Summary of Significant Accounting Policies Financial Statements (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Participating Policies, Additional Income Allocated	$ 0.608	$ 0.592
Goodwill	17,160,000	17,160,000	17,160,000
Intangible Assets Arising from Insurance Contracts Acquired in Business Combination	25,116,000	27,945,000	31,631,000	34,728,000
Intangible Assets Arising from Insurance Contracts Acquired in Business Combination, Additions	0	0	0
Intangibles Assets Arising from Insurance Contracts Acquired in Business Combination, Amortization Expense	(2,467,000)	(2,998,000)	(3,058,000)
Intangible Assets Arising from Insurance Contracts Acquired in Business Combination, Impairment Write-down		0	0
Intangible Assets Arising from Insurance Contracts Acquired in Business Combination, Period Increase (Decrease)	(362,000)	(688,000)	(39,000)
Deferred Policy Acquisition Costs, Net	135,569,000	124,542,000	113,761,000	104,888,000
Deferred Policy Acquisition Costs, Additions	29,074,000	27,826,000	26,172,000
Amortization of deferred policy acquisition costs	(17,845,000)	(16,848,000)	(17,293,000)
Deferred Policy Acquisition Cost, Amortization Expense, Effect of Adjustments to Estimated Gross Profit	(202,000)	(197,000)	(6,000)
first year commissions, percentage of capitalized deferred acquisition costs	90.00%
Statutory deposit with state insurance departments	10,200,000	10,500,000
Reduction in commissions payable	400,000
New business expense, percentage of capitalized deferred acquisition costs	10.00%
Deferred acquisition costs	135,569,000	124,542,000
Restatement Adjustment [Member]
Amortization of deferred policy acquisition costs		1,772,000	547,000
Deferred acquisition costs		(11,758,000)
Life Insurance Segment [Member]
Goodwill	12,600,000
Amortization of deferred policy acquisition costs	(15,077,000)	(13,769,000)	(15,856,000)
Home Service Insurance Segment [Member]
Goodwill	4,500,000
Amortization of deferred policy acquisition costs	(2,768,000)	(3,079,000)	(1,437,000)
Minimum [Member]
Annuity Credit Rate Associated with Amortization Method of Present Value of Future Insurance Profits	3.00%
Interest Accrual Rate Associated with Amortization Method of Present Value of Future Insurance Profits	4.00%
Weighted Average Discount Rate, Percent	3.20%
Maximum [Member]
Annuity Credit Rate Associated with Amortization Method of Present Value of Future Insurance Profits	5.50%
Interest Accrual Rate Associated with Amortization Method of Present Value of Future Insurance Profits	8.30%
Weighted Average Discount Rate, Percent	8.00%
Over Three Years [Member] | Minimum [Member]
Weighted Average Discount Rate Percent, Future Scaling Rate	3.20%
Over Three Years [Member] | Maximum [Member]
Weighted Average Discount Rate Percent, Future Scaling Rate	4.00%
Fifteen Years and After [Member] | Maximum [Member]
Weighted Average Discount Rate Percent, Future Scaling Rate	5.00%
Warrants Associated with Series A-1 Preferred Stock [Member]
Stock Issued During Period Shares Warrants Exercised		255,216
Warrants Associated with Series A-1 Preferred Stock, Not exercised or Expired on July 12, 2011 [Member]
Stock Issued During Period Shares Warrants Exercised		9,487
Warrants Associated with Series A-2 Preferred Stock [Member]
Stock Issued During Period Shares Warrants Exercised	113,057
Warrant Noncash Provision [Member] | Warrants Associated with Series A-1 Preferred Stock [Member]
Stock Issued During Period Shares Warrants Exercised		1,989
Warrant Noncash Provision [Member] | Warrants Associated with Series A-2 Preferred Stock [Member]
Stock Issued During Period Shares Warrants Exercised	13,606
Change in Accounting Method Accounted for as Change in Estimate [Member]
Liability for Future Policy Benefits	200,000	800,000
Deferred acquisition costs	(100,000)	(1,400,000)
Retained Earnings [Member]
Impact of Restatement on Opening Retained Earnings, Net of Tax				(6,943,000)
Retained Earnings [Member] | Restatement Adjustment [Member]
Impact of Restatement on Opening Retained Earnings, Net of Tax				$ (6,943,000)
Customer Relationships [Member] | Minimum [Member]
Fair Value Inputs, Discount Rate	4.50%
Customer Relationships [Member] | Maximum [Member]
Fair Value Inputs, Discount Rate	8.50%