Schedule I

SPRINGLEAF FINANCE CORPORATION

Condensed Balance Sheets

	Successor
(dollars in thousands)	Company
December 31,	2012		2011

Assets

Cash and cash equivalents	$	507,099	$	194,335
Investment in subsidiaries	2,413,015		2,440,953
Receivable from parent and affiliates	4,237,531		6,699,798
Notes receivable from parent and affiliates	1,000,285		717,988
Other assets	43,120		101,341

Total assets	$	8,201,050	$	10,154,415


Liabilities and Shareholder’s Equity

Long-term debt, 3.25% - 9.00%, due 2013 - 2067	$	5,710,729	$	7,916,289
Payable to affiliate	465,262		-
Deferred and accrued taxes	694,761		709,056
Other liabilities	67,105		120,271
Total liabilities	6,937,857		8,745,616

Shareholder’s equity:
Common stock	5,080		5,080
Additional paid-in capital	256,012		236,076
Other equity	29,606		(25,538		)
Retained earnings	972,495		1,193,181
Total shareholder’s equity	1,263,193		1,408,799

Total liabilities and shareholder’s equity	$	8,201,050	$	10,154,415

See Notes to Condensed Financial Statements.

SPRINGLEAF FINANCE CORPORATION

Condensed Statements of Operations

	Successor									Predecessor
	Company									Company
							One Month			Eleven Months
	Year Ended			Year Ended			Ended			Ended
	December 31,			December 31,			December 31,			November 30,
(dollars in thousands)	2012			2011			2010			2010

Interest received from affiliates	$	502,106		$	682,026		$	63,439		$	789,271

Interest expense	481,509			584,874			58,883			713,660

Net interest income	20,597			97,152			4,556			75,611

Other revenues:
Dividends received from subsidiaries	258,836			65,000			5,000			23,122
Other	5,647			7,205			4,123			83,086
Total other revenues	264,483			72,205			9,123			106,208

Operating expenses	8,585			1,485			233			654

Income before provision for (benefit from) income taxes and equity in undistributed (overdistributed) net income of subsidiaries	276,495			167,872			13,446			181,165

Provision for (benefit from) income taxes	6,181			36,005			(7,595		)	891

Income before equity in undistributed (overdistributed) net income of subsidiaries	270,314			131,867			21,041			180,274

Equity in undistributed (overdistributed) net income of subsidiaries	(491,000		)	(356,590		)	1,441,863			(184,728		)

Net income (loss)	$	(220,686	)	$	(224,723	)	$	1,462,904		$	(4,454	)

See Notes to Condensed Financial Statements.

SPRINGLEAF FINANCE CORPORATION

Condensed Statements of Cash Flows

	Successor									Predecessor
	Company									Company
							One Month			Eleven Months
	Year Ended			Year Ended			Ended			Ended
	December 31,			December 31,			December 31,			November 30,
(dollars in thousands)	2012			2011			2010			2010

Cash flows from operating activities
Net income (loss)	$	(220,686	)	$	(224,723	)	$	1,462,904		$	(4,454	)
Reconciling adjustments:
Equity in overdistributed (undistributed) net income of subsidiaries	491,000			356,590			(1,441,863		)	184,728
Deferred income tax charge (benefit)	(37,767		)	11,817			(10,516		)	-
Gain on early extinguishment of secured term loan	-			(10,664		)	-			-
Change in other assets and other liabilities	51,066			(63,598		)	(154,115		)	17,768
Change in taxes receivable and payable	22,409			(247,772		)	148,351			(2,675		)
Change in restricted cash	(846		)	(904		)	(399		)	1,281
Other, net	2,229			13,098			12,160			12,936
Net cash provided by (used for) operating activities	307,405			(166,156		)	16,522			209,584

Cash flows from investing activities
Principal collections on finance receivables	-			-			-			234,590
Capital contributions to subsidiaries, net of return of capital	(118,996		)	(44,559		)	(143,247		)	(545,018		)
Change in receivable from parent and affiliates	2,462,267			3,120,178			325,191			4,223,816
Change in notes receivable from parent and affiliates	(282,297		)	(192,885		)	(10,228		)	1,540,342
Other, net	-			-			-			2
Net cash provided by investing activities	2,060,974			2,882,734			171,716			5,453,732

Cash flows from financing activities
Repayment of long-term debt	(2,541,877		)	(3,034,580		)	(81,704		)	(4,059,799		)
Change in short-term debt	465,262			(399,307		)	(115,490		)	(1,785,662		)
Capital contributions from parent	21,000			10,500			10,500			21,929
Dividends	-			(45,000		)	-			-
Net cash used for financing activities	(2,055,615		)	(3,468,387		)	(186,694		)	(5,823,532		)

Increase (decrease) in cash and cash equivalents	312,764			(751,809		)	1,544			(160,216		)
Cash and cash equivalents at beginning of period	194,335			946,144			944,600			1,104,816
Cash and cash equivalents at end of period	$	507,099		$	194,335		$	946,144		$	944,600

See Notes to Condensed Financial Statements.

SPRINGLEAF FINANCE CORPORATION

Notes to Condensed Financial Statements

December 31, 2012

1. Accounting Policies

SLFC records its investments in subsidiaries at cost plus the equity in (overdistributed) undistributed net income of subsidiaries since the date of incorporation or, if purchased, the date of the acquisition. You should read the condensed financial statements of the registrant in conjunction with SLFC’s consolidated financial statements.

2. Receivable from Subsidiaries

SLFC provides funding to most of its finance subsidiaries for lending activities. SLFC charges these subsidiaries for this funding based on its interest rate plus a spread.

3. Long-term Debt

Principal maturities of long-term debt for the five years after December 31, 2012 were as follows: 2013, $1.5 billion; 2014, $358.0 million; 2015, $797.7 million; 2016, $375.0 million; and 2017, $3.3 billion.

4. Subsidiary Debt Guarantee

One SLFC subsidiary is required to maintain a $1.0 million direct committed line of credit to comply with state regulations. SLFC guarantees any borrowings under this line of credit. The subsidiary has not borrowed under this line of credit.

One SLFC subsidiary is required to maintain a $100,000 direct committed line of credit to comply with state regulations. The subsidiary has not borrowed under this line of credit.

SLFC guarantees the bank borrowings of CommoLoCo, Inc., SLFC’s consumer financial services subsidiary that conducts business in Puerto Rico and the U.S. Virgin Islands. SLFC would be required to repay this debt if CommoLoCo, Inc.’s cash flows from operations and new debt issuances become inadequate. At December 31, 2012 and 2011, CommoLoCo, Inc. had no bank borrowings outstanding.