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Condensed Consolidated Statements of Operations (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest income:        
Finance charges $ 417,627 $ 416,855 $ 1,235,483 $ 1,269,966
Finance receivables held for sale originated as held for investment   346   2,740
Total interest income 417,627 417,201 1,235,483 1,272,706
Interest expense 205,036 267,085 646,932 823,334
Net interest income 212,591 150,116 588,551 449,372
Provision for finance receivable losses 97,414 90,836 262,142 227,430
Net interest income after provision for finance receivable losses 115,177 59,280 326,409 221,942
Other revenues:        
Insurance 38,277 31,719 107,144 93,042
Investment 6,756 5,747 26,291 21,378
Net loss on repurchases and repayments of debt (34,503) (10,670) (34,558) (11,750)
Other 5,514 1,853 20,874 (19,204)
Total other revenues 16,044 28,649 119,751 83,466
Operating expenses:        
Salaries and benefits 209,625 78,122 363,163 241,114
Other operating expenses 52,110 71,774 151,034 214,157
Restructuring expenses       23,503
Insurance losses and loss adjustment expenses 16,550 15,152 47,650 42,302
Total other expenses 278,285 165,048 561,847 521,076
Loss before benefit from income taxes (147,064) (77,119) (115,687) (215,668)
Benefit from income taxes (55,669) (27,146) (42,001) (74,490)
Net loss $ (91,395) $ (49,973) $ (73,686) $ (141,178)