Segment Information (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Segment Reporting Information [Line Items]
Number of reportable segments			3
Segment reporting, measurement differences between segment and consolidated profit (loss)			The Company has no reportable differences between segments and consolidated operations.
Premiums	$ 43,834	$ 41,596	$ 84,774	$ 80,692
Net investment income	9,265	7,612	17,654	15,189
Realized investment gains, net	82	246	113	344
Decrease in fair value of warrants	0	37	0	73
Other income	427	111	613	209
Total revenue	53,608	49,602	103,154	96,507
Claims and surrenders	16,660	16,109	31,466	30,863
Increase in future policy benefit reserves	17,896	16,751	34,855	30,892
Policyholders' dividends	2,235	2,281	4,309	4,155
Total insurance benefits paid or provided	36,791	35,141	70,630	65,910
Commissions	10,429	9,731	19,487	18,395
Other general expenses	7,342	6,342	14,041	12,958
Capitalization of deferred policy acquisition costs	(7,672)	(7,044)	(14,034)	(12,983)
Amortization of deferred policy acquisition costs	4,363	4,433	8,989	8,559
Amortization of cost of customer relationships acquired	560	660	1,138	1,236
Total benefits and expenses	51,813	49,263	100,251	94,075
Income (loss) before income tax expense	1,795	339	2,903	2,432
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	32,850	30,601	62,967	58,770
Net investment income	5,584	4,253	10,488	8,411
Realized investment gains, net	81	187	81	189
Decrease in fair value of warrants		0		0
Other income	351	75	414	132
Total revenue	38,866	35,116	73,950	67,502
Claims and surrenders	11,429	10,772	20,767	20,699
Increase in future policy benefit reserves	17,047	16,201	33,089	29,419
Policyholders' dividends	2,216	2,268	4,275	4,130
Total insurance benefits paid or provided	30,692	29,241	58,131	54,248
Commissions	6,697	5,990	12,276	11,012
Other general expenses	2,928	2,411	5,780	5,331
Capitalization of deferred policy acquisition costs	(6,170)	(5,507)	(11,256)	(10,019)
Amortization of deferred policy acquisition costs	3,870	3,749	7,855	7,400
Amortization of cost of customer relationships acquired	154	184	321	393
Total benefits and expenses	38,171	36,068	73,107	68,365
Income (loss) before income tax expense	695	(952)	843	(863)
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	10,984	10,995	21,807	21,922
Net investment income	3,341	3,075	6,521	6,230
Realized investment gains, net	1	40	31	127
Decrease in fair value of warrants		0		0
Other income	46	6	136	12
Total revenue	14,372	14,116	28,495	28,291
Claims and surrenders	5,231	5,337	10,699	10,164
Increase in future policy benefit reserves	849	550	1,766	1,473
Policyholders' dividends	19	13	34	25
Total insurance benefits paid or provided	6,099	5,900	12,499	11,662
Commissions	3,732	3,741	7,211	7,383
Other general expenses	3,225	3,006	6,491	5,970
Capitalization of deferred policy acquisition costs	(1,502)	(1,537)	(2,778)	(2,964)
Amortization of deferred policy acquisition costs	493	684	1,134	1,159
Amortization of cost of customer relationships acquired	406	476	817	843
Total benefits and expenses	12,453	12,270	25,374	24,053
Income (loss) before income tax expense	1,919	1,846	3,121	4,238
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0	0	0
Net investment income	340	284	645	548
Realized investment gains, net	0	19	1	28
Decrease in fair value of warrants		37		73
Other income	30	30	63	65
Total revenue	370	370	709	714
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	1,189	925	1,770	1,657
Capitalization of deferred policy acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	1,189	925	1,770	1,657
Income (loss) before income tax expense	$ (819)	$ (555)	$ (1,061)	$ (943)