X0306 4 2020-04-15 0 0000024090 CITIZENS, INC. CIA 0001497157 Eliasberg James A. 14231 TANDEM BLVD., 2ND FL AUSTIN TX 78728 0 1 0 0 VP, CLO & Secretary Restricted Stock Units 2020-04-15 4 A 0 15766 0.00 A Class A Common Stock 15766 15766 D Restricted Stock Units Class A Common Stock 18512 18512 D Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock. Vesting is 50% on the first anniversary of the date of the grant (April 15, 2021) and 50% on the second anniversary of the date of the grant (April 15, 2022). On January 31, 2019, the reporting person was granted an award of restricted stock units, vesting in two equal annual installments on the first anniversary of the date of the grant (January 31, 2020) and the second anniversary of the date of the grant (January 31, 2021). /s/ Geoffrey M. Kolander, Attorney-in-Fact 2020-04-17