,000 78,615,000 41,220,000 1,843,000 2,518,000 (4,234,000) 9,190,000
Charge-offs (67,292,000) (62,278,000) (233,560,000) (205,505,000)     (32,527,000) (13,300,000) (26,797,000) (106,161,000) (82,035,000) (13,300,000) (32,733,000) (31,432,000) (120,061,000) (107,496,000)                         (2,032,000) (4,049,000) (7,338,000) (15,974,000)
Recoveries 3,753,000 12,837,000 70,767,000 40,444,000     2,135,000   7,865,000 44,842,000 25,398,000   1,324,000 2,545,000 15,588,000 6,988,000                         294,000 2,427,000 10,337,000 8,058,000
Transfers to finance receivables held for sale       (1,301,000)             (1,107,000)                                         (194,000)
Balance at end of period 279,485,000 133,068,000 279,485,000 133,068,000     69,543,000   51,509,000 69,543,000 51,509,000   208,917,000 79,472,000 208,917,000 79,472,000                         1,025,000 2,087,000 1,025,000 2,087,000
Number of days past due before which a loan is charged off to the allowance for finance receivable losses                       180 days                                        
Minimum percentage of original loan amount to be received before charge-off (as a percent)               0.05                                                
Recoveries resulting from sale of previously charged-off finance receivables     41,200,000             25,400,000         9,900,000                               5,900,000  
Transfers to finance receivables held for sale which have a specific allowance     77,800,000                                                          
Amount of allowance for finance receivable losses associated with securitizations 87,800,000   87,800,000   14,700,000 4,700,000                                                    
Carrying value charged-off for purchased credit impaired loans                                                                
Purchased credit impaired finance receivables                         $ 9,873,000 $ 9,362,000 $ 31,501,000 $ 28,712,000