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Investments Debt And Equity Securities (Tables)
12 Months Ended
Dec. 31, 2012
Investments Including Short Term And Cash And Cash Equivalents [Abstract]  
investments Including Short Term And Cash And Cash Equivalents [Table Text Block]
 
December 31, 2012
 
December 31, 2011
 
Carrying
Value
 
% of Total
Carrying Value
 
Carrying
Value
 
% of Total
Carrying Value
 
(In thousands)
 
(In thousands)
Fixed maturity securities
$
791,528

 
82.7
 
$
741,753

 
85.0
Equity securities
53,741

 
5.6
 
46,137

 
5.3
Mortgage loans
1,509

 
0.2
 
1,557

 
0.2
Policy loans
42,993

 
4.5
 
39,090

 
4.5
Real estate and other long-term investments
8,553

 
0.9
 
8,644

 
1.0
Short-term investments
2,340

 
0.2
 
2,048

 
0.2
Cash and cash equivalents
56,299

 
5.9
 
33,255

 
3.8
Total cash, cash equivalents and investments
$
956,963

 
100.0
 
$
872,484

 
100.0
Unrealized Gain (Loss) on Investments [Abstract]  
Unrealized Gain (Loss) on Investments [Table Text Block]
The cost, gross unrealized gains and losses and fair value of investments in fixed maturities and equity securities, as of December 31, 2012 and 2011, are as follows.
 
 
December 31, 2012
 
Cost or
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
 
(In thousands)
Fixed maturities:
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
U.S. Treasury securities
$
10,170

 
3,773

 

 
13,943

U.S. Government-sponsored enterprises
81,788

 
3,815

 
22

 
85,581

States and political subdivisions
265,812

 
17,227

 
777

 
282,262

Foreign governments
105

 
36

 

 
141

Corporate
195,755

 
20,536

 
286

 
216,005

Commercial mortgage-backed
481

 
17

 
2

 
496

Residential mortgage-backed
5,625

 
469

 
2

 
6,092

Total available-for-sale securities
559,736

 
45,873

 
1,089

 
604,520

Held-to-maturity securities:
 

 
 

 
 

 
 

U.S. Government-sponsored enterprises
28,632

 
514

 

 
29,146

States and political subdivisions
125,634

 
5,435

 
378

 
130,691

Corporate
32,742

 
1,160

 

 
33,902

Total held-to-maturity securities
187,008

 
7,109

 
378

 
193,739

Total fixed maturity securities
$
746,744

 
52,982

 
1,467

 
798,259

Equity securities:
 

 
 

 
 

 
 

Stock mutual funds
$
10,463

 
250

 
28

 
10,685

Bond mutual funds
41,504

 
541

 
129

 
41,916

Common stock
17

 

 
2

 
15

Preferred stock
760

 
365

 

 
1,125

Total equity securities
$
52,744

 
1,156

 
159

 
53,741


 
December 31, 2011
 
Cost or
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Fair
Value
 
(In thousands)
Fixed maturities:
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
U.S. Treasury securities
$
10,228

 
3,730

 

 
13,958

U.S. Government-sponsored enterprises
143,684

 
3,198

 
65

 
146,817

States and political subdivisions
151,058

 
10,275

 
1,391

 
159,942

Foreign governments
105

 
37

 

 
142

Corporate
171,462

 
14,576

 
1,493

 
184,545

Commercial mortgage-backed
736

 
23

 

 
759

Residential mortgage-backed
7,536

 
562

 
8

 
8,090

Total available-for-sale securities
484,809

 
32,401

 
2,957

 
514,253

Held-to-maturity securities:
 

 
 

 
 

 
 

U.S. Government-sponsored enterprises
160,411

 
742

 
12

 
161,141

States and political subdivisions
56,260

 
1,941

 
84

 
58,117

Corporate
10,829

 
49

 
43

 
10,835

Total held-to-maturity securities
227,500

 
2,732

 
139

 
230,093

Total fixed maturity securities
$
712,309

 
35,133

 
3,096

 
744,346

Equity securities:
 

 
 

 
 

 
 

Stock mutual funds
$
12,686

 
415

 
376

 
12,725

Bond mutual funds
31,504

 
27

 
117

 
31,414

Common stock
17

 
7

 

 
24

Preferred stock
1,392

 
582

 

 
1,974

Total equity securities
$
45,599

 
1,031

 
493

 
46,137

Unrealized Continuous Losses on Investments [Abstract]  
Schedule of Unrealized Loss on Investments [Table Text Block]
For investments of available-for-sale fixed maturities and equity securities that have unrealized losses as of December 31, 2011, the cost, gross unrealized losses that have been in a continuous unrealized loss position for less than 12 months, gross unrealized losses that have been in a continuous unrealized loss position for 12 months or longer and fair value are as follows.

 
December 31, 2011
 
Less than 12 months
 
 
 
Greater than 12 months
 
Total
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
(In thousands, except for # of securities)
Fixed maturities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Government-sponsored enterprises
$

 

 

 
3,718

 
65

 
2

 
3,718

 
65

 
2

States and political subdivisions
1,965

 
29

 
4

 
11,777

 
1,362

 
9

 
13,742

 
1,391

 
13

Corporate
27,239

 
976

 
30

 
8,886

 
517

 
6

 
36,125

 
1,493

 
36

Residential mortgage-backed
536

 
4

 
1

 
67

 
4

 
2

 
603

 
8

 
3

Total available-for-sale securities
29,740

 
1,009

 
35

 
24,448

 
1,948

 
19

 
54,188

 
2,957

 
54

Held-to-maturity securities:
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

U.S. Government-sponsored enterprises
6,997

 
2

 
4

 
1,121

 
10

 
1

 
8,118

 
12

 
5

States and political subdivisions
8,345

 
84

 
7

 

 

 

 
8,345

 
84

 
7

Corporate
6,706

 
43

 
4

 

 

 

 
6,706

 
43

 
4

Total held-to-maturity securities
22,048

 
129

 
15

 
1,121

 
10

 
1

 
23,169

 
139

 
16

Total fixed maturities
$
51,788

 
1,138

 
50

 
25,569

 
1,958

 
20

 
77,357

 
3,096

 
70

Equity securities:
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Stock mutual funds
$
7,158

 
376

 
2

 

 

 

 
7,158

 
376

 
2

Bond mutual funds
25,387

 
117

 
10

 

 

 

 
25,387

 
117

 
10

Total equities
$
32,545

 
493

 
12

 

 

 

 
32,545

 
493

 
12

For investments of available-for-sale fixed maturities that have unrealized losses as of December 31, 2012, the cost, gross unrealized losses that have been in a continuous unrealized loss position for less than 12 months, gross unrealized losses that have been in a continuous unrealized loss position for 12 months or longer and fair value are as follows.

 
December 31, 2012
 
Less than 12 months
 
Greater than 12 months
 
Total
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
Fair
Value
 
Unrealized
Losses
 
# of
Securities
 
(In thousands, except for # of securities)
Fixed maturities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Government-sponsored enterprises
$
10,603

 
22

 
9

 

 

 

 
10,603

 
22

 
9

States and political subdivisions
54,115

 
443

 
61

 
5,099

 
334

 
2

 
59,214

 
777

 
63

Corporate
22,316

 
286

 
16

 

 

 

 
22,316

 
286

 
16

Commercial mortgage-backed
94

 
2

 
1

 

 

 

 
94

 
2

 
1

Residential mortgage-backed

 

 

 
52

 
2

 
1

 
52

 
2

 
1

Total available-for-sale securities
87,128

 
753

 
87

 
5,151

 
336

 
3

 
92,279

 
1,089

 
90

Held-to-maturity securities:
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

States and political subdivisions
40,611

 
378

 
32

 

 

 

 
40,611

 
378

 
32

Total held-to-maturity securities
40,611

 
378

 
32

 

 

 

 
40,611

 
378

 
32

Total fixed maturities
$
127,739

 
1,131

 
119

 
5,151

 
336

 
3

 
132,890

 
1,467

 
122

Equity securities:
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Stock mutual funds
$

 

 

 
972

 
28

 
1

 
972

 
28

 
1

Bond mutual funds
3,335

 
88

 
1

 
2,959

 
41

 
2

 
6,294

 
129

 
3

Common stocks
15

 
2

 
1

 

 

 

 
15

 
2

 
1

Total equities
$
3,350

 
90

 
2

 
3,931

 
69

 
3

 
7,281

 
159

 
5

Schedule of Fixed Maturities [Abstract]  
Investments Classified by Contractual Maturity Date [Table Text Block]
The amortized cost and fair value of fixed maturities at December 31, 2012 by contractual maturity are shown below.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

 
Cost or
Amortized Cost
 
Fair Value
 
(In thousands)
Available-for-sale securities:
 
 
 
Due in one year or less
$
15,092

 
15,159

Due after one year through five years
79,760

 
85,074

Due after five years through ten years
112,719

 
120,013

Due after ten years
346,059

 
377,686

Securities not due at a single maturity date
6,106

 
6,588

Total available-for-sale securities
559,736

 
604,520

Held-to-maturity securities:
 

 
 

Due in one year or less
9,998

 
10,018

Due after one year through five years
35,397

 
35,766

Due after five years through ten years
47,093

 
50,225

Due after ten years
94,520

 
97,730

Total held-to-maturity securities
187,008

 
193,739

Total fixed maturities
$
746,744

 
798,259

Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]  
Schedule of Realized Gain (Loss) [Table Text Block]
Proceeds and gross realized gains and losses from sales of equity securities for 2012, 2011 and 2010 are summarized as follows:

 
For the Years Ended December 31,
 
2012
 
2011
 
2010
 
(In thousands)
Proceeds
$
2,855

 
7,504

 
22,822

Gross realized gains
$
632

 
1,259

 
7,254

Gross realized losses
$

 

 
11

Proceeds and gross realized gains and losses from sales of fixed maturities available-for-sale for 2012, 2011 and 2010 are summarized as follows:

 
For the Years Ended December 31,
 
2012
 
2011
 
2010
 
(In thousands)
Proceeds
$
576

 

 
8,029

Gross realized gains
$
54

 

 
912

Gross realized losses
$
3

 

 
25

Investment Income [Table Text Block]
Major categories of net investment income are summarized as follows:

 
For the Years Ended December 31,
 
2012
 
2011
 
2010
 
(In thousands)
Investment income on:
 
 
 
 
 
Fixed maturities
$
27,470

 
26,606

 
26,829

Equity securities
2,158

 
1,534

 
713

Mortgage loans on real estate
104

 
99

 
101

Policy loans
3,332

 
3,024

 
2,704

Long-term investments
234

 
225

 
246

Other
99

 
122

 
207

Total investment income
33,397

 
31,610

 
30,800

Investment expenses
(1,672
)
 
(1,511
)
 
(1,580
)
Net investment income
$
31,725

 
30,099

 
29,220

Realized Gain (Loss) on Investments [Table Text Block]
Realized investment gains (losses) are as follows:

 
For the Years Ended December 31,
 
2012
 
2011
 
2010
 
(In thousands)
Realized investment gains (losses):
 
 
 
 
 
Sales, calls and maturities:
 
 
 
 
 
Fixed maturities
$
824

 
119

 
753

Equity securities
636

 
1,259

 
7,343

Property and equipment

 
2

 
(8
)
Other long-term investments
55

 
16

 
(49
)
Net realized gains
1,515

 
1,396

 
8,039

Other-than-temporary impairments ("OTTI")
 
 
 

 
 

Fixed maturities
(1,319
)
 
(70
)
 
(27
)
Other long-term investments

 
(561
)
 

Realized loss on OTTI
(1,319
)
 
(631
)
 
(27
)
Net realized investment gains
$
196

 
765

 
8,012